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Spring 2015

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Association & Community News<br />

Talking to Your<br />

Kids about a<br />

Retirement Move<br />

By Stewart Ingram<br />

Executive Director for Sagewood<br />

Seniors have ample options when it comes to<br />

retirement and embarking on their next life<br />

journey. Many adults do not want to burden<br />

their children with talk about retirement,<br />

but are also worried about the financial tolls<br />

retirement may take. There are also many<br />

adults that are in denial about their health conditions and often don’t<br />

think about what it takes to retire happily. Speaking to adult children<br />

before a retirement move is important for seniors and their children.<br />

Question: What can parents do to help their adult children<br />

understand the retirement move process?<br />

Answer: The first step in speaking with family members about<br />

retirement is to be honest and realistic about physical as well as<br />

financial health. Seniors need to visualize their life for the next ten<br />

years in the aspects of health, finances and most importantly, hobbies<br />

The Desert Ridge Boys & Girls Club Vestar Branch<br />

was recognized and named as the overall Best Club by<br />

Boys & Girls Clubs of America, an honor bestowed<br />

to one out of 4,000 Clubs worldwide, and<br />

continues to be one of the most highly attended<br />

Branches at the Boys and Girls Clubs<br />

of Greater Scottsdale.<br />

and family. Planning ahead makes it easier for the retirees to be the<br />

ones who initiate the change instead of leaving it up to others, when<br />

they can no longer make the decision for themselves.<br />

In retirement, seniors have an abundance of time to spend exploring<br />

new activities and visiting grandchildren. Innovative senior living<br />

communities that offer a continuum of care allow adults to still enjoy<br />

the things that they love, while providing piece of mind that if there<br />

are unforeseen health issues, they will be taken care of.<br />

Q: How can parents help adult children cope with change?<br />

A: When mom and dad retire, even adult children may feel as if they<br />

are losing their family home. Whenever possible, try to anticipate<br />

change and allow time for the family to prepare. Seniors can express to<br />

loved ones that taking the leap to retirement is a positive and exciting<br />

move. Feeling burdened with healthcare costs and a mortgage is not<br />

the way to enjoy retirement. It is understandable that change can also<br />

lead to feeling stressed. Look for healthy ways to manage stress and<br />

feelings of anxiety through exercise, meditation and prayer.<br />

Q: What is the best way to speak with children who are in denial<br />

about parents entering retirement?<br />

A: Seniors are not the only ones who have denial about physical<br />

and financial health. Children can be in denial about their parent’s<br />

physical state. Those who can be realistic and make choices for<br />

their retirement years are the ones that will be happiest and feel<br />

the most in control. Sit down with family and thoroughly examine<br />

the numbers and medical conditions that could arise. Professionals<br />

are available at senior living communities to present the financial<br />

responsibilities and healthcare costs that seniors face in retirement.<br />

The Desert Ridge Community Association and<br />

Vestar Branch have a longstanding and valued<br />

relationship which has been very beneficial<br />

to the community we mutually serve.<br />

8<br />

| Desert Ridge Lifestyles | <strong>Spring</strong> <strong>2015</strong><br />

desertridgelifestyles.com

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