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Deposit With PCA Banks Is Fast Emerging As<br />
Bottleneck For Credit Growth<br />
Similarly, PSU banks under PCA have seen their market share in deposits decline from 26% in FY16 to 20% in<br />
FY18, with majority of the lost market share being picked up by Private sector banks<br />
Deposits Market Share (%)<br />
3.20%<br />
FY16<br />
21.00%<br />
25.50%<br />
45.30%<br />
4.6%<br />
3.40%<br />
FY17<br />
23.00%<br />
23.60%<br />
45.80%<br />
4.10%<br />
3.40%<br />
FY18<br />
25.30%<br />
19.80%<br />
47.20%<br />
4.10%<br />
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%<br />
Source: Spark Research<br />
Private Banks PSU Banks under PCA Non-PCA PSU Banks Foreign Banks Regional Rural Banks Small Finance Banks<br />
17
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