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The CICM magazine for consumer and commercial credit professionals.

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Puzzle by © 2012 Mirroreyes Internet Services Corporation. All Rights Reserved - CROSSWORD NBR 35<br />

CREDIT MANAGEMENT<br />

<strong>CM</strong><br />

in association with<br />

CREDIT CONUNDRUM<br />

FOR ALL EMAIL ENTRIES FOR THE CROSSWORD PLEASE EMAIL:<br />

ANDREW.MORRIS@CI<strong>CM</strong>.COM<br />

NAME ....................................................................................................................................<br />

ADDRESS ..............................................................................................................................<br />

...............................................................................................................................................<br />

POST CODE .................................. TELEPHONE NUMBER .....................................................<br />

The CI<strong>CM</strong> is registered with the UK's Information<br />

Commissioner under the Data Protection Act 1998 (the<br />

"Act"). All the data contained on this form, is held and<br />

processed electronically in accordance with the Act.<br />

The Institute holds and processes your personal data in<br />

order to give you the full benefits of being a member and<br />

for administrative purposes.<br />

We might from time to time notify you by post or email of<br />

details of CI<strong>CM</strong> events or other similar CI<strong>CM</strong> services or<br />

products which we think July / August be of interest to<br />

you. If you do not wish to receive such notification please<br />

tick here q<br />

If you subsequently decide that you do not wish to<br />

receive such notifications please email the Institute at<br />

unsubscribe@cicm.com or write to the Data Controller at<br />

the address given below.<br />

The Data Protection Act gives you the right at any time to<br />

see a copy of all the data that we hold about you. If you<br />

would like a copy, please send a letter requesting this<br />

information together with a cheque for £10 payable to :<br />

The Chartered Institute of Credit Management to:<br />

Data Controller, CI<strong>CM</strong>, The Water Mill, Station Road,<br />

South Luffenham, OAKHAM, LE15 8NB.<br />

CREDITMAN by MIKE FLANNAGAN<br />

MONTHLY PRIZE CROSSWORD<br />

ACROSS :<br />

1. Trades<br />

6. Puts down<br />

10. Hairdo<br />

14. Lengthways<br />

15. Baking appliance<br />

16. Component of urine<br />

17. Bog hemp<br />

18. Quash<br />

19. Fit snugly into<br />

20. Showman<br />

22. Strikes<br />

23. A sizeable hole<br />

24. Picture<br />

26. Orchards<br />

30. Transparent<br />

32. Work hard<br />

33. Scaremongers<br />

37. Sweeping story<br />

38. Skedaddles<br />

DOWN :<br />

1. Indian dress<br />

2. Test<br />

3. Not stiff<br />

4. Den<br />

5. Roomette<br />

6. A green fabric mixture<br />

7. Affirm<br />

8. Abominable Snowman<br />

9. Spies<br />

10. Sanctioned<br />

11. Apple or orange<br />

12. Odd-numbered page<br />

13. Trees of the genus Quercus<br />

21. Female sib<br />

25. An unskilled actor<br />

26. Delight<br />

27. Whacks<br />

28. Death notice<br />

29. Lexicon<br />

39. Ardor<br />

40. Set up<br />

42. Latin name for our planet<br />

43. Tiny balls strung together<br />

44. Fervent<br />

45. A thin porridge<br />

47. Actress Lupino<br />

48. Sense<br />

49. Overplaying<br />

56. Ancient Peruvian<br />

57. It comes from cows<br />

58. Forbidden<br />

59. Terror<br />

60. Being<br />

61. Any compound of oxygen<br />

62. Catch a glimpse of<br />

63. Accomplishment<br />

64. Ascends<br />

30. Elegance<br />

31. Strip of wood<br />

33. Corrosive<br />

34. Arid<br />

35. Mountain pool<br />

36. Thin strip<br />

38. Raced on skis<br />

41. Spelling contest<br />

42. Farm vehicle<br />

44. American Dental Association<br />

45. Segments of DNA<br />

46. Summary<br />

47. Annoyed<br />

48. A small high-pitched flute<br />

50. Workbench attachment<br />

51. If not<br />

52. Cab<br />

53. Nile bird<br />

54. Connecting point<br />

55. "Comes and ____"<br />

THERE WILL BE THREE PRIZES<br />

OF £20 EACH FOR THE FIRST THREE<br />

NAMES DRAWN<br />

CROSSWORD SOLUTION 34<br />

NOVEMBER CROSSWORD<br />

WINNERS ARE :<br />

Frances Langley CI<strong>CM</strong>(Grad)<br />

Christine Barradell MCI<strong>CM</strong>(Grad)<br />

DH Feder FCI<strong>CM</strong><br />

For the chance of winning £20,<br />

forward your completed solution to:<br />

Art Editor, Andrew Morris,<br />

Chartered Institute of Credit Management,<br />

The Water Mill, Station Road, South<br />

Luffenham, OAKHAM, LE15 8NB<br />

or email: andrew.morris@cicm.com<br />

DON’T ALLOW LONG-STANDING<br />

DEBTS AFFECT YOUR BUSINESS<br />

For a detailed discussion on how we can help your business or for a quotation for any of our services<br />

please do not hesitate to contact: Paul Daine FCI<strong>CM</strong>, MIoD, Managing Director<br />

Office 3, Caidan House Business Centre, Canal Road, Timperley, Altrincham, Cheshire, WA14 1TD<br />

F: 0333 121 3843 E: enquries@premiumcollections.co.uk W: www.premiumcollections.co.uk<br />

For all your credit management requirements Premium<br />

Collections Limited have the solution. Staffed by<br />

professionals with over 50 years combined experience.<br />

Call: 0161 962 4695<br />

The recognised standard in credit management<br />

www.cicm.com <strong>December</strong> 2015 63

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