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Hospital News, 10-1-2011 - Western Pennsylvania Healthcare News

Hospital News, 10-1-2011 - Western Pennsylvania Healthcare News

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8| wphospitalnews.comIssue No. <strong>10</strong>How You Can Help PatientsWho Can’t WorkBy Dennis Liotta, Esq.In this troubled economy, the Social Security Administrationis being barraged with benefit claims. Jobs are fewand far between for relatively healthy workers, but whatabout people who suffer from a physical or mental conditionthat prevents them from working?Social Security disability (SSD) benefits are the answer.However, applying for SSD benefits is a long and complicatedprocess. After all of the time and effort involved inthe application process, there’s no guarantee of a reward -the government denies over 3/4 of all claims, even whenpatients deserve them.As a healthcare professional, you may encounter people with disabilities whoare overwhelmed and desperate for resources. It’s stressful enough to deal with aserious medical condition, let alone no paycheck coming in and bills piling up. Youcan help guide the people in your care on how to navigate the system.WHO IS ELIGIBLEIf a patient can answer “yes” to the following questions, they may be eligible forSSD benefits:l Do you have a severe physical or mental condition that prevents you fromworking?l Do you have a disability that prohibits you from working in any capacity - notjust in the job you held previously?l Has your disability lasted - or is expected to last - for at least one year? Or, isthe disability life-threatening?l Do you have an earnings record that shows you have paid into the Social Securitysystem within the past five years? People with a limited or nonexistent workhistory may be eligible for Supplemental Security Income benefits (SSI).Legal UpdateAPPLYING FOR SSD BENEFITSTo get started, contact the Social Security Administration at 1-800-722-1213,visit www.ssa.gov to file online, or make an appointment at a local Social SecurityDistrict Office. The SSA reviews medical records provided by you or other healthcareproviders, as well as the patient’s monthly earnings, his or her condition(s),and other information.Patients can apply for benefits as soon as they become disabled. If they are approved,SSD benefits don’t kick in until the sixth full month of disability. Becausethe claims process takes at least 120 days and up to two years to appeal a deniedclaim, I recommend applying as soon as possible. In fact, at our law firm it’s notuncommon to represent someone for a personal injury claim and at the same time,help them to apply for SSD.If approved, SSD payments are retroactive from the date a healthcare professionalevaluates a patient as disabled. Money is based on average top earnings over thepast 15 years of work history.Nothing can happen without a diagnosis and proof that the patient suffers froma disability severe enough to prevent him or her from working. Also, it’s criticalthat patients attend their medical appointments. And this is key: encourage themto follow through with their treatment plan.NEXT STEPS IF A CLAIM IS DENIEDIf a patient talks with you about applying for SSD or SSI benefits, remind himor her that the government denies the majority of claims. But this does not meanthey should give up. While anyone can represent themselves at an appeal hearing,they should consider contacting an experienced attorney to help them navigate thesystem.It’s important to know that there is a 60-day window to appeal a denied claim.You can reapply after that time period, but the process starts all over again. Theprocess for appealing the denied SSD claim includes a hearing, which can take upto two years. Typically it takes a judge several months to issue a decision. If a patientdisagrees with the judge’s decision, he or she can move on to the Appeals Council.The last possibility is to pursue a case in Federal Court, which requires the assistanceof an attorney.As a medical professional, being knowledgeable about the system can help youunderstand the nuances of government agencies that provide financial support forAmericans, enable you to connect with a patient’s medical situation, and ultimatelyeven help them improve their quality of life.Attorney Dennis Liotta, a partner at the law firm of Edgar Snyder & Associates, hasover 20 years of experience and helps people with physical and mental disabilitiesget Social Security disability (SSD) benefits. For a comprehensive overview of SSD,visit www.EdgarSnyder.com.“Nothing we doto defend the human person,no matter how small,is ever unfruitful or forgotten.”~ Archbishop Charles Chaput,O.F.M., Cap.Choose to live a life that matters.Ea ach day ourteam is blessed to meet people whowelcome us intotheir lives as they journey along a pathwhereemedicine and medicaltechnologyno longer holdsa cure,and thereforeethey seek comfort measuresuntila naturaldeath occurs.This sacredtime will only comeonce in a lifetime andwe feel privileged to meet theseindividuals FacetoFaith.As the area’sonlypro-life hospice, we prayespecially during October,“RespectLife Month,”thatour messagewill encouragecommunity members tohold in high regardallstages of human life-from our birth as babiesuntil w e pass from thislifeinto life eternal.©<strong>2011</strong>CHCatholicHospicewww.catholichospicepgh.org Serving people of all faiths1.866.933.6221

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