Wald, Peter. USAA Wellness

Wellness participation impact to risk and costRisk ComparisonAt-Risk, Non-Participants At-Risk, Participants Not At-RiskRisk Factors32102.61.81.4Fitness2.5 2.41.8 1.8 1.7 1.61.3 1.41.6 1.51.0 1.0 1.0 0.9 1.0Smoking External Fitness Fitness Equipment Weight Mgmt On-Site Fitness Iow aCost ComparisonAt-Risk, Non-Participants At-Risk, Participants Not At-Risk$4,000Cost$3,000$2,000$1,000$0$2,789$3,299$2,469$2,724$2,313$2,172$2,869$2,312$2,173$2,631$2,803$2,221$2,748$2,461$1,776$3,701$3,373$2,205Smoking External Fitness Fitness Equipment Weight Mgmt On-Site Fitness Iow aParticipation in wellness programs decreases risks and generally lowers costs.14