stm-value-book-test

CONFORMING PROGRAMS
• Conforming Fixed 30, 25, 20, 15, and 10 Year
• Agency FNMA / FHLMC Approved to Sell Direct
• Conforming 3/1, 5/1, 7/1 and 10/1 ARMs
• FNMA 97% Fixed up to 30 Year
• FNMA DU Refi Plus / FHLMC LP Relief Refi
• Home Possible 97% Fixed 30 Year
• Agency Jumbo Fixed / High Balance Fixed and ARM
• FNMA HomeStyle Renovation Program
(traditional, streamline and high balance)
NON-CONFORMING PROGRAMS
• Non-Conforming Fixed 30 and 15 Year
• Non-Conforming 3/1, 5/1, 7/1 and 10/1 ARMs
• Loan Amounts to $3,000,000
• 5/5 ARM - No MI 95% LTV to $729,750
OTHER FEATURES / PROGRAM HIGHLIGHTS
• Manufactured Housing (FHA / VA)
• Closed End Fixed 2nd Liens to CLTV 95%
• Extended Lock Options up to 540 Days
• State Bond Programs - VHDA, MD CDA, SC Housing,
NC Housing
• HELOCs - CLTV to 89.99%
• Price Protection Available to midnight 12:00 a.m.
for New Applications, Agency / Govt Products only
• Dedicated Condominium Underwriter specializing in
VA, FHA, and Conventional condominium warranty
approvaland validation
• FHLB First-Time Homebuyer / Community Partners Grants