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Financial Inclusion amongst New Migrants in Northern Ireland - ICAR

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Report by <strong>ICAR</strong> <strong>in</strong> collaboration with Citizens Advice Belfast 23expected from a structured volunteer programme<strong>in</strong> the UK. As the tra<strong>in</strong><strong>in</strong>g to be provided would beaccredited (Open College Network, Level 3), it isimportant to ensure that enrolled volunteers arefully aware of the commitment <strong>in</strong>volved.While the po<strong>in</strong>t of cultural differences andvolunteer<strong>in</strong>g ethos is a valid one, it is importantnot to underestimate the will<strong>in</strong>gness of migrantsto be engaged <strong>in</strong>to these activities. Almostall users <strong>in</strong>terviewed showed much <strong>in</strong>terest <strong>in</strong>volunteer<strong>in</strong>g if they had the opportunity. In somecases, however, it was evident that issues of timeavailability (not hav<strong>in</strong>g time due to work) and /or language difficulties would be harder barriersto this enterprise than the issue of <strong>in</strong>terest orunderstand<strong>in</strong>g of the volunteer<strong>in</strong>g ethos <strong>in</strong> the UK.On occasions, as mentioned above the languagebarrier (coupled with a lack of confidence) can bea real deterrent for migrants who would otherwisebe very happy to help fellow members of theircommunities, while learn<strong>in</strong>g new skills:“I don’t know if I could volunteer, I don’t know ifI know the language enough and if I would behelpful, (…) but yes, off course I would like, everytime you learn someth<strong>in</strong>g new that is good.”(Da<strong>in</strong>a, Lithuanian)OutcomeIncreased <strong>in</strong>terest <strong>in</strong> volunteer<strong>in</strong>g from migrantsand ethnic m<strong>in</strong>orities groupsIt is currently too early to say whether this aimwill be successful. Whilst there has been acerta<strong>in</strong> amount of <strong>in</strong>terest shown by migrantgroups, it rema<strong>in</strong>s to be seen whether thismeans that more migrants will volunteer <strong>in</strong> thelong term. At the time of writ<strong>in</strong>g there are 2volunteers from new migrant and ethnic m<strong>in</strong>oritycommunities undergo<strong>in</strong>g adviser tra<strong>in</strong><strong>in</strong>g andone undertak<strong>in</strong>g adm<strong>in</strong>istrative work. Therewas a further volunteer from the new migrantcommunity who has subsequently left the CABand moved <strong>in</strong>to employment.It is acknowledged that there may be somecultural barriers to overcome <strong>in</strong> terms of differentways of view<strong>in</strong>g voluntary work, however,as noted <strong>in</strong> the <strong>in</strong>terviews, future plann<strong>in</strong>gshould address other key barriers such astime availability or lack of confidence dueto language difficulties or social / f<strong>in</strong>ancialexclusion more broadly.Objective 4: Ensure susta<strong>in</strong>ability for the projectthrough a future fund<strong>in</strong>g strategyActivity 4.1Future plann<strong>in</strong>g for the fund<strong>in</strong>g of further serviceprovisionCAB has been explor<strong>in</strong>g various sources ofadditional fund<strong>in</strong>g for the project and applied for agrant by the Office of the First M<strong>in</strong>ister and DeputyM<strong>in</strong>ister <strong>in</strong> January 2010, which was unsuccessful.The project has been extended to the end of June2010 ‘through a mixture of re-profil<strong>in</strong>g the budgetand the use of additional fund<strong>in</strong>g from Belfast CityCouncil and Department of Social Development’.(CAB Manager)The project is proactively seek<strong>in</strong>g to developfurther services based on the experience from this<strong>in</strong>itiative and others throughout Europe (One StopShop <strong>in</strong> Lisbon, Portugal).Obta<strong>in</strong><strong>in</strong>g fund<strong>in</strong>g for the project to cont<strong>in</strong>ue hasso far had some success with a grant from LloydsTSB to fund a project extension to December2010 and clear efforts from CAB and a need fromthe migrant population. The project has been alarge success <strong>in</strong> its key area of provid<strong>in</strong>g f<strong>in</strong>ancialadvice to migrants, whilst unsuccessful <strong>in</strong> otherssuch as provid<strong>in</strong>g money advice <strong>in</strong> schools withhigh migrant populations. It is hoped that the clearevidence for the success and need of the coreadvice sessions will lead to the CAB team be<strong>in</strong>gable to put forward more proposals to funders sothat the service can cont<strong>in</strong>ue.OutcomeActions are <strong>in</strong> place to ensure the cont<strong>in</strong>uationof the projectThe high demand for the service (<strong>in</strong>clud<strong>in</strong>goutreach activities requested by communityorganizations) and the fact that issues dealt withand number of clients seen has surpassed the<strong>in</strong>itial targets demonstrated that there is a needto cont<strong>in</strong>ue provid<strong>in</strong>g this service.In light of this, project managers showed aclear awareness of the need to make provisionsfor susta<strong>in</strong>ability of the project well before theproject life time was com<strong>in</strong>g to an end, andevidence <strong>in</strong>dicates they have made concreteefforts to susta<strong>in</strong> it.

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