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November 2016 Credit Management magazine

THE CICM MAGAZINE FOR CONSUMER AND COMMERCIAL CREDIT PROFESSIONALS

THE CICM MAGAZINE FOR CONSUMER AND COMMERCIAL CREDIT PROFESSIONALS

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CREDIT MANAGEMENT<br />

CM<br />

MONTHLY PRIZE CROSSWORD<br />

CREDIT CONUNDRUM<br />

FOR ALL EMAIL ENTRIES FOR THE CROSSWORD PLEASE EMAIL: ANDREW.MORRIS@CICM.COM<br />

Puzzle by © 2012 Mirroreyes Internet Services Corporation. All Rights Reserved - CROSSWORD NBR 11<br />

NAME ....................................................................................................................................<br />

ADDRESS ..............................................................................................................................<br />

...............................................................................................................................................<br />

POST CODE .................................. TELEPHONE NUMBER .....................................................<br />

The CICM is registered with the UK’s Information<br />

Commissioner under the Data Protection Act 1998<br />

(the "Act"). All the data contained on this form, is<br />

held and processed electronically in accordance<br />

with the Act.<br />

The Institute holds and processes your personal<br />

data in order to give you the full benefits of being<br />

a member and for administrative purposes.<br />

We might from time to time notify you by post or<br />

email of details of CICM events or other similar<br />

CICM services or products which we think<br />

September be of interest to you. If you do not wish<br />

to receive such notification please tick here q<br />

If you subsequently decide that you do not wish<br />

to receive such notifications please email the<br />

Institute at unsubscribe@cicm.com or write to the<br />

Data Controller at the address given below.<br />

The Data Protection Act gives you the right at any<br />

time to see a copy of all the data that we hold<br />

about you. If you would like a copy, please send a<br />

letter requesting this information together with a<br />

cheque for £10 payable to :<br />

The Chartered Institute of <strong>Credit</strong> <strong>Management</strong><br />

to: Data Controller, CICM, The Water Mill,<br />

Station Road, South Luffenham, OAKHAM,<br />

LE15 8NB.<br />

£20 CROSSWORD PRIZE<br />

THERE WILL BE THREE PRIZES OF £20 EACH FOR<br />

THE FIRST THREE NAMES DRAWN EVERY MONTH<br />

ACROSS:<br />

1. Mugs<br />

5. Tablet<br />

10. A Freudian stage<br />

14. Relating to urine<br />

15. House style<br />

16. Lawn mower brand<br />

17. Lascivious look<br />

18. Unmerited<br />

20. Xylophone<br />

22. Streaked<br />

23. Go up and down<br />

24. Relieves<br />

25. Alleviating fever<br />

32. French for “Queen”<br />

33. Proxy<br />

34. Utilize<br />

37. Warbled<br />

38. Talk<br />

DOWN:<br />

1. Stem<br />

2. Component of urine<br />

3. Jetty<br />

4. Marking<br />

5. Short and blunt<br />

6. Roman moon goddess<br />

7. Tot<br />

8. Foot digitsv 9. At one time<br />

(archaic)<br />

10. Courtyards<br />

11. Exploded stars<br />

12. Mountain crest<br />

13. Deposits of ore<br />

19. Construct<br />

21. Brood<br />

25. Backside<br />

26. Close<br />

27. Prong<br />

28. Sexually assaults<br />

29. Excrete<br />

39. Portent<br />

40. Before, poetically<br />

41. Estimate<br />

42. Implant<br />

43. Acts of refraining<br />

45. Lampblacks<br />

49. Not in<br />

50. Oval<br />

53. Version<br />

57. Widely circulated<br />

59. Border<br />

60. Always<br />

61. Zapupe<br />

62. Part in a play<br />

63. Lairs<br />

64. Showered with love<br />

65. Sleigh<br />

30. Make fun of<br />

31. Writing liquid<br />

34. Part of an ear<br />

35. Observed<br />

36. Terminates<br />

38. A type of large sandwich<br />

39. Excluders<br />

41. Pants<br />

42. Decorative case<br />

44. Gestured the affirmative<br />

45. Stitched<br />

46. Drink garnish<br />

47. Bygone<br />

48. Layers<br />

51. WW1 plane<br />

52. Therefore<br />

53. Overhang<br />

54. False god<br />

55. Leer at<br />

56. Require<br />

58. Consume<br />

CLOSING DATE: 14 <strong>November</strong> <strong>2016</strong><br />

SEPTEMBER CROSSWORD WINNERS ARE:<br />

Dennis L Howson FCICM, Peter McDonald MCICM(Grad)<br />

and Andrew Thronton MCICM<br />

For the chance of winning £20, forward your completed solution to:<br />

Art Editor, Andrew Morris, Chartered Institute of <strong>Credit</strong> <strong>Management</strong>,<br />

The Water Mill, Station Road, South Luffenham, OAKHAM, LE15 8NB.<br />

The recognised standard<br />

www.cicm.com <strong>November</strong> <strong>2016</strong> 63

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