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16 Friday, May 13, 2011 www.hamiltoncountyherald.com<br />

HAMILTON COUNTY HERALD<br />

Public Notices Continued from page 15<br />

record on May 10, 2011 in Book 9398, Page<br />

944, in said Register’s Office; and,<br />

WHEREAS, default has been made in the payment<br />

of the debt secured by the Deed of Trust<br />

and the Bank has declared the entire balance<br />

due and payable and has instructed the Successor<br />

Trustee to foreclose the Deed of Trust in<br />

accordance with its terms.<br />

NOW THEREFORE, the Successor Trustee,<br />

on Friday, June 3, 2011, commencing at<br />

11:00 a.m., at the west door of the Hamilton<br />

County Courthouse, 625 Georgia Avenue,<br />

<strong>Chattanooga</strong>, Tennessee, will offer for sale and<br />

sell at public auction to the highest and best<br />

bidder for cash the property therein conveyed<br />

and described as follows:<br />

In the city of <strong>Chattanooga</strong>, Hamilton County,<br />

Tennessee:<br />

TRACT ONE (1): Tract 2, VIP Gifts Subdivision,<br />

as shown by plat of record in Plat<br />

Book 81, page 90, in the Register’s Office of<br />

Hamilton County, Tennessee and being more<br />

particularly described as follows: Beginning<br />

at the point of intersection of the Southern line<br />

of West Manning Street with the Southwest<br />

line of Cherokee Boulevard; thence South 47<br />

degrees 50 minutes East along the said Southwest<br />

line of Cherokee Boulevard a distance<br />

of 65.24 feet to its intersection with the West<br />

line of Somerville Avenue thence South 3<br />

degrees 45 minutes 57 seconds West along the<br />

West line of Somerville Avenue a distance of<br />

161.27 feet to the Northeastern corner of the<br />

Somerville Iron Company’s Addition as shown<br />

on plat of record in Plat Book 14, page 138, in<br />

said Register’s Office; thence North 88 degrees<br />

26 minutes 51 seconds West along the said<br />

Northern line of Somerville Iron Company’s<br />

Addition to a distance of 311.77 feet to a point<br />

in the Eastern line of Stringer Street; thence<br />

North 16 degrees 13 minutes 28 seconds West<br />

along said Eastern line of Stringer Street a<br />

distance of 213.63 feet to its intersection with<br />

the south line of West Manning Street; thence<br />

South 88 degrees 28 minutes 53 seconds<br />

East along the South line of West Manning<br />

Street a distance of 333.70 feet to the Point of<br />

Beginning.<br />

Excepting therefrom that portion used in<br />

rounding the intersection of West Manning<br />

Street and Stringer Street.<br />

TRACT TWO (2): Lots 5, 6, 7, 8, 9 and<br />

10, Block 1, Hamilton County Boulevard<br />

Company’s Subdivision as shown by plat of record<br />

in Plat Book 14, page 9, in the Register’s<br />

Office of Hamilton County, Tennessee, and<br />

being more particularly described as follows:<br />

Beginning at the point of intersection of the<br />

Northern line of West Manning Street with the<br />

Northeast line of Cherokee Boulevard; thence<br />

North 47 degrees 50 minutes West along<br />

said Northeast line of Cherokee Boulevard a<br />

distance of 109.30 feet to the Southernmost<br />

corner of Lot 4 of said Block 1; thence North<br />

42 degrees 20 minutes 51 seconds East along<br />

the Southeast line of said Lot 4 a distance of<br />

49.4 feet to the Easternmost corner thereof in<br />

the Southwest line of Lot 10 of said Block 1;<br />

thence North 47 degrees 23 minutes 20 seconds<br />

West along the Southwest line of Lot 10,<br />

being the Northeast line of Lot 4, a distance<br />

of 8.05 feet to the Southwest corner of Lot 11<br />

of said Block 1; thence South 87 degrees 25<br />

minutes 23 seconds East along the Southern<br />

line of said Lot 11 a distance of 83.42 feet to<br />

the Southeast corner thereof in the West line<br />

of Harper Street; thence South 01 degrees 43<br />

minutes 46 seconds West along the West line<br />

of Harper Street a distance of 113.30 feet to<br />

its intersection with the North line of West<br />

Manning Street; thence North 86 degrees 21<br />

minutes 46 seconds West along the North line<br />

of West Manning Street a distance of 26.31<br />

feet to the Point of Beginning.<br />

Being the same property conveyed to VIP<br />

Properties, Inc. (now known as VIP Properties,<br />

LLC) by Limited Warranty Deed from A. Hamid<br />

Andalib and wife, Ladonna Andalib dated<br />

January 11, 2006 and recorded on January<br />

11, 2006 in Book 7808, Page 711, Register’s<br />

Office of Hamilton County, Tennessee and by<br />

Quitclaim Deed from VIP, LLC dated May 25,<br />

2007 and recorded on May 25, 2007 in Book<br />

8351, Page 296, Register’s Office of Hamilton<br />

County, Tennessee.<br />

TOGETHER WITH (i) all buildings and<br />

improvements now or hereafter erected on<br />

the above-described property, (ii) all fixtures<br />

attached to the above-described property<br />

or any buildings or improvements situated<br />

thereon, and (iii) all estates, rights, tenements,<br />

hereditaments, privileges, rents, issues, profits,<br />

easements and appurtenances of any kind benefiting<br />

the above-described property, all means<br />

of access to and from the above-described<br />

property, whether public or private, and all<br />

water and mineral rights.<br />

The sale shall be in bar of all equity of<br />

redemption, the statutory right of redemption<br />

provided by any applicable Tennessee statute,<br />

including that afforded by T.C.A. §66-8-101,<br />

et seq., and any amendment or recodification<br />

of such statute, homestead, dower and all other<br />

exemptions and marital rights, all of which are<br />

expressly waived and conveyed in the Deed<br />

of Trust, but excluding any statutory right of<br />

redemption of a governmental agency, state<br />

or federal, that survives this sale as a matter<br />

of law. Title is believed to be good, but the<br />

undersigned will sell and convey only as Successor<br />

Trustee.<br />

The Deed of Trust is subject to the following:<br />

(a) unpaid taxes or assessments against the<br />

property; (b) recorded easements, restrictions,<br />

conditions, covenants, setback lines,<br />

rights-of-way or subdivision plats affecting the<br />

property; (c) dedication of roads affecting the<br />

property and applicable governmental zoning<br />

and subdivision ordinances and regulations;<br />

(d) prior or superior liens, judgments, deeds<br />

of trust or other interests of record; (e) matters<br />

that an accurate survey of the property might<br />

disclose; and (f) any tenants which may be in<br />

possession of the property, to the extent they<br />

have any rights to remain in possession of the<br />

property that survive foreclosure.<br />

To the best of the Successor Trustee’s knowledge,<br />

information and belief, there are no<br />

Federal or State tax lien claimants upon the<br />

subject property which would require notice<br />

pursuant to the terms and provisions of T.C.A.<br />

§ 35-5-104, T.C.A. § 50-7-404(i)(2)(B) or<br />

T.C.A. § 67-1-1433 or 26 U.S.C. § 7425.<br />

THE PROPERTY IS TO BE SOLD WITH-<br />

OUT COVENANTS OR WARRANTIES,<br />

WHETHER EXPRESS OR IMPLIED,<br />

INCLUDING WITHOUT LIMITATION,<br />

WARRANTIES OF MERCHANTABILITY<br />

OR FITNESS FOR A PARTICULAR USE OR<br />

PURPOSE.<br />

Successor Trustee, at his sole discretion, at the<br />

time and place appointed above for the sale,<br />

to accomplish the most advantageous sale and<br />

consequent discharge of his trust obligation<br />

under the circumstances, reserves the right to<br />

do any or all of the following:<br />

(1) Postpone the sale of all or any portion of<br />

the property by public announcement at such<br />

time and place of sale, and from time to time<br />

thereafter postpone such sale by public announcement<br />

at the time fixed by the preceding<br />

postponement or subsequently noticed sale,<br />

and, without further notice, make such sale at<br />

the time and place fixed by the last postponement,<br />

or in his discretion, give a new notice<br />

of sale.<br />

(2) Appoint an agent to sell the property in<br />

accordance with the power of sale contained<br />

in the Deed of Trust and to take other action<br />

which the Successor Trustee may take<br />

thereunder.<br />

(3) Elect to delay the sale for a reasonable time<br />

during regular business hours on the same day<br />

to be continued at the same place at the announced<br />

time in order to enable any bonafide<br />

bidder to determine and submit a bid, so long<br />

as no potential purchaser is thereby precluded<br />

from placing a bid.<br />

(4) Elect to sell the property in any other manner<br />

as may accomplish the most advantageous<br />

sale and consequent discharge of his trust<br />

obligation under the circumstances.<br />

The failure of the high bidder to close this sale<br />

shall be cause for rejection of the bid, and if<br />

the bid is rejected, the Successor Trustee shall<br />

have the option of making the sale to the next<br />

highest bidder who is capable and willing to<br />

comply with the terms thereof. The proceeds<br />

of the sale will be applied as provided in the<br />

Deed of Trust.<br />

CURRENT PROPERTY OWNER:<br />

VIP PROPERTIES, INC, a Tennessee corporation<br />

(now known as VIP Properties, LLC, a<br />

Tennessee limited liability company)<br />

OTHER LIEN HOLDERS OR HOLDERS OF<br />

INTEREST:<br />

None<br />

Dated: May 11, 2011<br />

Jeffrey S. Norwood, Successor Trustee<br />

Husch Blackwell LLP<br />

736 Georgia Avenue, Suite 300<br />

<strong>Chattanooga</strong>, TN 37402<br />

HCH3T-5/13,5/20,5/27/11<br />

NOTICE OF SUCCESSOR TRUSTEE’S<br />

SALE<br />

WHEREAS, VIP, LLC, a Tennessee limited liability<br />

company which changed its legal name<br />

to INCENTIUM, LLC on or about September<br />

22, 2009 (“Borrower”) conveyed to Milligan-Reynolds<br />

Guaranty Title Agency, Inc.,<br />

as Trustee, real property in Hamilton County,<br />

Tennessee by a Tennessee Deed of Trust,<br />

Assignment of Leases and Rents, Security<br />

Agreement and Fixture Filing dated October<br />

24, 2008, and recorded in Book 8787, Page<br />

732, as amended by Loan Documents Modification<br />

Agreement & Waiver dated October 23,<br />

2009 and recorded in Book 9067, Page 951, all<br />

in the Register’s Office of Hamilton County<br />

Tennessee (collectively, the “Deed of Trust”),<br />

to secure payment and performance of the debt<br />

described in the Deed of Trust; and,<br />

WHEREAS, SunTrust Bank (the “Bank”) is<br />

the owner and holder of the debt secured by<br />

and the beneficiary of the Deed of Trust; and,<br />

WHEREAS, the Bank, as such owner, holder<br />

and beneficiary, appointed Jeffrey S. Norwood<br />

of Husch Blackwell LLP as Successor Trustee<br />

by Appointment of Successor Trustee filed of<br />

record on May 10, 2011 in Book 9398, Page<br />

942, in said Register’s Office; and,<br />

WHEREAS, default has been made in the payment<br />

of the debt secured by the Deed of Trust<br />

and the Bank has declared the entire balance<br />

due and payable and has instructed the Successor<br />

Trustee to foreclose the Deed of Trust in<br />

accordance with its terms.<br />

NOW THEREFORE, the Successor Trustee,<br />

on Friday, June 3, 2011, commencing at<br />

11:00 a.m., at the west door of the Hamilton<br />

County Courthouse, 625 Georgia Avenue,<br />

<strong>Chattanooga</strong>, Tennessee, will offer for sale and<br />

sell at public auction to the highest and best<br />

bidder for cash the property therein conveyed<br />

and described as follows:<br />

In the city of <strong>Chattanooga</strong>, Hamilton County,<br />

Tennessee:<br />

Lots Three (3) and Four (4), Block One (1),<br />

Thompson and Carter’s Addition and the<br />

Southern half of the alley in the rear of said<br />

lots. Said alley was closed by resolution by the<br />

city of <strong>Chattanooga</strong>, as shown by plat of record<br />

in Plat Book 2, Page 17, in the Register’s<br />

Office of Hamilton County, Tennessee, except<br />

that part of Lot Four (4) and alley used in<br />

creating Cherokee Boulevard, and Lots One<br />

(1), Two (2), Three (3), Four (4), Five (5), Six<br />

(6) and Seven (7), Block Nine (9), Hamilton<br />

County Boulevard Company’s Subdivision<br />

as shown by plat of record in Plat Book 14,<br />

Page 9, in said Register’s Office. According<br />

to said plats, said nine (9) lots and part of<br />

alley make one tract fronting 252.5 feet on the<br />

Southwestern line of Cherokee Boulevard and<br />

extends Westwardly along the Northern line<br />

of Manning Street, being 252.1 feet in length<br />

and along the center line of the alley shown on<br />

said plats of Thompson and Carter’s Addition<br />

being 58.5 feet in length to the old fence line<br />

within a hedge, being the Eastern line of Annie<br />

F. Keef property, said Eastern line being 160.5<br />

feet in length.<br />

LESS AND EXCEPT right of way conveyed in<br />

Book 3225, Page 186, in the Register’s Office<br />

of Hamilton County, Tennessee.<br />

Being the same property described according<br />

to survey as follows: Beginning at a point said<br />

point being the intersection of the Western<br />

right of way of Cherokee Boulevard and the<br />

Northern right of way of Manning Street,<br />

thence following along the Northern right of<br />

way line of Manning Street North 88 degrees<br />

28 minutes 53 seconds West a distance of<br />

255.68 feet to a point, thence North 02 degrees<br />

10 minutes 51 seconds East a distance of 160.5<br />

feet to a point, thence North 87 degrees 41<br />

minutes 43 seconds East a distance of 62.20<br />

feet to an iron pipe found, said point lying<br />

on the Eastern right of way line of Cherokee<br />

Boulevard, thence continuing along with said<br />

right of way South 47 degrees 50 minutes<br />

00 seconds East a distance of 252.74 feet to<br />

the point of beginning all as shown on Betts<br />

Engineering Associates Inc. drawing no.<br />

10871-9-207.<br />

EXCEPTING THEREFROM that portion used<br />

in rounding the intersection of Manning Street<br />

and Cherokee Boulevard.<br />

The above property is commonly known as<br />

424 Cherokee Boulevard, <strong>Chattanooga</strong>,<br />

Tennessee.<br />

Being the same property conveyed to VIP,<br />

LLC, a Tennessee limited liability company<br />

(now known as Incentium, LLC), by Quitclaim<br />

Deed from A. Hamid Andalib dated August<br />

1, 2001 and recorded on September 20, 2001<br />

in Book 5992, Page 485, Register’s Office for<br />

Hamilton County, Tennessee.<br />

TOGETHER WITH (i) all buildings and<br />

improvements now or hereafter erected on<br />

the above-described property, (ii) all fixtures<br />

attached to the above-described property<br />

or any buildings or improvements situated<br />

thereon, and (iii) all estates, rights, tenements,<br />

hereditaments, privileges, rents, issues, profits,<br />

easements and appurtenances of any kind benefiting<br />

the above-described property, all means<br />

of access to and from the above-described<br />

property, whether public or private, and all<br />

water and mineral rights.<br />

The sale shall be in bar of all equity of<br />

redemption, the statutory right of redemption<br />

provided by any applicable Tennessee statute,<br />

including that afforded by T.C.A. §66-8-101,<br />

et seq., and any amendment or recodification<br />

of such statute, homestead, dower and all other<br />

exemptions and marital rights, all of which are<br />

expressly waived and conveyed in the Deed<br />

of Trust, but excluding any statutory right of<br />

redemption of a governmental agency, state<br />

or federal, that survives this sale as a matter<br />

of law. Title is believed to be good, but the<br />

undersigned will sell and convey only as Successor<br />

Trustee.<br />

The Deed of Trust is subject to the following:<br />

(a) unpaid taxes or assessments against the<br />

property; (b) recorded easements, restrictions,<br />

conditions, covenants, setback lines,<br />

rights-of-way or subdivision plats affecting the<br />

property; (c) dedication of roads affecting the<br />

property and applicable governmental zoning<br />

and subdivision ordinances and regulations;<br />

(d) prior or superior liens, judgments, deeds<br />

of trust or other interests of record; (e) matters<br />

that an accurate survey of the property might<br />

disclose; and (f) any tenants which may be in<br />

possession of the property, to the extent they<br />

have any rights to remain in possession of the<br />

property that survive foreclosure.<br />

To the best of the Successor Trustee’s knowledge,<br />

information and belief, there are no<br />

Federal or State tax lien claimants upon the<br />

subject property which would require notice<br />

pursuant to the terms and provisions of T.C.A.<br />

§ 35-5-104, T.C.A. § 50-7-404(i)(2)(B) or<br />

T.C.A. § 67-1-1433 or 26 U.S.C. § 7425.<br />

THE PROPERTY IS TO BE SOLD WITH-<br />

OUT COVENANTS OR WARRANTIES,<br />

WHETHER EXPRESS OR IMPLIED,<br />

INCLUDING WITHOUT LIMITATION,<br />

WARRANTIES OF MERCHANTABILITY<br />

OR FITNESS FOR A PARTICULAR USE OR<br />

PURPOSE.<br />

Successor Trustee, at his sole discretion, at the<br />

time and place appointed above for the sale,<br />

to accomplish the most advantageous sale and<br />

consequent discharge of his trust obligation<br />

under the circumstances, reserves the right to<br />

do any or all of the following:<br />

(1) Postpone the sale of all or any portion of<br />

the property by public announcement at such<br />

time and place of sale, and from time to time<br />

thereafter postpone such sale by public announcement<br />

at the time fixed by the preceding<br />

postponement or subsequently noticed sale,<br />

and, without further notice, make such sale at<br />

the time and place fixed by the last postponement,<br />

or in his discretion, give a new notice<br />

of sale.<br />

(2) Appoint an agent to sell the property in<br />

accordance with the power of sale contained<br />

in the Deed of Trust and to take other action<br />

which the Successor Trustee may take<br />

thereunder.<br />

(3) Elect to delay the sale for a reasonable time<br />

during regular business hours on the same day<br />

to be continued at the same place at the announced<br />

time in order to enable any bonafide<br />

bidder to determine and submit a bid, so long<br />

as no potential purchaser is thereby precluded<br />

from placing a bid.<br />

(4) Elect to sell the property in any other manner<br />

as may accomplish the most advantageous<br />

sale and consequent discharge of his trust<br />

obligation under the circumstances.<br />

The failure of the high bidder to close this sale<br />

shall be cause for rejection of the bid, and if<br />

the bid is rejected, the Successor Trustee shall<br />

have the option of making the sale to the next<br />

highest bidder who is capable and willing to<br />

comply with the terms thereof. The proceeds<br />

of the sale will be applied as provided in the<br />

Deed of Trust.<br />

CURRENT PROPERTY OWNER:<br />

VIP, LLC, a Tennessee limited liability company<br />

(now known as Incentium, LLC)<br />

OTHER LIEN HOLDERS OR HOLDERS OF<br />

INTEREST:<br />

None<br />

Dated: May 11, 2011<br />

Jeffrey S. Norwood, Successor Trustee<br />

Husch Blackwell LLP<br />

736 Georgia Avenue, Suite 300<br />

<strong>Chattanooga</strong>, TN 37402<br />

HCH3T-5/13,5/20,5/27/11<br />

Legal Ad<br />

Notice is hereby given that the County Board<br />

of Commissioners will hold a public hearing in<br />

the Hamilton County Courthouse, Room 402,<br />

at 9:30 am, Wednesday, June 15, 2011, when<br />

consideration will be given to the following<br />

rezonings, special permits and alley abandonment<br />

requests:<br />

2011-063 Venitia Johnson/RSD Enterprises,<br />

LLC requests a Special Permit for a Home<br />

for Aged and/or Mentally Ill operated on a<br />

commercial basis on property located at 8714<br />

McMahon Road. An unplatted tract of land<br />

located at 8714 McMahon Road being the<br />

property described as Tract 2 in Deed Book<br />

8712, Page 706, ROHC. Tax Map 131K-A-<br />

022.01.<br />

2011-064 Julian Bell/Gene Wolfe & Glenna<br />

Wolfe Rogers requests rezoning from A-1<br />

Agricultural District to R-1 Single Family<br />

Residential District properties located at 7512,<br />

7540 and 7552 Ooltewah Georgetown Road.<br />

All that part of Part of Lots 1 thru 3, J. L. Varnell<br />

Subdivision as shown in Book D, Volume<br />

25, Page 288 located above the south line of<br />

the 8300 block of Varnell Road if it were to<br />

continue across the 7400 block of Ooltewah<br />

Georgetown Road and two unplatted tracts<br />

of land located at 7540 and 7552 Ooltewah<br />

Georgetown Road being the properties described<br />

as Tracts 1 and 2 in Deed Book 8308,<br />

Page 902, and part of the property described in<br />

Deed Book 9043, Page 363, ROHC. Tax Map<br />

114-017 (part), 017.01 and 017.03.<br />

2011-065 Julian Bell/Fatherson Partnership<br />

requests rezoning from A-1 Agricultural District<br />

to RT-1 Residential Townhouse District on<br />

the northern 50.09 feet of 7187 Hixson Pike.<br />

The northern 50.09 feet of an unplatted tract<br />

of land located at 7187 Hixson Pike being part<br />

of the property described in Deed Book 9087,<br />

Page 190, ROHC. Tax Map 092-063.03 (part).<br />

2011-066 Mitchell Shelton requests rezoning<br />

from A-1 Agricultural District to R-1 Single<br />

Family Residential District part of a property<br />

located at 1911 Thrasher Pike. All that part<br />

of an unplatted tract of land located at 1911<br />

Thrasher Pike which is zoned A-1 excepting<br />

some 70 feet along the northeastern property<br />

line being part of the property described in<br />

Deed Book 7565, Page 989, ROHC. Tax Map<br />

092-082 (part). Planning Commission Recommendation:<br />

An unplatted tract of land located<br />

at 1911 Thrasher Pike being the property described<br />

in Deed Book 7565, Page 989, ROHC.<br />

Tax Map 092-082.<br />

2011-067 Brandon Waters requests rezoning<br />

from A-1 Agricultural District to R-1 Single<br />

Family Residential District property located at<br />

9755 East Brainerd Road. An unplatted tract<br />

of land located at 9755 East Brainerd Road being<br />

the property described in Deed Book 9141,<br />

Page 674, ROHC. Tax Map 172-071.<br />

2011-068 Brandon Waters requests a Special<br />

Exceptions Permit for a Preliminary Residential<br />

Planned Unit Development on property<br />

located at 9755 East Brainerd Road.<br />

An unplatted tract of land located at 9755 East<br />

Brainerd Road being the property described in<br />

Deed Book 9141, Page 674, ROHC. Tax Map<br />

172-071.<br />

MR-2011-069 Martin Hale requests abandonment<br />

of a portion of the 7200 block of McDade<br />

Road. Abandonment of a portion of the 7200<br />

block of McDade Road beginning at the south<br />

most corner of Tax Map 114-018.01 thence<br />

northwest some 980 feet to the end of the<br />

paved portion of the road. Said road separates<br />

Tax Map 114-018 and 018.01 from Tax Map<br />

114-019 and 019.03.<br />

2011-070 Phil Whitfield/Mark McClain<br />

requests rezoning from R-2A Rural Residential<br />

District to C-3 General Business Commercial<br />

District properties located at 102, 108, 112 and<br />

114 Reavley Road. Lots 1 thru 4, Final Plat of<br />

the Mark McClain Subdivision, Plat Book 91,<br />

Page 161, ROHC, Deed Book 8442, Page 312,<br />

ROHC. Tax Map 020-061, 061.01, 061.02,<br />

and 061.03.<br />

The cases can be viewed at the Regional Planning<br />

Agency Office, Development Resource<br />

Center, Suite 2000, 1250 Market Street,<br />

Monday-Friday, 8:00 a.m. - 4:30 p.m.<br />

John Bridger, Executive Director<br />

<strong>Chattanooga</strong>-Hamilton County<br />

Regional Planning Agency<br />

HCH1T-5/13/11<br />

NOTICE OF SUBSTITUTE TRUSTEE’S<br />

SALE WHEREAS, default has occurred in<br />

the performance of the covenants, terms and<br />

conditions of a Deed of Trust dated November<br />

15, 2007, executed by AMY O`NEAL AN-<br />

DERSON F/K/A AMY O`NEAL MILLER<br />

AND JAMES N. ANDERSON, JAMES N.<br />

ANDERSON, conveying certain real property<br />

therein described to THE TITLE GUARANTY<br />

AND TRUST COMPANY, as Trustee, as same<br />

appears of record in the Register’s Office of<br />

Hamilton County, Tennessee recorded November<br />

21, 2007, in Deed Book GI 8528, Page<br />

20; and WHEREAS, the beneficial interest of<br />

said Deed of Trust was last transferred and assigned<br />

to BAC HOME LOANS SERVICING,<br />

LP FKA COUNTRYWIDE HOME LOANS<br />

SERVICING LP who is now the owner of said<br />

debt; and WHEREAS, Notice of the Right to<br />

Foreclose, if required pursuant to T.C.A. §<br />

35-5-117, was given in accordance with Tennessee<br />

law; and WHEREAS, the undersigned,<br />

Rubin Lublin Suarez Serrano TN LLC, having<br />

been appointed as Substitute Trustee by instrument<br />

to be filed for record in the Register’s<br />

Office of Hamilton County, Tennessee. NOW,<br />

THEREFORE, notice is hereby given that<br />

the entire indebtedness has been declared due<br />

and payable, and that the undersigned, Rubin<br />

Lublin Suarez Serrano TN LLC, as Substitute<br />

Trustee or his duly appointed agent, by virtue<br />

of the power, duty and authority vested and<br />

imposed upon said Substitute Trustee will, on<br />

June 2, 2011 at 11:00 AM at the HAMILTON<br />

County courthouse door where the foreclosure<br />

sales are customarily held at the HAMILTON<br />

Courthouse, located in <strong>Chattanooga</strong>, Tennessee,<br />

proceed to sell at public outcry to the<br />

highest and best bidder for cash or certified<br />

funds ONLY, the following described property<br />

situated in Hamilton County, Tennessee,<br />

to wit: IN THE THIRD CIVIL DISTRICT<br />

OF HAMILTON COUNTY, TENNESSEE:<br />

LOT 10, BLOCK 25, MOUNTAIN LAND<br />

COMPANY`S SUBDIVISION SIGNAL<br />

MOUNTAIN PROPERTY, AS SHOWN BY<br />

PLAT OF RECORD IN PLAT BOOK 6, PAGE<br />

44, IN THE REGISTER`S OFFICE OF HAM-<br />

ILTON COUNTY, TENNESSEE. FOR PRIOR<br />

TITLE, SEE DEED RECORDED IN BOOK<br />

7151, PAGE 125, IN THE REGISTER`S<br />

OFFICE OF HAMILTON COUNTY, TEN-<br />

NESSEE. THIS CONVEYANCE MADE<br />

SUBJECT TO THE FOLLOWING: JOINT<br />

DRIVEWAY EASEMENT AS SET OUT IN<br />

INSTRUMENT RECORDED IN BOOK 3563,<br />

PAGE 99, IN THE REGISTER`S OFFICE<br />

OF HAMILTON COUNTY, TENNESSEE.<br />

ANY GOVERNMENTAL ZONING AND<br />

SUBDIVISION ORDINANCES IN EFFECT<br />

THEREON. ALL NOTES, STIPULATIONS,<br />

RESTRICTIONS, EASEMENTS, CONDI-<br />

TIONS, AND REGULATIONS AS SET<br />

OUT ON RECORDED PLAT. RESTRIC-<br />

TIONS AS SET OUT IN INSTRUMENT<br />

RECORDED IN BOOK Y, VOLUME 12,<br />

PAGE 713, IN THE REGISTER`S OFFICE<br />

OF HAMILTON COUNTY, TENNESSEE,<br />

BUT OMITTING ANY COVENANT OR<br />

RESTRICTION BASED ON RACE, COLOR,<br />

RELIGION, SEX, HANDICAP, FAMIL-<br />

IAL STATUS OR NATIONAL ORIGIN<br />

UNLESS AND ONLY TO THE EXTENT<br />

THAT SAID COVENANT (A) IS EXEMPT<br />

UNDER CHAPTER 42, SECTION 3607,<br />

OF THE UNITED STATES CODE OR (B)<br />

RELATES TO HANDICAP BUT DOES NOT<br />

DISCRIMINATE AGAINST HANDICAPPED<br />

PERSONS. CONDITIONS AND EASE-<br />

MENTS CONTAINED IN DOCUMENT OF<br />

RECORD IN BOOK 2116, PAGE 186, IN<br />

THE REGISTER`S OFFICE OF HAMILTON<br />

COUNTY, TENNESSEE. PROPERTY AD-<br />

DRESS: The street address of the property is<br />

believed to be 309 JAMES BOULEVARD,<br />

SIGNAL MOUNTAIN, TN 37377. In the<br />

event of any discrepancy between this street<br />

address and the legal description of the<br />

property, the legal description shall control.<br />

CURRENT OWNER(S): AMY O`NEAL<br />

ANDERSON F/K/A AMY O`NEAL MILLER<br />

OTHER INTERESTED PARTIES: JAMES N.<br />

ANDERSON The sale of the above-described<br />

property shall be subject to all matters shown<br />

on any recorded plat; any unpaid taxes; any<br />

restrictive covenants, easements or set-back<br />

lines that may be applicable; any prior liens or<br />

encumbrances as well as any priority created<br />

by a fixture filing; and to any matter that an<br />

accurate survey of the premises might disclose.<br />

This property is being sold with the express<br />

reservation that it is subject to confirmation by<br />

the lender or Substitute Trustee. This sale may<br />

be rescinded at any time. The right is reserved<br />

to adjourn the day of the sale to another day,<br />

time, and place certain without further publication,<br />

upon announcement at the time and place<br />

for the sale set forth above. All right and equity<br />

of redemption, statutory or otherwise, homestead,<br />

and dower are expressly waived in said<br />

Deed of Trust, and the title is believed to be<br />

good, but the undersigned will sell and convey<br />

only as Substitute Trustee. The Property is<br />

sold as is, where is, without representations or<br />

warranties of any kind, including fitness for a<br />

particular use or purpose. THIS LAW FIRM<br />

IS ATTEMPTING TO COLLECT A DEBT.<br />

ANY INFORMATION OBTAINED WILL BE<br />

USED FOR THAT PURPOSE. Rubin Lublin<br />

Suarez Serrano TN LLC, Substitute Trustee<br />

119 S. Main Street, Suite 500 Memphis, TN<br />

38103 www.rubinlublin.com/property-listings.<br />

php Tel: (877) 813-0992 Fax: (404) 601-5846<br />

Ad #12219: 2011-05-13 2011-05-20, 2011-<br />

05-27<br />

SUBSTITUTE TRUSTEE’S SALE<br />

Sale at public auction will be on June 10,<br />

2011 at 10:00 AM local time, at the west door,<br />

Hamilton County Courthouse, <strong>Chattanooga</strong>,<br />

Tennessee pursuant to Deed of Trust executed<br />

by Ruth Mockbee, to First Title Insurance<br />

Company, Trustee, on May 17, 2004 at Book<br />

GI 7152, Page 53; conducted by Shapiro &<br />

Kirsch, LLP Substitute Trustee, all of record in<br />

the Hamilton County Register’s Office.<br />

Owner of Debt: Financial Freedom Acquisition<br />

LLC<br />

The following real estate located in Hamilton<br />

County, Tennessee, will be sold to the highest<br />

call bidder subject to all unpaid taxes, prior<br />

liens and encumbrances of record:<br />

Described property located in the City of <strong>Chattanooga</strong>,<br />

Hamilton County, Tennessee, to wit:<br />

Unit Two (2), Building Twelve (12), Revised<br />

Final Plan of Quail Hollow, a Condominium,<br />

a Horizontal Property Regime, of record in<br />

Plat Book 26, Pages 139-1 and 139-2, in the<br />

Register’s Office of Hamilton County, Tennessee.<br />

TOGETHER WITH all benefits, rights, privileges,<br />

easements as set forth in Master Deed<br />

and the By-Laws appended thereto, recorded<br />

in Book 2133, Page 458; Book 2133, Page<br />

447; and amended in Book 2195, Page 63;<br />

Book 2326, Page 704; Book 2346, Page 665,<br />

Book 2691, Page 190, and Book 2724, Page<br />

187, said Register’s Office.<br />

Street Address: 3976 North Quail Lane,<br />

<strong>Chattanooga</strong>, Tennessee 37415<br />

Current Owner(s) of Property: Heirs of Ruth<br />

Mockbee<br />

Continued on page 17

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