Annual report 2009-OK.qxp - Canadia Bank Plc.

Canadia Bank Plc.31. FINANCIAL RISK MANAGEMENT (continued)31.3 Liquidity risk (continued)d) Off-balance sheet itemsi. Loan commitmentsThe contractual maturity dates of the Bank's off-balance sheet financial instruments with commitmentto extend credit to customers and other facilities, as disclosed in Note 29,, are summarised in the tablebelow.ii. Other financial facilitiesOther financial facilities, as disclosed in Note 29, are also included below based on the earliestcontractual date.iii. Operating lease commitmentsWhere the Bank is the lessee, the future minimum lease payments under non-cancellable operatingleases, as disclosed in Note 29, are summarised in the table below.iv. Capital commitmentsCapital commitments for the construction of head office buildings and acquisitions of property andequipment, as disclosed in Note 29, are summarised in the table below.Annual Report 200972No later Over 5than 1 year 1 to 5 years years TotalAs at 31 December 2009Unused portion of approved credit facility 39,828,331 - - 39,828,331Acceptances and other financial facilities 7,759,869 729,103 1,350 8,490,322Operating lease commitments 477,785 1,374,815 2,205,518 4,058,118Capital commitments 1,158,801 - - 1,158,801TOTAL 49,224,786 2,103,918 2,206,868 53,535,572Million Riel equivalent (Note 2.1) 205,218 8,771 9,201 223,190As at 31 December 2008Unused portion of approvedcredit facility 28,459,913 - - 28,459,913Acceptances and other financial facilities 4,613,409 - - 4,613,409Operating lease commitments 307,385 770,315 2,111,368 3,189,068Capital commitments 5,656,910 622,188 - 6,279,098TOTAL 39,037,617 1,392,503 2,111,368 42,541,488Million Riel equivalent (Note 2.1) 159,313 5,683 8,616 173,612