BHT Investment - 2022 Employee Benefit Guide
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VOLUNTARY ACCIDENT INSURANCE<br />
CARRIER: Aflac<br />
Accident Insurance supplements your existing<br />
medical insurance in case you are have an<br />
accident; medical insurance alone may not be<br />
enough to cover your expenses. The plan pays<br />
a cash benefit during the term of your<br />
coverage following a covered accident and<br />
could help cover:<br />
● Out-of-pocket expenses such as copays and<br />
deductibles<br />
● Transportation<br />
● Lodging costs<br />
● Emergency room expenses<br />
Plan Features<br />
● 24 hour coverage<br />
● Coverage is guaranteed-issue, provided the applicant is eligible for coverage.<br />
● The plan features benefits for both inpatient and outpatient treatment of covered accidents.<br />
● <strong>Benefit</strong>s are payable regardless of any other insurance programs.<br />
● <strong>Benefit</strong>s are available for spouse and/or dependent children.<br />
● There's no limit on the number of claims an insured can file.<br />
ELECTION Monthly Weekly<br />
<strong>Employee</strong> Only $20.43 $4.71<br />
EE + Spouse $30.62 $7.07<br />
EE + Child(ren) $35.46 $8.18<br />
EE +Family $45.65 $10.53<br />
See <strong>Benefit</strong> Summary for complete benefit listing and coverage amounts.<br />
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