BARP on the Move July 2015.pdf

VOL 1 • ISSUE 1
50 +
<strong>BARP</strong> & YOU
N E W S L E T T E R
JULY 2015
NEVER A
DULL MOMENT
WITH THE
SANDIFORD’S!
Read article
on PAGE 7
What’s
inside
<strong>BARP</strong> IS ON THE MOVE!
REMOVAL OF THE MINIMUM
SAVINGS RATE
MEET THE SANDIFORD’S
<strong>BARP</strong>’S LATEST PARTNERSHIP
SAVE THE PLANET 7

Welcome to the <strong>BARP</strong> on the Move E-newsletter which we
hope will provide you with updates on <strong>BARP</strong>’s news and current
affairs as well as articles relating to advocacy, active ageing,
health and wellness, retirement and fitness. This E-newsletter
will be published quarterly and is intended to supplement our
other communications channels.
As <strong>BARP</strong> continues to grow, not only in membership, but
also in our widening responsibility as the voice of the over 50
population in Barbados, we are being called upon to represent
your interests at the national and international level.
We have recently reconstituted our committees with new terms
of reference and already, they have started on their several
tasks to improve our service to you.
What’s
New!
This year marks <strong>BARP</strong>’s 20th Anniversary
and from humble beginnings to over 44,000
members has been a tremendous journey!
We therefore welcome you to the first issue of the <strong>BARP</strong>
on the Move E-Newsletter which features Harry and
Myrna Sandiford speaking about their relationship with
grandchildren, Abigail, Jordan, Hannah, Paul, Leigh, Kyle
and Tara. Hear about <strong>BARP</strong>’s latest partnership with the
Department of Emergency Management (DEM). Sherri
Bishop from the Central Bank of Barbados provides
<strong>BARP</strong>
Is On The Move!
With the help of these twelve committees, we will be intensifying
our advocacy on issues that affect you; the continued push
for improved and affordable health care through our relevant
partnerships as well as to be more active in the area of
consumer protection.
By the time you have read this our first newsletter, we should
be well on our way to acquiring new Headquarters which will
serve our purposes well into the future and relieve the growing
pressures at our present location.
We hope that you enjoy the first issue of the <strong>BARP</strong> on the
Move E-newsletter and we invite your contributions by way of
suggestions or articles. Comments and suggestions can be
emailed to info@barpbb.org.
Best Regards,
Edward S. Bushell
President
<strong>BARP</strong> on the Move: Celebrating 20 years!
information on an alternative investment option in light
of the recently announced removal of the minimum
savings rates. Also, <strong>BARP</strong>’s last quarter of events and
activities is reviewed.
The Barbados Association of Retired Persons has made every
effort to ensure that information provided in the <strong>BARP</strong> on the Move
E-newsletter is accurate. <strong>BARP</strong> takes no responsibility for errors
in submissions or omissions from advertisers and businesses.
Copyright, <strong>BARP</strong> on the Move 2015. All rights reserved.
Reproduction in whole, or in part without written permission is
strictly prohibited.
Advertising Disclaimer
Although paid advertisements may appear in print, online, or in other electronic formats, the Barbados Association of Retired Persons does not endorse
the advertised product, service, or company, nor any of the claims made by the advertisement. The editorial content presented has been developed by the
authors and published by the organization. The editors and authors are expert authorities in their field(s). There is no commercial involvement by <strong>BARP</strong> in the
development of the content or in the editorial decision-making process.
2
SAVE THE PLANET

Central Bank of Barbados Offering
Alternative
Investment Instruments
Following the Removal of Minimum Savings Rate
By Sherri A. Bishop, Currency Officer
On April 7, the Central Bank of Barbados announced the
removal of the minimum savings rate, signaling the end of a
decades-long policy of structured interest rates on loans and
deposits.
Maintaining an administratively determined deposit interest
rate was creating strain in other areas of the financial sector. It
led to inflated Treasury Bill rates as commercial banks sought
to use the gains from their investments to offset the costs of
paying interest to thousands of account holders, in a market
that is experiencing excess liquidity. It also resulted in higher
mortgage and loan rates, thereby making it more difficult for
ordinary Barbadians to own homes or start businesses.
After careful consideration, the Central Bank determined
that deregulating interest rates and allowing market forces to
determine what commercial banks offer their customers, was
the appropriate step to take.
In making this decision, the Bank has not lost sight of the
potential impact on lower and middle-income Barbadians, who
relied on the interest income their savings accounts generated
to supplement their earnings. Almost immediately after the
island’s five commercial banks began making adjustments to
their rates, the Central Bank re-launched its Savings Bonds
programme, highlighting a government security targeted for
the benefit of the average saver that it first introduced in the
early 1980s. The Bank is currently offering a yield of 5.5% at
maturity, more than double what commercial banks were
offering before the removal of the minimum deposit rate.
While the focus of its promotional efforts is currently on
Savings Bonds – understandably so, since this particular
instrument works like a savings account in that holders can
encash all or a portion thereof any time, the Central Bank
also offers other securities – Treasury Notes and Debentures,
which pay periodic interest and therefore provide an income
stream for retirees and other Barbadians who do not have a
regular income.
Both types of investments, with their history of being safe,
while offering attractive returns, are worthy of consideration in
a post-minimum savings rate environment.
4
SAVE THE PLANET

Get the Visa Card with lower interest rates!
How can you apply?
Contact <strong>BARP</strong> at (246) 228-7554 or Globe Finance at (246) 426-0335.
Visit www.barpbb.com or www.globefinanceinc.com
SAVE THE PLANET 5

DEM & <strong>BARP</strong>
Keeping In Touch With Communities
This Hurricane Season
(L-R) Acting Director, Department of Emergency Management, Kerry Hinds,
Deputy Director of the Barbados Meteorological Service, Sonia Nurse,
<strong>BARP</strong> Member and Subject Expert, Ewald Mullin, Executive Manager (<strong>BARP</strong>),
Elsa Webster and Edward Bushell, President (<strong>BARP</strong>).
June 1st marked the start of the hurricane season and at a press
conference at the Office of the Department of Emergency Management
(DEM), Warrens Industrial Park, the partnership between DEM and <strong>BARP</strong>
was announced.
<strong>BARP</strong> is ever concerned about the health and well-being of its members.
When the Department of Emergency Management (DEM) proposed a
partnership with <strong>BARP</strong> under their theme “Keeping in touch with our
communities” we jumped at the opportunity.
With 44,000 plus members and an estimation that there is a <strong>BARP</strong> member
in almost every household, we echo the sentiments of the Department of
Emergency Management that is, that persons need to take ownership of
their own safety and security in the face of any natural disaster which they
may be susceptible to during the 2015 Hurricane Season.
We especially urge the seniors of Barbados to be in a state of readiness:
• Have a written detailed plan including identification of two or
three team members who can assist you in an emergency
• Have your emergency supply kit prepared inclusive of any
prescribed medication
• Have an evacuation plan in place especially, if you do not have
ready access to transportation
• Secure all important documents, and
• Be aware of the various emergency shelters located in your
community especially those with wheel chair access.
There are many pro-active mitigation and preparedness activities which can
be implemented on an individual level to prepare for the hurricane season.
Through the partnership of <strong>BARP</strong> and DEM our initial offerings to assist the public in
preparing for this hurricane season will include:
• A co-branded brochure titled “Disaster Preparedness for the
Elderly and People with Disabilities and Special Needs” which
will be available in hard and soft copy, and
• An education and awareness series to be facilitated by
Mr Ewald Mullin, <strong>BARP</strong> member and subject expert. This series
will be transmitted via our <strong>BARP</strong> Fifty Plus Radio programme
which airs every 1st and 3rd Tuesday on VOB 92.9 FM at 9:00 a.m.
and every 2nd and 4th Monday on CBC 100.7FM at 12:30 p.m.
HAVE YOUR EMERGENCY SUPPLIES KIT READY.
THIS KIT SHOULD INCLUDE:
• Water - 1- 2 gallons per person, per day (3-day supply for
evacuation and 2-week supply for home)
• Non-perishable food (3-day supply for evacuation and 2-week
supply for home)
• Disposable plates, cups, cutlery and flexible straws
• Mobility/ Special aids (canes, walkers, hearing aids with
batteries, etc)
• Flashlights with extra batteries (DO NOT USE CANDLES)
• A battery-operated radio
• First aid supplies (surgical alcohol, gauze, band aids, etc)
• Medication (at least enough for 7 days)
• Sanitation and personal hygiene items (toilet paper, garbage
bags, hand sanitizer, disposable gloves, etc)
• Cellular telephone (fully charged and topped up)
• Whistle (to attract the attention of emergency personnel)
• Manual can opener
• A change of clothing
• Cards and other similar games to help pass the time
EMERGENCY SHELTERS IN BARBADOS
WITH WHEELCHAIR ACCESS
ST. MICHAEL
CHRIST CHURCH
ST. GEORGE
ST. JAMES
ST. PETER
ST. LUCY
St. Leonard’s Boys’ School
The University of the West Indies
Blackman and Gollop Primary School
Cuthbert Moore Primary School
Gordon Greenidge Primary School
Coleridge and Parry Secondary School
Roland Edwards Primary School
Ignatius Byer Primary School
6
SAVE THE PLANET

COVER
STORY
Seated in back (l-r): Kyle & Leigh. Front (l-r): Tara, Harry Sandiford, Paul, Myrna Sandiford and Abigail
Never A Dull Moment With The
Sandiford’s
Hannah & Jordan
What grandchildren need the most are the essentials that grandparents provide in abundance.
They give unconditional love, kindness, patience, humour, comfort, lessons in life…
-Rudolph Giuliani
The Sandiford’s are the proud grandparents of several and are very
involved in their grandchildren’s activities which include chess, music and
their various after school lessons.
Harry or “Leigh” is a retired Managing Director of Super Centre (now
Massy Stores Supermarkets) who dedicated more than 40 years of
service with Barbados Shipping and Trading (BS&T), while Myrna also
retired, spent 27 years with the Royal Bank of Canada.
The grandchildren are always excited when Myrna cooks some of their
favourite foods; macaroni pie, chicken soup and fish cakes and they seem
to particularly enjoy sharing moments together over a cup of tea with
banana bread and biscuits. “They very much like to have us over for tea
and better still to sleep over.” Exclaimed Harry, whose grandchild Leigh
not only carries his name but also has the same penchant for chocolate.
All of the children seem to excel in music, a passion that they also share
with their grandfather.
There is definitely never a dull moment with the Sandiford’s. “We can recall
taking them on a cruise when we celebrated our fiftieth anniversary.”
Myrna said with a laugh. “We were surprised to discover that our then,
six year old granddaughter was ordering hot chocolate and turkey
sandwiches almost every day through room service…I mean, how did she
know about room service, far less know who to call?” Myrna continued.
The Sandiford’s are very supportive of their grandchildren and are more
than happy to brag about their accomplishments. The first grandchild
Jordan age 14 is very artistic and loves to sketch, while Hannah age 11,
loves to swim. They are both currently at the Codrington School.
Abigail 16, is a student of Combermere School and already has Grade 1
and 2 passes in the Caribbean Examinations (CXC’s) already under her
belt. She studies the violin and recently received a distinction at Grade 7 in
piano. She plays in the Barbados Youth Orchestra and leaves very soon for
Washington to participate in the Global Youth Leaders Conference (GYLC).
Paul 11, is a former pupil of the George Lamming Primary, having just
passed for the Combermere School in the recent Barbados Secondary
School Entrance Examination (Common Entrance). He is also studying
the guitar and the piano.
Kyle 12, is a student of Harrison College where he plays violin in the
school’s orchestra as well as in the Barbados Youth Orchestra. He has
a keen interest in chess and is the current Barbados under 14 and under
16 National Chess Champion. He received a bronze medal in the recently
hosted Under 14 CARIFTA Chess Tournament and has represented
Barbados in many chess tournaments throughout the Caribbean.
Leigh 9, is a student at Providence Elementary School. He too has a keen
interest in chess and music and plays the cello and piano. He recently
received distinctions in both piano, Grade 2 and cello Grade 1. Much like
his older brother Leigh, he has represented Barbados at several regional
chess tournaments and is the current CARIFTA under 12 Chess Champion.
He also holds the title of the Under 10 National Chess Champion. He
recently represented Barbados in the Pan-American Chess Tournament
in Cali, Colombia in June.
Tara 8, joins her brother at Providence and has just won the girls Under
8 chess championship at the CARIFTA games. At present, she is being
tutored in cello, piano and violin and has the spirit and spunk to challenge
all of her siblings and cousins.
“There is definitely never a dull moment with our grandchildren and you
are always guaranteed to have good laugh which is the best medicine for
our golden years.” The Sandiford’s echoed.
SAVE THE PLANET 7

<strong>BARP</strong>
Quarter
In Review
Date
February
27
March
25
April
5
Activity/Event
<strong>BARP</strong> signed a Memorandum of Understanding (MOU) with the Barbados Diabetes Foundation and the Heart
& Stroke Foundation at the Maria Holder Diabetes Centre for the Caribbean, Warrens, St Michael. <strong>BARP</strong> President,
Edward Bushell affirmed that this united approach would sensitise Barbadians, especially <strong>BARP</strong>’s 44,000
members, of management programmes in the screening and monitoring of non-communicable diseases (NCDs).
<strong>BARP</strong> firmly believes that a healthy nation is necessary for increased productivity and economic growth.
<strong>BARP</strong> in association with the Heart & Stroke Foundation, Barbados Diabetes Foundation and Seven Seas presented
“Keys to a healthy heart 2” at the Main Guard, Garrison.
Informative presentations were given by Gina Pitts, CEO, Heart & Stroke Foundation, Carla Ramsay, Nutritional
Specialist and Dr Diane Brathwaite.
“Fascination” at <strong>BARP</strong>’s Easter Hat Parade and Tea Party
Attendees wearing hats of all sizes, shapes and themes gathered in the Needhams Room at the Hilton Resort for
the <strong>BARP</strong> Easter Hat Parade and Tea Party on Easter Sunday.
Winners in the 2015 <strong>BARP</strong> Easter Hat Competition were:
• Best Easter Bunny Hat for Children: Matthew and Jenna Blenman
• Theme Hat Winners: Dame Maizie Barker Welch, Lorna Bryan, Dorothy Gomes, Kim Tudor, Dolly Straughan
• Most Elegant Hat: Angela Daniel
• Most Colourful Hat: Kaycee Beckles
• Most Unique Hat: Pansy Griffith
May
7
May
30
June
1
June
3
How to Start a Business seminar. <strong>BARP</strong> in association with Barbados Investment and Development Corporation
(BIDC) at Bagnall Point Gallery, Pelican Village, St Michael.
Wine World Inc in association with <strong>BARP</strong> held a Classic Movie Night at George Washington House. Movies featured
Gold Finger and Guess Who’s Coming to Dinner.
The Department of Emergency Management (DEM) and <strong>BARP</strong> keeping in touch with communities this hurricane
season. Press conference held at the DEM Office, Warrens Industrial Park, St Michael signalling the start of the
hurricane season.
Government Securities: A Viable Alternative after the Removal of the Minimum Savings Rate? Presented by the
Central Bank of Barbados, Grand Salle, Tom Adams Financial Centre.
6
SAVE THE PLANET
President, Ed
Bushell poses
with the ladies
in the Easter Hat
Competition
Pretty ladies all in a row
at <strong>BARP</strong>’s Easter Hat
Parade and Tea Party

NOTICE TO MEMBERS:
CHANGE TO NEW <strong>BARP</strong>
PHOTO ID MEMBERSHIP CARD
The New <strong>BARP</strong> Photo ID Membership Card was introduced on December 2, 2013 with new security features
to benefit you as well as our valued concessionaires. To date, approximately 27,000 new memberships
and renewals have been issued with new cards. Please note that effective December 31, 2015, the silver
membership cards as well as the yellow life membership cards will no longer be accepted by merchants
and concessionaires offering discounts to <strong>BARP</strong> members. In instances where your membership is still
current, you may renew your membership prior to the renewal date to ensure that you continue receiving your
discounts from the several businesses island wide. If you are in arrears or if your membership has lapsed, we
invite you to update your membership by visiting the <strong>BARP</strong> Office during our regular business hours, Monday
to Friday, 8:00 am to 3:00 pm. Should you have any queries, please contact the <strong>BARP</strong> Office at 228-7554 or
visit the website, www.barpbb.com.
<strong>BARP</strong> GOLDEN HEALTH PLAN
As the years go by, focusing on your health takes greater priority. You’ll need a plan that meets your changing
needs. The <strong>BARP</strong> Golden Health policy is an affordable plan with a provision for lifetime coverage. It is
tailored to suit your requirements at this golden time in your life.
How can you apply?
Contact <strong>BARP</strong> at (246) 228-7554 and/or ICBL at (246) 434-6065 and ask for one of our <strong>BARP</strong> specialists.
<strong>BARP</strong> SNAP FACTS
Did you know that:
1. On June 10, 2015, the <strong>BARP</strong> Office issued membership card number 44,544?
2. <strong>BARP</strong> celebrates its 20th anniversary on October 25, 2015?
<strong>BARP</strong> Member receiving honorary doctorate
from UWI, Cave Hill Campus
The Barbados Association of Retired Persons congratulates Sir David A. C. Simmons, KA, BCH, QC, LLM, LLD on
the recently announced award of honorary doctorate from the University of the West Indies, Cave Hill Campus, in
recognition of his stellar contribution to Caribbean development. Sir David will be conferred with his honorary
degree at the Cave Hill Campus Graduation Ceremony on October 17, 2015.
SAVE THE PLANET 9

C
M
Y
CM
MY
CY
CMY
K
Collymore Rock, St Michael Tel (246)228-7554 www.barpbb.com
For all advertising enquires email info@barpbb.org