undergraduate - UNSW International - The University of New South ...

www.unsw.edu.au | UNSW International Undergraduate Guide 2011 | 79Entry of Spouse and DependantsStudents who wish to bring their spouse and children must provideproof that they have sufficient funds to support them while they arein Australia. A dependent spouse can obtain permission to work butobtaining employment is not easy. It is not advisable to plan yourincome on the basis of a spouse obtaining work. A student may needto budget an additional minimum of A$8,000 a year for a spouse andup to A$3,400 a year for each child (not including schooling costs.)Schooling for Dependent ChildrenThe current policy of the New South Wales Department of Educationand Training is that dependent children of international students, withthe exception of those studying a PhD or on full scholarships fundedby the Australian Government or a publicly funded Australian highereducation institution, are required to pay the ‘Temporary ResidentAdministration and Education Fee’. Fees to enrol in a governmentschool for 2010 are A$4,500 per year for kindergarten to Year 6,A$4,500 per year for Year 7 to Year 10 high school students andA$5,500 per year for Year 11 and Year 12 high school students. Anapplication fee of A$110 applies. Confirmation of Enrolment forms arerequired for dependent children to enter Australia. Applications forschools and visas will need to be planned well in advance of leavingtheir home country.Note: Some PhD students are not eligible for the school tuition feewaiver. Please check the Department of Education and Training websitefor more information.www.detinternational.nsw.edu.auChildcareIf you plan to come to Australia with babies or small children, it isimportant to consider the availability and cost of child care. Attitudes,facilities and costs of child-minding are probably different compared tothose in your home country. Full-time care is difficult to find, especiallyfor children under three years of age, and costs approximately A$68 to$78 a day.There are four childcare centres on campus including Honey Pot, Houseat Pooh Corner, Kanga’s House and Tigger’s Place. There is a longwaiting list for places for younger children. The Honey Pot providessessional, occasional and long day care for children aged two monthsto five years old.Health Care in AustraliaStandards of health care in Australia are high. At UNSW, medical,dental and physiotherapy services are available on campus. There arealso many medical practices in the suburbs surrounding the University.Public and private hospitals are also located nearby.Overseas Student Health Cover (OSHC)The Australian Government requires that, as part of their visarequirements, all international students pay for health insurance inAustralia through the Overseas Student Health Cover (OSHC) schemeand maintain insurance for the full duration of their studies. The onlyexceptions to this requirement are for students from Sweden andNorway, who are not required to pay for OSHC if they can provideproof of official health insurance cover from their home governmentprovider. New students are encouraged to purchase OSHC cover forthe length of their program of study (standard program duration minusgiven advanced standing duration, if any). The OSHC Worldcare feesare listed on the offer of admission letter.There are four registered providers of OSHC and UNSW’s preferredprovider is OSHC Worldcare (www.oshcworldcare.com.au/unsw). If youdecide to purchase your OSHC from the University’s preferred provider,you can arrange it yourself or through the University when paying yourtuition fee deposit. If you ask the University to arrange it for you, wewill receive a commission which is used to improve services to students.If you decide to purchase your OSHC from one of the other providers,you will not be disadvantaged but you must arrange it directly withthe provider yourself. The other OSHC providers are: BUPA AustraliaHealth, Medibank Private and Australian Health Management (AHM).Further information about other OSHC providers is available from theAustralian Department of Health and Ageing.www.health.gov.au/internet/main/publishing.nsf/Content/privatehealth-consumers-overseascover.htmYou must pay for OSHC before being issued with a student visa or,in the case of continuing students, before being granted a furtherTemporary Entry Permit. For OSHC Worldcare, the cost of OSHC inyour first year of study will be approximately A$390.Note: Membership of health insurance schemes in your home countrydoes not exempt you from paying the OSHC.Medical TreatmentThe Australian Government sets a recommended schedule fee formedical services but some doctors charge above this amount. OSHCWorldcare’s scheme covers 100% of the Medicare Benefits Schedule(MBS) fee for a visit to your doctor (outside hospital). For medicalservices while you are an inpatient (when you stay overnight in thehospital) at a hospital OSHC Worldcare will pay 100% of the MBS fee.In both situations, if your doctor charges above the MBS you must paythe difference.Hospital TreatmentUNSW’s preferred provider, OSHC Worldcare, pays 100% of the ratedetermined by Medicare for services charged to a patient in a sharedward in any public hospital. The scheme will pay 100% of the insurablecosts of medical and hospital services while you are an inpatient ata contracted private hospital (minimum shared accommodation). Ifa private hospital or doctor charges above the insurable costs, youwill have to pay the difference. OSHC Worldcare covers 100% of therate determined by Medicare for services charged to a patient if youreceive treatment as an outpatient of a public hospital. The schemealso provides cover for the cost of ambulance transport if medicallynecessary for admission to hospital or for emergency treatment.ExclusionsStudents with pre-existing conditions will need to serve a 12 monthwaiting period for treatment under OSHC Worldcare’s scheme. Aswith any health insurance, certain services are currently not covered byOSHC Worldcare’s policies. These include optical, physiotherapy, dentaland pharmaceutical. If you wish to be covered for these expenses,you need to have additional insurance. For a full list of conditions andfurther information check with OSHC Worldcare.www.oshcworldcare.com.au/unswUniversity Health ServiceOn the Kensington campus, general medical and dental services areavailable between 8:30am and 5:30pm Monday to Thursday and8:30am to 5:00pm on Friday during session and 9:00am to 5:00pmthrough vacation periods.