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H O S P I TA L A N D M E D I C A L G A P<br />
Case Study three<br />
Emergency Caeserean<br />
Leona, a 35 year old female pregnant with her third child was admitted to<br />
hospital for an emergency caeserean. Leona has been a member for 8 years<br />
on Classic Gold cover. Both mother and baby spent 7 days in hospital.<br />
Both are doing fine.<br />
NSW<br />
Charge: . . . . . . . . . . . . . . . . . . . . . . . . .$8,833.55<br />
Benefit paid: . . . . . . . . . . . . . . . . . . .$8,833.55<br />
Total Benefit . . . . . . . . . . . . . . . . . . . . . . . .$8,833.55<br />
Out of pocket: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .$0<br />
Case Study four<br />
Car Accident<br />
Andrew is a 17 year old male who has been on his parents’ Classic Silver<br />
membership since 2000. Six months ago Andrew was in a car accident and<br />
received serious injuries. He has been in and out of hospital all of this time<br />
receiving treatment. Andrew is now on the road to recovery.<br />
QLD<br />
Charge: . . . . . . . . . . . . . . . . . . . . . . . .$31,666.60<br />
Benefit paid: . . . . . . . . . . . . . . . . . .$31,666.60<br />
Total Benefit . . . . . . . . . . . . . . . . . . . . . .$31,666.60<br />
Out of pocket: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .$0<br />
Case Study five<br />
Premature Baby<br />
Baby Alex was born 2 months premature. Alex spent the first 52 days of her<br />
life in the hospital’s neo natal unit. Alex’s parents have been with <strong>Westfund</strong><br />
since 2001 on Classic Gold and Platinum covers. Alex is now a happy,<br />
healthy one year old.<br />
QLD<br />
Charge: . . . . . . . . . . . . . . . . . . . . . . . .$36,517.90<br />
Benefit paid: . . . . . . . . . . . . . . . . . .$36,517.90<br />
Total Benefit . . . . . . . . . . . . . . . . . . . . . . .$36517.90<br />
Out of pocket: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .$0