Microfinance and Capital Markets - Council of Microfinance Equity ...

Table 3: Bank Rakyat Indonesia (BRI)Year of Establishment 1895CountryIndonesiaNumber of Branches324 and over 3,900 unit desasMission“To perform the best banking activities bydelivering services mainly to small and mediumenterprises in order to support economicdevelopment. To provide excellent services toits customers through a widely distributednetwork supported by professional humanresources and to conduct good corporategovernance practices. To provide optimal profitand benefit to its stakeholders.”2004 3,210,678 3.6Number of Borrowers (year over year growth %)2005 3,313,532 3.22006 3,455,894 4.3Average Loan Balance per Borrower 2006 $8782004 $2,044,532,205 18.9Gross Loan Portfolio (year over year growth %)2005 $2,321,540,457 13.52006 $3,035,685,400 30.8Average Loan Balance per Borrower/GNI per Capita (%)* 2005 54.742004 31,271,523 4.7Number of Savings Accounts (year over year growth %)2005 32,252,741 3.12006 30,907,566 (4.1)Average Saving Balance Per Saver 2006 $1582004 $3,503,488,748 8.0Saving Balance (year over year growth %)2005 $3,748,591,984 7.02006 $4,869,688,137 3.0Average Savings Balance per Borrower/GNI per Capita (%)* 2005 9.08ROA (%) 2006 6.88ROE (%) 2006 129.96Profit Margin (%) 2006 31.17Borrowers per Staff Member 2006 90Operating Expenses/Loan Portfolio (%) 2006 8.26Portfolio Risk (%) 2006 5.07Write Off Ratio (%) 2006 0.83All data taken from The MIX Market, http://www.mixmarket.org.*2006 data unavailable26