Registration and Financial Information - South Piedmont Community ...

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28 Registration and Financial Informationbased on the Student Aid Report. Students must apply before March 15 of the academic year precedingenrollment in order to be considered.••North Carolina Community College Child Care Assistance provides child care assistance to studentswho are single parents and have custody or joint custody of their children. Child care providers mustbe licensed and regulated by the State of North Carolina. Applicants must complete the FAFSA.••Less Than Half-Time Funds (State Grant) provides State Board appropriated funds for students whoare enrolled less than half-time in certificate, diploma, or associate degree programs. Students mustcomplete the FAFSA and have an EFC between 801 and 4,000 and be enrolled in less than six (6)credit hours. Qualified students are eligible for $30 per semester hour up to a maximum of $150 persemester. Awards are made in the Spring semester of the award year.••Education Access Rewards North Carolina Scholars Fund (EARN) was established to provide grantsto eligible students in NC without incurring student loans during the first two years of college. You mustqualify for in-state tuition, be a legal resident of NC, graduate from high school or obtain a GED within7 months of the fiscal year in which funds will be disbursed. One must also be a first-time studentat SPCC (college credits earned in high school are excluded). A student must also be classified asdependent for Federal Title IV aid or a ward/dependent of the court, as well as demonstrate total familyincome not exceeding 200% of the applicable federal poverty guideline. This grant is available for theequivalent of two (2) academic years.Scholarships:Scholarships are available from federal, state, local, and SPCC sources. They are awarded based onfinancial need, academic performance, and/or time of application. Some scholarships are open to allstudents while others are open to students in certain program areas, such as nursing, computer informationtechnology, and business. Students applying to receive scholarships must complete the FAFSA, the SPCCScholarship Application, and submit at least one letter of recommendation to the Financial Aid Office.For details, contact the Financial Aid Office at 704-272-5325 on the L. L. Polk campus or 704-290-5843on the Old Charlotte Highway campus. For a listing of scholarships available, see the SPCC website,www.spcc.edu. Click on Future Students, Financial, Financial Aid, Scholarships.Loans:South Piedmont Community College does not participate in the Federal Loan program. Therefore studentsare not eligible for a Perkins, Stafford, PLUS, or Federal Family Education loan while attending SPCC. Youare welcome to apply for loans through a private lender, such as a bank or credit agency. However, youare solely responsible for adhering to any terms and responsibilities under the loan agreement. SPCC hasalso partnered with FACTS Tuition Management to provide payment options for students.••Signature Student Loan for Community Colleges and Career Training Loan is designed to providefinancing options for post-secondary students who enroll in either an associate’s degree or a TitleIV eligible certificate/diploma program. You must be listed as the applicant on the loan applicationand have satisfactory credit history. An applicant with insufficient credit history may be approved witha qualified co-applicant. The minimum loan amount is $500; the annual maximum loan amount is$15,000 (no aggregate loan limit for Career Training Loans). Interest rates are variable and basedon the Prime rate. Repayment options include immediate repayment and optional deferment. Applyonline at www.salliemae.com. Click on Community College Loan or Career Training Loan.• • Nurse Education Scholarship Loan Program is administered by the North Carolina State EducationAssistance Authority. It is available to Practical Nursing students who show financial need as shownby their Student Aid Report. Other factors, such as academic performance, are also taken underconsideration. Awards range from $400 - $5,000 depending upon the student’s demonstrated financialneed, cost of attendance, other financial assistance, and the amount of funding available through theNurse Education Scholarship Program.
Registration and Financial Information 29••The NC Prospective Teacher Scholarship Loan provides to 200 distinguished high school and collegestudents interested in teaching in North Carolina’s classrooms a $2,500 per year scholarship for fulltimeundergraduate study. Scholarship recipients are obligated to teach in a North Carolina Public/Charter School for each year of assistance. In other words, if a student receives the scholarship loanfor two years, then the student would teach for two years in a NC public or charter school in order torepay the loan. To be eligible for this loan, you must apply by February 10.••SPCC Emergency Loan Fund is available for students to borrow up to $150 to be repaid within 30days of disbursement. You must be in a specific curriculum program. You must be in good academicand financial standing with the College.••North Carolina Student Loan Program for Health, Science, and Mathematics is for students who areresidents of North Carolina for tuition purposes, are U. S. citizens, and are full-time students in anaccredited associate degree program leading to a degree in a specified health, science, or mathematicsrelatedfield. Award recipients are chosen according to major, academic capabilities, and financial need.••North Carolina AmeriCorps offers full- and part-time opportunities for participants to provide serviceto their community. Monthly stipends and educational vouchers are available to full- and part-timemembers who successfully complete their terms of service (10 months to 1 year) in a one-year program.Applicants must be a U. S. citizen, U. S. national, or lawful permanent resident alien of the U. S. andmust be 17 years or older. Applicants must also have a high school diploma or GED.••North Carolina Education Lottery Scholarship (ELS) is available to NC residents for tuition purposes,who enroll in at least five (5) credit hours per semester in a curriculum program and make satisfactoryacademic progress. Eligibility is based on the same criteria as the Federal Pell Grant, with oneexception: Students not eligible for Pell Grants with EFCs of 5,000 will qualify for ELS. Grants rangefrom $100 to $2,500 per year.Other Financial Aid:••Hope/Lifetime Learning Tax Credits: As a community college student, you may be eligible to receiveeducation tax credits that can reduce the expense of your education. The Hope Credit and the LifetimeLearning Credit can be claimed for each student in a family who is enrolled in higher education atleast half-time in an eligible educational institution and who has not yet completed his/her first twoyears of study. If you are a student financing your own education and are not claimed as a dependenton your parents’ tax return, or if you are an adult who claims students as dependents, you can claima tax credit for tuition expenses and required fees.••Vocational Rehabilitation: Certain students who have mental, physical, or emotional disabilitiesthat limit employment opportunities may be eligible for financial assistance through local VocationalRehabilitation offices or the Division of Vocational Rehabilitation Services, Department of HumanResources, in Raleigh.••Workforce Investment Act: WIA funds are intended to provide financial assistance to students whohave recently become unemployed. Assistance may be provided for tuition, fees, textbooks, supplies,child care, and transportation. The duration of any individual WIA award is based upon the availabilityof funds as well as student satisfactory progress measures that may be imposed. Contact the AnsonCounty Employment Security Commission at 704-694-6551 or the Union County JobLink Center at704-283-7541 for more information.Enrollment StatusIn order to receive the maximum Pell Grant, you must be enrolled for 12 credit hours or more each semesterin an eligible curriculum program. Depending on eligibility a reduced Pell Grant can be received by studentswho are enrolled 9-11 credit hours (three-fourths time), 6-8 credit hours (half-time), or 1-5 credit hours(less than half-time). Only courses in your program of study can be included when determining your award
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