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16 | October 19, 2017 | 22nd century media active aging Guide<br />
22ndCenturyMedia.com<br />
STATEPOINT MEDIA<br />
3 things grandparents need to know about raising grandchildren<br />
From single parents<br />
to traditional and multigenerational<br />
households,<br />
modern families come<br />
in all shapes and sizes.<br />
But did you know there’s<br />
an uptick in the number<br />
of grandparents raising<br />
grandkids? According to<br />
data from The Pew Charitable<br />
Trusts, 2.9 million<br />
grandparents were raising<br />
their grandchildren in<br />
2015 compared with 2.5<br />
million in 2005.<br />
Oftentimes, grandparents<br />
become primary caregivers<br />
due to unforeseen<br />
circumstances. Here are<br />
three things those taking<br />
on this responsibility<br />
should consider.<br />
Protect their financial<br />
future<br />
• A recent study found 30<br />
percent of all households<br />
don’t have life insurance,<br />
according to LIMRA, a<br />
life insurance research<br />
organization. Grandparents<br />
should be sure this<br />
coverage is up to date.<br />
• They might also consider<br />
purchasing term insurance<br />
– life insurance issued<br />
for a limited period<br />
of time. More affordable<br />
than a whole life policy,<br />
it provides financial security<br />
for the golden years,<br />
helps supplement retirement<br />
income and can assist<br />
with final expenses. A<br />
term life insurance policy<br />
can even help pay off a<br />
mortgage – so grandparents<br />
have peace of mind<br />
knowing that dependents<br />
have a roof over their<br />
heads – and can also be<br />
used for other child-rearing<br />
expenses, such as college<br />
tuition.<br />
Keep them safe<br />
• Accidental injury is the<br />
leading cause of death<br />
for children up to 14<br />
years old, and more<br />
than a third of accidentrelated<br />
deaths happen in<br />
the home, reports KidsHealth.<br />
TINLEY PARK<br />
HOME<br />
• To create a safe living<br />
environment for<br />
younger children, secure<br />
large furniture to<br />
walls, purchase safety<br />
gates for staircases, and<br />
install outlet covers,<br />
corner protectors, security<br />
locks and appliance<br />
latches. Handrails<br />
provide better grip on<br />
staircases, and anti-slip<br />
mats and grab bars in the<br />
bathroom can add extra<br />
stability.<br />
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Promote smarter driving<br />
• As teens get behind the<br />
wheel, encourage them to<br />
drive safely. A 2015 statistic<br />
from the Centers for<br />
Disease Control and Prevention<br />
says six teens die<br />
every day in car crashes<br />
in the US, and this is<br />
the number one killer of<br />
teens. Distracted driving<br />
is the cause of 58 percent<br />
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Please see raising, 22<br />
FREE<br />
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EXHIBITING VENDORS INCLUDE:<br />
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A Variety of Vendors<br />
We strive every day to be the best<br />
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• Newly Renovated Private Suites • Cardiac & Orthopedic Rehabilitation<br />
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Call to set up a tour for you or your loved one!<br />
(815) 727- 4794 • www.SpringCreekNursing.com<br />
777 Draper Avenue • Joliet, Illinois 60432<br />
Andrew Egan<br />
Representative Mutual of Omaha<br />
19255 Everett Lane Suite C, Mokena, IL 60448<br />
Office: (708) 478-6625 ext 248<br />
Mobile: (815) 603-0955<br />
Email: Andrew.Egan@mutualofomaha.com<br />
Website: www.Andrew-Egan.com<br />
Come see me at the<br />
Active Aging Event on<br />
October 21st to<br />
discuss your<br />
insurance and<br />
financial needs.
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