SECURITIES PROSPECTUS

with the provision of services underagency agreements76 1 0 99 00 Other payables76 2 0 00 00 VAT with regard to unpaid longtermaccounts receivable76 3 Т Advance payments made76 3 0 00 00 Advance payments made76 3 0 38 00 Short-term advance payments madein connection with the provision ofservices under agency agreements76 4 T Short-term accounts receivable76 4 1 Т Insurance receivable76 4 1 2 Т Receivables from insurers76 4 1 2 1 T Compulsory insurance receivable76 4 1 2 1 10 Property insurance76 4 1 2 1 20 Personal insurance76 4 1 2 2 T Voluntary insurance receivable76 4 1 2 2 10 Voluntary property insurance76 4 1 2 2 20 Voluntary personal insurance(health insurance)76 4 1 2 2 30 Voluntary personal insuranceagainst death or disability76 4 1 2 2 40 Long-term life insurance76 4 1 2 3 00 Non-governmental retirementinsurance receivable76 4 1 2 4 00 Other receivables76 4 1 2 5 00 Insurance indemnity payable76 4 2 0 0 00 Settlements with respect to the saleof fixed assets and other assets76 4 2 1 0 00 Settlements with respect to the saleof other property76 4 2 2 0 00 Settlements with respect to the saleof property to individuals76 4 3 1 0 00 Claims receivable76 4 4 Т Income receivable76 4 4 1 0 00 Dividend receivable76 4 4 2 0 00 Results under simple partnershipagreement76 4 4 3 0 00 Other settlements with respect toincome receivable76 4 4 4 0 00 Interest on extended loansreceivable76 4 4 5 0 00 Interest on securities receivable76 4 5 Т Receivables from R&D fundparticipants76 4 5 1 0 00 Receivables from R&D fund76 4 6 0 0 00 Authorized capital contributions283