Wacker 2018 Benefits Guide_Non-Union_FINAL

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Health & Well-Being At Wacker Neuson, we believe in the importance of supporting healthy lifestyles. Health Assessments (HAs) are offered to all employees and spouses in addition to informational coaching, various screenings and vaccinations, participatory programs/ challenges and periodicals. Watch for updates in the areas of health and well-being via email and employee board postings. A Healthy Lifestyle Reward is Achievable Each year from May through September, we offer the opportunity to participate in the Health Assessment. Your participation will determine your Wellness reward for the following plan year, which runs from January 1 through December 31. Employees and spouses can participate. Participants are eligible to receive a Healthy Lifestyle Reward if they meet certain health criteria. The 2018 reward criteria are based on the results from the Wacker Neuson biometric screening completed in 2017. If you do not meet the criteria, you will have the opportunity to earn the reward by completing one of the alternative standards listed below. Upon successful completion of the alternative, you will then receive the reward. • Complete 3 coaching sessions • Participate in the tobacco cessation program offered by Wacker Neuson (if eligible) 2018 REWARD CRITERIA Nicotine-free from the 2017 biometric screening, AND meet 2 of 3 additional metrics: • BP ≤ 130/80 • LDL ≤ 130 points • Fasting Blood Glucose < 100 Rewards If participants achieve the criteria they will receive: • An additional High Deductible Health Plan Health Savings Account (HSA) contribution to use toward health care expenses -OR- • An additional PPO Standard plan Health Reimbursement Account (HRA) contribution to use toward health care expenses Participation in the Health Assessment (HA) is voluntary. You/your spouse’s health factors IN NO WAY impact your enrollment. Participation does however, give you an opportunity to earn the Healthy Lifestyle Reward. Your health plan is committed to helping you achieve your best health. Rewards for participating in a wellness program are available to employees enrolled in Wacker Neuson’s medical plans. If you or your spouse may be unable to meet a standard for a reward under our wellness program, you may qualify for an opportunity to earn the same reward by different means. Contact our Wellness Coaching staff to work with you (and, if you wish, with your doctor) to find an alternative standard with the same reward that is right for you in light of your health status. Wacker Neuson partners with ProHealth to provide Health Assessments, which involves collecti ng information from an online survey and blood draw. Partnering with ProHealth keeps your personal health information just that – your personal and private information. ProHealth will process all of the information and provide you directly with your customized health report. If you have questions, concerns, or would like an additional copy of the Wacker Neuson Wellness Program Notice and your Protections from Disclosure of Medical information, please contact Human Resources. 10
Spousal Surcharge Program If your spouse works for a company other than Wacker Neuson Corporation, including self-employment, and has medical coverage available through his/her employer, your spouse must enroll in his/her employer’s medical plan. You may cover your spouse through the Wacker Neuson plan with secondary coverage. However, you will be subject to paying an additional $125/month payroll deduction. For information on spouse eligibility, refer to page 3 of the 2018 Benefits Guide. Spousal Surcharge FAQs Can I apply for a Waiver? Yes, if you qualify. First, fill out the Spousal Surcharge questionnaire when applying for medical coverage online. Next, download and complete the Waiver form from the enrollment system’s Forms Library. Waivers need to be completed annually. When does the additional cost (i.e. surcharge) apply to my payroll deductions? The additional cost applies when your spouse is enrolled in his/ her company’s medical plan for less than 50% of the cost of single coverage. If you cover your spouse under the medical plan and you do not provide an approved 2018 Spousal Surcharge Waiver form, you will automatically be charged the spousal surcharge. Does the surcharge apply to the dental plan? No. The surcharge only applies to Wacker Neuson’s Medical plan as a means to level the playing field in which each employer pays its fair share for health benefits. What happens if my spouse loses his/her job, decides to not work or moves to part-time employment and is no longer eligible for coverage with his/her employer? A change in your spouse’s employment status (termination, change in hours or beginning new employment) qualifies as a change in life status. This allows you to change your benefit elections during the plan year to avoid a gap in coverage. HOW IT WORKS You do not have to pay the surcharge if your spouse: 1. Does not work 2. Is working, but his/her employer does not provide medical coverage for its employees 3. Is working, but is not eligible to enroll in his/ her company’s medical plan 4. Is working, is eligible for his/her employersponsored medical plan, but would have to contribute 50% or more to the cost of single coverage 5. Is self-employed and not offered group medical coverage Documentation is required. What do I need to do if one of the above events happens? You must log onto https://usa.wackerneuson.workterra.net and complete the life event “Spouse – Loss of Other Coverage” and add your spouse to your benefits within 30 days of the status change. What do I need to do if my spouse gains employment and benefits? You must log onto https://usa.wackerneuson.workterra.net and complete the life event “Spouse – Gain of Other Coverage” and remove your spouse from the medical plan within 30 days of the status change or opt to pay the surcharge. What happens when my spouse goes to a medical facility? If your spouse has his/her own coverage through his/her employer, his/her coverage will be primary, which means his/her medical plan will determine if it will make any payment first. If you carry your spouse on a Wacker Neuson Plan as secondary, UHC would determine if the charges are eligible under the Wacker Neuson Plan and if the plan will make any payment under the Wacker Neuson benefit payment provisions after applying any payments by the primary plan. How does prescription coverage work if I have my spouse covered secondary on the medical plan? Your spouse must purchase his/her medication from his/her medical plan. If the co-pays are more than Wacker Neuson’s medical plan, then you can submit those charges to UHC for reimbursement consideration. 11
Page 3 and 4: Table of Contents 02 PROVIDER CONTA
Page 5 and 6: Eligibility and Enrollment Wacker N
Page 7 and 8: Personal Health Suppport Provided b
Page 9 and 10: HRA and HSA - A Quick Comparison
Page 11: How much can I contribute to my HSA
Page 15 and 16: Vision Plan Description: Coverage w
Page 17 and 18: Length of Continuous Service Benefi
Page 19 and 20: Business Travel Assistance This pro
Page 21 and 22: Military Leave Wacker Neuson will p
Page 24: If you have any questions about the

Wacker 2018 Benefits Guide_Non-Union_FINAL

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