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To apply for or f ind out more about any of our products:08000 214 523 www.forestersfriendlysociety.co.uk quoting ‘summer 2013’50+ Life CoverOver-50s life insurance, witha lump sum payout after deathAvailable to UK residents agedbetween 50 and 80No medicals involved and coverfrom 33p a dayReceive a full legal Will if you paymonthly premiums of £25 or more,or a £30 M&S voucherIf you die during the first two yearsof the policy, payouts are limited tothe return of premiums, other thanin the case of accidental deathInvestment BondInvest a lump sum between£1,000 and £150,000Withdraw money as a one-offor on a regular basis (subjectto conditions)No time restrictions on howlong you keep your BondYou may not get back whatyou pay in, dependent onthe investment term and theconditions at surrenderISAStocks and Shares ISA investingin our With Profits fundNo Income Tax or CapitalGains Tax to payContribute monthly amounts,a lump sum, or a combinationYou may not get back whatyou pay in, dependent onthe investment term and theconditions at withdrawalTax rules may changeand depend on individualcircumstancesTax ExemptSavings PlanMonthly contributions of £25Pays a cash lump sum, freefrom Income and Capital GainsTax after a chosen fixed termof 10 to 25 yearsFor anyone aged 16 andover, with no upper age limitTax rules may changeand depend on individualcircumstancesMember Benef itsEthical ChildSavings PlanInvests in ethical companiesPays a cash lump sum, freefrom Income and CapitalGains TaxMonthly contributions of £25(or £15 if you apply online)Your child may not receive thefull amount saved dependent onthe performance of the ethicalsection of our With Profits fundTax rules may changeand depend on individualcircumstancesChild Trust FundChild Tax ExemptSavings PlanPays a cash lump sum, freefrom Income and CapitalGains Tax after a chosen fixedterm of 10 to 25 yearsMonthly contributions of £25(or £15 if you apply online)You choose when your childreceives the lump sum (fromage 16 onwards and subjectto a 10-year minimum term)Tax rules may changeand depend on individualcircumstancesGuaranteedSavings PlanPlease note we have now closed this product for new business, but you can still top upexisting trust funds with lump sum contributions (£50 minimum) or monthly ones (from £5)Receive a lump sum after afixed term of 10 to 25 yearsContribute between £50 and£100 a monthProvides a guaranteed sumof more than you pay inFor anyone aged 16 andover, with no upper age limitYou must maintain thepremiums for the fullterm of the plan for theguarantee to applyTake out one or more of ourproducts and you automaticallybecome a member of theSociety, giving you benefitsincluding:Savings and discounts fromleading brand namesSocial events24/7 GP consultationserviceIllness or disability supportDiscretionary grantsMember benefits are not regulated.Recommenda friendProduct ChangesIf there’s someone you know whomight benefit from taking out one ofour products, let us know. If they takeout a policy you will both receive a£10 Marks & Spencer voucher from usas a thank you! T&Cs apply.Any money paid into Foresters Friendly Society products is invested in the Society’s Order Insurance with profits fund. Should youapply for any of our products, it’s important that you carefully read all the documentation provided to ensure you fully understandhow the policy(ies) work(s). Terms and conditions apply.Foresters Friendly Society is the trading name of The Ancient Order of Foresters Friendly Society Limited which is an IncorporatedFriendly Society (Registration No. 511F) and is authorised by the Prudential Regulation Authority and regulated by the FinancialConduct Authority and the Prudential Regulation Authority (Registration No. 110029).www.forestersfriendlysociety.co.uk/mgm08000 214 523