Arts Quincy Magazine

HOME EQUITY
SPECIAL
A low introductory rate with no closing costs*!
MORTGAGE CENTER
A UNITED COMMUNITY BANK
(217) 223-7676 | mercantilebk.com
*This Home Equity Line of Credit offer is subject to credit approval and valid for applications received through September 30, 2021. Property, title and flood insurance, if
applicable, are required. Estimated closing costs range from $100.00-$200.00, but will be waived if you apply by September 30, 2021. If a recent appraisal has not been
completed by Mercantile Bank, an appraisal fee up to $500 may be applicable and not included in fees that may be waived. An annual fee of $24.00 will be assessed after the
first year. Consult a tax advisor for tax deductibility. The introductory Annual Percentage Rate (APR) of 3.99% is based on a $30,000.00 loan amount that will remain fixed for
six months and will vary thereafter. The variable APR will be indexed to the Prime Rate as published in the Wall Street Journal (currently 3.25% as of 12/31/20) plus a margin of
1% and is subject to change monthly on the anniversary of the account. The current non-introductory APR based on the current index would be 4.25%. Pricing will not exceed
a rate cap of 18% nor will it go below a rate floor of 4.25%.
Offer Printed March 2021. Please contact your nearest location for any changes that may occur after printing.
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