Microfinance and Capital Markets - Council of Microfinance Equity ...

More documents

Recommendations

Info

Annex 1: Poverty Data for Locations of the Four MFIsBangladesh Indonesia Kenya MexicoYear 2000 2005 2000 2005 2000 2005 2000 2005Population 128.9 million 141.8 million 206.3 million 220.6 million 30.7 million 34.3 million 98.0 million 103.1 millionPopulation Growth % (Annual) 2 1.9 1.3 1.4 2.2 2.3 1.4 1Life expectancy at birth, total (years) 61.5 63.9 65.8 67.8 48.4 49 74 75.4Fertility rate, total (births per woman) 3.2 3 2.4 2.3 5 5 2.4 2.1Mortality rate, infant (per 1,000 live births) 66 54 36 28 77 79 25 22GNI per capita* (current US$) 390 470 590 1280 430 540 5110 7310Adult literacy rate (% ages 15 and older) 34.2 na 79.5 90.4 70.8 73.6 87.3 91GINI Coefficient** 33.42 [ 2000] 34.3 [2002] 42.5 [1997] 46.05 [2004]UN Human Development Rank*** 137 (medium development) 108 (medium development) 152 (low development) 53 (medium development)All data except the UN HDR rank and GINI is from WDI database (http://publications.worldbank.org/WDI/).* Atlas Method703-438-7001703-438-7001703-438-7001*** Among 177 Countries
Annex 2: Basic Ratio Analysis for BRAC Bank, Equity Bank,Compartamos, and BRIBRAC Equity Bank Compartamos BRIFinancial Reports Financial Reports Financial Reports Financial Reports MIX DataDebt/Equity 2006 13.18 8.10 1.36 8.17 19.462005 20.55 6.19 1.66 8.19 16.282004 15.97 4.28 1.55 7.60 16.372003 10.47 7.21 1.83 10.20 17.892002 - 6.73 1.98 13.90 15.30Debt/Assets 2006 92.95% 89.01% 57.61% 89.09% 95.11%2005 95.36% 86.09% 62.34% 89.12% 94.21%2004 94.11% 81.05% 60.73% 88.37% 94.24%2003 91.28% 87.82% 64.69% 91.07% 94.71%2002 - 87.07% 66.46% 93.29% 93.87%Capital/Assets 2006 7.05% 10.99% 42.39% 10.91% 4.89%2005 4.64% 13.91% 37.66% 10.88% 5.79%2004 5.89% 18.95% 39.27% 11.63% 5.76%2003 8.72% 12.18% 35.31% 8.93% 5.29%2002 - 12.93% 33.54% 6.71% 6.13%ROE 2006 23.00% 40.46% 56.12% 29.28% 143.26%2005 26.50% 24.74% 53.54% 28.75% 111.32%2004 19.97% 15.48% 47.51% 33.40% 116.08%2003 - 24.01% 53.82% 37.02% 106.70%2002 - - - -ROA 2006 1.42% 4.86% 22.66% 3.19% 7.58%2005 1.36% 3.88% 20.47% 3.23% 6.42%2004 1.36% 2.54% 17.86% 3.44% 6.42%2003 - 3.00% 18.65% 2.92% 6.05%2002 - - - -
Page 1: MICROFINANCE AND CAPITAL MARKETS:TH
Page 5: ACKNOWLEDGEMENTSWe appreciate the g
Page 8 and 9: a larger process in which the Indon
Page 10 and 11: Table 1: IPO/Listing DetailsName of
Page 12 and 13: (approximately at GNP per capita),
Page 14 and 15: compared to per capita GNP. Average
Page 16 and 17: that prepare their clients economic
Page 18 and 19: director and Ivan Mancillas serving
Page 20 and 21: • Cash mobilization and handling
Page 22 and 23: would be appropriate for the microf
Page 24 and 25: expenses increased rapidly as well
Page 26 and 27: Ownership incentivesIn two of the i
Page 28 and 29: its NGO offering microfinance and i
Page 30 and 31: Table 3: Bank Rakyat Indonesia (BRI
Page 32 and 33: Table 5: BRAC Bank—SME bank2004 -
Page 34 and 35: Table 7: Equity BankYear of Establi
Page 36 and 37: BRI’s stock has performed excepti
Page 38 and 39: improving health and nutrition for
Page 40 and 41: IV. EQUITY BANK LISTINGAs previousl
Page 42 and 43: limits for MFIs and “truth in len
Page 44 and 45: OVERALL CONCLUSIONSOur conclusions
Page 48 and 49: Profit Margin 2006 16.09% 22.35% 31
Page 50 and 51: Portfolio at Risk >30 days 2006 3.7
Page 52 and 53: Holloh, D., Microfinance Institutio
Page 54: ABOUT THE STUDYThis paper discusses

Microfinance and Capital Markets - Council of Microfinance Equity ...

You also want an ePaper? Increase the reach of your titles

Delete template?

Save as template?