Yumpu Bradford_2021

Paying for care
Paying for care
Care funded by the Council
Do I qualify for local authority financial
assistance?
If you have capital below £14,250 you will
be entitled to maximum support although you
will still contribute your income less £24.90
per week retained for personal expenses.
If you have capital between £14,250 and
£23,250 you will also pay a capital tariff of
£1 per week for each £250 or part thereof
between these two figures.
If your assets, such as any property you own,
are calculated to be above £23,250 you will,
be expected to privately pay for your own
care.
Do I have a choice of care home if the Council
is paying?
Yes, you have a choice where your local
authority is placing you, the home you choose
must be suitable for your assessed needs,
comply with any terms and conditions set by
your local authority and not cost any more
than they would usually pay for someone with
your needs.
What if a home costs more than the local
authority is prepared to pay?
The local authority will allow a third party
such as a relative or friend to top up the care
fees to the rate agreed with the care home.
My partner needs care, how does this
financially affect me?
Your local authority will take into account 50%
of any joint savings therefore, to accelerate
financial help, it is better to have separate
single accounts meeting care costs paid from
the account of the person in the care home.
Third party payments
The local authority will choose you a home
that is suitable to meet the person’s assessed
needs, subject to the following conditions:
• It doesn’t cost more than the local
authority would usually expect to pay
to arrange accommodation for
someone with the same needs.
• The provider is willing to enter into a
contract on the local authority’s usual
terms.
If you decide to live in a care home that
costs more than the rate the local authority
pays, you will be given the opportunity to ask
someone else to make an additional payment
(usually referred to as a third party top-up).
If a friend, relative or charitable organisation
agrees to pay the additional amount they
should be made aware that fees usually
increase once a year and that they are
confident that they can make payments for
as long as is required. The individual who is
paying the top-up fee will be asked to enter a
third party contract with the care provider.
If the payments stop then the care provider is
within it’s rights to ask you to move to another
home if someone cannot pay the top-up
amount.
The Care Act changes the way that people
pay for their care and support, the new
regulations mean that you will be able to
cover the difference yourself if:
• You have been living in the care home
for less than 12 weeks.
• You have a deferred payment
agreement with the council.
For more information contact Bradford
Metropolitan District Council Adult Services
Access Point on 01274 435400.
26 Search for care online at www.careandsupport-bradford.co.uk