USAA 2010 Report to Members

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Pat & Manuel EscobarUSAA MEMBERS SINCE 1993Pat and Manuel Escobar realized that they werecutting it close.The couple had made some mistakes handlingtheir investments over the years, and theycame to USAA to help them get back on track.With retirement nearing for both of them,the second-generation USAA members fearedthey had waited too late to get assistance.USAA helped them consolidate their scatteredinvestments and plan for their retirement incomeneeds. And, despite the turbulent economy,USAA aided the couple in reaching their goalof enjoying their golden years in sunny Arizona,right back where they started out as collegesweethearts.USAA IS OURGuaranteed Income AnnuityIndividual Retirement Accounts2 USAA 2010 REPORT TO MEMBERSInvestments/Insurance: Not FDIC Insured · Not Bank Issued, Guaranteed or Underwritten · May Lose ValueThe Escobars’ experience may not be representative of other clients and is no guarantee of future performance or success.The fixed annuity guarantee against principal loss depends on the claims paying ability of the insurance company. An annuity isa contract sold by an insurance company to provide income, usually after retirement, that cannot be outlived.See legal information on Page 21.
USAA IS MYFour-Star CheckingUSAA App for Android and Deposit@Mobile ® USAA 2010 REPORT TO MEMBERS 3Rebecca VoglerUSAA MEMBER SINCE 2008Rebecca Vogler doesn’t know the meaningof “slow down.”As the mother of an 8-year-old, she’s constantlyon the go taking care of her son, tutoring kidsat a nearby military installation and pursuinga career in clinical psychology. Not surprisingly,Rebecca takes care of as many of life’s details asshe can via her mobile phone.And, after switching to USAA Bank, thatincludes managing her money. Thanks to theUSAA Mobile App for Android, she monitorsher accounts daily and uses the Deposit@Mobilefeature to take pictures of checks and depositthem in her account wirelessly.A USAA member thanks to her father, whoserved as a Marine, Rebecca wishes she hadswitched sooner. But she’s happy that USAAhelps make her life a little less hectic now.See legal information on Page 21.
Page 1: USAA 2010 REPORT TO MEMBERSSERVING
Page 6 and 7: USAA IS MYTerm Life InsuranceHome a
Page 8 and 9: John D. Monahan, USA (Ret.)USAA MEM
Page 10 and 11: USAA’S MISSIONThe mission of the
Page 12 and 13: HOW WE SERVE YOUServing our members
Page 14 and 15: USAA IS OURImparting the Core Value
Page 16 and 17: OUR FINANCIAL STRENGTHMANAGEMENT’
Page 18 and 19: CONSOLIDATED STATEMENTS OF INCOMECo
Page 20 and 21: OUR 2010 BOARD OF DIRECTORSSixteen
Page 22 and 23: OUR 2010 EXECUTIVE COUNCILThe day-t
Page 24: THANK YOU and loyalty in 2010.for y

USAA 2010 Report to Members

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