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LÄNSFÖRSÄKRINGAR BANK JANUARY-JUNE <strong>2012</strong>Income statement, the GroupSEK M Jan-Jun <strong>2012</strong> Jan-Jun 2011 Change, %Net interest income 1,003 814 23Net commission -188 -201 -6Net gains from financial items 29 4 625Other operating income 87 108 -19Total operating income 931 725 28Staff costs -198 -185 7Other expenses -420 -335 25Total operating expenses -618 -520 19Profit before loan losses 313 205 53Loan losses, net -43 -24 79Operating profit 270 181 496