Spring 2015
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Association & Community News<br />
Talking to Your<br />
Kids about a<br />
Retirement Move<br />
By Stewart Ingram<br />
Executive Director for Sagewood<br />
Seniors have ample options when it comes to<br />
retirement and embarking on their next life<br />
journey. Many adults do not want to burden<br />
their children with talk about retirement,<br />
but are also worried about the financial tolls<br />
retirement may take. There are also many<br />
adults that are in denial about their health conditions and often don’t<br />
think about what it takes to retire happily. Speaking to adult children<br />
before a retirement move is important for seniors and their children.<br />
Question: What can parents do to help their adult children<br />
understand the retirement move process?<br />
Answer: The first step in speaking with family members about<br />
retirement is to be honest and realistic about physical as well as<br />
financial health. Seniors need to visualize their life for the next ten<br />
years in the aspects of health, finances and most importantly, hobbies<br />
The Desert Ridge Boys & Girls Club Vestar Branch<br />
was recognized and named as the overall Best Club by<br />
Boys & Girls Clubs of America, an honor bestowed<br />
to one out of 4,000 Clubs worldwide, and<br />
continues to be one of the most highly attended<br />
Branches at the Boys and Girls Clubs<br />
of Greater Scottsdale.<br />
and family. Planning ahead makes it easier for the retirees to be the<br />
ones who initiate the change instead of leaving it up to others, when<br />
they can no longer make the decision for themselves.<br />
In retirement, seniors have an abundance of time to spend exploring<br />
new activities and visiting grandchildren. Innovative senior living<br />
communities that offer a continuum of care allow adults to still enjoy<br />
the things that they love, while providing piece of mind that if there<br />
are unforeseen health issues, they will be taken care of.<br />
Q: How can parents help adult children cope with change?<br />
A: When mom and dad retire, even adult children may feel as if they<br />
are losing their family home. Whenever possible, try to anticipate<br />
change and allow time for the family to prepare. Seniors can express to<br />
loved ones that taking the leap to retirement is a positive and exciting<br />
move. Feeling burdened with healthcare costs and a mortgage is not<br />
the way to enjoy retirement. It is understandable that change can also<br />
lead to feeling stressed. Look for healthy ways to manage stress and<br />
feelings of anxiety through exercise, meditation and prayer.<br />
Q: What is the best way to speak with children who are in denial<br />
about parents entering retirement?<br />
A: Seniors are not the only ones who have denial about physical<br />
and financial health. Children can be in denial about their parent’s<br />
physical state. Those who can be realistic and make choices for<br />
their retirement years are the ones that will be happiest and feel<br />
the most in control. Sit down with family and thoroughly examine<br />
the numbers and medical conditions that could arise. Professionals<br />
are available at senior living communities to present the financial<br />
responsibilities and healthcare costs that seniors face in retirement.<br />
The Desert Ridge Community Association and<br />
Vestar Branch have a longstanding and valued<br />
relationship which has been very beneficial<br />
to the community we mutually serve.<br />
8<br />
| Desert Ridge Lifestyles | <strong>Spring</strong> <strong>2015</strong><br />
desertridgelifestyles.com