USAA Magazine Fall 2006

USAAA MEMBER’S GUIDE TO FINANCIAL SECURITYWINTER 2007 • VOLUME 43 • NUMBER 4Don’t Get Taken fora Ride 14Avoid making money missteps like thesecharacters. If it’s too late, discover how torecover. By Steve BucciWarranties: Are TheyWorth It? 17Pricing, fine print, and more. Get the factsbefore settling on a protection plan for yournext purchase. By Mark HenricksSafety ’Net 20Today’s Internet weaves an awfully tangledweb. Follow these tips to protect your familyonline. By Preston Gralla14 Don’t let a suddendrop in the stockmarket terrify you.Learn how to keepyour cool duringmarket volatility, andget other money dosand don’ts.Spend Right inRetirement 22Financial experts explain how to tap yourfunds to make the most of your hard-earnedmoney. By Kerry HannonPayback 24Considering a renovation? This triparound the house shows how to get thegreatest return. By Janice Rosenberg22 Your retirementsavings may be stashedin different places, but,altogether, the moneystacks up. Make sure youspend it the wisest way.10 The Stuarts find themselves near retirementwith little savings. USAA helps them get a plan.4COVER PHOTO: C.J. BURTONUSAA MAGAZINE WINTER 2007 USAA.COM