The Voice of Southwest Louisiana September 2018 Issue

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You Got Paid. Now What? You’ve just been handed your paycheck. You feel a brief sense of relief — and then you panic. “How could it only be this much?” “What should I spend it on first?” “Will this cover all my bills?” Contributed Article We’ve all had questions like these, regardless of our income. But you don’t have to feel overwhelmed when faced with financial uncertainty. With a little foresight, you can feel confident with how you’re spending — and saving — your paycheck. “Financial ups and downs are normal,” said Ronaldo Hardy, CEO of Southwest Louisiana Credit Union. “But the important thing is to put yourself on level financial footing now with good spending and savings habits so that when life happens, you’ll be ready.” Pay Yourself First “Paying yourself first” simply means that, before doing anything else, you set aside money for the future. One of the best ways to pay yourself first is to have a portion of your paycheck automatically routed to your regular savings account. You can also do this for retirement accounts, emergency funds, certificate of deposits, and specialty savings accounts like Vacation and Christmas Clubs. This type of “autopilot” approach to saving has a much higher chance of success. Set Goals It can be tempting to ride the waves of life without setting real, tangible goals. But the truth is that having concrete, timesensitive objectives dramatically increases your chance of financial success. Setting goals like “being debt-free in five years” or “saving enough to buy a new family car next Christmas” will take away some of that financial stress and give you a framework for saving and spending. Waste Not So you like Starbucks, or maybe it’s going to the movies and ordering buttery popcorn and M&Ms. These are great for special occasions, but here’s a reality check: you could be saving hundreds — even thousands — a year by making your own coffee and watching that film at home with some Orville Redenbacher’s. We all have areas of wasteful spending. Identify yours, and start chopping. You might even enjoy it! Bottom line: You can reach your financial goals, no matter what it says on your paycheck. It’s not how much you make, but what you do with it that counts. 18 September 2018 WWW.THEVOICEOFSOUTHWESTLA.COM Volume 6 • Number 2
WE’RE ALL CERTIFIED! 100% HELPFUL. WE’RE ALL CERTIFIED! All of our staff members became Certified Financial Counselors. Why? To help you get financially strong. Come in and talk to us about Money Management • Saving for What You Want • Reducing Your Debt • Building Your Credit • Loans for Any Good Purpose SWLACU.COM • 337-477-9190 LAKE CHARLES • SULPHUR City of Lake Charles presents: FREE RAM MEDICAL CLINIC Lake Charles, LA September 15 - 16 Free Dental Services • Extractions • Fillings • Cleaning Free Vision Services • Eye Exams • Glaucoma Testing • Eye Glasses Made on Site (based on prescription) Free Medical Services • General Medical • Physicals • Women’s Health Remote Area Medical will hold a mobile medical clinic on September 15 - 16 in Lake Charles, LA. The clinic will be located at Lake Charles Civic Center, 900 Lakeshore Dr Lake Charles, LA 70601 The parking lot will open no later than 12 a.m. and numbered tickets will be distributed on first come, first served basis beginning at 3 a.m. The clinic doors will open at 6:00 a.m. each day. RAM offers free, high-quality vision, dental, and medical services on a first-come, first-serve basis. No insurance or identification is required. This event is free and open to the public For information, visit cityoflakecharles.com or ramusa.org or call (337) 491-1378 | (865) 579-2555. We would like to Thank Remote Area Medical along with our sponsors for making this event happen and bringing free medical care to those in need. City of Lake Charles Louisiana Healthcare Connections Christus St. Patrick Health System Christus Lake Area Hospital United Way of Southwest Louisiana Calcasieu Parish Police Jury Calcasieu Medical Reserve Corps Lake Charles Memorial Health System West Calcasieu Cameron Hospital National Bio-Care SWLA Center for Health Services KPLC Acadian Promotional Products Pot-O-Gold Waste Services Volume 6 • Number 2 WWW.THEVOICEOFSOUTHWESTLA.COM September 2018 19
Page 1 and 2: September 2018 Vol 6 No 2 We are th
Page 3 and 4: editor’s By Brenda Hill Grandpare
Page 5 and 6: SWLA news Editor’s Note: This ser
Page 7 and 8: SWLA health, wealth & wellness Info
Page 9 and 10: Sickle Cell Disease (SCD) By Etta P
Page 11 and 12: HOURS OPEN Mon-Fri: 8:00 a.m. - 5:0
Page 13 and 14: The vision of SWLA Sickle Cell is t
Page 15 and 16: A Shout Out to Nanu from Colten Ton
Page 17: Coordinator's position and worked i
Page 21 and 22: "September is Suicide Prevention Aw
Page 23 and 24: Dana Simien (Suga) and granddaughte
Page 25 and 26: supports fellow members in completi
Page 27: DIANETICS T HE MOD ERN S CIENCE OF

The Voice of Southwest Louisiana September 2018 Issue

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