reactivation of dormant account application form - Alpha Bank ...

I. . DEPOSIT APPLICATION
INDIVIDUALS ALPHA TAX PROTECT PROMOTIONAL DEPOSIT AGREEMENT
Form valid effective 02.03.2015
NAME ______________________________________ FIRST NAME __________________________________________
PERSONAL CODE _____________________________
AS Holder /Co‐holder of the account no. _______________________________________________
Authorized person/Legal representative of __________________________________________
Opened in name of ______________________________________________________________________
I hereby apply to open, from the above mentioned account, as follows:
AMOUNT* (figures) __________________ (letters) _______________________________________________
(*The maximum amount deposit per client, per currency on the same duration is 200.000 lei or 100.000 euro or 100.000 USD)
CURRENCY RON EUR USD
DURATION 4 weeks 16 weeks 24 weeks 52 weeks
INTEREST RATE ______________________ X 1+
Interest tax applicable on maturity date
(to be fill in the presence of the client)
(1- interest tax applicable on maturity date)
On maturity, the deposit is cancelled by crediting the account with the amount and related interest
the account no. __________________________________________________
II. TERMS AND CONDITIONS
•In case of cash withdrawal of term deposits Alpha Tax Protect the Bank does not charge the cash withdrawal commission
for operations performed at the bank’s counters, if the cash withdrawal is made at maturity date or in the next 3 working
days. The exception applies only for one cash withdrawal representing the maximum deposit amount and the related
interest.
•The promotional term deposit maturity date will be 4 weeks (28 days) or 16 weeks (112 days) or 24 weeks (168 days) or
52 weeks (364 days) after its opening date. The interest payment will be at the deposit maturity date. If the deposit
monthly interest due date is in a non working banking day, the date when the funds are available is the next working day.
•Minimum amounts / maximum amounts for Alpha Tax Protect deposit (minimum amount: 15 euro, 50 lei, 25 USD,
maximum amount for tenor: 100,000 euros, 200,000 lei, 100,000 USD)
•Interest rate is fixed for the entire duration of the deposit and interest is computed based on deposit’s effective number
of days versus 365 days per year (regardless if it’s a leap year or not) following the calculation method: D = (V x Nz x
interest rate) /365 (where D = accrued interest; V = deposit amount; Nz = effective period of the deposit as calendaristic
days (including constitution date, excluding maturity date).
•Cancellation request of the deposit prior to its maturity is made in writing and leads to payment by the Bank of the
interest rate applicable to Alpha Access Classic current account, for the period elapsed from opening the deposit up to its
cancellation. At the present agreement date, the Alpha Access Classic current account interest rate applied by the Bank is
zero.
•The Bank withholds and pays the tax on income, as per the valid applicable law.
•Any withdrawal totaling over 10,000 lei or 10,000 euro (or equivalent in other currencies), made during the same day,
regardless of the unit, must be notified in writing to the Bank 1 working day in advance, while the amounts exceeding
30,000 lei or 100,000 euro (or equivalent in other currencies) must be notified to the Bank 2 working days in advance.
Otherwise the Bank will charge 0.75% commission applied to the total amount of unscheduled withdrawn or total of
scheduled and not withdrawn amount.
•At the present deposit agreement date in case of individual deposits the fees are:
Alpha Access Classic current account management fee: 2,50 lei/ month for the account opened in lei, respectively 0,75
monetary units/ month in the currency of account for the account in foreign currency;
Alpha Access Superior Package management fee: 8 lei/ month; 2 euro/ USD/ month; Alpha Access Superior account
management fee: 4 lei/ month; 1 euro/1 USD/ month;
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Form valid effective 02.03.2015
Alpha Student Package management fee: 1 Leu/ month; management fee for one optional current account in foreign
currency, 0.38 monetary units (EUR/ USD/ GBP/ CHF)/ month;
Alpha Premier account management fee: 4 lei/ month; 1 euro/ month;
Alpha Access Package management fee: 4 lei/ month;
Alpha Connect Package management fee: 8 lei/ luna; 2 EUR/USD/GBP/CHF / month;
Alpha Explore Package management fee: 12 lei/ luna; 3 EUR/USD/GBP/CHF / month;
withdrawal fee: 0,40% min. 3 lei for withdrawals in lei/ 0,50% min. 1 euro for withdrawals in foreign currency;
cash deposit fee: zero.
•The account holder undertakes to inform the Bank in writing, at latest on the date of the present contract termination,
with regard to his/her option to close the current account opened in the Bank’s records, taking into account that this
represents another financial service offered by the Bank. Following the holder’s written request, the Bank will close the
current account without additional costs, but only after all specific banking financial service commissions/charges are paid,
these being due to the Bank prior to the sending of the current account termination request.
•Taking into account that Alpha Bank Romania participates to Banking System Deposits Guarantee Fund, the amounts
existing in accounts are guaranteed by the before ‐mentioned fund, in accordance with the guarantee limits and for
individual clients foreseen by the legislation in force.
The Terms and Conditions together with the deposit application represent the contract between the parties. I am aware
and agree with the terms and conditions of the deposit, which I understand and accept unconditionally.
Date _____________________
Authorized signatures ___________________________
TO BE FILLED BY THE BANK
CIF ________________________
Sucursala/Agentie ____________________________
REFERINTA DEPOZIT ___________________________ GARANTAT NEGARANTAT
DATA SCADENTEI _____________________________
Data _______________________
Semnatura autorizata_____________________________(L.S.)
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