Po 1871 m., kai susikūrė Vokietijos imperija, markė ... - Šiaulių bankas
Po 1871 m., kai susikūrė Vokietijos imperija, markė ... - Šiaulių bankas
Po 1871 m., kai susikūrė Vokietijos imperija, markė ... - Šiaulių bankas
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23<br />
The year of 2007 was sundry and<br />
colorful. The fi nancial stability and<br />
strength of <strong>Šiaulių</strong> <strong>bankas</strong> AB were<br />
favourably assessed by the independent<br />
experts - in February 2007 the<br />
international rating agency “Moody’s”<br />
provided the following higher ratings<br />
to <strong>Šiaulių</strong> <strong>bankas</strong>: a long-term deposit<br />
rating up to Ba2 and fi nancial strength<br />
rating up to D. While a short-term<br />
deposit rating was NP and a long-term<br />
rating outlook remained stable.<br />
A couple of years ago <strong>Šiaulių</strong> <strong>bankas</strong><br />
won recognition in the international<br />
loan market when the European Bank<br />
for Reconstruction and Development<br />
(EBRD) became its major shareholder.<br />
During the several recent years the bank<br />
has been successfully affi liating with<br />
the foreign partners in the international<br />
fi nancial markets.<br />
In March 2007 the bank signed an<br />
agreement with the Council of Europe<br />
Development Bank (CEB) regarding<br />
granting the credit line of EUR 10 million<br />
to fi nance small and medium-sized<br />
Finansavimo šaltinių struktūra<br />
The structure of the fi nancial sources<br />
48 % Gyventojai<br />
Residents<br />
business. This was already the third<br />
loan agreement entered between<br />
the Council of Europe Development<br />
Bank and <strong>Šiaulių</strong> <strong>bankas</strong>. In summer<br />
of 2007 the bank signed the fi rst<br />
syndicated loan of EUR 30 million,<br />
which was the biggest credit line<br />
granted to <strong>Šiaulių</strong> <strong>bankas</strong> from the<br />
international fi nancial organizations.<br />
The loan assigned for corporate<br />
banking purposes was arranged to<br />
<strong>Šiaulių</strong> <strong>bankas</strong> by the Austrian bank<br />
Raiff eisen Zentralbank Osterreich AG<br />
and German bank HSH Nordbank<br />
AG. Together with these two banks<br />
the loan funds were granted by<br />
the banks from Germany, Austria,<br />
Switzerland, <strong>Po</strong>rtugal, Norway, France<br />
and <strong>Po</strong>land – all in all by thirteen<br />
European banks. In 2007 <strong>Šiaulių</strong><br />
<strong>bankas</strong> started exploiting a ten-year<br />
credit line of EUR 10 million granted<br />
by the German credit and fi nance<br />
institution “KfW Bankengruppe”. The<br />
funds were used to provide funding<br />
to regional projects developing the<br />
collaboration with town and regional<br />
municipalities.<br />
25 % Verslo klientai<br />
Corporate clients<br />
27 % Ban<strong>kai</strong> ir<br />
kitos fi nansinės<br />
institucijos<br />
Banks and other<br />
fi nancial institutions<br />
Vita Adomaitytė – Chief Financial Offi cer, Head of the Accounting<br />
and Reporting Division<br />
� e forerunners of banknotes – state treasury notes<br />
– were issued in 1024 in China, under the Sung<br />
Dynasty. � ey consisted of printed paper resilient<br />
to folds and tears made from the bark of mulberry<br />
trees, and using copper striking stamps.