13.12.2020 Views

Haddonfield Today 087_2020Dec11

You also want an ePaper? Increase the reach of your titles

YUMPU automatically turns print PDFs into web optimized ePapers that Google loves.

10 | haddonfield.today

#087 • DECEMBER 11 TO 18, 2020

You go to your dentist

every six months.

And you see your family

doctor annually.

SEVEN KEY QUESTIONS

ABOUT YOUR FINANCIAL HEALTH

1. HOUSING PAYMENT – Is your monthly housing cost less than 25% of your monthly income?

___ Yes ___ No ___ Don’t know

2. DEBT – Do you know how much your monthly payment is, for all kinds of debt (including

mortgage/rent)?

___ Yes ___ No ___ Don’t know

3. EMERGENCY SAVINGS – How many months of expenses do you have in an emergency

savings account?

___ 1 to 3 months or less ___ 3 to 6 months ___ 6 to 9 months

4. INVESTMENTS – Are you appropriately invested in the stock market?

___ Yes ___ No ___ Don’t know

5. LIFE INSURANCE – Do you have enough coverage to protect your family and loved ones?

___ Yes ___ No ___ Don’t know

6. RETIREMENT SAVINGS – Are you saving enough each month to retire comfortably?

___ Yes ___ No ___ Don’t know

7. WILL – Do you have a will? (If “yes,” is it up to date?)

___ Yes ___ No ___ Don’t know

DID YOU ANSWER “No” or “Don’t know” to any of these questions?

• Did you answer “1 to 3 months or less” to Question 3?

• Are you over-invested or under-invested in the stock market (Q. 4)?

WE CAN HELP YOU get to answers that are right for you.

H * NOBODY PLANS TO FAIL

– THEY JUST FAIL TO PLAN.

DEC

31

Hooray! Your file is uploaded and ready to be published.

Saved successfully!

Ooh no, something went wrong!