BHT Investment - 2022 Employee Benefit Guide

VOLUNTARY HOSPITAL INDEMNITY
INSURANCE
CARRIER: Aflac
Hospital Indemnity Insurance helps protect your
finances if an unexpected hospital stay occurs and
those expenses are not covered by your health plan.
This benefit would pay in addition to any other
coverage(s) you may already have. Benefits are
payable for hospital stay due to:
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Sickness
Mental and nervous disorders
Substance abuse
Accidents*
Routine pregnancy**
PLAN FEATURES
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Benefits are paid directly to the insured, unless otherwise assigned.
Benefits are paid for covered sickness and accidents.
Coverage is available for all family members.
Guaranteed-Issue coverage during New Hire Eligibility
Applicable to only In-Patient Admissions, not included ER Treatment or Outpatient Treatment
There are no pre-existing condition limitations.
The plan doesn't have a waiting period for benefits.
Benefits do not reduce as insured gets older.
Annual Health Screening Benefit is included.
ELECTION Monthly Weekly
Employee Only $16.72 $3.86
EE + Spouse $29.26 $6.75
EE + Child(ren) $24.38 $5.63
EE +Family $36.92 $8.52
See Benefit Summary for complete benefit listing and coverage amounts.
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