PCM vol. 3 Issue 9

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Why is PSD2 exciting for you? PSD2 is a step toward open banking, which will see a new financial landscape gradually emerge over the coming years. PSD2 will drive innovation in Europe and really start to effect a change for consumers and the financial industry as whole as the larger financial incumbents (the banks) are disrupted and new FinTech organisations, through a combination of regulation and new technology, are able to offer new and innovative services to customers. Banks have traditionally held Centre stage in the world of finance but that will gradually change and they may even start to cut back on the traditional services they offer (like loans and mortgages) and function more like a platform which other Companies access. The really exciting part for me is the new services and offerings from the FinTechs (and some of the banks), which will hit the market. Banks have been very slow to innovate over the years but with PSD2 that innovation will come from outside of the banks and there’s going to be some very exciting developments over the next few years allowing people to have much more personalised and flexible options when it comes to banking and financial products. I think for many people, financial technology is a huge unknown, which operates in the background, but it’s also something that touches us every day. When I started at PCN I really started to think about it and get very in<strong>vol</strong>ved with the excellent work being done inside both the Banks and FinTechs and the enthusiasm in the industry in infectious. Working at PCN in the way that I do, meeting people, talking about ideas and hearing stories about how people are trying to make the world a better place through innovative use of technology is extraordinary and somewhat inspirational. I feel quite lucky to have the position that I do and the window that PCN has given me into the FinTech world. What do you do for your clients and when should they reach out to you? I am interested in speaking to anyone in<strong>vol</strong>ved with Projects in the Payments and FinTech domains. My day-to-day role is heavily focused on both business development and consulting around resource needs. For me that always starts with understanding a client’s project, knowing what they are trying to achieve and what they need to achieve it. Sometimes clients know what they want and they need someone with the networks, tools and recourses to find it but sometimes it’s not so clear, so there can be a larger element of consulting at the beginning before I go out to our networks and suggest solutions in the form of people with the knowledge and technical expertise to deliver. Andrew Mullineux Business Leader - Contracts & Project Services Andrew Mullineux is the Head of Contracts and Project Services Division and is based in Amsterdam. He brings 10 years of experience delivering contract recruitment services to both small and large corporate clients across parts of Africa, Europe and Russia. Andrew’s focus at PCN is on engaging with Project teams across Europe on subjects such as PSD2, Instant Payments, Open Banking, Innovation and Blockchain along with running our workshops. 24
Executive Profiles In this BRAND new rubric we are introducing inspiring professionals of the financial technology industry and look into their careers and ambitions. This is a collaboration in partnership with Atlanta Trend.
Page 1 and 2: Vol 3. Issue 9 | September 2017 YOU
Page 3 and 4: Contents STORIES 4 PSD2, from a ret
Page 5 and 6: THOUGHT LEADERS CORNER Frédéric M
Page 7 and 8: THOUGHT LEADERS CORNER RetailNOW Re
Page 9 and 10: - NEVER JUDGE A BOOK BY ITS COVER -
Page 11 and 12: THOUGHT LEADERS CORNER Edoardo Fior
Page 13 and 14: EXPERT INTERVIEW Accelerating Digit
Page 15 and 16: EXPERT INTERVIEW PCM: What are your
Page 17 and 18: STARTUP SPOTLIGHT Nichole Montoya,
Page 19 and 20: Payment Collective To get a more co
Page 21 and 22: PAYMENT COLLECTIVE PSD2: Challenges
Page 23: WORKSHOPS Payment Services Directiv
Page 27 and 28: EXECUTIVE PROFILES OB continously f
Page 29 and 30: SPECIAL FEATURE Can we bridge the A
Page 31 and 32: SPECIAL FEATURE Fintech Battle: Pol
Page 33 and 34: EVENTS Events Dubai, UAE Revolution
Page 35 and 36: EVENTS 26-27 Dubai, UAE You are abo
Page 37: Take Your FinTech Career To The Str

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