Applied Technology Group - 2021 Employee Benefits Guide FINAL
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LONG TERM DISABILITY INSURANCE<br />
CARRIER: USAble Life<br />
Long-Term Disability (LTD) Insurance is designed to help you meet your financial<br />
needs during longer disability periods. This is a voluntary plan; employees are<br />
responsible for 100% of the cost. Premiums are calculated as a percentage of<br />
your annual base salary.<br />
• Benefit Amount: $100 increments up to the lesser of $5,000 or 60% of basic<br />
monthly earnings<br />
• Elimination Period: 180 days<br />
• Benefit Duration: Until Social Security Normal Retirement Age<br />
• Pre-Existing Condition Waiting Period: 12/6/24<br />
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