Microfinance Banks and Household Access to Finance

Appendix 1. BanksThis table provides information (name of the bank, origin, ownership structure) on the banks considered in the analysis. Information was obtained from thewebsites of the banks. Share of total assets and number of depositors are year end 2009.Country Microfinance Bank Retail BankAlbania Bank Name ProCredit Bank Raiffeisen BankOrigin founded (FEFAD) (by KfW) (since 1999) Banka e Kursimeve (Government Savings Bank) (since 2004)Ownership structure ProCredit Holding (80%), Commerzbank (20%) Raiffeisen Bank International AG (100%)Assets/Total Assets 5% 29%Number of depositors 192840 n.a.Bulgaria Bank Name ProCredit Bank Raiffeisen BankOrigin founded (since 2001) founded (since 1994)Ownership structure ProCredit Holding (80%), Commerzbank (20%) Raiffeisen Bank International AG (100%)Assets/Total Assets 2% 10%Number of depositors 126000 n.a.Macedonia Bank Name ProCredit Bank KomercijalnaOrigin founded (since 2003) founded (since 1955)Ownership structure ProCredit Holding (87.5%), EBRD (12.5%) East Capital Explorer Investments AB (13%), EBRD (5%)Assets/Total Assets 5% 23%Number of depositors 134603 n.a.Serbia Bank Name ProCredit Bank KomercijalnaOrigin founded (since 2001) founded (since 1970)Ownership structure ProCredit Holding (83%), Commerzbank (17%) Republika Srbija (43%); EBRD (25%)Assets/Total Assets 3% 9%Number of depositors 450656 n.a.