The Big I Virginia Fall 2019

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6. There is someone at work who encourages my development. 7. At work, my opinions seem to count. 8. The mission or purpose of my organization makes me feel my job is important. 9. My associates or fellow employees are committed to doing good quality work. 10. I have a best friend at work. 11. In the last 6 months, someone at work has talked to me about my progress. 12. This last year, I have had opportunities to learn and grow. What I love about this list is what’s not on the list: pay. Bottom line – compensation does not improve employee engagement. What is on this list are factors that, with the expense of just time and effort from leadership, can truly transform a corporate culture. If you focus on communicating expectations and direction, celebrating relationships, providing opportunities for growth, and listening and providing feedback, employees will be engaged. Spend some time with this list. What could you do better? But what about those potential employees who you are trying to entice to join your company? Here are some ideas on how to attract them: 1. Ask your employees what matters most to them. You already have amazing employees. What do they love most about their jobs? Is it the autonomy? Is it the delish food you put out in the lunchroom? Is it the wonderful clients you have? Promote what makes yours a great company and get your employees engaged in recruiting more talent just like them. And if you offer an employee referral program (and you should), make it meaningful. By that I mean $500 to $1000 if the hire lasts a year. Buy swag – promote your employees and candidates like a university promotes prospective students – give them the mug and the hat and the t-shirt. Make them feel a part of the team before you’ve even hired them! 2. Help your talent alleviate their debt. Whether it’s an entry-level blue-collar worker or a recent grad with an MBA, young workers today are saddled with incredible debt, either in the form of credit card debt or student loans. They also question whether Social Security will be there for them when it’s their time to retire. Offer to help pay for their debt once they meet certain milestones such as length of service or performance level. You may even be able to offer a little less in salary for that huge piece of mind. There are companies to help you structure the benefit such as Tuition.io, Futurefuel.io, and Vault. And if you offer a retirement plan, teach your young workers about it and the massive benefits of compound interest. Chances are, they may not know how it works. Preferred Property Program can help you procure Umbrella coverage for your insureds with an AXV A.M. Best rated carrier for the following types of risks: Developer Sponsored Boards Master Associations High-rise Associations & Apartments to 35 stories are eligible and more Limit options ranging from $5 million to $50 million Coverage can include excess D&O ● General Liability ● Auto ● Employee Benefits Employers Liability, Including Employment Practices Liability* (*if covered under the D&O) Follow Form EPLI is available only up to $25 Million limit AURA In 2016 we partnered with American Union Risk Underwriters (AURA) located in Florida. With our new partner we can now also offer our comprehensive Umbrella, with unsurpassed service and for the following types of risks: Hotels ● Motels ● Timeshares ● Lessor’s Risk Enclosed Malls Shopping Centers Retail ● Office Buildings ● Warehouses ● Light Industrial Apartments Limit options ranging from $5 million to $100 million For information on our AURA program, contact our experienced underwriter Tom Clementi at 877-506-1430 or visit our website, www.aurains.com A subsidiary of 101 Crawfords Corner Road, Suite 1300 Holmdel, NJ 07733 For more information contact our team of Underwriters 888-548-2465 www.ppp-quotes.com 34 THE BIG VIRGINIA FALL 2019
We cover one person... or an Alliance Group! Your agency E&O coverage needs to match your type of operation. Swiss Re Corporate Solutions and the Big "I" have a program that will fit! Are you a staff of 1? Or 100? Our Big "I" endorsed E&O program offers broad protection from "one-man" shops up to those with over 100 staff. We are stable, established, competitive, and have the top claims team available. Part of an Alliance/Cluster group? Our program offers: • Construction that allows for group pricing and underwriting, yet provides each affiliated agency certificate holder the ability to choose individual limits and deductibles (no sharing of limits). • Uniformity of coverage. The master agency and each affiliated agency is covered by broad coverage form, underwritten by a long-standing E&O carrier with unmatched credentials. • All parties are represented by claim counsel with long-standing experience in handling E&O claims. No finger-pointing at claim time or arguments among carriers about circumstances or which policy should pay. Let us find an E&O program that gives you peace of mind! Contact Linda Loving at LLoving@iiav.com to learn more or call 800-288-4428 / 804-747-9300. Coverage is subject to the terms, conditions, and exclusions of the actual policy, which forms the contract between the insured and the insurance company. Available coverages, credits, and options may vary by state. Insurance products underwritten by Westport Insurance Corporation, Overland Park, Kansas, a member of Swiss Re Corporate Solutions.
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