Eating Sleeping & Traveling

North Jersey Regional 

Chamber of Commerce 

1033 Rt. 46 East, Suite A103, Clifton, NJ 07013 

Phone: 973-470-9300 | Fax: 973-470-9245 

www.njrcc.org | staff@njrcc.org 

Board of Directors 

OFFICERS 

Chairman of the Board 

Leonard S. Carlucci, Oritani Bank 

Vice-Chairman of the Board 

Edward Kurbansade, Spencer Savings Bank 

President 

Gloria Martini 

Vice-Chairman, Program and 

Special Events 

Howard Bersch, A-B Insurance Agency 

Vice-Chairman, Governmental Affairs 

Alia Suqi, Nextwave Web 

Vice-Chairman, Membership 

and Communications 

Dr. David Moore, On Track Chiropractic 

Vice-Chairman, Internal Affairs 

Brian Murphy, Columbia Bank 

Treasurer 

Robert B. Puleo, Dorfman Abrams Music, LLC 

DIRECTORS 

David Block, Block & DeCorso 

Daryl Bryant, Hudson Horizons 

Joseph Burak, Cupo Realty 

Bruce Byrne, St. Mary’s Hospital 

Salvatore Carlino, Roche 

Saundra Conte, AVE Clifton 

Sonia Conway, M & T Bank 

Lourdes Cortez, North Jersey Federal Credit Union 

Rafael Cuéllar, Shop Rite of Passaic/Clifton 

Helen Cunning, Hackensack University Medical Center 

Patrick DeDeo, William Paterson University 

Steve Duess, Pascack Community Bank 

Jorge Fernandez, Greater Community Bank 

Mitch Gurland, Mass Mutual 

Deborah Hoffman, Director of Economic Development 

Nancy Iacobucci, Investor Savings Bank 

George Jacobs, Jacobs Enterprises 

Robert M. Jaffe, CFS Investment Advisory Services 

Dawn Johnson, Dawn Johnson Compass 

Timothy Luing, Berkeley College/Dover Business College 

Joseph McGuire, Capital One Bank 

David Moore, On Track Chiropractic 

Angela Montague, Downtown Clifton Economic Development 

Robert Palumbo, Fragrance Resources 

Richard Raad, HYCO Printed Products, Inc. 

Kimberly Ramm, Data Access, Inc. 

Josephine Scavone, Clifton Savings Bank 

Everton Scott, Public Service Electric & Gas Co. 

Sharon Zahn, The Banyan School 

STAFF 

Gloria Martini, President 

Brian Tangora, Program Manager 

Patricia Davis, Administrative Assistant 

Mission Statement 

The North Jersey Regional Chamber 

of Commerce promotes business and 

economic development in the region 

and provides support services, training, 

legislative advocacy and networking 

opportunities for members to stimulate 

growth and profitability. 

NJRCC CALENDAR 

OF EVENTS 2010 

Wednesday, May 19 

Human Resources 

Legal Update 

AVE Living, Clifton (8:30am) 

Tuesday, May 25 

NJRCC Foundation 

Destination Golf Outing 

Pine Barrens Golf Course (9am) 

Wednesday, May 26 

Spirit Cruise Multi-Chamber 

Networking Event (5:30pm) 

Thursday, June 10 

Sports Beefsteak Dinner 

Carriage House,Totowa (6pm) 

Wednesday, June 23 

After Hours Networking Event 

The North Jersey Federal 

Credit Union, Totowa 

(5:30pm - 7:30pm) 

Monday, July 19 

MegaNet Mixer 

Parsippany Hilton, Parsippany 

(4:30pm - 7:30pm) 

Tuesday, July 27 

Multi-Chamber Networking 

Event (Game & BBQ) 

Jackals Stadium, Montclair 

(6pm) 

INSIDE THIS ISSUE 

4 A Savory Sampling 

6 COVER FEATURE STORY: 

The New Face of Holiday Inn 

10 Managing the Media 

13 Non-profits Benefit from 

Mainly Meeting Travel Services 

14 A Recipe for Success 

15 Member News 

18 New Members 

22 Responsible Corporate Citizenship 

24 Business Bites 

25 Who is Kemmons Wilson? 

26 Young Business Professionals 

Eating, Sleeping & Traveling 

By Naoma Welk, Publisher and Editor 

Since we all eat and sleep and many of us like to 

travel, the theme of this issue should interest 

everyone. In this issue, we looked at the hospitality 

industry to find out how they are doing in this 

sagging economy. Several are surviving and some 

are thriving. 

Our cover story, The New Face of Holiday Inn 

explains how, even in this unsettled economy, some 

companies are making huge investments in their 

properties and in their futures. Bringing Holiday Inn 

hotels around the globe up to four-star status is the 

largest brand renewal project in hotel history. 

I hope you enjoy reading about Kemmons Wilson, 

who started the first Holiday Inn hotel. Wilson quit 

school (at 20) and became an entrepreneur during 

the Depression when he began selling popcorn and 

soda. He borrowed $50 from a friend to buy a 

popcorn machine, set it up in the lobby of a movie 

theater and started raking in the money. By 1933, 

Wilson had saved $1,700 from popcorn sales (at 5 to 

10 cents a bag) to purchase a home for his mother 

and himself. 

Be sure to check out our new restaurant review 

column, Business Bites by Steve Sears. With each 

review, we hope to show you an appropriate 

restaurant for business lunches or dinners. You may 

want to put on a bib before you read about Steve’s 

trip to Bonefish Grill. 

Learn about Frungillo’s four unique catering venues 

and if you’d like an inside view of the challenging 

restaurant business, read what Joe Argieri, owner of 

Baskinger’s in Clifton, has to say. 

Many of our Chamber members are responsible 

corporate citizens. Read how Mainly Meetings Travel 

“gives back” and how Capital One, Cupo Insurance 

Agency and Roche have set high standards as 

companies who support their communities. 

The article, Managing the Media in Crisis Situations 

by Bill Alford provides important tips for all kinds of 

companies who face scrutiny from the media. 

I hope you enjoy this issue as I prepare the 

July/August issue, with a focus on Education and 

Back-to-School. 

Business Matters Page 3

A Savory Sampling 

By Naoma Welk, Editor Business Matters 

NJRCC held this year’s successful Savor Food Festival on March 8 at 

beautiful Preakness Hills Country Club in Wayne. Restaurant owners 

plied guests with their gourmet delights that ranged from Italian to 

Mexican to South American and included the great American steak. 

Nearly 250 members and guests attended and enjoyed the 

opportunity to socialize and sample an array of specialties from 

area restaurants and caterers. 

For the first time, the event featured a variety of unique “mystical” 

offerings like Chinese face readings, hypnosis and handwriting 

analysis in a private room. Guests also enjoyed the musical 

entertainment provided by “Mr. Entertainment” Michael Roselli 

and magic tricks courtesy of Michael Turco. 

Assembly Steakhouse, Baskingers and Rare, the Steak House 

presented tender treats that drew beef lovers to their stations. Blue 

Moon Mexican Café tantalized guests with chicken fajitas, and 

Moe’s Southwest Grill of Clifton featured a Taco Bar. Nicastro’s 

Gourmet Products, California Pizza Kitchen and Uno Chicago Grill 

reeled in the pizza and pasta lovers. 

Con Sabor A Peru served Chicken Causa, Lamb Peruvian Style 

Ocopa and Seafood in a Hot Peruvian Sauce. Bonefish Grill offered 

tuna sashimi and Frungillo catering hosted a sweet and savory crepe 

station. Grab ‘Em Snacks presented Gourmet Plantain Chips which 

prompted munchers to make a bee-line for Peruvian wines from 

CATB Liquor Import and CMSC Spirits Group which brought 

cleverly named beverages, Love Potion #9 and Spirit of Liberty. 

For those with a sweet tooth, Cake Specialty presented an assortment 

of mini Italian & French pastries and cookies; Marc’s Cheesecake 

brought their creamy cheesecakes; the Melting Pot of Whippany 

offered brownies and chocolate fondue with strawberries; Cookie 

Party presented an assortment of cookies and cupcakes and Cabot 

Creamery offered various flavors of cheese samples. 

Before the night was over, guests made their way to the Greenhouse 

Café and Coffee Distributing, which presented coffee, tea, espresso 

cappuccinos and lattes. 

Special thanks to our Title Sponsor, Columbia Bank and the following 

event sponsors for making this a special evening: Berkeley 

College; Investor Savings Bank; Oritani Bank; Spencer Savings 

Bank; M & T Bank; Great Eastern Energy and Synetek Solutions. 

Our Next Issue 

The July/August issue of Business 

Matters magazine will feature a 

focus section on Education and 

Back to School. If you would like to 

include your business in this issue, 

please submit information and/or 

advertising to Naoma Welk at 

Naoma@welkink.com or phone her 

at (973) 762-6243. 

Have a Story to Tell? 

Do you have a bright idea for a story 

that you would like to share? Are 

you a Business 2 Business partner 

with a Chamber member? We are 

interested in learning how you are 

growing your business and are surviving 

in this economic environment. 

If you would like to contribute to 

Business Matters magazine, 

please contact Naoma Welk. 

Business Matters, “The Voice of 

North Jersey Business,” is 

published by Welk Ink, a member 

of NJRCC. Our goal is to make 

the publication informative, 

educational and profitable for 

members and advertisers. All rights 

reserved. Nothing appearing in 

Business Matters may be reprinted 

either wholly on in part, without the 

written consent of the publisher. 

Send editorial submissions to 

Naoma@welkink.com. All letters and 

photos will be considered as intended 

for publication and Business Matters 

reserves the right to edit and/or 

comment on submitted materials. 

Naoma Welk, Editor & Publisher 

Naoma@welkink.com 

(973) 762-6243 

Page 4 Business Matters

The New Face of Holiday Inn 

By Naoma Welk, Editor, Business Matters 

Many of us who remember the 

1960s and 1970s have fond 

memories of Holiday Inn ® – the 

family hotel that invites families to 

enjoy their comfortable rooms and 

splash around in their swimming 

pools. Over the years, inconsistent 

standards and vintage accommodations 

enabled the competition to 

trump the Holiday Inn brand. 

Business travelers chose to stay in 

other hotel chains and families 

have been less likely than before 

to take extended automobile trips. 

Looking Back 

Although still a healthy company, 

changing business conditions and 

demographics saw Holiday Inn lose its 

market dominance in the 1980s. Holiday 

Inns, Inc. was renamed “Holiday 

Corporation” in 1985 to reflect the growth 

of the company’s brands, including 

Harrah’s Entertainment, Embassy Suites 

Hotels, Crowne Plaza, Homewood Suites 

by Hilton and Hampton Inn. In 1988, 

Holiday Corporation was purchased by 

UK-based Bass PLC, (the owners of the 

Bass beer brand). Bass subsequently 

purchased the remaining domestic 

Holiday Inn hotels in 1990, when founder 

Charles Kemmons Wilson (see pg. 25) 

sold his interest. Since then, the hotel 

group has been known as Holiday Inn 

Worldwide. 

In 2000, Bass sold its brewing assets 

(and the rights to the Bass name) and 

changed its name to Six Continents PLC. 

InterContinental Hotels Group (IHG) was 

created in 2003 after Six Continents split 

into two daughter companies: Mitchells & 

Butlers PLC to handle restaurant assets, 

and IHG to focus on soft drinks and 

hotels, including the Holiday Inn brand. 

The brand name Holiday Inn is now 

owned by IHG, which in turn licenses the 

name to franchisees and third parties 

who operate hotels under management 

agreements. 

The current economic downturn has had 

a dramatic affect on the hotel industry as 

family vacations have become local and 

businesses tighten their belts on travel 

budgets. The term, “staycations” was 

coined last year to describe spending 

one’s vacation at home. With families 

staying home more and business 

travelers using the Internet and visual 

telecommunication programs such as 

Skype, companies are saving money on 

travel expenses and ultimately increasing 

their bottom line. 

Investing in the Future 

Most Holiday Inns are independently 

owned and operated and the Totowa, NJ 

site is no exception. As a franchise brand, 

owners pay a licensing fee and a 

percentage of their revenues to IHG. 

In return, the corporate offices handle 

marketing, advertising and reservations. 

Despite the sagging economy in October 

2007, IHG announced a worldwide 

relaunch of the Holiday Inn brand. 

The relaunch is “focused on 

delivering consistently 

best in class 

service 

and 

physical 

quality 

l 

Newly refurbished king room 

levels, including a redesigned welcome 

experience and signature bedding and 

bathroom products...” 

IHG invested $1 billion in this project, 

making it the largest brand renewal 

project in hotel history. Sixty percent of 

the expenses were covered by IHG and 

40 percent by Holiday Inn. The changes 

include a new logo, a new bedding 

program, new showers, new marketing 

and advertising. 

Guests who may be familiar with the 

“old” Holiday Inn will be surprised to see 

a pillow-top mattress with crisp white 

triple sheeting, a flat-screen television, 

free wi-fi, a bright bathroom with a 

starched shower curtain and upgraded 

amenities from Bath & Body Works. The 

things guests typically experience in 

higher-priced hotels are now at Holiday 

Inns around the world. At a time when 

travelers are still looking for quality but at 

an economical price, they will be pleased 

when they check into the “new” Holiday 

Inn. 

Holiday Inn Totowa 

The total renovation of the Holiday Inn 

Totowa, located at 1 Rt. 46 West, was 

completed on March 30, 2010. Its 155 

rooms and 7,000 square feet of flexible 

meeting spaces are ready for business 

travelers, tourists as well as event and 

corporate meeting planners. 

The new Ruby’s Lounge and Restaurant 

is open from 7:00am until 11:00pm 

during the week and open until 3:00am

on Friday and Saturday. The Grand 

Opening is scheduled to take place 

May 13, 2010. 

Holiday Inn’s Director of Sales, Joe 

Mazzo, who has built his career in the 

hotel industry, explains, “We see a lot of 

groups from Canada and Nova Scotia. It’s 

an ideal venue for people visiting New 

York City who want to spend their 

vacation dollars on things other than 

hotels.” The busiest months for the hotel 

are from February to mid-October. 

Typically, January is a “shoulder” month, 

which offers savings on meetings and 

post-holiday parties.” 

The commercial location is perfect for 

motor coach tours, corporate meetings 

and group travel. Mazzo explains that 

during the week 70 percent of his 

occupancy is business related – meetings, 

product launches and conferences. 

On weekends, 80 percent is social and 

tourism. During wedding season, the 

hotel often welcomes guests of brides 

and grooms who hold receptions at area 

catering facilities. Mazzo attributes the 

venue’s weekend popularity to its 

convenient location and the fact that at 

Ruby’s Lounge guests can party until 

3:00am and safely take the elevator 

“home to bed.” 

The Gateway Region 

Ruby Lounge 

Like ever other Holiday Inn, the Totowa 

site has a swimming pool (and health 

club on the fourth floor). Mazzo, who has 

a specific marketing plan says, “There 

are no palm trees on Rt. 46. Therefore, 

we have to build on a concept of being 

an alternative destination with 

competitive pricing. We offer access to 

the surrounding attractions: sports and 

the proximity to Broadway shows, New 

York City and shopping.” The Totowa 

Holiday Inn is located in New Jersey’s 

“Gateway Region,” which includes 

Bergen, Hudson, Passaic, Essex and 

Union counties. 

The hotel, which is close to major 

highways, including Rt. 80, the Garden 

State Parkway, Rt. 46, the Turnpike and 

Rt. 23, provides shuttle service to public 

transportation and points of departure. 

Teterboro, the busiest private airport in 

the country, is just 12 miles west of the 

Holiday Inn and travelers who fly in and 

out of Newark Airport have just an 

18-mile trip to the hotel. 

Mazzo makes sure visitors understand 

the hotel’s ideal location because it is 

close to major malls and discount retail 

centers – Willowbrook, Jersey Gardens, 

Secaucus and Woodbury Commons. 

Guests are also well within reach of 

Manhattan, the Liberty Science Center 

and the Golf Museum. The hotel is also 

just minutes from Ellis Island and the 

Statue of Liberty at Liberty State Park. 

The Totowa Holiday Inn is centrally 

located to an array of sports venues for 

every season. The close proximity to the 

Meadowlands is one of the many reasons 

sports enthusiasts don’t have to travel far 

to enjoy baseball, basketball, football, 

golf, hockey and horseracing. 

Stability and Service 

Joe Mazzo has been at the Totowa 

Holiday Inn for 13 years and explains, 

“My continued presence and dedication 

to this unique property and my 

understanding of the tri-state market is 

a great advantage. Additionally, we have 

event and corporate planners with thirty 

years of experience!” 

The stability and consistency Mazzo 

brings to the property means that travel 

agencies and corporate planners who 

book rooms with him know that he will 

take care of them. As Director of Sales, 

he is responsible for corporate sales, 

group sales, marketing and he makes 

sure that the hotel staff maintains high 

standards of service. Mazzo’s motto is 

“The ‘s’ in hospitality stands for Service.” 

Indoor-Outdoor Restaurant • Catering 

Weddings • Graduations • Family 

Picnics • Communions • Confirmations 

754 Totowa Road • Totowa • (973) 942-8229 

www.barnyardandcarriagehouse.com 


Our Fictional Character: 

Theodore Tourist 


Our fictional character, Theodore Tourist 

takes his family on 4-day weekend trips 

as often he can. “Teddy” likes to plan and 

meticulously maps out his driving route. 

Thelma (Teddy’s wife) also has the travel 

bug and experience has taught her how to 

pack economically and quickly. With each 

trip, Thelma teaches her daughters, Tootie 

and Tootsie, the best ways to pack: “Roll 

your clothes, girls; they take up less space 

and stay wrinkle-free.” 

When Teddy was a child, driving coast to 

coast with his parents, they always stayed in 

Holiday Inns. Teddy loved them. The inns 

were friendly, service was great and each 

Holiday Inn had a swimming pool. When 

Teddy asked his parents, “Are we there 

yet?” he was usually referring to their next 

Holiday Inn. 

The Problem 

As Teddy grew up and had his own family, 

he wanted to pass on the thrill of staying at 

Holiday Inns to his daughters and tried to 

book rooms at his favorite hotel. “With more 

than 1400 locations, finding a hotel on our 

route was easy,” explained Teddy. “However, 

Thelma had been noticing that most of the 

Inns were looking tired and the amenities just 

weren’t ‘there’.” Thelma complained that 

rooms were not as nice as in other hotels 

with comparable rates. 

The Research 

Teddy began asking friends, who also 

enjoyed driving vacations for hotel 

suggestions. One recommended Ramada Inn 

hotels, Another raved about Marriott and 

Embassy Suites. Still another said his family 

only stayed at Hampton Inn hotels. Over the 

next several years, Teddy, Thelma, Tootie 

and Tootsie began exploring their friends’ 

recommendations. There wasn’t too much to 

complain about, but Teddy still remembered 

the excitement he felt as a child, every time 

his parents registered at a Holiday Inn. 

The Solution 

In 2002, while reading the Wall Street Journal 

Teddy noticed an article about Holiday Inn’s 

new 130-room "Next Generation" prototype 

hotel designed to rebuild the brand. It would 

include a bistro-like restaurant and an indoor 

pool. The first of these prototype hotels, the 

Holiday Inn Gwinnett Center, was built in 

Duluth, Georgia, in 2003. That same year, 

Teddy took his family to Duluth, to check out 

the Holiday Inn prototype. “It was wonderful,” 

smiled Thelma. “Teddy was beaming and the 

girls were ecstatic over the beautiful indoor 

pool!”Since then, the company has 

relaunched the Holiday Inn brand by delivering 

best in class service, physical quality, a 

redesigned welcome experience, signature 

bedding and bathroom products. The first 

relaunched USA Holiday Inn opened in 2008. 

Today, the Theodore Tourist family only stays 

at a Holiday Inn hotels. “Every night at 

Holiday Inn feels like home,” sighs Teddy. 

Page 8 

Business Matters

Frungillo Catering: A Family Affair 

In 1973, Alfred and Antoinette Frungillo opened a 

small delicatessen in Verona, New Jersey. Their 

philosophy was to give their customers more than 

they expected. The family’s personal touch helped 

them built a reputation of delivering quality food 

and providing superior service to their customers 

who kept returning and spreading the word about 

the small deli in Verona. 

You wouldn’t think a small deli could evolve into the catering 

empire that today includes four spectacular catering sites in New 

Jersey and an off-premise division that caters to New York, 

Connecticut and New Jersey. They also operate an overnight bed 

and breakfast. The Frungillo family has served politicians, 

entertainers, athletes and even Pope John Paul II. 

Their four locations include the stunning Skylands Castle, located 

in the New Jersey Botanical Gardens in Ringwood, NJ (every girl’s 

dream wedding venue), The Villa at Mountain Lakes, Oakside 

Mansion, Bloomfield, and The Mezzanine in Newark, NJ. 

In 1973, Al Sr., Antoinette and their sons, Alfred, Robert and Jerry 

launched Frungillo Caterers. All three sons learned how to run a 

catering business from their parents. The family motto, “We need 

to be better today, than we were yesterday,” has positioned them 

as an industry leader in the catering business. 

All three sons attribute their business sense and catering wisdom 

to their experience in working with their parents. 

Jerry Frungillo explains that the secret to their success is 

surrounding themselves with loyal, hardworking people. “All of 

our core management have been with us for years and they 

understand our vision and our high expectations for quality.” 

Frungillo Caterers doesn’t follow food trends because “Trends 

come and go,” explains Jerry. “What we see is a return to 

tradition and we see our customers looking for formal dinners with 

quality food. We make sure that we provide all of our guests, 

whether it’s a wedding, corporate event or Bar/Bat Mitzvah, with 

unsurpassed service and quality of food. If we can do that, then we 

know our business will prosper.” 

For more information, call Jerry or Robert Frungillo at 

(973) 335-5300 or visit www.frungillo.com 


Managing the Media in Crisis Situations 

By William A. Alford 

William A. Alford 

As a retailer and loss prevention 

professional, I have learned, through 

experience, the harsh realities of 

dealing with the media in crisis 

situations. Of course, if a company 

is smart, they will have a person on 

staff or retainer that is trained to 

deal with the media. 

In a crisis involving a high profile business like retail, the media 

usually considers the event newsworthy. During these situations, 

anyone and everyone in the company is fair game for a reporter. 

That includes employees, vendors and shoppers on site where the 

event occurred. 

Sometimes, although the crisis is resolved successfully, an 

untrained executive or employee faces the glaring lights of TV 

cameras with reporters asking questions like: “Why didn’t you 

have security?” or “Who is going to pay for the customer’s 

hospital bills?” or “How many times must this happen before 

you take action?” (Does the term “deer in the headlights” come to 

mind?) 

If this scenario sounds frightening, you are not alone. According to 

a poll published in USA Today regarding Americans’ greatest 

fears, the act of speaking in public was #2 on the list. Add a video 

camera and microphone you have the perfect recipe for disaster. 

My first experience with handling the media came early in my 

retail career. In the aftermath of an armed robbery at a 

supermarket where two employees were shot (fortunately, they 

both recovered from their wounds), I was the senior official at the 

scene and my company authorized me to act as the “media 

specialist” for this crisis. 

A reporter for the local television station was extremely helpful 

during the initial hours of the crisis. He assisted me in 

communicating the measures we were taking to protect our 

associates and customers. He even arranged airtime to broadcast 

our reward for apprehending the robbers. 

Since he had been so helpful, I was not suspicious when he 

casually asked me a few questions as we were standing around 

on the second day of the crisis: “Why did the robbers target a 

grocery store of all places? Is it because grocery stores have a lot 

of money on hand? If so, do you have the same security measures 

as banks, such as dye packs and bait money?” 

Of course, I did not want to say anything that would hurt my 

company but since the reporter had been so nice, I agreed to 

answer his questions “OFF THE RECORD”. My belief was that he 

could not use or report the information I was about to give him. 

So….I told him that supermarkets usually have very large sums 

of cash in the building and many times even more than banks. 

And I added that we were very lucky that the bad guys did not 

know this or else we would be robbed a lot more! I also told him 

that we had many security procedures in place such as 

time-locked safes and specific cash handling procedures. 

However, I admitted that we did not go to the lengths taken by 

banks and did not have bait money or dye packs, nor did we use 

closed circuit television (this was in the late ‘80s when stores with 

CCTV systems were a rarity). 

And after telling him this I repeated….“This is off the 

record…right?” To which the very nice reporter said…“of 

course, it is off the record.” 

Later that day, while watching the local evening news, I was 

shocked and surprised when my reporter buddy began his report 

by saying “robbery task force officials say grocery stores appear 

to be prime targets of robbers looking for large sums of cash.” He 

then interviewed a police detective on camera who was saying 

the exact same things that I told the reporter earlier in the day! 

As my stomach began to churn and my knees began to buckle, 

the reporter continued his story by saying, “unlike banks, most 

supermarket chains do not have elaborate security systems.” 

I immediately contacted the reporter and demanded to know why 

he betrayed my confidence by using the information provided to 

him “off the record”. He calmly informed me that he did not 

betray the confidentially of the conversation because he did not 

attribute the information to me. 

Protect your business and yourself by learning and 

following a few very basic rules for dealing with the 

media in crisis situations. Media training for key 

individuals within an organization can pay big dividends 

in developing and executing an effective media strategy. 

Basic Assumptions When Dealing with the Media in 

Crisis Situations 

• Nothing you say to a reporter is ever “OFF THE RECORD.” 

As illustrated by my learning experience, never tell a reporter 

anything that you would be embarrassed to see on the six 

o’clock news. 

• “The media will say they want to say to fit their slant on a 

story.” Many people have been interviewed by a reporter and 

were shocked when they read the morning paper and 

discovered a very different slant or interpretation on what 

they actually “meant to say.” If a reporter interviews you, 

have a main theme or point to convey, say it first, say it often 

and repeat. When asked difficult questions, return to your 

theme. During an interview, the media controls the editing, 

the “slant,” and what they actually choose to air or print. The 

ONLY control you have in the process is what you actually 

say during the interview. Therefore, you must give them the 

sound bite you want to be aired or printed. 

Page 10 

Business Matters

• The worst and most embarrassing question that can be 

asked will be asked. Good reporters do their homework or 

at least know how to ask questions that will create a 

“good” reaction. During a crisis, talented media relations 

professionals will reach out to Operations, Marketing, 

Security and others in the field to gain a thorough 

understand of the crisis and the potential solutions and 

issues. Therefore, these key departments have an 

obligation to the company to help craft the responses to 

potentially embarrassing questions. 

• Spokespeople who say “no comment” are hiding something 

and are “guilty as sin.” When confronted in an ambush 

interview situation, instead of instinctively shouting “no 

comment,” have a few standard responses at your 

fingertips to get you out of the situation gracefully. 

• “We would be glad to help you but all media inquiries 

must go through our corporate office.” 

• “I’m sorry but at this time, my attention is focused on 

dealing with the situation.” 

Watch the nightly news and observe how other people 

respond without answering the reporter’s direct question. 

The best advice is….be prepared. 

Use your internal Media Relations professional as a resource 

regarding basic training on dealing with the media in a crisis. 

Even if you are never on camera or interviewed directly, 

increased knowledge of how to handle the media could 

significantly affect how the crisis is viewed in the eyes of the 

public-who are your customers. 

William A. Alford, CFE is president of International Lighthouse 

Group, Inc., a consulting firm specializing in training and 

consulting to the retail industry. Alford, a Certified Fraud 

Examiner, has over 20 years experience in creating and 

directing programs for retail companies to prevent fraud, 

manage crisis situations and protect the bottom line. Visit his 

blog at www.alfordlpgroup.com. 


NJRCC Foundation & Other Non-profits Benefit from 

Mainly Meetings Travel Services By Linda Cutrupi and Bob Masiello 

Picture yourself taking a mule 

ride into the Grand Canyon. No, 

wait! Imagine yourself on a river 

voyage through Russia. How 

about a romantic cruise to 

nowhere? Or a business trip that 

can ensure the success of your 

firm? Mainly Meetings Travel 

(MMT) tailors personal and 

business travel plans across the 

country or around the world. 

People who book personal or 

business travel with MMT know 

that their agent will take extra 

effort to find out their personal 

needs and wishes. MMT partners 

Linda Cutrupi and Bob Masiello 

are located in North Jersey and 

actively involved in the Chamber as 

well as the business and social life 

of the region. They pay special 

attention to the travel requirements 

of business people and individuals 

so that they can customize each trip 

based on clients’ needs, desires and 

budget. 

“We provide our travelers with 

custom arrangements for groups, 

families and organizations,” 

explains Linda Cutrupi explains. 

“Bob and I accommodate everyone 

who has special needs and we pay 

attention to special requests. Our 

goal is to make sure that everyone 

who books with us has a wonderful 

experience and that their vacations 

or business trips are outstanding. 

The Partnership Program 

What truly sets MMT apart from 

other travel agencies is that MMT 

raises funds for the Chamber’s 

Scholarship Foundation as well as 

other non-profit groups. Through 

their Partnership Program, an 

outgrowth of their personal 

involvement with non-profits (such 

St. Peter’s Haven for Families and the 

Passaic County Historical Society), 

MMT rebates 10 percent of the commissions 

earned from travel arrangements 

to non-profit groups with 

which clients are affiliated. Masiello 

explains, “If a Chamber member 

(L to R): College student Nicholas Mattera receives a 

NJRCC Foundation Scholarship award from Robert 

Jaffee, CFS Investment Advisory Services, LLC and Bob 

Massiello, Mainly Meetings Travel LLC. 

books travel that yields $500 in 

commissions, Mainly Meetings Travel 

will donate $50 to the Chamber’s 

Scholarship Foundation. Our 

contributions to the Foundation and 

other groups range from a few dollars 

to hundreds of dollars. Every time 

members of the Chamber or another 

non-profit book travel with 

us, we contribute a portion of our 

revenues to their organization.” 

Organized travel for non-profits 

Of special note are MMT’s group 

tours and cruises. For last year’s 

special voyage for Warren County’s 

House of the Good Shepherd older 

adult community, MMT’s special 

preparations and handling enabled 

people in their late 80s (some of 

whom required special health-related 

arrangements, i.e., oxygen therapy) to 

enjoy a fabulous five-night cruise 

onboard Royal Caribbean’s magnificent 

“Explorer of the Seas.” MMT is 

now setting up cruises ranging from a 

special two-night business networking 

junket to a nine-night sail for the 55+ 

market. 

Other activities that support nonprofits 

include day trips such as: 

• The September 18 visit to the King 

Tut exhibition and side trip to 

Madame Tussaud’s Wax Museum in 

New York City 

• The October 2 Wine Train to 

Warren County wineries on a 

stream-locomotive-powered train 

with period passenger cars 

• The December 4 excursion to 

Bethlehem, PA for their famed 

pre-Holiday programs 

“Libraries, historical societies and 

other non-profits want to run trips but 

they can’t always fill the bus on their 

own,” explains Linda. “We put various 

organizations together so they can 

offer these opportunities to their 

members, even if only a few 

individuals from each group attend.” 

Destination weddings 

One final note: for those organizing a 

destination wedding, Linda is an 

expert at taking the “zilla” out of 

“Bridezilla”. She coordinates with the 

wedding planner at the venue, while 

also booking flights, car rentals and 

hotel rooms for guests as well the 

honeymoon get-away so the bride and 

groom can focus on building a new 

life together. 

Linda Cutrupi’s experience and 

professional relationships benefit 

travelers who book travel packages 

for families, organizations or 

destination weddings. Her “travel 

partner” Bob Masiello is networking 

across North Jersey through the North 

Jersey Regional Chamber and other 

non-profit groups (from college 

alumni associations to town libraries) 

who are seeking new sources of funds 

in these difficult times. 


Hired and Non-Owned Endorsement: A Recipe for Success 

By Joe Burak, Cupo Insurance with Naoma Welk, Editor, Business Matters 

Joe Burak, Cupo Insurance 

Anthony Chiccarelli grew 

up in an Italian household 

with women who were 

excellent cooks. From the 

time that Anthony could 

stand on a stool to help his 

grandmother make “gravy,” 

he knew he wanted to be 

a chef. 

Anthony graduated from the Culinary Institute of America 

(CIA) in Hyde Park, NY and armed with his diploma, his 

family recipes and a small loan, he opened Anthony’s Fine 

Cuisine in Bergen County, NJ. Patrons flocked from all 

over to dine at Anthony’s. 

Reservations for May 9 (Mother’s Day) were wild! When 

May 9th was filled, they booked time on the 8th and in 

some cases, even Friday, the 7th. Anthony was busier than 

a one-armed paper hangar, ordering food and organizing 

his staff. On Saturday morning, Anthony was making 15 

Tiramisu desserts when he discovered that he needed a 

few ingredients. He sent his sous chef, Joey to Restaurant 

Depot to pick up three gallons of heavy cream and five 

pounds of mascarpone cheese. Joey jumped into his truck 

and squealed out of the parking lot. 

of having a Hired and Non-Owned endorsement to his 

business owner’s General Liability policy. When the U.S. 

Post Office came after him for the unpaid damages, 

Anthony’s policy covered the $700,000 claim. Anthony 

knew that even though his business didn’t own any autos, 

without a Hired and Non-Owned endorsement he would 

be assuming a risk whenever he sent an employee on an 

errand. 

A Hired and Non-Owned policy protects your business 

in the event that an employee has an auto accident in his 

own car, on company business. Depending on the number 

of your employees, annual premiums can be as little as 

$200…a small sum for 365 nights of great sleep. 

For more information about Hired and 

Non-Owned Liability coverage, Call Joe Burak 

at Cupo Insurance Agency (973) 778-7770 

or email him at joe.b@cupo.com. 

Enroute, Joey was blinded by the late morning sun, 

missed a turn and plowed into the local post office, 

adjacent to Restaurant Depot. An explosion blasted Joey 

from the car and the post office caught fire. The mail 

inside fueled the flames and the post office was gutted. 

Luckily, Joey landed out of harms way and walked away 

with a few scratches. 

The insurance appraiser set damages at $1 million. Joey’s 

auto insurance covered a maximum of $300,000, leaving 

$700,000 unpaid. The postal authorities went after 

Anthony, because even though Joey was driving his own 

vehicle, he was on company business. Had Anthony not 

asked Joey to run an errand, there would have been no 

accident. 

When Anthony was studying at the CIA, he paid close 

attention to the business courses and knew the importance 

Page 14 

Business Matters

Member News 

Sean Ryan Honored as Board 

Member of the Palisades Agency 

Advisory Council 

Hanson and Ryan, Inc. 

(Totowa, NJ) announced 

that its Personal Lines 

Vice President, Sean M. 

Ryan received special 

membership status to 

the Palisades Agency 

Advisory Council (PAAC) by Palisades Safety 

and Insurance Management Corporation. 

Board members of the PAAC are strategic 

partners to Palisades and provide advice, 

ideas and recommendations in order for 

Palisades to better serve its local agents and 

its New Jersey policyholders. During the 

two-year council membership, members 

serve as liaisons to other New Jersey agents 

and agent associations. 

“We’re thrilled that Sean Ryan is now a 

member of the PAAC,” said Ed Fernandez, 

president and CEO of Palisades. “We value 

the open and constructive dialogue we share 

with the members of our Agency Advisory 

Council, and agents like Sean play a key role 

in better serving all of our New Jersey agents 

and customers.” 

Mr. Ryan is a licensed insurance producer 

and integral part of the Hanson & Ryan 

management team. He oversees the Personal 

Lines Department, while looking to grow the 

agency, increase the level of customer service 

and enhance the product lines the firm has to 

offer its customers. 

“I am honored to have been named to this 

role,” smiles Ryan. “It’s a great opportunity to 

have a positive impact on the insurance 

coverage that agents like me can offer our 

clientele. This position gives me the ability to 

address the needs of our customers and offer 

real feedback in terms of what’s happening in 

the marketplace.” Palisades operates in New 

Jersey and offers auto insurance through 

more than 300 independent agencies, like 

Hanson & Ryan across the state. 

Sean Ryan represents the fourth generation of 

Ryans to be actively involved at the Hanson & 

Ryan Insurance firm. He earned his Bachelors 

Degree from Seton Hall University where he 

majored in Business Marketing. Ryan is an 

active member of the New Jersey Young 

Agents Association. 

Founded in 1876, Hanson & Ryan, Inc. is one 

of New Jersey’s oldest independent insurance 

agencies offering a complete line of insurance 

products covering personal, business, health, 

life and financial planning services. The firm 

is presently completing its 134th year in 

business. 

Emerald Financial Resources of 

MassMutual Announce Scholarship 

Program for Local Multicultural 

College Students 

Emerald Financial Resources is sponsoring 

scholarships and internships in the financial 

services field. Local multicultural college 

students of African American/Black, 

Asian/Pacific Islander American and Hispanic 

American descent who live in Central Jersey 

are encouraged to participate. This program 

is part of a newly-expanded scholarship 

program sponsored by Emerald Financial 

Resources, a general agency of 

Massachusetts Mutual Life Insurance Co. 

(MassMutual). 

Students who qualify for the program may 

apply for one of three $5,000 college 

scholarships. Applicants must meet certain 

academic criteria, such as having concentrations 

in the fields of business, economics, 

finance, financial planning, management, 

marketing or sales. Nationally, MassMutual is 

making $135,000 in scholarships available in 

nine metropolitan areas. 

“We’ve always been committed to attracting 

talented professionals to the field of financial 

services, and in particular to supporting people 

of diverse backgrounds,” said Michael 

Vesuvio, President of Emerald Financial 

Resources “These scholarships and internship 

opportunities will ultimately help us better 

serve Central New Jersey’s increasingly 

diverse community.” 

“Our scholarship program is a very important 

part of our commitment to diversity and 

education, and because of it and our other 

efforts, we’re already making a big difference 

in the lives of the communities we serve,” 

said Nick Fyntrilakis, Assistant Vice President 

of Community Responsibility for MassMutual. 

The application deadline is May 30, and 

winners will be notified in late summer. 

For more information visit 

www.hsf.net/massmutual.aspx. 

About MassMutual 

Founded in 1851, MassMutual is a leading 

mutual life insurance company that is run for 

the benefit of its members and participating 

policyholders. The company has a long history 

of financial strength and strong performance, 

and although dividends are not guaranteed, 

MassMutual has paid dividends to eligible 

participating policyholders every year since 

the 1860s. With whole life insurance as its 

foundation, MassMutual provides products to 

help meet the financial needs of clients, such 

as life insurance, disability income insurance, 

long-term care insurance, retirement/401(k) 

plan service and annuities. In addition, the 

company’s strong and growing network of 

financial professionals helps clients make 

good financial decisions for the long-haul. 

MassMutual Financial Group is a marketing 

name for Massachusetts Mutual Life 

Insurance Company (MassMutual) and its 

affiliated companies and sales representatives. 

MassMutual is headquartered in 

Springfield, Massachusetts and its major 

affiliates include: Babson Capital Management 

LLC; Baring Asset Management Limited; 

Cornerstone Real Estate Advisers LLC; The 

First Mercantile Trust Company; MassMutual 

International LLC; MML Investors Services, 


Inc., member FINRA and SIPC; 

OppenheimerFunds, Inc.; and The 

MassMutual Trust Company, FSB. 

Inez I. Ramirez Appointed 

Financial Services Officer 

Columbia Bank 

announced that Inez 

I. Ramirez has been 

appointed Financial 

Services Officer in 

charge of their community 

branch office 

in Paramus, located at 

S-134 Farview Avenue. 

Mrs. Ramirez brings to her new position more 

than 10 years of local banking experience. 

She joined Columbia in 1998, as a Teller in 

the bank’s Wyckoff branch. In 2002, she 

became a Customer Service Representative 

at the bank’s River Road (Fair Lawn) branch 

and two years later, was promoted to 

Assistant Branch Manager. She became 

Branch Manager in charge of Columbia’s 

Farview Avenue (Paramus) branch in 2009. 

A well-known figure in banking, business and 

community affairs, Mrs. Ramirez is an active 

member of the Fair Lawn Chamber of 

Commerce, the Fair Lawn Sunrise Rotary Club 

and the Hispanic Chamber of Commerce. She 

lives in Fair Lawn with her husband, Luis and 

one child. 

Columbia Bank Grants Help 

Flood Victims 

As part of Columbia Bank’s ongoing 

community support the bank is making a 

special effort to purchase replacement 

home appliances for a select group of 

homeowners affected by the heavy flooding 

that recently took place throughout northern 

New Jersey. 

By working with local municipalities and 

emergency management officials, Columbia 

identified residents who were hardest hit and 

who were in immediate need of assistance. 

The Bank responded by issuing community 

Shown assisting a Pompton Lakes Resident Kim Lewis 

(second from left) with her appliance selection, at the 

P.C. Richards Appliance Superstore in Paramus, are: 

Kathleen Cole, Mayor of Pompton Lakes (far left), 

Raymond Hallock, President and CEO of Columbia Bank 

(second from right), and Phil Sohn (far right), Columbia 

Bank’s Pompton Lakes Branch Manager. 

grants to purchase replacement home 

appliances (washers, dryers, refrigerators 

and/or stoves). 

Passaic County Technical Institute 

Students Thank Columbia Bank 

In January, Columbia Bank, SLA members 

re-elected two directors and elected one new 

director to serve on the institution’s Board of 

Directors. At the annual meeting, board 

members José B. Guerrero and John S. 

Sturges were re-elected to serve three-year 

terms. Anthony S. Cicatiello is Columbia’s 

newest board member, will serve for a term 

of one year. 

“We are elated to have Anthony S. Cicatiello 

on board and are confident that his impressive 

background and unique skill set will be 

an asset,” said José B. Guerrero, Chairman, 

President and Chief Executive Officer. “This 

board collectively forms a very strong team 

and we will see to it that Columbia continues 

to be one of New Jersey’s strongest community 

banks for years to come.” Guerrero went 

on to say, “We continue to stand strong in the 

face of today’s challenging economic climate, 

because our principles never change. We are, 

have been, and always will be, fully committed 

to our customers, in doing what’s right for 

them, and in operating the bank with the 

highest level of integrity and prudence 

possible.” 

Anthony S. Cicatiello is Chair of CN 

Communications International, Inc., a public 

relations and marketing communications firm. 

For three decades, Anthony Cicatiello has 

brought diverse experience to the complex 

intersection of business, government and 

media. He has counseled numerous Fortune 

500 companies, institutions of higher education, 

municipalities, regional utilities and 

nonprofit organizations, among others. He 

works with clients to address the needs of 

targeted constituencies amidst vigorous policy 

debates, increasing accountability and 

changing priorities. 

(L to R): Thomas Bove and Angelo Cassilli, PCTI Faculty 

Advisors; Raymond Hallock, Columbia’s President and 

CEO, and PCTI students Stephanie Dorantes, Sebastian 

Pachon, Kristina Martinez and Abdul Latif. The students 

presented the bank with three student-drawn illustrations 

and gourmet baked goods prepared at the school’s 

Culinary Institute. 

José B. Guerrero has been with Columbia 

Bank for over twenty years. He is currently 

the Chairman of the Board and has been 

serving as President and Chief Executive 

Officer of Columbia Bank since January 1995. 

He joined the Columbia Board in 1991. 

John S. Sturges has served as Director of 

Columbia Bank since 2007. He was President 

of Siebrand-Wilton Associates, Inc. as well as 

the Managing Principal of its Benefits and 

Compensation Design Group. He is an active 

member of the Human Resource Planning 

Society, Society for Human Resource 

Management, World at Work and the 

International Foundation of Employee Benefits 

Plans. 

Foundation for the Handicapped Is 

Latest Recipient of Columbia Bank 

Foundation Grant 

Columbia Bank presented the Foundation for 

the Handicapped, a Wayne-based employment 

program for handicapped adults, with a 

Page 16 

Business Matters

$14,500 grant through their Columbia Bank 

Foundation. The grant is for the upgrade of 

their heating and air conditioning (HVAC) 

system at their Wayne workshop facilities. 

Created to serve the needs of local 

communities, the Columbia Bank Foundation 

provides grants and contributions to 

organizations recognized as tax-exempt 

under Section 501 (c)(3) of the Internal 

Revenue Code. The Columbia Bank 

Foundation actively seeks to provide support 

in four major areas: affordable housing 

programs, community investment and economic 

development opportunities, financial 

literacy and educational opportunities, and 

health and human services. Columbia Bank 

gives special consideration to programs that 

provide a measurable community impact. 

(L to R): Tom Collins and Sandra Pine, Directors of the 

Foundation for the Handicapped, Angelo DiNome, 

Chairman of the Foundation for the Handicapped and 

Raymond G. Hallock, President and CEO of Columbia 

Bank. 

Dover Business College Opens 

New Library with Ribbon-Cutting 

Ceremony 

Dover Business College opened the doors 

to its new library with a ribbon-cutting 

ceremony at the Dover Campus on March 3. 

The library offers students a variety of 

resources, including a wide collection of 

healthcare, business and computing publications 

and journals to support the Dover 

Business College curriculum. 

“The library plays an important role in the 

educational careers of our students, and we 

are excited to provide our students, faculty 

and staff with this new space,” said Dover 

Business College Vice President, Academic 

Affairs, Devorah Namm, PhD. 

In addition to its collection of books and 

(L to R): Students study at the new Dover Campus library. 

The library offers students a variety of resources, 

including a wide collection of healthcare, business and 

computing publications and journals to support the Dover 

Business College curriculum. 

journals, the library provides computers, 

study tables and many online resources for 

research projects and classroom needs. 

“We want this to be a place where students 

can gather, study and collaborate,” said 

Dover Business College Librarian Vicki Sciuk. 

“The library’s new resources and professional 

staff are here to help students make the most 

of their time at Dover.” 

Dover Business College, with locations in 

Dover, Clifton and Newark, NJ, is a nationally 

accredited private college with a more than 

50-year history of preparing students for 

successful careers in healthcare, business 

and information technology. Facilities include 

lecture and computer classrooms utilizing the 

most current and widely used technology. 

Healthcare programs utilize fully equipped 

operating rooms, nursing labs and medical 

assistant laboratories. 

To find out more about Dover Business 

College, call 866-GoDover (463-6837) or 

visit www.dover.edu. 

Christopher A. Dragone Joins 

Hanson & Ryan Inc. As a 

Commercial Insurance Producer 

Hanson and Ryan, Inc. (Totowa, NJ) 

announced that Christopher A. Dragone has 

joined the firm as a Commercial Insurance 

Producer. 

As a licensed insurance producer, Mr. 

Dragone will be responsible for the 

acquisition and maintenance of commercial 

line clients. In coordination with the entire 

staff at Hanson and Ryan, he will be offering 

a full line of commercial insurance including 

Property, General and Excess Liability, 

Worker’s Compensation, Commercial Auto, 

Professional Liability, Inland/Ocean Marine, 

Flood, Bonds, and a variety of special 

programs. “After nine successful years as a 

financial consultant focusing on life, disability 

and long-term insurance, I am very excited to 

expand my insurance practice with Hanson 

& Ryan,” commented Mr. Dragone. 

Mr. Dragone comes to 

Hanson and Ryan 

following nearly ten 

years with AXA Advisors, 

LLC, where he was a 

Financial Consultant for 

individual and business 

owner financial planning. He is a graduate of 

Passaic Valley High School and holds BS and 

MBA degrees from Seton Hall University. He 

graduated Cum Laude. 

“We are pleased to add Chris Dragone to 

our professional team,” states Terry Ryan, 

Hanson & Ryan’s President and CEO. “With 

his years of experience and thorough 

knowledge of insurance products, Chris has 

a proven track record of developing trusting 

and meaningful client relationships.” 

Mr. Dragone lives in Totowa and is a member 

of the South Monmouth Board of Realtors. 

He volunteers for the Muscular Dystrophy 

Association THON and Penn State Fund 

Raising. When not working, Chris enjoys 

various recreational activities including travel, 

sports, museums and history. 

Berkeley College Presents Check 

At the April 7 Borough Council Meeting, Teri Duda, Senior 

Vice President of External Affairs at Berkeley College 

presented a check in the amount of $18,758 to Pat 

Lepore, Woodland Park Mayor to sponsor the purchase of 

seven signs to be placed at the entrance points to 

Woodland Park. 


Business Matters 

Ad Copy Deadline Dates 2010 

Ad space must be reserved one week before 

the due date. 

ISSUE: 

July/August 

Due: June 15 

Sept./Oct. 

Due: August 15 

Nov./Dec. 

Due: Oct. 15 

FEATURED SECTIONS: 

Education 

Back-to-School 

Automotive 

Transportation 

Retail 

Gifts 

Jan./Feb. 2011 Banking 

Due: Dec. 15, 2010 

All letters and photos will be considered as 

intended for publication and Business 

Matters reserves the right to edit and/or 

comment on submitted materials. 

Submit editorial and/or advertising to Naoma 

Welk at Naoma@welkink.com or phone her 

at (973) 762-6243. 

• By-lined Articles 

• Press Releases 

• Marketing Materials 

• Internal and External 

Communications 

• Brochures 

• Technical Documents 

(973) 762-6243 

New Members 

We are pleased to announce that 

seven companies have joined the 

North Jersey Regional Chamber of 

Commerce, making it one of the 

largest chambers in the state. Please 

join us in welcoming our newest 

members and we hope you will 

patronize them whenever possible. 

Atlantic Ro-Ro Carriers, 

Inc. 

Atlantic Ro-Ro Carriers (ARRC) was 

established in 1995 as a liner service, 

operating between the port of Saint- 

Petersburg, Russia and several U.S. East 

Coast and Gulf ports. The Line is a 

market leader for trans-Atlantic transit 

times and schedule frequency. 

ARRC operates a fleet of modern, geared, 

multi-purpose, ice-class ships capable of 

handling a wide range of cargos and 

ensuring safe and consistent year-round 

delivery. As an extension to its services, 

the Line provides an intermodal delivery 

to and from any point in Canada, USA, 

Russia and the CIS region backed by 

through bills of lading and an extensive 

container network. 

Today, ARRC has grown into an affiliation 

of five companies with offices in Montreal 

(QC) Canada, Clifton (NJ) USA, Houston 

(TX) USA, Moscow and Saint-Petersburg, 

Russia with a staff of over 100 people 

responsible for moving millions of tons of 

cargo. 

Yefim Levin 

Atlantic Ro-Ro Carriers, Inc. 

1051 Bloomfield Avenue 

Clifton, NJ 07012 

www.arrcm.com 

yefim@arrcm.com 

Assessment Solutions 

Assessment Solutions helps companies 

gain a competitive advantage by helping 

them more effectively hire, develop, 

and retain top-performing employees. 

We provide comprehensive preemployment 

assessments, skill tests, 

and employee development tests that not 

only help employers select the right 

person for each job, but also provide 

guidance on how to most effectively 

manage that person in order to get them 

to reach their full potential. Our human 

resource management and employee 

assessment tools have been developed 

and validated by Profiles International, 

Inc., the world leader in helping 

companies to select and develop 

high-performing workplaces. 

David Simm 

Assessment Solutions 

40 Green Terrace Way 

West Milford, NJ 07480 

(201) 694-7253 

www.assessmentsolutions.net 

dsimm@assessment-solutions.net 

North Jersey Orthopedic 

& Sports Medicine 

Institute, LLC 

Dr. Russonella is an Orthopaedic & 

Sports Specialist who is an committed 

to excellence in providing the highest 

quality orthopaedic care possible while 

striving to return patients to an active, 

pain-free lifestyle. Whether treating 

immediate or chronic issues, he strives 

to integrate the practice of prevention in 

all treatment plans as a way to help 

alleviate potential issues in the future. 

Michael C. Russonella, D.O. 

North Jersey Orthopedic & Sports 

Medicine Institute, LLC 

1111 Paulison Avenue 


mrussonello@hotmail.com 

Page 18 

Business Matters

ECSI International, Inc. 

ECSI is a hi-tech security solutions 

provider that manufactures stand-alone 

and fully integrated perimeter intrusion 

detection systems. ECSI serves the 

defense, energy, petrochemical, water, 

embassy, transportation and borders 

industries. Since 1976, ECSI has been 

producing quality and innovative 

perimeter protection sensors and 

systems designed to solve site-specific 

security needs. 

Some of the high profile classified sites 

including military installations, government 

facilities, transportation systems 

and large private sector petrochemical 

and pharmaceutical facilities. ECSI’s 

solutions are designed and manufactured 

in compliance with the ISO 9001:2000 

international standard. 

Arthur Birch 

ESCI International, Inc. 

790 Bloomfield Avenue, C1 


www.anti-terrorrism.com 

a_birch@ecslInternational.com 

FSR Inc. 

FSR Inc. is a manufacturer of a wide 

variety of products including floor, wall, 

table, and ceiling boxes specializing in 

AV connectivity needs as well as a full 

line of interfaces, distribution amplifiers, 

matrix switchers, seamless switchers 

and CATx solutions. 

Walter Gould 

244 Bergen Boulevard 

Woodland Park, NJ 07424 

www.fsrinc.com 

Superior Exterminators 

Superior Exterminators is a family owned 

full-service pest control company that 

provides service to commercial, corporate 

and residential accounts. We resolve pest 

issues with Termites, Rodents, Ants, 

Roaches, Spiders, Bees, Bedbugs and any 

other insects that crawl, jump or fly. 

Superior’s technicians are trained to treat 

each facility that has become a target for 

pests, as a unique location. Our 

PestGuard Program protects your home 

for a full year at less than 99 cents a day. 

Our quality service features an inside and 

outside treatment program that enables 

us to provide you with optimum 

protection. We believe that technology is 

paramount to keeping our clients 

informed of the status of their account. 

We use CN4 mobile computers that 

create accountability and provide instant 

access to our clients’ historical and 

current information. We offer special 

discounts to Chamber of Commerce 

members and their families. At Superior 

Exterminators, our goal is to establish 

accountability and earn your trust. 

James Horan 

482 Notch Road 

Woodland Park, NJ 07424 

www.superiorexterminators.com 

superiorexterminators@gmail.com 

surfaces. The company’s specialty is 

cleaning tile and grout, but they can do 

much more. Some of the surfaces TURBO 

CLEAN360 treats with special equipment 

are stone floors, counter tops, shower 

enclosures, garage floors, driveways, pool 

decks and patios. Commercial surfaces 

are tile, stone and brick floors in lobbies, 

entries, offices, hallways, restrooms, 

kitchens, walkways and counter tops. 

TURBO CLEAN360 is a fully licensed and 

insured company serving the greater 

Northern New Jersey area. The goal is to 

provide customers with astonishing 

service and the best investment in 

cleaning and restoring hard surfaces. 

We provide professional, affordable, 

high-quality service. 

With TURBO CLEAN360 there are no 

surprises and no hidden charges. We’ll 

clean your floor or hard surface like it has 

never been cleaned before! 

Anthony Cabrera 

1005 Kennedy Boulevard 

North Bergen, NJ 07047 

www.turboclean360.com 

info@turboclean360.com 

FSR works to be as green as possible 

by using a lead-free process on our 

electronics, being an Energy Star Partner, 

and manufacturing products in the United 

States. By manufacturing in the US, FSR 

eliminates the fossil fuels necessary to 

ship product in from abroad while also 

supporting the US economy. 

TURBO CLEAN360 

TURBO CLEAN360 offers fast, effective, 

and affordable solutions that clean any 

hard surface: natural stone; travertine; 

brick; concrete; and stucco. TURBO 

CLEAN360 cleans vertical or horizontal 


Richard J. DeLuca 

On April 

25, the 

Chamber 

lost a true 

friend and 

long time 

member, 

Rich 

DeLuca. 

Rich will be remembered for his 

devotion to his family and friends, 

his unwavering support for the North 

Jersey Regional Chamber of 

Commerce and his kindness and 

generosity to all. 

Thirty years ago, Rich became a 

member of our Chamber and quickly 

got involved. Over the years he 

participated on numerous committees 

and served as chairman of several, 

most notably the Sports Dinner 

Committee and the Golf Invitational 

Committee. He was also active on the 

Clifton Economic Development 

Commission and served on the 

NJRCC Foundation Board. 

In time, Rich took on a leadership 

role within the organization, first 

joining the Board of Directors and 

then the Executive Committee. In 

2007, he was elected to serve as 

Chairman of the Board for a two-year 

term, successfully leading the 

organization through a period of 

change and growth. 

Rich frequently commented that while 

he appreciated the business he 

developed through the Chamber, he 

was most thankful for the many 

friends he found here. 

Rich will be missed by all who had 

the privilege of knowing and working 

with him. He was a team player, 

low key but always in charge. His 

business acumen combined with a dry 

sense of humor set a high standard 

for every meeting in which he 

participated. We extend our 

condolences to his wife Cathy, his 

sons John and Tony, step-daughter 

Daria and her husband Rob, step-son 

Franco, grandson Michael and his 

colleagues at Hanson & Ryan, Inc., 

where he served as Vice President. 

Gloria Martini 

President, NJRCC 

The Skylands Manor 

The Skylands Manor has become New Jersey’s premier 

destination wedding site. Nestled among 100 acres of 

manicured grounds that are the New Jersey Botanical 

Gardens, Skylands offers romance and glamour for 

weddings that are reminiscent of those found in fairy 

tales. 

Overnight accommodations are anything but ordinary when you 

and your guest choose to stay in the 24 bedrooms atop the 

Manor. Breakfast or brunch will be served in your private granite 

breakfast room. 

Imagine your ceremony in your own private chapel by the lake or 

along a tree-lined orchard. Your cocktail party will begin in the 

Manor house within rooms adorned with woodwork and marble, 

hundreds of years old. 

The ballroom reflects warmth with an old-world style of elegance 

that is prevalent throughout the mansion. A favorite of Skylands 

brides is the private bridal suite that they enjoy for the day. 

Photographers usually begin there and then spend the remainder 

of the day taking photos of the bride and her guests at the 

numerous “photo opportunity” sites throughout the castle and its 

grounds. 

This once in a lifetime moment 

should be spent where you have 

always dreamed of having it…at a 

castle just for you, your fiancé and 

your guests! 

The gourmet cuisine and professional 

service at Skylands is hospitably 

offered by Frungillo Caterers. The 

Frungillo family has been catering to 

brides for three generations. 

Skylands’ entire staff is at your 

disposal for the day. The butcher, the 

baker and the candlestick maker will all be on hand to make sure 

that your day runs as per your plans. Oh yes, and of course, your 

private bridal assistant will be there for you as well. 

For a tour of the Skylands Manor and the New Jersey Botanical 

Gardens, please call Linda Pergola at (973) 962-9370. Or visit our 

web site at www.frungillo.com. 

Skylands is owned by the State of New Jersey and 

exclusively run by Frungillo Caterers. Frungillo Caterers 

Tel (973) 256-9380, Fax (973) 263-4143, 

www.Frungillo.com.

Through Our Partnership Program, Mainly Meetings Travel Expands 

Your Horizons through Travel For Business or Pleasure, 

while Generating Funds For the NJRCC Foundation and 

Other Valued Not-for-Profit & Charitable Groups. 

Business Trips • Vacations • Cruises • Group Tours 

Day Trips • Destination Weddings • Honeymoons 

Linda Cutrupi - Linda@MainlyMeetingsTravel.com 

Bob Masiello - Bob@MainlyMeetingsTravel.com 

535 Floyd Street 

Englewood Cliffs, NJ 07632 

(201) 568-2146 V&F 

www.MainlyMeetingsTravel.com 


Responsible Corporate Citizenship: It’s Good Business 

By Naoma Welk, Editor Business Matters 

New Jersey Students Learn 

Money Management Skills 

Capital One and Junior Achievement Team Up to Teach 

Financial Literacy Lessons to High School and Middle 

School Students with Mobile Finance Park 

Capital One Financial Corporation and Junior 

Achievement brought Capital One/Junior 

Achievement Finance Park TM , an innovative 

mobile financial education program, to New 

Jersey public middle and high schools. The 

eight-week program was designed to teach basic 

money management skills to more than 1,850 

local students at the learning lab, located at the 

National Newark Building, 744 Broad Street in 

Newark, NJ. 

economic opportunity. This is a unique and creative way to help 

youngsters become financially literate.” 

The first Capital One/Junior Achievement Finance Park began 

as a pilot in October 2006, in McLean, Va. The pilot was such 

a resounding success that the two organizations have since 

expanded the initiative to eight markets serving 33,000 middle 

school students through 2009. 

The Global Roche Employee 

Children’s Walk 

Hoffmann-La Roche Inc. (Roche), based in Nutley, N.J., is a member 

of the Roche Group, one of the world's leading research-oriented 

healthcare groups with core businesses in pharmaceuticals and 

diagnostics.The variety and reach of Roche’s community affairs 

programs is extensive. This is the second in a series of articles 

about how the Roche Nutley facility practices responsible corporate 

citizenship. 

Several of the social responsibility initiatives that form the 

foundation of the community affairs programs at Roche’s Nutley 

research facility are based on those of Roche’s parent company, 

F. Hoffmann-La Roche Ltd. in Basel, Switzerland. 

A Capital One representative volunteers her time to help two students 

learn about money management. 

Students at Capital One/Junior Achievement 

Finance Park had fictional jobs, incomes, families 

and expenses. They had to develop and stick 

to appropriate budgets. Students learned how to 

budget housing, furnishings, investments, food, 

entertainment, phone, cable, savings and 

charitable contributions. Nearly 360 Capital One 

Bank associates mentored students along their 

financial journey at the Park. 

“Our investment in Capital One/Junior 

Achievement Finance Park is more than just doing 

the right thing; it teaches students important skills 

that they can use for the rest of their lives,” said 

Doug Kennedy, New Jersey State Market 

President for Capital One Bank. “Our associates 

who volunteer at Finance Park are able to play a 

key role in encouraging financial literacy and 

Director of Corporate Relations and Contributions, Pat Hughes 

explains, “One of those programs is the Global Employee 

Children’s Walk, a world-wide program designed to raise money 

for vulnerable children. Each year, sites around the world hold 

the Walk on June 16, the International Day of the African Child. 

Nutley was one of the pilot sites for the program, participating 

since 2003.” 

In advance of the Walk, Roche’s Nutley employee participants 

invite their colleagues, friends and family members to sponsor 

them in the 5K (3.1 miles) Walk. The route involves local streets 

in Nutley and residents often see more than 900 employees 

walking in rain or shine. Once an employee crosses the finish 

line, he or she turns in their sponsorship monies, which the 

company matches dollar for dollar. All of the donations support 

local causes. 

Hughes notes that local affiliates have the option of selecting an 

issue that is topical in their communities. “However,” she 

explains, “since AIDS is still an issue in our own metropolitan 

area, we prefer to support New Jersey AIDS Partnerships.” 

Funds designated for New Jersey non-profits support agencies 

that deliver services to New Jersey children orphaned by AIDS 

and their families and/or second caregivers. Roche also 

Page 22 

Business Matters

contributes funds to organizations that increase 

the health literacy and empowerment of poor, primarily 

minority women of childbearing age who 

are living with HIV. In addition, the company also 

donates funds to help recruit and train high-risk 

adolescents and young adults as peer Outreach 

Workers to provide HIV/AIDS awareness and 

risk-reduction education to their peers. 

The company match of funds raised through the 

Walk support programs in Malawi, Africa. Why 

Malawi, you ask? Years ago, the parent company 

designated Malawi because it found that a high 

proportion of that country’s adults/parents were 

infected with AIDS. Hughes explains, “When parents 

die, their children become orphans who are 

typically absorbed into their extended families.” 

As a result of the parent’s death, the extended 

family has an added burden of supporting more 

children, which makes life more difficult. Roche 

is dedicated to supporting organizations in Malawi 

that work to better the lives of those orphaned 

children and as a result, the families in which 

they live. 

With a population of more than ten million 

people, Malawi is known as the “warm heart of 

Africa” because their people are friendly. 

Malawians typically live with their extended 

families in huts grouped together in villages. 

Family members share work and resources. 

Fritz Hoffman began his career in 1893 as an 

industrial chemist and partner in a pharmacy 

business. In 1896, he founded F. Hoffman- 

LaRoche Ltd. in Basel, Switzerland. Today the 

global company employs 80,000 people in 150 

countries around the world. 

The Cupo Agency at (973) 778-7770. The drop-off location is 

The Cupo Agency, 50 Mt. Prospect Avenue, Clifton, NJ 07013 

Columbia Bank Foundation Makes Grant 

to Chilton Memorial Hospital 

Bank Foundation Grant Supports Chilton’s New Oncology Room 

(L to R): Shown taking part in the presentation are Raymond G. 

Hallock, President and CEO of Columbia Bank, Dawn Jones, 

Executive Vice President, and Deborah Zastocki President/CEO, 

Chilton Memorial Hospital. 

Columbia Bank 

presented Chilton 

Memorial Hospital 

with a $25,000 grant 

through their 

Columbia Bank 

Foundation. This 

community grant 

supports the 

expansion of their 

Comprehensive Breast 

Center in Pompton 

Lakes, New Jersey. 

The Foundation was created to serve the needs of local communities 

through grants and contributions to organizations that are recognized 

as tax-exempt under Section 501 (c)(3) of the Internal Revenue 

Code. The Columbia Bank Foundation actively seeks to provide 

support in four major areas: affordable housing programs, 

community investment and economic development opportunities, 

financial literacy and educational opportunities and health and 

human services. Special consideration is given to programs that 

provide a measurable community impact. 

Cupo Cares 

Food Drive Campaign 2010 Benefits Food Banks 

Many area food banks in the post-holiday season 

are struggling to keep their shelves filled. In order 

to help stock these shelves, The Cupo Agency is 

hosting a food drive named Cupo Cares. 

Donors may donate non-perishable items, including 

canned goods such as meat, fish, fruit and 

vegetables, juice, baby formula and diapers, bar 

soap, toothpaste and toothbrushes. For more 

information about appropriate donations, contact 


Steve Cullman, managing partner of 

the Bonefish Grill (28 Route 46, Pine 

Brook, (973) 227-2443) says, of his 

establishment, “We’re polished 

casual.” 

Yep – that just about says it all. 

My partner Lucille says that Bonefish 

“always gets business.” Yeah, that too. 

When you enter Bonefish Grill, you don’t 

feel like you’ve entered a chain 

restaurant. This is fine dining with 

servers wearing chef coats, cleanliness 

with the look of a spit-shine, and plate 

presentation magnifique. “Our goal,” 

says Cullman, “is fine dining selections 

at casual dining prices.” 

Achieved. 

By Steve Sears 

Okay, so you’re looking for the special 

place to power dine or powwow after 

work? This is it. Noise level? Well, that 

depends. You can you spend your 

4:00 p.m. – 6:30 p.m. Happy Hour time 

in the bar and enjoy tunes, food, drink 

and laughs, or if yours is the quiet, sit 

down dinner discussion, the dining 

room promises lower volume and more 

privacy. Featured are $1.00 draft beers, 

half-price house wines and call liquors. 

Lucille and I started our evening with 

Bang Bang Shrimp, a tower of 

Bonefish’s signature appetizer – spicy, 

thick and crunchy shrimp – side by 

side with warm bread and a dip 

consisting of pesto sauce, parmesan 

cheese, pine nuts and basil. We’d 

reached heaven early in life. For 

entrees, I enjoyed the sirloin steak & 

crab cake dinner, 

both grilled to 

perfection, with a 

side of chick peas, 

while Lucille 

ordered the mixed 

grill sirloin, scallop 

and shrimp 

special, with a side 

of spinach sautéed 

in garlic. Dessert? 

We found room, 

somehow, to put 

away a macadamia 

nut brownie and 

Crème Brulee. 

“Good is a ‘fail’,” 

claims Steve 

Cullman, “I want 

every meal to be 

great. We have to 

be in the top 1%.” 

Great was our 

meal, as was the 

whole experience. 

Baskinger’s Looks 

Forward to Rebounding 

from the Recession 

By Steve Sears 

Joe Argieri has owned Baskinger’s 

in Clifton, a popular deli, caterer and 

bakery, since 2002. And his business 

is down – way down. 

“It (the economical recession) is 

something that affects everyone to 

some degree,” says Joe. That “degree” 

at Baskinger’s, in business for over 80 

years, has been a decline in the walk-in 

crowd for lunch, “about 1/3 since July 

2008.” He also claims his colleagues 

have been hurt as well. 

Even Baskinger’s new bakery is suffering. 

“Sunday used to be our best day. 

Now our worst day in the bakery is 

Sunday. People will make their coffee 

at home, read the paper online, have 

toast instead or rolls and doughnuts.” 

The problem? The bills don’t evaporate 

like water in a steam table. The landlords 

and energy providers, to name a 

few, still want their piece of the pie. So, 

in order to survive, Argieri resorted to 

measures that aren’t favorable. “We had 

some layoffs, had to cut back on hours 

and pay, but most of my workers, who 

have been with me a long time, weren’t 

happy, but understood why I had to do 

it.” 

Joe Argieri and Baskinger’s motto is: 

Always give the customer a little more 

than he paid for. Joe says, “The USA 

has been around a long time. We’re 

going to wake up in five years and still 

be here.” He has some advice for those 

who panic. “The media has to feed us 

some positive signs, but we have hope 

that the economy will pick up.” 

Baskinger’s is open seven days a week 

with a steam table of 35 hot foods, 52 

salads and reasonable beefsteak 

catering for $17.95 per person. 

Page 24 

Business Matters

Who is Kemmons Wilson? 


Charles Kemmons Wilson was born to Kemmons and 

Ruby “Doll” Wilson, in Osceola, Arkansas in 1913. 

Kemmons, Sr. was an insurance salesman who passed 

away when Kemmons, Jr. was just nine months old. 

Shortly thereafter, Doll and her son moved to Memphis, 

Tennessee, where she took a job as a dental assistant. 

In the early 1950s, a new interstate highway 

system, cheap gasoline, big cars and expensive air 

travel led Americans to pack up their families and 

take driving vacations. In the summer of 1951, 

Kemmons did just that when he took his wife, 

Dorothy Lee and their five children on a two-week 

road trip from Memphis to Washington, DC. 

At that time, Kemmons was a very successful real 

estate agent and homebuilder. He was known in 

Memphis for building bigger and better homes 

than his competition, while charging similar prices. 

He explained his ability to do that by saying, “The 

space in the middle of a house doesn’t cost 

anything.” 

During the trip, the Wilson family stayed at roadside motels where 

the rooms were uncomfortable, cramped and lacked air conditioning. 

The motels did not have restaurants or swimming pools and 

he was incensed at the $2-per child surcharge that the motels 

typically added onto his bill. He could not understand why it 

should cost more for a few kids to run around “the space in the 

middle.” 

By the time Kemmons Wilson returned home, he announced to 

his wife that he was going to start his own hotel chain. Shortly 

thereafter, Kemmons began working with architect Eddie Bluestein 

who jokingly called the hotel “Holiday Inn” in reference to the 

1942 Bing Crosby movie, Holiday Inn. The name stuck. 

The next year, Wilson opened the first Holiday Inn in Memphis. It 

featured 120 air-conditioned rooms, a restaurant and swimming 

pool for guests. Children under 12 stayed free in their parents’ 

room. Wilson made sure each spacious room was carpeted, had a 

television, a telephone and was furnished with sturdy all-steel 

furniture. 

In 1953, Wilson formed a partnership with the goal 

of building a chain of motels that became Holiday 

Inns of America and he began franchising motels. 

In 1965, Wilson contracted with IBM to develop 

and install a “Holidex” reservation system that 

enabled guests and travel agents to check the 

availability of rooms anywhere in the system and 

place reservations. 

In 1967, the company began publicly trading stock 

and by 1968, there were 1,000 Holiday Inns in the 

U.S. and the international market was growing. 

In 1972 Holiday Inns became the first food and 

lodging chain to pass the $1B mark in revenues. 

Later that decade, the company acquired Harrah’s 

casino/hotel firm that made it the nation’s largest gaming 

company. 

Charles Kemmons Wilson retired from the company in 1979 and 

passed away in 2003 at the age of 90. During Wilson’s lifetime, 

his vision and determination enabled him to build a company that 

revolutionized an industry, changed the way we travel and how we 

do business. 


Young Business Professionals 

Members of the NJRCC Young 

Business Professionals (YBPs) 

organization are motivated 

business leaders who range in 

age from 21 to 40.YBPs gather 

on a regular basis to network 

with other talented young 

professionals whose businesses 

are located throughout 

New Jersey. 

YBP Member News 

On Thursday, March 25, 2010, the 

NJRCC Young Business Professionals 

hosted its first Charitable Networking 

Event of 2010 at MAVI Lounge in 

Fairfield. 

More than 110 professionals attended 

the event, which YBP organized to 

support the American Red Cross of 

Northern New Jersey. In addition to 

networking, the evening featured lots 

of great raffle prizes, catered cuisine 

and best of all, the evening helped 

raise $1,400 in contributions for the 

American Red Cross of Northern 

New Jersey. 

The American Red Cross of Northern 

New Jersey responds to over 350 disasters 

each year throughout Bergen, 

Essex, Hudson, Morris, Passaic and 

Warren counties. 

The Northern New Jersey chapter 

provides disaster relief, blood 

services, disaster and emergency 

preparedness training, health and safety 

courses, military and 

international services, Braille 

transcription and opportunities for 

volunteers. The Northern New Jersey 

Chapter has the resources to help 3.5 

million people. 

Brian Tangora, Chairman of the NJRCC YBP presents a check to Karen Horn, Major Gifts Officer of the American Red 

Cross. Also pictured: Back row, L to R: Paul and Joe Lebo (Eye to Eye Entertainment), Tom Medich (Synetek Solutions), 

Ray Shepherd (CEO of the American Red Cross of NNJ) and Daryl Bryant (Hudson Horizons). Middle row, L to R: Ori 

Segall (Preferred Business Systems) Kimberly Ramm (Data Access), Jeff Matta (Hudson Horizons) and Carrie Ryan 

(Hanson & Ryan Insurance). 

Not pictured: Chris Gillan (Ameriprise Financial), Hugo Carvajal (Emerald Financial Resources), Kristen Vanleeuwen 

(Dorfman Abrams Music LLC), Joe Barbieri (Spencer Savings Bank), Delana Ryan (YogaCentric), Angela Veliky (Clifton 

Insider), Debbie Woods (Investor Savings Bank), Peter Pankiewicz (Capital One Bank), James DellaVecchia (Emerald 

Financial Resources) and Eddie Prins, Jr. (AFLAC). 

Hudson Horizons 

1. NJRCC named Hudson Horizons 

the Title Sponsor for the Dinner 

Networking Cruise around 

Manhattan, scheduled for May 26 

aboard the Spirit of New Jersey. 

For more information, visit 

www.njrcc.org and click on 

Upcoming Events. 

2. Transworld News has ranked 

Hudson Horizons as the #1 Web 

Development Company for 12 

consecutive months. During 

this meticulous ranking 

process, trained experts at 

BestWebDesignAgencies.com 

examined samples of the work 

Hudson Horizons has created such 

as the recent launch of Grey Sky 

Films, an interactive video 

marketing agency and Solgar UK, 

a health and wellness product 

manufacturer that serves the 

United Kingdom. 

3. Hudson Horizons is proud to 

announce the recent launch of 

Jersey SEO, a New Jersey-based 

search engine optimization 

company. Jersey SEO aims to help 

local NJ businesses gain potential 

customers by using search engine 

optimization. Daryl Bryant, CEO 

explains, “This NJ SEO Company 

offers new, innovative and 

extremely competitive products 

and solutions to clients as well as 

providing better ways to operate 

businesses online.” 

Page 26 

Business Matters

Advertisers’ Directory 

• Barnyard & Carriage House 

www.barnyardandcarriagehouse.com 

• Bonefish Grill 

www.bonefishgrill.com 

• Clifton Savings Bank 

www.cliftonsavings.com 

• Columbia Bank 

www.columbiabankonline.com 

• Cupo Insurance Agency 

www.cupo.com 

• Concept2Reality 

www.concept2reality.net 

• Edward D. Jones & Co. 

www.edwardjones.com 

• Frungillo Caterers, Inc. 

www.frungillo.com 

• Hanson & Ryan 

www.hanson-ryan.com 

THE NJRCC YBP IS HOSTING THE 4TH ANNUAL 

SUMMER VOLLEYBALL MIXER 

Benefiting the Banyan School 

Where? The Barnyard and 

Carriage House, 754 Totowa 

Rd., Totowa 

When? Wednesday, June 23rd, 

6:00 pm – 9:00 pm 

How much? $15 Pre-pay 

Online; $20 at the Door 

Free Hot Buffet, Drink Specials, 

Music and Great Prizes 

Enjoy the outdoors and team up for 

some Fun and Competitive Beach-style 

Volleyball and Horseshoes or Simply 

relax on the outdoor patio and network 

with fellow Young Professionals. 

Casual Attire (Shorts, T-Shirts, Sneakers, etc.) 

Half the Total Admission and 100% of the Raffle proceeds will benefit 

the Banyan School, which helps kids who have learning disabilities and 

empowers the students to believe in themselves, while helping them to 

develop the skills necessary to achieve success. 

For more information, visit www.njrcc.org/ybp.htm 

• Holiday Inn 

www.Holiday-inn.com/totowanj 

• Hudson Horizons 

www.hudsonhorizons.com 

• Mainly Meetings Travel 

www.mainlymeetingstravel.com 

• On Track Chiropractic 

www.doctordavidmoore.com 

• Restaurant Depot 

www.restaurantdepot.com 

• Roche 

www.rocheusa.com 

• Spencer Savings Bank, SLA 

www.spencersavings.com 

• TURBO CLEAN360 

www.turboclean360.com 


1033 Route. 46 East, Suite A103, Clifton, New Jersey 07013 

PRSRT STD 

US POSTAGE 

PAID 

PATERSON, NJ 

PERMIT NO. 161

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