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SERVICE CHARGES MANUAL(w.e.f. 01st April 2013)Sr.No.ParticularsAmount of charges(Mumbai, Navi Mumbai, Thane, RaigadBranches)Amount of charges(Outstation Branches)(Including Nashik & Pune Region Branches)Part I1SAVINGS DEPOSITS (OPERATIVE/ INOPERATIVE/ DORMANT)(a)ACCOUNT OPENING & MAINTENANCE OF MINIMUM BALANCEi) With cheque book ` 1,000/- ` 500/-ii) Without cheque book ` 300/- ` 100/-(b)PENALTYi) Charges for failure to maintain ` 50/- quarterly ` 10/- quarterlyminimum balanceii) More than 100 withdrawals in six months ` 10/- per withdrawal above 100 withdrawals NIL(Including ATM trasanctions)( Half yearly charge)(c)CLOSURE OF ACCOUNTSi ) If closed within 2 years from the date ` 125/- ` 100/-of opening the A/cii) If closed after 2 years from the date of NIL NILopening the A/c.iii) Charges for unused cheques ` 5/- per cheque leaf ` 5/- per cheque leafsurrendered/lost/stolen/misplaced tobe collected at the time of closing of A/c(d)RETURN OUTWARD (CRC/ ECS/ discounting of cheques)i) for want of funds ` 300/- per cheque + int. @ 18% p.a. ` 70/-on the amount of chequeii) for any other reason including stop ` 300/- per cheque + int. @ 18% p.a. ` 70/-paymenton the amount of chequeiii) RETURN INWARD ` 100/- per cheque ` 50/- per cheque(Charges for cheques received unpaidwhich are sent in clearing)(Applicable for ECS Returns also)(e)ISSUE OF CHEQUE BOOKSAdditional cheque book * ` 4/- per cheque leaf ` 3/- per cheque leaf(f)ISSUE OF DUPLICATE PASS BOOKi) With present balance ` 25/- ` 10/-ii) With previous entries ` 25/- + ` 6/- per page of pass book ` 10/- + ` 5/- per page of pass book` 15/- per page of computer statement ` 5/- per page of computer statement(g) SURRENDER OF UNUSED CHEQUES ` 5/- per unused cheque leaf ` 2/- per unused cheque leafFOR OPERATIVE SB A/C.(h) Withdrawals ok without Pass Book ` 20/- per instance NIL(i) Service Charges for Cash deposit NIL NIL

Sr.No.ParticularsAmount of charges(Mumbai, Navi Mumbai, Thane, RaigadBranches)Amount of charges(Outstation Branches)(Including Nashik & Pune Region Branches)Part I(a) Issue of Duplicate receipt (to be ` 25/- ` 25/-issued in the form of Certificate)(b) DDS accounts Please contact Branch Manager Please contact Branch ManagerClosure of account before maturity(c) Recurring Deposit * ` 1.50 for every ` 100/- per month * ` 1.50 for every ` 100/- per month(Penalty for delayed payment) (i.e. 15 paise per ` 10/-) (i.e. 15 paise per ` 10/-)(d) Service Charges for Cash deposits NIL NIL4LOANS & ADVANCES, CASH CREDIT, FLXLN & SOD A/CS(a)PROCESSING CHARGES FOR NEW APPLICATIONS (NON-REFUNDABLE) ONLY/ IN PRINCIPLE ACCEPTANCE& TAKE OVER PROPOSALS ( EXCEPT HOUSING LOANS)i) Upto ` 10 Lakh NIL NILii) Above ` 10 Lakh 0.10% of the amount applied* 0.10% of the amount applied*(Maximum ` 25,000/-) (Maximum ` 25,000/-)(b)SERVICE CHARGES FORi) Cash Credit, Bill Discounting & WCTL 1.3% for first sanctioned limit & subsequently 0.70% for first sanctioned limit & subsequently(Except OD against FDRs & FLXLN)on enhanced limit subject to max. ` 25.00 Lakh on enhanced limit subject to max. ` 25.00 Lakh(Per party in case of combined facilities) (Per party in case of combined facilities)ii) For all SOD IMP A/cs @ 1.30% on amount sanctioned @ 0.70% on amount sanctionediii) For Secured Overdraft (SOD) & Loans 0.70% of loan amount subject to 0.70% of loan amount subject toagainst collateral securities like NSCs/ minimum ` 100/- maximum ` 1000 minimum ` 100/- maximum ` 1000RBI Bonds/ LIP/ KVPiv)TERM LOAN (All Types)(Except loan against term deposit & FLXLN) 1.3% of sanctioned limit subject to 0.70% of sanctioned limit subject tomaximum ` 25.00 Lakh (Per party inmaximum ` 25.00 Lakh (Per party incase of combined facilities)case of combined facilities)v) Gold Loans & SODGLD @ 0.7% of loan amount subject to @ 0.7% of loan amount subject tominimum ` 100/- maximum ` 1000 minimum ` 100/- maximum ` 1000Maximum ` 500 - Udupi Region Branches onlyvi) Housing Loan 0.7% of sanctioned limit 0.7% of sanctioned limit(Refer Office Order No.302)(Refer Office Order No.302)vii) Short Term Corporate Loan (STCL) 1.3% of sanctioned limit 0.7% of sanctioned limit(c)viii) Bill discounted under LC 0.1% of sanctioned limit subject to 0.1% of sanctioned limit subject tominimum of ` 250/- minimum of ` 250/-(to be collected at the time of discounting of bill)(to be collected at the time of discounting of bill)NOTICE TO DEFAULTERS* LOANSi) D-1 Notice ` 20/- ` 20/-ii) D-2 Notice ` 25/- ` 25/-iii) D-3 Notice ` 30/- ` 30/-iv) D-4 & Subsequent Notices ` 60/- if sent by Reg. A. D. otherwise ` 30/- ` 60/- if sent by Reg. A. D. otherwise ` 30/-v) Advocate Notice ` 350/- ` 350/-vi) Case file charges Actual Actualvii) Visit charges per visit to borrower/ ` 115/- per visit (Only if visit notice is served) ` 115/- per visit (Only if visit notice is served)sureties for recovery purpose3* CASH CREDIT ACCOUNTSi) D-22 Notice ` 30/- ` 30/-ii) D-23 Notice ` 35/- ` 35/-iii) Renewal reminder notice ` 35/- ` 35/-iv) Notice for non-operation in account ` 35/- ` 35/-for more than 3 monthsv) Advocate notice ` 460/- ` 460/-

Sr.No.ParticularsAmount of charges(Mumbai, Navi Mumbai, Thane, RaigadBranches)Amount of charges(Outstation Branches)(Including Nashik & Pune Region Branches)vi) Case file charges Actual Part IActualvii) Visit charges for recovery/ ` 115/- per visit (Only if visit notice is served) ` 115/- per visit (Only if visit notice is served)non-renewal/non-operationviii) Non display of Bank's name board at ` 300/- ` 300/-place of business/office/factorypremises/on machinery/on vehicle(d)(e)STATUTORY NOTICEi) Issued u/s 13 (2) of SARFAESI Act ` 2,000/- ` 2,000/-ii) Reconveyance of Mortgaged Property ` 1,000/- + actual stamp duty ` 1,000/- + actual stamp dutyVEHICLE ETC.i) Issue of NOC to RTO ` 50/- ` 30/-ii) Issue of HPTR to RTO ` 50/- ` 30/-iii) Seizing chargesa) Two wheeler/three wheeler ` 1,000/- ` 600/-b) Light motor vehicle ` 1,200/- ` 750/-c) Heavy vehicle ` 3,000/- ` 2,000/-d) Excavators & cranes ` 10,000/- or actual outsourcing charges ` 5,000/- or actual outsourcing chargesas approved.as approved.(f) i) SEALING/ POSSESSION OF IMMOVABLEPROPERTIESa) Flat/Stall/Gala/Shop/Bunglow ` 2,000/- ` 2,000/-b) Factory Premises/Industrial Unit ` 5,000/- ` 5,000/-c) Possession of Flat/ Stall/ Gala/ Shop/Bunglow through Court` 2,000/- plus actual expenses incurred fortaking possession` 2,000/- plus actual expenses incurred for takingpossessionii)Possession of Factory Premises/ Indl. Unitthrough Courta) Sanctioned amt. upto ` 5.00 Lakh ` 3,000/- plus actual expenses incurred fortaking possessionb) Sanctioned amt. above ` 5.00 Lakh to ` ` 5,000/- plus actual expenses incurred for50.00 Lakhtaking possessionc) Sanctioned amt. above ` 50.00 Lakh ` 10,000/- plus actual expenses incurred fortaking possession` 3,000/- plus actual expenses incurred for takingpossession` 5,000/- plus actual expenses incurred for takingpossession` 10,000/- plus actual expenses incurred for takingpossession(g) i) ASSIGNMENT OF NSC/KVP ` 50/- per certificate & actual travelling ` 25/- per certificate & actual travellingcharges not exceeding ` 200/- (bothcharges not exceeding ` 150/- (bothinclusive) + actual post office charges inclusive) + actual post office chargesii) ENCASHMENT OF NSC/IVP/KVP ETC. ` 100/- per certificate + actual travelling cost ` 30/- per certificate + actual travelling costnot exceeding ` 250/- (both inclusive) + not exceeding ` 150/- (both inclusive) +actual post office chargesactual post office charges(h) REASSIGNMENT OF NSC/IVP/KVP NIL NIL(i)ENCASHMENT OF PLEDGEDSHARE CERTIFICATESDEMAT Shares ` 60/-per transaction + actual brokerage ` 60/- per transaction + actual brokerage(j) ASSIGNMENT/REASSIGNMENT/ ` 30/- per policy plus actual postage ` 25/- per policy plus actual postageENCASHMENT OF LIP ETC.45BANK GUARANTEE (Fresh and renewals)(a)PARTLY SECURED BY ONLY OUR BANK'S TERM DEPOSITi) Less than 50% of Bank Guarantee amount 2.50% per annum + ` 125/- (inclusive of claimperiod)2.50% per annum + ` 125/- (inclusive of claim period)ii)50% or more but less than 100% of BankGuarantee1.50% per annum + ` 125/- (inclusive of claimperiod)1.50% per annum + ` 125/- (inclusive of claim period)iii)FULLY SECURED BY ONLY OUR BANK'STERM DEPOSIT1% of BG amount subject to minimum ` 100/-& maximum ` 1,000/-1% of BG amount subject to minimum ` 100/- & maximum` 1,000/-

Sr.No.ParticularsAmount of charges(Mumbai, Navi Mumbai, Thane, RaigadBranches)Amount of charges(Outstation Branches)(Including Nashik & Pune Region Branches)(b)CHARGES FOR INVOKED BANKGUARANTEE` 500/- per Bank Guarantee Part I` 500/- per Bank Guarantee6SOLVENCY CERTIFICATES/CREDIT WORTHINESS CERTIFICATES/CERTIFICATEFOR GRANTING LOANS & ADV. (SUBJECT TO COMPLIANCE OF CONDITIONS)Upto ` 25.00 Lakh ` 200/- per ` 1.00 Lakh or part thereof ` 200/- per ` 1.00 Lakh or part thereofsubject to maximum ` 2,500/- subject to maximum ` 2,500/-Above ` 25.00 Lakh to ` 50.00 Lakh ` 5,000/- ` 5,000/-Above ` 50.00 Lakh to ` 1.00 Crore ` 10,000/- ` 10,000/-Above ` 1.00 Crore to ` 10.00 Crore ` 15,000/- ` 15,000/-Above ` 10.00 Crore to ` 25.00 Crore ` 20,000/- ` 20,000/-Above ` 25.00 Crore ` 25,000/- ` 25,000/-7ISSUE OF INLAND LETTER OF CREDITI (a) Commitment charges 20 paise per ` 100/- per quarter 20 paise per ` 100/- per quarteror part thereofor part thereofNote : to be collected at the time of opening of L/C(b) Usance Chargesi) For Sight L/C & upto 10 days sight 20 paise per ` 100/- 20 paise per ` 100/-ii) Over 10 Days & Upto 6 Months 20 paise per ` 100/- per month 20 paise per ` 100/- per monthor part thereofor part thereof(c) Postage etc. ` 50/- or actual postages whichever is higher ` 50/- or actual postages whichever is higherIIAmendment without extension of period orenhancement in the value of the L/cEnhancement in value or extension of period` 300/- ` 300/-Recalculate committement and usancecharges as per 1 (a) (b) above and differenceto be leviedRecalculate committement and usance charges as per 1(a) (b) above and difference to be leviedIIIAdvising letter of Credit` 500/- + postage ` 50/- or actual whichever ishigher` 500/- + postage ` 50/- or actual whichever is higherIVAdvising amendment to letter of creditReinstatement commission for Revolving L/C` 250/- + postage ` 50/- or actual whichever ishigher20 paise per ` 100/- per quarter or part thereof+ usance charges as per tenor of the bill` 250/- + postage ` 50/- or actual whichever is higher20 paise per ` 100/- per quarter or part thereof + usancecharges as per tenor of the billPostage etc. ` 50/- or actual postages whichever is higher ` 50/- or actual postages whichever is higherVRetirement of Documents 30 paise per ` 100/- or part thereof minimum 30 paise per ` 100/- or part thereof minimum` 250/- & maximum ` 10,000/- ` 250/- & maximum ` 10,000/-5VIInland LC Documents received with ` 500/- per set of discrepant documents to ` 500/- per set of discrepant documents todiscrepancies be deducted from the proceeds. be deducted from the proceeds.( Branches should intimate to the ( Branches should intimate to theNegotiating Bank about deduction of Negotiating Bank about deduction ofcharges at the time of issuing confirmation charges at the time of issuing confirmationVIIInland Letter of credit issued through otherBank's lilke HDFC Bank / Bank of India/UBI,etc.Charges will be levied as per our chargesstructure above or as per rate of chargeslevied by that Bank whichever is higherCharges will be levied as per our charges structure aboveor as per rate of charges levied by that Bank whichever ishigher8CHEQUES & BILLS COLLECTION(a)COLLECTION OF OUTSTATION CHEQUES (IBC / OBC)i) Upto & Including ` 5000/- ` 25/- ` 25/-ii) Above ` 5000/- upto & including ` 10,000/- ` 50/- ` 50/-iii) Above ` 10,000/- upto & including ` 1,00,000/- ` 100/- Inclusive of service tax ` 100/- Inclusive of service tax

Sr.No.ParticularsAmount of charges(Mumbai, Navi Mumbai, Thane, RaigadBranches)Amount of charges(Outstation Branches)(Including Nashik & Pune Region Branches)iv) Above ` 1,00,000/- ` 165/- Part I` 165/-v) Charges for return unpaid outstation 50% charges as above 8 (a) + actual 50% charges as above 8 (a) + actualcheques postage & ` 5/-* postage & ` 5/-*(b) RTGS/NEFT INWARD/OUTWARD Please contact Branch Manager Please contact Branch ManagerCHARGES(c)COLLECTION OF OUTSTATION BILLSIBC/OBC/BD/SBDi) Upto ` 1,000/- ` 20/- ` 20/-ii) Above ` 1,000/- upto ` 5,000/- ` 35/- ` 35/-iii) Above ` 5,000/- upto ` 10,000/- ` 60/- ` 60/-iv) Above ` 10,000/- upto ` 1.00 Lakh ` 6/- per ` 1,000/- or part thereof ` 6/- per ` 1,000/- or part thereofv) Above ` 1.00 Lakh ` 5.50 per ` 1,000/- as part thereof subject ` 5.50 per ` 1,000/- as part thereof subjectto minimum ` 600/- maximum ` 2,000/- to minimum ` 600/- maximum ` 2,000/-vi) Charges for return unpaid outstation bills 50% charges as above 8 (c) subject to 50% charges as above 8 (c) subject tominimum ` 20/- minimum ` 20/-vii) Postage Actual Actualviii) Supply bill discounting Handling charges - ` 25/- per bill Handling charges - ` 25/- per bill(d) Bills Discounted UNDER L/C ` 1,000/- + Postage ` 1,000/- + Postage9 [I]PAY ORDERS ETC.(a)ISSUE OF PAY ORDERSi) Upto ` 500/- ` 10/- ` 10/-ii) Above ` 500/- upto ` 1,000/- ` 15/- ` 15/-iii) Above ` 1,000/- upto ` 5,000/- ` 25/- ` 25/-iv) Above ` 5,000/- upto ` 20,000/- ` 30/- ` 30/-v) Above ` 20,000/- upto ` 2.00 Lakh ` 1.00 per ` 1,000/- or part thereof ` 1.00 per ` 1,000/- or part thereofvi) Above ` 2.00 Lakh ` 0.50 per ` 1,000/- or part thereof ` 0.50 per ` 1,000/- or part thereofsubject to min. ` 200/- max of ` 1,000/- subject to min. ` 200/- max of ` 1,000/-(Charges for issuing pay orders of(Charges for issuing pay orders of` 2,00,001/- to ` 4,00,000/- will be` 2,00,001/- to ` 4,00,000/- will be` 200/-. Above ` 4.00 Lakh charges will ` 200/-. Above ` 4.00 Lakh charges willbe ` 200/- + ` 0.50 per ` 1,000/-) be ` 200/- + ` 0.50 per ` 1,000/-)(b) CONCESSIONAL RATE FOR STUDENTS 50% of above charges - 9 [I] (a) subject to 50% of above charges - 9 [I] (a) subject toEXAM FEES/PAYMENT TO COLLEGE/ minimum of ` 10/- minimum of ` 10/-UNIVERSITY, PENSIONERS & SENIORCITIZENS(c) i) Issue of Duplicate pay order *` 50/- *` 50/-ii) Revalidation of pay order within one *` 25/- *` 25/-year from date of issueiii) Stop payment of pay order ` 25/- ` 25/-6(d) Issue of pay order favouring our Bank Nil Nil[II] ISSUE OF ICICI BANK/HDFC BANK Same as pay order charges mentioned in Same as pay order charges mentioned incheques under cheque drawing 9 [I] (a) (full commission) to be retained by 9 [I] (a) (full commission) to be retained byarrangement our Bank for cancellation ` 25/- to be our Bank for cancellation ` 20/- to becollected as in case of pay orderscollected as in case of pay orders10SAFE DEPOSIT LOCKERS(a)OPENING OF LOCKERSi) Key Deposit i) Small locker size - ` 5,000/- i) Small locker size - ` 3,000/-(Includes charges for break open in cases of ii) Medium locker size - ` 10,000/- ii) Medium locker size - ` 4,000/-non-payment of rent) iii) Large locker size - ` 20,000/- iii) Large locker size - ` 5,000/-ii) Service Charges ` 300/- plus franking amount ` 50/- plus franking amount(b)RENT PER YEAR

Sr.No.ParticularsAmount of charges(Mumbai, Navi Mumbai, Thane, RaigadBranches)Amount of charges(Outstation Branches)(Including Nashik & Pune Region Branches)(1st April to 31st March)Part IType Dimension (cms)i) Small Size A 12.5x17.5x49.2 ` 1000/- ` 700/-11.4x16.5x49.2 N.A.B 15.9x21.0x49.2 ` 1200/- ` 800/-15.2x20.3x49.2N.A.ii) Medium Size 2A 12.5x35.2x49.2 ` 2000/- ` 1,400/-11.4x33.0x49.2N.A.2B 15.9x42.3x49.2 ` 2,400/- ` 1,600/-15.2x40.6x49.2N.A.30.5x20.3x49.2N.A.7.8x26.7x49.2N.A.iii) Large Size 4A 27.8x35.2x49.2 ` 4,000/- ` 2,800/-26.7x33.0x49.2N.A.17.8x53.3x49.2N.A.4B 32.1x42.3x49.2 ` 4,800/- ` 3,200/-30.5x40.6x49.2N.A.38.1x53.3x49.2 ` 6,000/-N.A.36.8x53.3x49.2N.A.(c) NUMBER OF ACCESS ALLOWED Every quarter 10 access free ` 25/- Every quarter 10 access free ` 25/-PER QUARTER per additional access over & above 10 per additional access over & above 10free access in the quarterfree access in the quarter(d)DELAY IN PAYMENT OF RENTSmall lockers - ` 25/- p.m. ` 25/- p.m.Medium lockers - ` 50/- p.m. ` 50/- p.m.Large lockers - ` 75/- p.m. ` 75/- p.m.(e) BREAK OPEN OF LOCKER IN CASE OF ` 500/- plus actual charges ` 500/- plus actual chargesLOSS OF KEY/NON PAYMENT OF RENT(f) SURRENDER OF LOCKER* *` 500/- to be adjusted from key deposit *` 100/- to be adjusted from key deposit(g)SAFE CUSTODY CHARGES1) Gold loan closed but pledged ornaments are ` 100/- p.m. ` 100/- p.m.not claimed within 1 month from date ofclosure (after sending the notice to theloanee regarding the charges)72) Sale of pledged gold ornaments by auctioni) Loans upto ` 5,000/- ` 150/- ` 150/-ii) Above ` 5,000/- upto ` 50,000/- ` 250/- + proportionate advertisement ` 250/- + proportionate advertisementcharges + Applicable Taxcharges + Applicable Taxiii) Above ` 50,000/- ` 300/- + proportionate advertisement ` 300/- + proportionate advertisementcharges + Applicable Taxcharges + Applicable Tax11DEMAT SERVICE TARIFF & CHARGES1) Account Opening Charges NIL NIL2) Transaction Charges NIL NILPurchase / Credit3) Transaction ChargesSales / Debit0.04% Subject to minimum of `. 21/- Pertransaction (ISIN)0.04% Subject to minimum of `. 21/- Per transaction(ISIN)

Sr.No.ParticularsAmount of charges(Mumbai, Navi Mumbai, Thane, RaigadBranches)Amount of charges(Outstation Branches)(Including Nashik & Pune Region Branches)4) Demat Charges `. 3/- per Certificate Part (Min. I `. 15/-) + `. 30/-Courier Charges`. 3/- per Certificate (Min. `. 15/-) + `. 30/- CourierCharges5) Remat Charges `. 25/- per Certificate + `. 30/- Courier Chg. `. 25/- per Certificate + `. 30/- Courier Chg.6) Account Maintenance Charges (Per annum) `. 300/- for Individuals `. 300/- for Individuals`. 900/- for Others `. 900/- for Others7) Pledge / Unpledge / Invocation `. 50/- per ISIN `. 50/- per ISIN8) Freeze Charge `. 50/- per ISIN `. 50/- per ISIN9) Custody Fees NIL NIL10) Statutory Charges at the time of AccountOpeningNIL (`. 100/- Franking Charges) + `.10Franking Service ChargeNIL (`. 100/- Franking Charges) + `.10 Franking ServiceCharge11) Failed Instruction Charges `. 25/- per ISIN `. 25/- per ISIN12) Account Maintenance Charges (Per annum) Nil for holding < `. 50,000/- Nil for holding < `. 50,000/-Holding from `. 50,001/- to `. 200,000/- AMC of Holding from `. 50,001/- to `. 200,000/- AMC of `. 100/-`. 100/-for Basic Services Demat Account (BSDA)Holding > `. 200,000/- Will be charge as Holding > `. 200,000/- Will be charge as applicable toapplicable to Normal Demat Account. Normal Demat Account.(6 above)(6 above)Conditions:a) The above charges are exclusive of service tax & Cess which will be charged as per the applicable rates.b) Annual Account Maintenance and Demat Charges are payable upfront & are not refundable.c) All other charges are payable monthly.d) Same day execution instructions will be accepted on a best effort basis at the sole risk and responsibility of the client.The Bank will not be held responsible for non-execution of same day instructions. The Bank also reserves its rightsto charge an additional fee @ Rs.25/- per ISIN.e) Transaction / Holding cum Billing statements will be sent once in a month, provided there is a transaction, else once in a quarter. (Additionalstatement charges `. 15/- per page).f) For BSDA, Bank will provide two statements free of cost during the billing cycle. Additional physical statement will be charged `. 25/- perstatement.(*Note: The above charges are applicable to Bank’s staff members.)812GENERAL(a) ISSUE OF OUR BANK'S SHARE ` 10/- per certificate ` 10/- per certificateCERTIFICATE (DUPLICATE)(b) TRANSFER OF SHARE CERTIFICATE ` 10/- per certificate ` 10/- per certificate(c) Issue of any other certificate by Bank ` 25/- per certificate ` 25/- per certificatefor the purpose other than for ourBank's purpose (including verificationof signature)(d) i) Income Tax certificate for interest on Nil NILterm deposit / savings A/c or BalanceCertificateii) Duplicate certificate as above ` 25/- per certificate ` 25/- per certificate(e) STOP PAYMENT INSTRUCTIONS ` 25/- per cheque per instruction ` 25/- per cheque maximum ` 500/-(All a/cs with cheque book facilities) (maximum ` 500/- )(f) FATE ENQUIRIES (at customers request )i) Savings a/c ` 25/- per enquiry ` 25/- per enquiryii) Current, CC, FLXLN & SOD A/cs only ` 100/- per enquiry ` 100/- per enquiry(g) SURRENDER/LOSS OF ATM CARD ` 100/- ` 100/-(h) ISSUE OF DUPLICATE ATM CARD ` 100/- ` 100/-(including loss of ATM card)(i) LOSS OF CHEQUE BOOK REQUISITION Savings A/c - ` 25/- per request Savings A/c - ` 25/- per request

Sr.No.ParticularsAmount of charges(Mumbai, Navi Mumbai, Thane, RaigadBranches)Amount of charges(Outstation Branches)(Including Nashik & Pune Region Branches)Part ISLIP CD/CC/FLXLN/SOD A/c - ` 50/- per request CD/CC/FLXLN/SOD A/c - ` 50/- per request(j) DOCUMENTS FRANKING CHARGES ` 10/- per document ` 10/- per documentNote : i) Charges applicable for Bank's Documents also.ii) For Staff & Officers - No charges for Franking of Documents.(k)ENQUIRY RELATED TO OLD RECORDSMore than 12 months old record ` 115/- per instrument ` 115/- per instrument(l) Allowing operations in account through SB A/c. - ` 25/- SB A/c. - ` 25/-Power of Attorney CD/CC A/c. - ` 100/- CD/CC A/c. - ` 100/-On every changeOn every change(m) Service charges for issue of NIL NIL"Life Certificate" to Senior Citizens(n) Charges for recording ECS mandate ` 30/- ` 30/-Note : No additional charges for Signature verification.(o) Collection of charges towards Please contact Branch Manager Please contact Branch ManagerCERSAI Registration(p) Charges for e-payment tax on ` 28/- per challan ` 28/- per challanbehalf of the customers(q)Speed Clearing Chargesi) Upto & including ` 1.00 Lakh NIL NILii) More than ` 1.00 Lakh ` 150/- per instrument ` 150/- per instrument*************************9Part II1 (a) PENAL CHARGES IN CC/ FLXLN/ IMPORTANT NOTE :SOD/ LATD TERM LOAN A/cs. Penal charges in CC/ term loan/ FLXLN/ Penal charges in CC/ term loan/ FLXLN/SOD/ LATD A/cs. As per ILA and other SOD/ LATD A/cs. As per ILA and otherrelevant circulars/ guidelines issued by relevant circulars/ guidelines issued byBank from time to time.Bank from time to time.(b) CHEQUE DISCOUNTING & Rs.20/- per instrument + interest as per ILA Rs.20/- per instrument + interest as per ILACHEQUE PURCHASE(In case payment of salary cheques iseffected as per rules, no service charges tobe levied, also in case of discount of ourBank's pay order no charges/ interestto be collected)(c)DRAWALS AGAINST CHEQUESPRESENTED IN CLEARINGi) Savings A/c (for drawals above Interest @ 18% p.a. Interest @ 18% p.a.` 5,000/- only)ii) Current, CC, FLXLN & SOD A/cs Interest @ 18% p.a. on uncleared Interest @ 18% p.a. on unclearedamountamount************************10

Sr.No.ParticularsAmount of charges(Mumbai, Navi Mumbai, Thane, RaigadBranches)Amount of charges(Outstation Branches)(Including Nashik & Pune Region Branches)PART Part IIII1 (a) GOLD APPRAISAL CHARGES ` 4/- per gm (gross) ` 4/- per gm (gross)(To be reimbursed to gold valuer) min ` 50/- min ` 50/-(b)SUPPLY OF APPLICATION FORMSi) Loan application with surety consent letterii) Bank guarantee application(including surety consent letter)iii) Solvency certificate application ` 25/- each ` 25/- eachiv) Cash credit/ LC application andtwo suretiesv) Composite loan/ CC/ Bank Guaranteeapplication for facility above ` 15.00 Lakh*************************11