USAA Magazine Fall 2006

A MEMBER’S GUIDE TO FINANCIAL SECURITYUSAAMAGAZINEIn Every IssueOn theCoverSmart moves— learn howto make them.Don’t Get Taken for a Ride 14Mail Call 6Members offer an ideafor healthy living and findinspiration in one patriot’svolunteer service.FYI 7Learn the secrets behindfree credit reports plusnaming beneficiaries.Financial Makeover 10See how one couple isplaying catch-up to savefor the future.Retirement Coach 12Get answers toretirement questionsand see how much youshould be saving.Member Savings 27USAA helps membersthrough all stages of life.USAA.COMYOUR LIFE: easier.Visit the all-new usaa.com todayYou’ll love the new usaa.com, which debuted earlierthis fall. The improved design, navigation, andfeatures help you plan for your financial futurebetter than before. And, of course, it makes onlinetransactions a snap. If youhaven’t toured the newsite, you’ll discover threeeasy-to-use sections:My Accounts — Givesinstant access to all ofyour USAA accounts andrelated transactions on onepage after you log on.Products and Services —Provides links to productinformation and USAAservices, as well as preapprovedoffers availableto you.Advice and Planning —Links to tools related tomanaging debt, investing,and preparing for retirement,plus articles andvideos from USAA experts.Now, doing business withUSAA online is simplerand smarter than ever.DIDYOUKNOW?YOU CAN:MAKE PAYMENTS.MOVE MONEY.REQUEST AUTOID CARDS.RESET YOURPIN.Member Snapshot 36Hear from an astronautwho ran the BostonMarathon — in space.CHECK OUT THE ADVICE & PLANNING SECTIONand visit Retirement Planning to use the helpful OnlineRetirement Advisor tool.USAAUSAA Magazine is published quarterlyby USAA as an informational and educationalservice to members. Material in thismagazine may not be reproduced, stored ina retrieval system, or transmitted in anyform or by any means (electronic, mechanical,photocopy, or otherwise) without permissionfrom the publisher. The post officedoes not forward copies from incorrectaddresses. Copyright© 2007 by USAA.All rights reserved.EXECUTIVE EDITOR: Sarah PlasterMANAGING EDITOR:Jennifer Chappell SmithCONTRIBUTORS: Nancy McAllister,Dennis McCafferty, Brian P.McGlincheyPRODUCTION ANDCIRCULATION MANAGER:Lisa SeversonVICE PRESIDENT,MEMBER COMMUNICATIONS:Rhonda CrawfordDESIGNED BY: McMurry, 1010 E.Missouri Ave., Phoenix, AZ 85014PUBLISHED BY: USAA, 9800Fredericksburg Road, SanAntonio, TX 78288-3533;(800) 531-8646 (magazine businessonly). For information aboutUSAA’s products and services,see page 27 or log on to usaa.com.For information about reprintingmaterial from USAA Magazine,please write to Lisa Severson atthe address above. Requests mustbe in writing.MISSION: USAA’s mission is tofacilitate the financial securityof its members, associates, andtheir families through provisionof a full range of highly competitivefinancial products andservices; in so doing, USAA seeksto be the provider of choice forthe military community.USAA products and services areavailable only in those jurisdictionswhere USAA is authorized by locallaw to promote and sell them.USAA ALSO PUBLISHES: usaa.commagazine for USAA membersbeginning their financial journey,U Magazine for members who areelementary and middle-school age,U-TURN for young teen members,and U.25 for young adults.USAA with the eagle is a registeredservice mark of USAA.USAA.COM WINTER 2007 USAA MAGAZINE5