Tax status of the imaxxGIFsWe are subject, under the current Income Tax Act (<strong>Canada</strong>), to a taxat regular corporate rates on our income. In general, under the IncomeTax Act (<strong>Canada</strong>), investment income allocated to policies from anyimaxxGIFs established under Section 451 of the Insurance CompaniesAct is excluded from the calculation of our taxable income.In general, the value of the units in an imaxxGIF allocated to a policywill not be reduced by income tax payable by the policy holder on theincome from monies invested in respect of that policy or on the gainsrealized on such investments. However, the imaxxGIFs are subjectto foreign withholding taxes on income derived from non-Canadianinvestments.Limitation of ActionsEvery action or proceeding against an insurer for the recovery ofinsurance money payable under the contract is absolutely barred unlesscommenced within the time set out in the Insurance Act, or otherapplicable provincial legislation.38
Marketing StatementOrganization and management of the imaxxGIFsFund ManagerWe are responsible for the management of the imaxxGIFs. Managementof the imaxxGIFs includes the day-to-day business and operations of theimaxxGIFs and the appointment of any portfolio manager.Portfolio ManagersThe portfolio managers for the imaxxGIFs provide investmentanalysis, recommendations and decisions, and buy and sell securitiesfor the imaxxGIFs. The portfolio managers may receive a fee in returnfor their services, which is paid out of imaxxGIF assets. See page 27for more information about management fees.We have the right to change the portfolio manager of any fund, at anytime at our discretion. The portfolio manager is the person or team ofpeople who are directly responsible for the investment decisions ofany fund.We retain AEGON Capital Management Inc. as portfolio managers forthe following imaxxGIFs:<strong>Transamerica</strong> Canadian Money Market GIF – imaxxGIF, <strong>Transamerica</strong>Canadian Bond GIF – imaxxGIF, <strong>Transamerica</strong> Canadian BalancedGIF – imaxxGIF, <strong>Transamerica</strong> Canadian Fixed Pay GIF – imaxxGIF,<strong>Transamerica</strong> Canadian Equity GIF – imaxxGIF and <strong>Transamerica</strong>Canadian Short-Term Bond GIF – imaxxGIF.AEGON Capital Management Inc. is located at 500– 5000 Yonge Street,Toronto, Ontario, M2N 7J8.The manager of the underlying fund of the <strong>Transamerica</strong> FidelityCanadian Asset Allocation GIF – imaxxGIF and <strong>Transamerica</strong> FidelityCanadian Balanced GIF – imaxxGIF is Fidelity <strong>Investment</strong>s <strong>Canada</strong>Limited, 483 Bay Street, Suite 200, Toronto, Ontario, M5G 2N7.The manager of the underlying fund of the <strong>Transamerica</strong> TD DividendIncome GIF – imaxxGIF, <strong>Transamerica</strong> TD Dividend Balanced GIP –imaxxGIF and <strong>Transamerica</strong> TD Income Advantage GIF – imaxxGIFis TD Asset Management Inc., TD <strong>Canada</strong> Trust Tower, 161 Bay Street,32 nd Floor, M5J 2T2.The manager of the of the underlying fund of the <strong>Transamerica</strong> CIConservative GIP – imaxxGIF, <strong>Transamerica</strong> CI Balanced GIP –imaxxGIF, <strong>Transamerica</strong> CI Canadian Balanced GIP – imaxxGIF,<strong>Transamerica</strong> CI Growth GIP – imaxxGIF, <strong>Transamerica</strong> CI MaximumGrowth GIP – imaxxGIF is CI <strong>Investment</strong>s Inc. 2 Queen Street East,20th Floor, Toronto, Ontario M5C 3G7.The manager of the underlying fund of the <strong>Transamerica</strong> QuotentialBalanced Income GIF – imaxxGIF, <strong>Transamerica</strong> Quotential BalancedGrowth GIF – imaxxGIF and the <strong>Transamerica</strong> Quotential Growth GIF –imaxxGIF is Franklin Templeton <strong>Investment</strong>s, 5000 Yonge Street,Suite 900, Toronto, Ontario, M2N 0A7.From time to time we will notify you of important informationand provisions of the contract. It is your obligation to notify usof any change in your address as we are not responsible for anymissed opportunities or losses resulting from your address notbeing kept up to date.<strong>Investment</strong> Management of the <strong>Funds</strong>As part of our responsibility for the day-to-day management of thefunds, we have retained on a non-exclusive basis various portfoliomanagers to manage the assets of the funds. The portfolio manageris the person or team of people who are directly responsible for theinvestment decisions of any fund.The names and addresses of the portfolio managers and theirrelationships to us, for each fund, can be found in in the Fund Facts.With regards to conflicts of interest between us and a portfoliomanager, we have reserved the right to terminate, if necessary, theportfolio manager.We have the right to change the portfolio manager of any fund, atany time at our discretion. The portfolio manager is the person orteam of people who are directly responsible for the investmentdecisions of any fund or any underlying fund.We have the right to change an underlying fund of any fund, at anytime at our discretion. Please see page 27, Fundamental Changes formore information.CustodianThe custodian of the imaxxGIFs is RBC Dexia Investor Services Trust(formerly, Royal Trust Corporation of <strong>Canada</strong>), 200 Bay Street, NorthTower, Toronto, Ontario, M5J 2J5.AuditorWe have appointed Ernst & Young LLP, 222 Bay Street, Toronto,Ontario, M5K 1J7 as auditors of the imaxxGIFs.Other disclosureThe management of <strong>Transamerica</strong> has no material interest intransactions with respect to any contract.In 2008, <strong>Transamerica</strong> entered into a contract with RBC Dexia InvestorServices Trust for the provision of investment accounting services inrespect of the funds. There are no other materials facts relating to yourContract that have not been otherwise disclosed.The imaxxGIFs and your Annuity Policy are not issued, sponsored,endorsed, sold or promoted by The Toronto Stock Exchange, Standard &Poor’s (The McGraw-Hill Companies, Inc.), The NASDAQ Stock MarketInc., FT-SE International Limited, or the owners of the EuroSTOXX TM50 Index, the DAX Stock Index or the CAC 40 Stock Index or any othersimilar market indices that may be referenced herein from time to time.None of such entities makes any representation or warranty, express orimplied, whatsoever regarding the advisability of selecting any guaranteeoption, imaxxGIF, or making any investment or acquiring the contract,and none of such entities bears any liability with respect to your contract.39
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