04.08.2017 Views

Wise Man Daily - August 2017

With the August 2017 issue of Wise Man Daily, learn savvy ways to raise your credit score, get more out of your coffee, exercises for getting ripped abs, and more. Wise Man Daily is made with the goal of sharing daily wisdom that will help men like you and I seize the moments racing by us, right now. Just a daily read will put you in our team's shoes, and give you the confidence to call yourself a wise man.

With the August 2017 issue of Wise Man Daily, learn savvy ways to raise your credit score, get more out of your coffee, exercises for getting ripped abs, and more. Wise Man Daily is made with the goal of sharing daily wisdom that will help men like you and I seize the moments racing by us, right now. Just a daily read will put you in our team's shoes, and give you the confidence to call yourself a wise man.

SHOW MORE
SHOW LESS

Create successful ePaper yourself

Turn your PDF publications into a flip-book with our unique Google optimized e-Paper software.

2<br />

CAN YOU HANDLE MAINTENANCE COSTS?<br />

It’s crucial to think about the cost of maintenance before purchasing a house.<br />

The mortage is only one facet of the total cost, and maintenance is another. Will you<br />

be able to afford a new roof or air conditioning system when they need replacing? Also<br />

think about whether or not your monthly budget has enough savings for maintenance.<br />

Consider DIY projects and hiring others for these tasks. It involves expensive, ongoing<br />

projects: costs that you need to be ready to pay.<br />

You may not think it at first, but a simple glass savings jar can be the main difference maker in your<br />

future financial habits.<br />

<br />

3<br />

IS YOUR JOB SECURE?<br />

Prior to signing a loan, be honest<br />

about your job security. If there are<br />

changes, how will you handle them?<br />

Evaluating your job future is a big part<br />

of this planning process. You’re going to<br />

want to think about emergency funds and<br />

savings. With job situation changes, can<br />

you still make monthly mortgage payments<br />

if you go through with the purchase?<br />

4<br />

CLICK HERE TO READ MORE.<br />

DO YOU HAVE ALL<br />

THE PAPERWORK?<br />

Don’t underestimate the amount of<br />

paperwork for a mortgage. Lenders can<br />

ask for old tax statements, savings account<br />

statements, check stubs, and more. If your<br />

credit score is high, you could get a no<br />

documentation loan. It’s a rarity, so you<br />

should have your files prepared anyway<br />

and collect the papers you need.<br />

16<br />

<strong>August</strong> <strong>2017</strong>

Hooray! Your file is uploaded and ready to be published.

Saved successfully!

Ooh no, something went wrong!