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268 Chapter 8 • Why PCI Is ImportantNOTEDiscover and JCB handle merchant PCI compliance validation differently.Contact the payment brand for more information.NOTEAlthough American Express and Visa allow Level 1 merchants to have theirPCI compliance validated by the merchant’s internal audit group, MasterCarddoes not explicitly allow this. If this affects your company, contactMasterCard for clarification.Table 8.6 Compliance Validation for Service ProvidersLevel American Express MasterCard Visa USALevel 1 Annual on-site Annual on-site review Annual on-site reviewreview by QSA (or by QSA by QSAinternal auditor if Quarterly scan by ASV Quarterly scan by ASVsigned by officer ofservice providercompany)Quarterly scan by ASVLevel 2 N/A Annual onsite review Annual on-site review byby QSAQSAQuarterly scan by ASV Quarterly scan by ASVLevel 3 N/A Annual SAQ Annual SAQQuarterly scan by ASV Quarterly scan by ASVNOTEDiscover and JCB handle service provider PCI compliance validation differently.Contact the payment brand for more information.

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