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LÄNSFÖRSÄKRINGAR BANK JANUARY-JUNE <strong>2012</strong>Stable key ratios, the GroupQ2<strong>2012</strong>Q1<strong>2012</strong>Q22011Jan-Jun<strong>2012</strong>Jan-Jun20112011Return on equity, % 6.4 6.2 4.4 6.3 4.7 4.8Return on total capital, % 0.31 0.29 0.22 0.<strong>30</strong> 0.24 0.24Investment margin, % 1.15 1.09 1.08 1.12 1.06 1.07Cost/inome ratio before loanlosses0.68 0.64 0.74 0.66 0.72 0.71Cost/income ratio after loan losses 0.72 0.70 0.77 0.71 0.75 0.75Core Tier 1 ratio, % 12.3 11.5 11.5 12.3 11.5 11.5Tier 1 ratio, % 12.9 12.1 12.1 12.9 12.1 12.1Capital adequacy, % 14.9 14.0 14.1 14.9 14.1 14.0Percentage of impaired loans, % 0.17 0.17 0.20 0.17 0.20 0.17Reserves in relation to lending, % 0.20 0.22 0.25 0.20 0.25 0.21Loan losses, % 0.05 0.08 0.04 0.06 0.04 0.049
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