USAA Magazine Fall 2006

YOUR RETIREMENT: easier.Your EasyRetirementAnswer CenterUSAA HELPS YOU UNDERSTAND IRASAND HOW THEY COULD BENEFIT YOUWithout the proper tools and guidance, planning for retirement canbe confusing. Let USAA simplify the process and identify solutions foryour traditional IRA, Roth IRA, or retirement plan rollover. Our advisors are oncall to help you invest your IRA with any of these USAA financial products:AnnuitiesWith a guaranteed savingsannuity, you reach yourretirement goals faster:■ Tax-deferred TripleCompounding earns youinterest on your money,interest on your interest,and interest on the taxesyou would have paid■ Guaranteed growth withno market risk■ No annual limit on yourcontributionLOCK IN YOUR RATEON USAA.COM —keyword USAAannuities.GuaranteedSavingsAnnuityFor yourpeace of mindSuper-Low Fees 10More of yourmoney workingfor youMutual FundsAdvice for the long haul,no matter how little or howmuch you have to invest:■ LOW PRICE — All fundsare no-load, so all of yourmoney is invested■ SERVICE — Ask any question,get straightforwardanswers■ FLEXIBLE — Invest as littleas $20 a month in somefunds — or as much asyou like 9GET A RECOMMENDATIONON USAA.COM —keywordUSAAMutualFunds.Certificates ofDepositYour USAA membershipearns you higher interest:■ One of the highest ratesin the nation■ Guaranteed growthfor your savings— there’s norisk since it isFDIC-insured■ Consider anadjustablerateCD witha lower initialrate. If rates rise,you can request aone-time adjustment — upto 2% maximum — duringyour termLOCK IN YOUR RATEON USAA.COM —keyword USAACDs.USAA’s OnlineRetirement AdvisorTake 5 minutes to set your goals,find ways to achieve them,and help manage yourfinancial future4-Yearat 5.01 %annual percentage yieldwhen youopen online 11Consider the investment objectives, risks, charges, and expenses of the USAA mutual funds carefully beforeinvesting. Contact us at (800) 531-8181 for a prospectus containing this and other information about thefunds from USAA Investment Management Company, Distributor. Read it carefully before investing.Investments/Insurance: Not FDIC Insured • Not Bank Guaranteed • May Lose ValueAn annuity is an insurance contract sold by an insurance company designed to provide an income, usually afterretirement, that cannot be outlived. Extended Guarantee Annuity: AEG37641ST 05-01 (varies by state); in NY,NEG38001NY 05-01. Restrictions apply to the availability of certain products.“Can I reach myretirement goalsfaster with amix of financialproducts?”“What are my optionsfor guaranteedretirement income?”30USAA MAGAZINE WINTER 2007 USAA.COM