CM magazine Nov2021
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18<br />
SHOOTING STARS<br />
Lisa Schorah<br />
xx<br />
CERTAIN FEELINGS<br />
Howard Wilshire<br />
10<br />
DELAYED ACTION<br />
Caroline Sumner<br />
20<br />
BOUNCING BACK<br />
Lead article<br />
NOVEMBER 2021<br />
www.cicm.com<br />
CONTENTS<br />
10 – DELAYED ACTION<br />
Caroline Sumner of R3 considers the<br />
future landscape for insolvencies.<br />
12 – ARRESTED DEVELOPMENT<br />
Sean Feast FCI<strong>CM</strong> talks to Denise<br />
Crossley FCI<strong>CM</strong> about her distinguished<br />
career in credit.<br />
18 – SHOOTING STARS<br />
Sean Feast FCI<strong>CM</strong> speaks to Shooting<br />
Star winner Lisa Schorah.<br />
20 – BOUNCING BACK<br />
Alex Waterman of UK Finance<br />
considers the role of Invoice Finance in<br />
the UK economic recovery.<br />
24 – COUNTRY FOCUS<br />
Estonia packs a mighty technological<br />
punch.<br />
36 – THE WAITING GAME<br />
Simon Philpin of Markel International<br />
discusses COVID-19 and its impact on<br />
credit insurance<br />
38 – SECRET SQUIRREL<br />
Peter Walker highlights a complex<br />
case involving the payment of secret<br />
commissions to a commercial broker.<br />
48 – TESTING TIMES<br />
Derek Scott FCI<strong>CM</strong> considers how best<br />
practice credit management can avoid<br />
Late Payment.<br />
CI<strong>CM</strong> GOVERNANCE<br />
View our digital version online at www.cicm.com. Log on to the Members’<br />
area, and click on the tab labelled ‘Credit Management <strong>magazine</strong>’<br />
Credit Management is distributed to the entire UK and international CI<strong>CM</strong><br />
membership, as well as additional subscribers<br />
Reproduction in whole or part is forbidden without specific permission. Opinions expressed in this <strong>magazine</strong> do<br />
not, unless stated, reflect those of the Chartered Institute of Credit Management. The Editor reserves the right to<br />
abbreviate letters if necessary. The Institute is registered as a charity. The mark ‘Credit Management’ is a registered<br />
trade mark of the Chartered Institute of Credit Management.<br />
Any articles published relating to English law will differ from laws in Scotland and Wales.<br />
38<br />
LEGAL MATTERS<br />
Peter Walker<br />
President Stephen Baister FCI<strong>CM</strong> / Chief Executive Sue Chapple FCI<strong>CM</strong><br />
Executive Board: Chair Debbie Nolan FCI<strong>CM</strong>(Grad) / Vice Chair Phil Rice FCI<strong>CM</strong> /Treasurer Glen Bullivant FCI<strong>CM</strong><br />
Larry Coltman FCI<strong>CM</strong> / Victoria Herd FCI<strong>CM</strong>(Grad) / Philip Holbrough MCI<strong>CM</strong><br />
Advisory Council: Laurie Beagle FCI<strong>CM</strong> / Glen Bullivant FCI<strong>CM</strong> / Alan Church FCI<strong>CM</strong>(Grad) / Brendan Clarkson FCI<strong>CM</strong><br />
Larry Coltman FCI<strong>CM</strong> / Niall Cooter FCI<strong>CM</strong> / Bryony Crossland FCI<strong>CM</strong>(Grad) / Peter Gent FCI<strong>CM</strong>(Grad)<br />
Victoria Herd FCI<strong>CM</strong>(Grad) / Philip Holbrough MCI<strong>CM</strong> / Neil Jinks FCI<strong>CM</strong> / Charles Mayhew FCI<strong>CM</strong> / Debbie Nolan FCI<strong>CM</strong>(Grad)<br />
/ Allan Poole MCI<strong>CM</strong> / Alice Purdy MCI<strong>CM</strong>(Grad) / Matthew Roberts MCI<strong>CM</strong> / Phil Rice FCI<strong>CM</strong> / Chris Sanders FCI<strong>CM</strong><br />
Stephen Thomson FCI<strong>CM</strong> / Sarah Wilding FCI<strong>CM</strong> / Atul Vadher FCI<strong>CM</strong>(Grad)<br />
Publisher<br />
Chartered Institute of Credit Management<br />
The Water Mill, Station Road, South Luffenham<br />
OAKHAM, LE15 8NB<br />
Telephone: 01780 722900<br />
Email: editorial@cicm.com<br />
Website: www.cicm.com<br />
<strong>CM</strong>M: www.creditmanagement.org.uk<br />
Managing Editor<br />
Sean Feast FCI<strong>CM</strong><br />
Deputy Editor<br />
Iona Yadallee<br />
Art Editor<br />
Andrew Morris<br />
Telephone: 01780 722910<br />
Email: andrew.morris@cicm.com<br />
Editorial Team<br />
Sam Wilson, Imogen Hart, Rob Howard<br />
and Max Tyson<br />
Advertising<br />
Russell Bass<br />
Telephone: 020 3603 7937<br />
Email: russell@centuryone.uk<br />
Printers<br />
Stephens & George Print Group<br />
2021 subscriptions<br />
UK: £112 per annum<br />
International: £145 per annum<br />
Single copies: £12.50<br />
ISSN 0265-2099<br />
Advancing the credit profession / www.cicm.com / November 2021 / PAGE 3