West Tamar Council Direct Debit Request
Direct Debit Request - West Tamar Council
Direct Debit Request - West Tamar Council
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<strong>Direct</strong> <strong>Debit</strong> <strong>Request</strong><br />
<strong>West</strong> <strong>Tamar</strong> <strong>Council</strong> <strong>Direct</strong> <strong>Debit</strong> <strong>Request</strong><br />
ABN 21 731 249 084<br />
Customer's Authority<br />
I/We [Name of Customer(s) giving the DDR]<br />
Surname<br />
Given Names<br />
Surname<br />
Given Names<br />
authorise <strong>West</strong> <strong>Tamar</strong> <strong>Council</strong> (User ID320788) to arrange for funds to be debited from my/our account at the financial institution<br />
identified below through the Bulk Electronic Clearing System. This authorisation is to remain in force in accordance with the terms<br />
and conditions described in the <strong>Direct</strong> <strong>Debit</strong> <strong>Request</strong> Service Agreement and any further instructions provided below.<br />
Please <strong>Direct</strong> <strong>Debit</strong> from my/our account as per below:<br />
Financial Institution<br />
Account Name(s) (eg. J & J Smith)<br />
BSB Number<br />
-<br />
Account Number<br />
Note: <strong>Direct</strong> <strong>Debit</strong>ing may not be available on the full range of accounts. If unsure, please refer to your financial<br />
institution for further information.<br />
Payment Details<br />
Property Address<br />
Customer Reference Number<br />
Phone Number<br />
Frequency of Payment<br />
I / we request that you debit my/our account in accordance with our agreement and subject to one or more of the<br />
following conditions;-<br />
One payment of rates in full on due date<br />
Preferred payment (please tick)<br />
Four instalments of rates on due dates<br />
Advance payments against the rates instalment<br />
Advance payments are credited to your rates instalment. Choose your preference:<br />
Monthly Amount $ debited on 15th each month<br />
Fortnightly Amount $ debited on Thursday<br />
Weekly Amount $ debited on Thursday<br />
I wish these payments to commence on / /<br />
This agreement will continue each financial year until terminated by you or <strong>West</strong> <strong>Tamar</strong> <strong>Council</strong>.<br />
Any change to this arrangement requires 7 WORKING DAYS NOTICE.<br />
Signature(s)<br />
Signature<br />
Date<br />
Signature<br />
Date<br />
If debited from a joint account, both signatures are required<br />
BY SIGNING THIS FORM I/WE ACKNOWLEDGE THAT I/WE HAVE READ CAREFULLY AND UNDERSTAND<br />
AND ACCEPT THE CONDITIONS REFERRED TO IN THE WEST TAMAR COUNCIL DIRECT DEBIT REQUEST<br />
SERVICE AGREEMENT TO WHICH THIS APPLICATION IS ATTACHED<br />
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<strong>Direct</strong> <strong>Debit</strong> <strong>Request</strong><br />
ABN 21 731 249 084<br />
DIRECT DEBIT REQUEST SERVICE AGREEMENT<br />
OUR AIM<br />
In an effort to make the payment of rates & charges easier and more convenient for all ratepayers, the <strong>West</strong> <strong>Tamar</strong><br />
<strong>Council</strong> now offers direct debit in addition to its other payment methods.<br />
WHAT IS DIRECT DEBIT?<br />
<strong>Direct</strong> <strong>Debit</strong> is the electronic transfer of funds from your bank account to pay your rates accounts<br />
automatically.<br />
OUR COMMITMENT TO YOU<br />
This document outlines our service commitment to you, in respect of the <strong>Direct</strong> <strong>Debit</strong> request<br />
arrangements made with the <strong>West</strong> <strong>Tamar</strong> <strong>Council</strong>. It sets out your rights, our commitment to you and<br />
your responsibilities to us, together with where you should go for assistance.<br />
Intitial Terms of the Arrangement<br />
In the terms of the <strong>Direct</strong> <strong>Debit</strong> <strong>Request</strong> arrangement made between the <strong>West</strong> <strong>Tamar</strong> <strong>Council</strong> and you,<br />
council undertake to periodically debit your nominated account for the agreed amount of your rates. It is<br />
a condition of the arrangement that the council’s financial institution will accept a direct debit from your<br />
nominated account.<br />
Drawing Arrangements<br />
If any drawing under this arrangement falls due on a non-business day, it will be debited from your<br />
account on the next business day following the scheduled drawing date.<br />
<strong>Council</strong> will give you at least 14 days notice in writing when changes to the intial terms of the<br />
arrangement are made.<br />
If you wish to discuss any changes to the intitial terms you can contact the Rates Office by phone 03<br />
6383 6370, in person at Beaconsfield Office, <strong>West</strong> St Beaconsfield, or Riverside Office Eden St,<br />
Riverside during business hours 8am to 5pm Monday to Friday , or via email wtc@wtc.tas.gov.au.<br />
The first time that your debit is returned or dishonoured by your financial institution you will be contacted<br />
regarding either a redraw of the amount or payment by cash. <strong>Council</strong> will recover any transaction fees<br />
payable in respect to any dishonoured payments from you. The second time this occurs, your<br />
arrangement will be terminated and you will need to contact council regarding the payment of the<br />
balance of your rates.<br />
THE BENEFITS FOR YOU<br />
DIRECT DEBIT SAVES YOU TIME AND MONEY!<br />
No cheques;<br />
No postage;<br />
No phone calls; and<br />
No queuing to pay your account<br />
IT’S AUTOMATIC – COUNCIL DOES THE WORK FOR YOU!<br />
<strong>Direct</strong> debit does not mean that you lose your right to query a bill, either before or after a payment.<br />
YOUR RIGHTS<br />
Your payments will apply to brought forward arrears and the current financial year amounts.<br />
It should be noted that, as per legislation, all payments will be credited to any interest already accrued,<br />
and rates arrears first.<br />
The option to pay rates by one full instalment by the due date will be subject to a 1.5% discount.<br />
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<strong>Direct</strong> <strong>Debit</strong> <strong>Request</strong><br />
If you would like to make any changes to the direct debit arrangement (7 working days notice is required)<br />
you have made with the <strong>West</strong> <strong>Tamar</strong> <strong>Council</strong>, it is important that you contact council (not your bank) to<br />
ask whether a change can be made to;<br />
• Altering the schedule;<br />
• Stopping an individual debit;<br />
• Cancelling the direct debit completely;<br />
• Suspending the direct debit; or<br />
• Deferring the drawing<br />
<strong>Council</strong> will attempt to accommodate each reasonable request, but you should note that it is not bound<br />
to agree to a change in the agreement.<br />
Should you wish to cancel the arrangement, please contact council first so that alternative arrangements<br />
may be made.<br />
YOUR COMMITMENT TO US<br />
Please be aware that <strong>Direct</strong> <strong>Debit</strong>ing through BECS (bulk electronic clearing system) may not be<br />
available on all accounts. You should check:<br />
(a) with your financial institution whether direct debiting is available from your account.<br />
(b) Your account details which you have provided to us are correct by checking them against a<br />
recent account statement from your financial institution; and<br />
(c) With your financial institution before completing the direct debit request if you have any queries<br />
about how to complete the direct debit request.<br />
It is your responsibility to ensure that:<br />
• On the drawing date there is sufficient funds in the nominated account; and<br />
• You advise council if the nominated account is transferred or closed (whether or not this constitutes<br />
a breach of the arrangement).<br />
ENQUIRIES<br />
It would be appreciated if you could direct all enquires to council, rather than your financial institution,<br />
and these should be made at least 7 working days prior to the next scheduled drawing date. All<br />
communications should include your property address.<br />
All personal customer information held by council will be kept confidential except that information<br />
provided to our financial institution to initiate the drawing from your nominated account.<br />
DISPUTES<br />
If you believe that a drawing has been initiated incorrectly, we encourage you to take the matter up<br />
directly with council. If we are unable to satisfy your query, you may then contact your financial<br />
institution.<br />
You will receive a refund for the drawing if council cannot substaniate the reason for the drawing.<br />
Note: Your financial institution will ask you to contact council to resolve your disputed drawing prior to<br />
involving them.<br />
INTEREST CHARGES<br />
If your arrangement to pay by direct debit includes brought forward arrears, interest will apply on these<br />
amounts.<br />
As is the case with normal council instalments, if you are in default of any of the terms of your<br />
agreement with the council, the full amount of rates and charges outstanding at the time of the default<br />
will become due and payable immediately. Interest will apply and accrue at a daily rate according to<br />
Section 128(1)(b) of the Local Government Act 1993, to any amounts outstanding until payment in full.<br />
If you have any queries regarding the information provided in this agreement please contact the Rates<br />
Office at the <strong>West</strong> <strong>Tamar</strong> <strong>Council</strong> by phone 03 6383 6370, in person at Beaconsfield Office, <strong>West</strong> St<br />
Beaconsfield, or Riverside Office Eden St, Riverside during business hours 8am to 5pm Monday to<br />
Friday , or via email wtc@wtc.tas.gov.au.<br />
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