Wald, Peter. USAA Wellness

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<strong>Wellness</strong> participation impact to risk and costRisk ComparisonAt-Risk, Non-Participants At-Risk, Participants Not At-RiskRisk Factors32102.61.81.4Fitness2.5 2.41.8 1.8 1.7 1.61.3 1.41.6 1.51.0 1.0 1.0 0.9 1.0Smoking External Fitness Fitness Equipment Weight Mgmt On-Site Fitness Iow aCost ComparisonAt-Risk, Non-Participants At-Risk, Participants Not At-Risk$4,000Cost$3,000$2,000$1,000$0$2,789$3,299$2,469$2,724$2,313$2,172$2,869$2,312$2,173$2,631$2,803$2,221$2,748$2,461$1,776$3,701$3,373$2,205Smoking External Fitness Fitness Equipment Weight Mgmt On-Site Fitness Iow aParticipation in wellness programs decreases risks and generally lowers costs.14
BMI is highly correlated with risk and costBMI < 24.99 25 - 29.99 30 - 34.99 > 35N 4,156 4,787 2,761 2,266HRA Risks 1.14 1.30 2.59 2.83Average Cost $3,601 $3,813 $4,601 $5,744Impact of BMI on Medical Costs$7,000$6,000$5,000Medical Cost$4,000$3,000$2,000$1,000$0< 24.99 25 - 29.99 30 - 34.99 > 35BMIBMI has significant impact and needs to be a primary focus area.15
Page 1 and 2: USAA WellnessInvesting in Our Emplo
Page 3 and 4: Wellness and our Benefits StrategyO
Page 5 and 6: Integrated health benefits trend by
Page 7 and 8: Wellness MessagesDon’t Smoke.Be A
Page 9 and 10: Key Program ElementsIdentityHealth
Page 11 and 12: Sustaining Management Commitment to
Page 13: Two HRAs Risk ComparisonLeftward sh
Page 17 and 18: We Need to Move Employees and Their

Wald, Peter. USAA Wellness

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