Norwood September 2018

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Page 18 Norwood Local Town Pages www.localtownpages.com September 2018 How Aggressive Should I Be When I Invest for Retirement? Have a Neighbor Sell Your Home I live in Norwood. I know Norwood. I care about Norwood. I LOVE Norwood! I can help transition to your new Norwood home, or attract homebuyers who will appreciate this great town as much as you and I! Michele DeFazio Taranto Your Trusted Norwood Realtor 781-799-7068 michele.taranto@reallivingrealtygroup.com Norwood Financial Services Providing Quality Work For Over 30 Years! Fully licensed and insured Roofing at Norwood • Carpentry Bank • Plastering • Kitchens • Gutters Painting • Tile Work • Other Call Us Today for a FREE “No Pressure” Quote! Your Roofing, Gutter, and Carpentry Specialist Office: 508-660-2588 Cell: 508-596-9478 Fax: 508-660-7075 www.firstclassconstructionandremodeling.com Local Financial Advice & Solutions You Can Trust Retirement, Income & College Savings Plans • Mutual Funds • Stocks • Bonds • Annuities • Life & Long Term Care Insurance Phil Swan: 781-440-4234 • pswan@infinexgroup.com Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA/SIPC. Norwood Financial Services is a trade name of the bank. Infinex and the bank are not affiliated. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value. Contributed by Philip Swan, Norwood Financial Services at Norwood Bank It depends. The right answer in your case will depend on a number of key factors. These include, among others, your income and assets, your attitude toward risk, whether you have access to an employer-sponsored plan at work, the age at which you plan to retire, and your projected expenses during retirement. But it's possible to lay down some guidelines that may be of help to you. The conventional wisdom has traditionally been that you should invest aggressively when you're young and then move gradually toward a more conservative approach. By the time you retired, you would probably end up with a portfolio made up mostly of highgrade bonds and other low-risk investments. However, the retirement landscape has changed dramatically in the past 20 years or so. As a result, many of our basic assumptions about retirement planning have been overturned. would like to say WELCOME ABOARD! to Will Rose Our Newest Agent Addition at ERA Key in Millis! ERA Key Realty Services is pleased to announce the addition of Will Rose to our Millis Office. Will has been a License Real Estate Agent for over 13 years, and a Proud Millis Resident since 1987. A graduate of Worcester Polytechnic University, Will brings with him decades of noteworthy sales experience and excellent customer service standards; having spent 20 years in International Importing & 20 years with Citizen Watch Company respectively. Will is excited to continue providing this same high level of care to his real estate clients with ERA Key and is extremely eager to be of service to you; whatever your real estate needs may be. Will Rose, Realtor® Cell 508-935-7381 willrose@erakey.com 707 Main Street ~ Millis, MA The dwindling number of traditional pension plans and concerns about Social Security have led people to take greater responsibility for their own retirement. Investing more aggressively over the long term has become common as they need to build the largest retirement nest egg they possibly can. In fact, many people these days primarily use growth vehicles (e.g., certain stocks and mutual funds) for their investment portfolios and tax-deferred retirement plans (e.g., 401(k)s and IRAs), though the proportion of stocks may still be reduced as they near retirement. Other factors have changed the way we think about and invest for retirement as well. People tend to retire younger, live longer, and do more during retirement than they used to. With the likelihood that you will have well over 20 years of activity to fund, it may be a good “Will is an Experienced, Personable & Efficient Salesperson who will be a Wonderful Addition to our Millis Office. “We are So Proud to have Will Rose as a Part of Our Team!” ~ ERA Key Millis Office Manager idea to invest more aggressively for retirement than previous generations did. And there's no reason to switch over to fixed-income securities completely upon reaching retirement, especially with interest rates at historic lows. Many of us in the financial planning business suggest that you keep a suitably balanced portfolio, including some of your assets in growth-oriented investments, even after you retire. Don't forget to carefully consider a mutual fund's investment objectives, risks, fees, and expenses, which can be found in the prospectus available from the fund. Read it carefully before investing. All investing involves risk, including the possible loss of principal, and there can be no assurance that any investment strategy will be successful. This column is made available by Philip Swan, a Five Time Five Star Professional Wealth Manager, Vice President Norwood Financial Services at Norwood Bank; Investment Executive Infinex Financial Group 11 Central St. Norwood, MA (781) 440-4234 pswan@infinexgroup.com and prepared by Forefield. Investment and insurance products and services are offered through IN- FINEX INVESTMENTS, INC. Member FINRA/SIPC. Norwood Financial Services is a trade name of the bank. Infinex and Norwood Bank are not affiliated. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.
September 2018 Norwood Local Town Pages www.localtownpages.com Page 19 SOLD Sold by Norwood’s #1 Realtor – Anne Fahy Dedicated to Customer Service One Sale at a Time 2018 Sold & Under Agreement Norwood Homes SOLD SOLD SOLD SOLD SOLD SOLD SOLD SOLD 21 Summit Avenue SOLD 654 Walpole Street 221 Washington Street 99 Mylod Street 1389 Washington Street 488 Pleasant Street UAG UAG SOLD SOLD SOLD 16 Mayfair Street SOLD 2 Douglas Circle SOLD 71 Cypress Street SOLD BUILD TO SUIT 70 Silver Street 41-43 Saunders Road 2018 Neighboring Towns Sold & Under Agreement Homes 11 Sylvester Rd, Natick- SOLD 130 Westfield St, Holiston St..SOLD 355 Winter St, Walpole SOLD 5 Highland St, Foxboro...SOLD 47 Cohasset St, # 2, Roslindale UAG 23 Rosemary Road 12 Ledgeview Drive 89 Jacobsen Drive JUST LISTED JUST LISTED JUST LISTED 44 2nd St 444 Prospect St 36 Hampden Drive 89 Casey Street SOLD 26 Kathleen Lane 9-11 Lincoln Street 84 Casey Street SOLD 205 Walpole Street SOLD 377 Nichols Street 43 Jacobsen Drive SOLD 177 Washington Street Anne FAhy President’s Premier AssociAte 617-257-8088 Anne.FAhy@nemoves.com Contact me for a complimentary home value analysis. Are you Looking to Buy or Sell? Call one of New England’s Top Agents FOR SALE SALE PENDING SALE PENDING SALE PENDING SELLER SAYS SELL! 9 Puritan Place $900,000 72 Washington St. $400,000 82 Albemarle Rd Asked $550,000/Sold $565,000 3 Norwich Rd $400,000 SOLD SOLD Just a few of Julie’s Norwood sales 2 Cushing Road Asked $625,000/Sold $645,000 28 Silver Street Asked $450,000/Sold $480,000 Call Julie for a Complimentary market analysis or Buyers Consultation Julie DiSangro Gross, re a ltor ® Cell: (781) 801-6369 call or text Email: julieghomes@gmail.com www.JulieGross.com
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Norwood September 2018

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