Property Investors Protection Plan policy document (PDF)

Property Investors Protection Plan Policy SECTION 5Virus or Similar Mechanism includesbut is not limited to Trojan horsesworms and logic bombsHackingHacking means unauthorised accessto any computer or other equipment orcomponent or system or item whichprocesses stores transmits orretrieves dataDenial of Service AttackDenial of Service Attack means anyactions or instructions constructed orgenerated with the ability to damageinterfere with or otherwise affect theavailability of networks networkservices network connectivity orinformation systems Denial of ServiceAttacks include but are not limited tothe generation of excess traffic intonetwork addresses the exploitation ofsystem or network weaknesses andthe generation of excess or nongenuinetraffic between andamongst networks2) Excluded PropertyThis insurance does not cover anylosses whatsoever directly or indirectlycaused by or contributed to by orarising from or occasioned by orresulting from DAMAGE in respect ofi) any property located outsideEngland Wales and Scotlandii) any nuclear installation ornuclear reactoriii) any property which is specificallyexcluded elsewhere in this Policyiv) any property which is insured by orwould but for the existence of thisPolicy be insured by any form oftransit aviation or marine policyD subject to the following additional policyterms and conditions1) In any action or other proceedings wherethe Company alleges that any DAMAGEis not covered by this Section 5 theburden of proving that such DAMAGE iscovered shall be upon the Insured2) Except where otherwise indicated in thisSection 5 the insurance provided by thisSection 5 is subject to all the termsdefinitions exclusions conditions andprovisions of this Policy Subject to anylimits stated within this Section 5 theCompany’s liability in respect of all lossesarising out of any one occurrence and inthe aggregate in any one period ofinsurance shall not exceed the limits asotherwise specified under this PolicyE in respect only of the insurance providedby paragraph 2 of this Section 5 subjectto the following additional policy termthe liability of the Company in respect ofDAMAGE directly or indirectly caused bycontributed to by resulting from or arisingout of or in connection with biologicalchemical or nuclear pollution orcontamination will be subject to a limitof up to £25 million any one loss andin the aggregate during any one periodof insurance29