PUBLIC NOTICES - Chattanooga Bar Association

HAMILTON COUNTY HERALD Friday, May 7, 2010 15 

NOTICE OF TRUSTEE’S SALE 

WHEREAS, default has occurred in the performance 

of the covenants, terms, and conditions 

of a Deed of Trust Note dated November 

30, 2007, and the Deed of Trust of even date 

securing the same, recorded December 10, 

2007, at Book GI 8541, Page 701 in Office of 

the Register of Deeds for Hamilton County, 

Tennessee, executed by Frank O. Lovingood, 

conveying certain property therein described 

to Charles E. Tonkin, II A Knox County 

Resident as Trustee for Mortgage Electronic 

Registration Systems, Inc., as a separate corporation 

that is acting solely as a nominee for 

Mortgage Investors Group and Mortgage 

Investors Group’s successors and assigns; and 

the undersigned, Shellie Wallace of Wilson & 

Associates, P.L.L.C., having been appointed 

Successor Trustee. 

NOW, THEREFORE, notice is hereby given 

that the entire indebtedness has been declared 

due and payable; and that an agent of Shellie 

Wallace of Wilson & Associates, P.L.L.C., as 

Successor Trustee, by virtue of the power, 

duty, and authority vested in and imposed 

upon said Successor Trustee will, on June 7, 

2010 on or about 3:00 P.M., at the Hamilton 

County Courthouse, Chattanooga, Tennessee, 

offer for sale certain property hereinafter 

described to the highest bidder FOR CASH, 

free from the statutory right of redemption, 

homestead, dower, and all other exemptions 

which are expressly waived in the Deed of 

Trust, said property being real estate situated 

in Hamilton County, Tennessee, and being 

more particularly described as follows: 

Located in the City of Chattanooga, Hamilton 

County, Tennessee: 

DEEDS WITH CONSIDERATION OF $150,000 OR MORE APRIL 12-16, 2010 

Grantor Grantee Address Legal Description Parcel # Price 

Waldrep Construction LLC No, Eun S;No, Won S 3720 Windbridge Dr L:129 Crystal Brook Ph 4 161P A 008 $487,000 

Malone, James E;Malone, Paula L Overturf, B Scott;Overturf, J Suzanne 7504 Wolftever Trl L:PT 3 Morgan Estates 103N B 003 $421,000 

Bill Worley Construction Co Lang, Patricia Ann;Seitz, Kathleen Ellen 9676 Pecan Springs Cir L:17 Chattanooga 172I A 016 $390,000 

Hamilton, Cynthia;Hamilton, D Antony Sullivan, Janet W 13401 Bellacoola Rd L:32 Harbor Haven 042B A 088 $375,000 

Jensco LLC Kosanovich, Pauline 1536 Heritage Landing Dr 136H J 038 C049 $365,000 

Ponsler, Celia;Ponsler, Timothy Brown, Kendall;Brown, Shelley 2320 Woodlair Way L:68 089O A 010 $332,500 

Davis, Charlotte;Davis, Rober H Jr Marek, Deborah L 9417 Mountain Shadows Dr L:211 Mountain Shadows Estates 160I H 006 $327,500 

Custom Home Development;Custom Home Development LLC Patel, Chirag;Patel, Govind C;Patel, Jyotsna G 1213 Dutchess Ct L:38 Majestic Hill Sub 158K D 001.38 $324,000 

Ferneyhough, John;Ferneyhough, Julie A Ruth, John H 8867 Wandering Way L:125 Hidden Lake Sub 150K C 045 $310,000 

Johns, Amanda Doran;Johns, Ronald Jason Miller, Donna R;Ross, Leonard W 2502 Hamilton Cove Dr L:12 Hamilton Cove 149B B 008.01 $308,000 

Woodbridge Properties LLC Kadosh-Hausmann, Maurice 3030 Igou Crossing Dr L:26 Igou Gardens 159A B 045 $300,000 

Pratt Homebuilders LLC Hooper, Brian M;Hooper, Magen M 8314 Front Gate Cir L:28 Ooltewah 104J A 027 $287,986 

Schassberger, Holly G;Schassberger, Jefrey A Verner, Marvin E;Verner, Miranda K 2628 Laurel Creek Dr L:32 Laurel Creek #1 080G A 015 $285,000 

Philibotte, Colleen P;Philibotte, Colleen P;Philibotte, 

Thomas M;Philibotte, Thomas M 

Hamilton County 

PUBLIC NOTICES 

Lot Six (6), Block C, Brainerd Park, as shown 

by plat of record in Plat Book 10, Page 11 in 

the Register’s Office of Hamilton County, 

Tennessee 

ALSO KNOWN AS: 5325 Meadowbrook 

Lane, Chattanooga, Tennessee 37411 

This sale is subject to all matters shown on 

any applicable recorded plat; any unpaid 

taxes; any restrictive covenants, easements, or 

setback lines that may be applicable; any 

statutory rights of redemption of any governmental 

agency, state or federal; any prior liens 

or encumbrances as well as any priority created 

by a fixture filing; and to any matter that 

an accurate survey of the premises might disclose. 

In addition, the following parties may 

claim an interest in the above-referenced property: 

Frank O. Lovingood 

The sale held pursuant to this Notice may be 

rescinded at the Successor Trustee’s option at 

any time. The right is reserved to adjourn the 

day of the sale to another day, time, and place 

certain without further publication, upon 

announcement at the time and place for the 

sale set forth above. W&A No. 700-163967 

DATED May 3, 2010. 

WILSON & ASSOCIATES, P.L.L.C., 

Successor Trustee 

By: Shellie Wallace 

FHA No. 481-2661698-703 

HCH3T-5/7,5/14,5/21/10 

FOR SALE INFORMATION, VISIT 

WWW.MYFIR.COM 

and WWW.REALTYTRAC.COM 

Cartus Financial Corp;Cheek, Bradley S; Hockinson, 

Elizabeth C;Mid South Relocation Services 




of a Deed of Trust Note dated May 24, 

2007, and the Deed of Trust of even date 

securing the same, recorded May 29, 2007, at 

Book GI 8353, Page 271 in Office of the 

Register of Deeds for Hamilton County, 

Tennessee, executed by Henry Hardin, III 

and Sherri Evelyn Watson, conveying certain 

property therein described to Milligan- 

Reynolds Guaranty Title as Trustee for 

Mortgage Electronic Registration Systems, 

Inc., as a separate corporation that is acting 

solely as a nominee for M&T Bank and M&T 

Bank’s successors and assigns; and the undersigned, 

Shellie Wallace of Wilson & 




















In the city of Chattanooga, Hamilton county, 

Tennessee: Lot Two 2, Le-Jon Acres, as 

shown by plat of record in Plat Book 15, page 

515 Turtle Crossing L:258 The Overlook At Windstone 172I G 021 $277,000 

Reed, James L;Reed, Nancy G Ellington, Andrew 827 Windy Hill Dr L:311 Sheltons Addn 171L F 017 $277,000 

Hughey, Gary J Gonzalez, Aida;Gonzalez, Jaime E 10514 East Brainerd Rd 173 013 $275,000 

Wintermeyer, Tad Estell, Brenda K;Estell, Steven E 3617 Bentwood Cove Dr L:2 Bentwood Cove Ph 1 173A B 002 $268,500 

Stonebrook Partners LLC Mcmahon, David E;Mcmahon, Robin L 1463 Sedgefield Drive Ooltewah 172 05003 $265,749 

Frost Holdings LLC Ehinger, Erik M;Ehinger, Wendi W 7626 Duskview Ct L:67 104C A 067 $247,690 

Hensley, Janet S Segraves, Chad;Segraves, Leslie N 6826 Anchorage Ln L:27 West Point Estates 092J B 003 $228,600 

Dunkel, Jason;Dunkel, Katelyn Raines, Linda Y;Raines, Nicholas S 2121 Morris Hill Rd Unit:3 Williamsburg Estates 159C A 001 $222,900 

Ons Partnership Hamner, Joan Goodlet 200 Manufacturers Rd Beason Abel B Farm 135F H 003 $220,000 

Pratt, Jane N Mccants, Brooke C;Mccants, Harrison R 619 Texas Ave L:10 Mountain Land Co 107L B 001.01 $214,900 

Parscale, Joyce O;Parscale, Larry V Cousin, Eddie C Sr 8224 Fisherman Ln L:115 104B A 061 $206,000 

Still, Joyce E Gray, Horace;Gray, Ruby N 1643 Gunston Hall Rd L:87 West Point Estates 092J A 031 $199,900 

Fatherson Partnership Two Still, Joyce 6672 Rapidan River Rd L:164 092G D 056 $185,000 

Fatherson Partnership Two Coe, Ella;Coe, Levorn 9203 Wood Dale Ln 074F J 004 $183,500 

Dixon, Jonathan D;Innovative Services & Solutions LLC Weisgerber, Julie;Weisgerber, Kevin 6534 Faultless Way L:30 Sunset Pointe Sub 091I F 030 $179,900 

Fatherson Partnership Two Hood, Jeffery W;Hood, Jennifer L 8537 Demars Ln L:88 074F F 007 $176,000 

Winiarski, David Stanley Stricker, Helen C;Stricker, Linden F 325 Celestial Ln L:46 Northern Lights Sub 091G D 014 $175,000 

Hagan Tr, Peggy;Kathryn Soper Revocable Living Trust Polster, Kimberly D;Polster, Kyle C 9521 North Valley Trl L:1 North Valley 150K A 002 $175,000 

Courtney, Carol Khim, Thierak;Phimmachack, Khamla 1814 Duncan Ave L:PT 7,PT 8 Highland Park Addn 

No 1 

123, in the Register’s Office of Hamilton 

County, Tennessee. Reference is made for 

prior title to Deed of record in Book 3189, 

page 123, in the Register’s Office of Hamilton 

County, Tennessee. Subject to all easement, 

and stipulations shown on said plat. 

ALSO KNOWN AS: 8213 Igou Gap Road, 

Chattanooga, Tennessee 37421 












Henry Hardin , III; Sherri Evelyn 

Watson 












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146J T 008 $174,900 

Freeman, Patricia Kinna, Ashley Marie;Kinna, Daniel S 10564 Fielding Rd L:560 Hamilton On Hunter Sub 122G J 019 $167,000 

Ray, Fay;Ray, Harold;Ray, Harold D Mcgrath, Mary L;Mcgrath, Robert T 1235 Greenbrook Ln L:267 101A A 036.25 $165,000 

Collins, Mary Katherine Moses, Janie H;Moses, Kevin L 1149 Ridge Top Dr L:50 East Brainerd Ridge 158N C 024 $160,000 

Roark, David Allan;Roark, Patricia Patterson, Angela K;Patterson, Jody 14527 Baker Rd 023 009 $160,000 

Northwest Georgia Bank Fortner, Marilyn E 2718 Waterhaven Dr L:40 Waterhaven Sub 128G E 092 $159,000 

Edward W Hilderbrandt Revocable Living Trust; 

Moore Tr, Lois E 

Long, Albert M;Long, Myrna M 5659 Tucker Rd L:11 Homewood 141C F 010 $157,000 

Sumida, Deidre A;Sumida, Mark S Hendrix, Rebecca A 3200 S Gold Point Cir Hamby 093 025.07 $155,000 

Mcgrath, Mary L;Mcgrath, Robert T Berger, Peter;Parker, Lisa 5805 Northwoods Dr L:41 099D G 005 $150,000 

Rick J Klewein Family LLC;Rick J Klewein Family Lllp Rt8 2468 Burton Rd L:8 Channel Pointe Sub 016C B 008 $150,000 




of a Deed of Trust Note dated March 24, 


securing the same, recorded April 25, 2005, at 

Book GI 7508, Page 213 and re-recorded on 

May 24, 2005, at Book GI 7541, Page 302 in 

Office of the Register of Deeds for Hamilton 

County, Tennessee, executed by Charles C. 

Stoll and Karen M. Stoll, conveying certain 

property therein described to Thomas Dixson 

as Trustee for FSGBANK NA; and the undersigned, 






















County, Tennessee: Being Lot No. Eight (8), 

Continued on page 16

16 Friday, May 7, 2010 HAMILTON COUNTY HERALD 

Public Notices Continued from page 15 

Block Four (4), Eden Park Addition, as shown 

by plat of record in Plat Book 3, Page 4, in the 

Register’s Office of Hamilton County, 

Tennessee, to which lot reference is made for 

a more particular description of said lot. 

This conveyance is made subject to the following: 

Any governmental zoning and subdivision 

ordinances or regulations in effect thereon. 

All applicable conditions, restrictions, reservations, 

easements, etc., as shown on said 

recorded plat. 

ALSO KNOWN AS: 2115 East 12th Street, 













Charles C. Stoll; Karen M. Stoll; 

Internal Revenue Service 












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of a Deed of Trust Note dated September 


securing the same, recorded September 26, 



Tennessee, executed by Otis Foster, conveying 

certain property therein described to A-1 

Title & Escrow, Inc as Trustee for Mortgage 

Electronic Registration Systems, Inc., a separate 

corporation acting solely as nominee for 

Paragon Home Lending, LLC and Paragon 

Home Lending, LLC’s successors and assigns; 

and the undersigned, Shellie Wallace of 

Wilson & Associates, P.L.L.C., having been 

appointed Successor Trustee. 




















Lots Thirteen (13) and Fourteen (14), Block 

Two (2), Hooker Place Subdivision, as shown 

by plat recorded in 

Plat Book 6, Page 10, in the Register’s Office 

of Hamilton County, Tennessee. 

Subject to any Governmental Zoning and 

Subdivision Ordinances or Regulations in 

effect thereon. 

Subject to any Covenants, Conditions, 

Restrictions, Reservations, or Easements of 

record. 

ALSO KNOWN AS: 4017 Kirkland Avenue, 













Otis Foster; LVNV Funding LLC 












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of a Deed of Trust Note dated June 23, 


securing the same, recorded July 2, 2003, at 



Tennessee, executed by Lavon Hines,, Jr. 

and Debra L. Hines, conveying certain property 

therein described to FMLS, Inc. Hamilton 

County as Trustee for AmSouth Bank; and the 

undersigned, Shellie Wallace of Wilson & 




















Located in the city of Chattanooga, Tennessee, 

due to recent annexation, having been formerly 

located 

in the Second Civil District of Hamilton 


Being Lot Forty (40) in Foxwood Heights as 

shown by plat of said subdivision of record in 

Plat Book 14, Page 39, in the Register’s 

Office of Hamilton County, Tennessee. 

According to said plat said lot fronts 95 feet 

on the curved South line of Fox Drive and 

proceeds back Southwardly between diverging 

lines with the East line of said lot being 99.5 

feet in length and the West line of said lot 

being 117 feet in length; the rear (or South) 

line of said lot is 96.5 feet in length and forms 

the dividing line between Lot 40 and Lot 34 in 

said subdivision. 

Reference is made for Grantor’s source of 

interest in the property and to the Legal 

description contained herein to Deed of record 

in Book 3617, Page 692, in the Register’s 


Subject to any governmental zoning and subdivision 

ordinances or regulations in effect 

thereon. 

Subject to Restrictive Covenants of record in 

Book 784, Page 401, said Register’s Office. 

Subject to City of Chattanooga and Hamilton 

County zoning regulations. 

Subject to Utility Easement as shown on survey 

by G.B. Pierce, Reg. Engineer dated 

January 22, 1958. 

ALSO KNOWN AS: 3008 Fox Drive, 













Lavon Hines, , Jr.; Debra L. Hines; 

AmSouth Bank; Discover Bank Issuer of 

Discover Card 












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securing the same, recorded June 15, 2000, at 

Book GI 5617, Page 419 and modified on 

February 22, 2007, at Book GI 8249, Page 

574 in Office of the Register of Deeds for 

Hamilton County, Tennessee, executed by 

Edmundo Delgado and Maria D. Delgado, 


to Kathryn L. Harris as Trustee for 

Community Mortgage Corp.; and the undersigned, 





















In the Second Civil District of Hamilton 

County, Tennessee: Lot Twenty-Seven, Plat of 

Brewer Hills Subdivision, as shown by plat of 

record in Plat Book 20, Page 42, in the 


Tennessee. Reference for prior title is made to 

deed of record in Book 1763, Page 70, in the 


Tennessee. 

ALSO KNOWN AS: 9609 Sandra Gale 

Drive, Ooltewah, Tennessee 37363 












Edmundo Delgado; Maria D. Delgado 












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securing the same, recorded March 21, 2005, 

at Book GI 7467, Page 651 in Office of the 


Tennessee, executed by Donald Dennis, conveying 

certain property therein described to 

Ensign Title & Escrow, Inc. as Trustee for 

American Acceptance Mortgage, Inc.; and the 























The South twelve feet (12) feet and nine (9) 

inches of Lot Number Fourteen (14) and the 

North Sixteen (16) feet of Lot Thirteen (13), 

Block Ninety-Seven (97), East End Land 

Company Addition Number One (1), as shown 

by Plat of record in Plat Book 2, Page 22, 

Register’s Office, Hamilton County, 

Tennessee. According to said Plat, said parts 

of Two (2) Lots together make one (1) tract 

fronting twenty-eight (28) feet nine (9) inches 

on the western line of Barker, then Avenue F, 

now Sixth Avenue and extending westwardly 

between parallel lines, one hundred forty 

(140) feet to an alley. 

Subject and together with the Driveway 

Agreement created in the Deed from Iberus 

Koons and wife to Wilma K Moseley, recorded 

in Book 810, Page 431 Register’s Office, 

Hamilton County, Tennessee. 

Subject to any Governmental Zoning and 

Subdivision ordinances or regulations in effect 

thereon. 

The Legal Description contained herein is the 

same as in the Deed of prior title. 

Grantor’s Source of interest is a deed of 

record in Book 2031, Page 36 Hamilton 

County Register’s Office. 

This property commonly known as 3507 6th 

Avenue, Chattanooga, TN. 

ALSO KNOWN AS: 3507 6th Avenue, 













Donald Dennis 












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2008, at Book GI8763, Page 268 in Office of 


Tennessee, executed by Paula G. West, conveying 


Robbie L. McLean as Trustee for Mortgage 

Electronic Registration Systems, Inc as a separate 

corporation acting solely as nominee for 

Myers Park Mortgage, Inc., and Myers Park 

Mortgage, Inc.,s successors and assigns.; and 





















All that tract or parcel of land lying and being 

in the Second Civil District of Hamilton 

County, Tennessee, being Lot Seven (7), Final 

P.U.D. of Edgewater, a Planned Unit 

Development, as shown by plat recorded in 

Plat Book 60, page 28, in the Register’s Office 


TOGETHER WITH that portion of Lot 

Thirty-Six (36) of Final P.U.D. of Edgewater, 

a Planned Unit Development, as shown by 

plat recorded in Plat Book 60, page 28 in the 


Tennessee to which plat specific reference is 

hereby made and incorporated herein as if 

copied verbatim, adjoining the Southern 

boundary of Lot Seven (7) of said subdivision, 

lying between the Southern boundary of Lot 

Seven (7) of said subdivision and the 

Southward extension of the Eastern and 

Western boundaries of said Lot Seven (7) to 

the centerline of a drainage ditch. The Western 

boundary of the property hereby conveyed is 

60.2 feet, more or less, and the Northern 

boundary is 124.9 feet, more or less, and runs 

along the centerline of said drainage ditch, 

and the Eastern boundary is 26.3 feet, more or 

less. The Southern boundary is the Northern 

boundary of said Lot Seven (7). Lot Thirty- 

Six (36) is shown as Common Area on said 

plat and this portion is conveyed subject to the 

rights of others in said Lot Thirty-Six (36). 

Being Tract Three (3) as described in quitclaim 

deed recorded in Book 5698, page 444, 

in the Register’s Office of Hamilton County, 

Tennessee. 

SUBJECT to easements and other matters as 

set out on plat recorded in Plat Book 60, page 

28 in the Register’s Office of Hamilton 

County, Tennessee. 

SUBJECT TO restrictions, conditions, easements, 

lien of assessments and other matters 

now or hereafter imposed on subject property. 

SUBJECT TO Chattanooga Gas Company 

recorded in Book 4980, page 52 in the 


Tennessee, as it may affect subject property. 

SUBJECT TO any governmental zoning and 

subdivision ordinances or regulations in effect 

thereon. 

ALSO KNOWN AS: 9621 Ethridge Lane, 

Ooltewah, Tennessee 37363 












Paula G. West 












FHA No. 481-2798682 

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of a Deed of Trust Note dated November 





Tennessee, executed by Herbert Shoulders, 

III, conveying certain property therein 

described to Pioneer Title Agency, Inc. as 

Trustee for Associates Home Equity Loan 

Corporation; and the undersigned, Shellie 

Wallace of Wilson & Associates, P.L.L.C., 

having been appointed Successor Trustee. 


















Located in the City of Chattanooga of 

Hamilton County, Tennessee: Lots Twelve 

(12) and Thirteen (13), Block 1, Arcadia 

Heights as per plat of record in Plat Book 8, 

Page 44, in the Register’s Office of Hamilton 

County, Tennessee. The source of Grantor’s 

interest is found in Deed recorded in Book 

3263, Page 341, in the Register’s Office of 


ALSO KNOWN AS: 1009 Overlook 

Avenue, Chattanooga, Tennessee 37411 












Herbert Shoulders , III; Sears; Capital 

One Bank 












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of a Deed of Trust Note dated January 4, 


securing the same, recorded January 5, 2007, 



Tennessee, executed by Terry Ramsey and 

Valarie S. Ramsey, conveying certain property 

therein described to Title Insurance 

Company as Trustee for Mortgage Electronic 

Registration Systems Inc., a seperate corporation 

acting solely as a nominee for M&T 

Bank, and M&T Bank’s Successors and 

Assigns; and the undersigned, Shellie Wallace 

of Wilson & Associates, P.L.L.C., having been 






















Located in the Second Civil District of 

Hamilton County, Tennessee: 

Lot Seventeen (17) Block B, Woodlong 

Heights Addition, as shown by plat of record 

in Plat Book 10, Page 4, in the Register’s 


Subject to any governmental zoning and or 

subdivision ordinance or regulation in effect 

thereon. 

ALSO KNOWN AS: 5293 Spriggs Street, 













Terry Ramsey; Valarie S. Ramsey 












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of a Deed of Trust Note dated January 4, 





Tennessee, executed by Terry Ramsey and 

Valerie S Ramsey, conveying certain property 

therein described to Title Insurance Company 

as Trustee for Mortgage Electronic 

Registration Systems Inc., a seperate corporation 

acting solely as a nominee for M&T 

Bank, and M&T Bank’s Successors and 






















Hamilton County, Lot 8, Hill subdivision, 

Unit One (1) as shown by plat recorded in plat 

book 26, page 27, in the Register’s Office of 

Hamilton County, Tennessee. Except that part 

used in rounding the curve at the intersection 

of Martha Avenue and Michelle Drive. 

Subject to any governmental zoning and, or 


thereon. 

Subject to restrictions as set out in that instrument 

recorded in book 1957, page 536, in the 


Tennessee. 

Subject to five by ten (5’ x 10’) foot drainage 

easement reserved as show on recorded plat. 

Subject to builders setback lines as show on 

recorded plat. 

Subject to sixteen (16’) feet sewer and utility 

easement as show on recorded plat. 

Subject to fifteen (15’) feet power board trim 

easement as show on recorded plat. 

ALSO KNOWN AS: 6826 Martha Avenue, 













Terry Ramsey; Valerie S Ramsey; 

Community National Bank 












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of a Deed of Trust Note dated December 





Tennessee, executed by Early T. McCullum 

and Linda McCullum, conveying certain 

property therein described to First American 

Title Insurance Co. as Trustee for Mortgage 

Electronic Registration Systems, Inc., as a 

separate corporation that is acting solely as a 

nominee for Metrocities Mortgage, LLC and 

Metrocities Mortgage, LLC’s successors and 

assigns; and the undersigned, Shellie Wallace 




















Described property located in Hamilton 

County, Tennessee to wit: 

The west ten (10) feet of Lot Thirty-one (31) 

and all of Lot Thirty-two (32), (except the 

west ten (10) feet), Addition to Talley Place, 

as shown by plat of record in Plat Book 19, 

Page 86, Registers Office of Hamilton County, 

Tennessee; according to said plat, said parts of 

said lots are contiguous and being more particularly 

described as follows: 

Beginning at a point on the north line of 

Michael Lane, two hundred twenty (220) feet 

eastwardly from its intersection with Talley 

Road, said point being ten (10) feet east of the 

original dividing line between Lots Thirty- 

Two (32) and Thirty-three (33); thence north 

27 degrees 02 minutes west, crossing Lot 

Thirty-two (32), one hundred sixteen and seventy-five 

tenths (116.75) feet to a point; 

thence eastwardly one hundred and thirty-five 

(135) feet to a point, which is ten (10) feet 

east of the original dividing line between Lots 

Thirty-one (31) and Thirty-two (32); thence 

south 27 degrees 02 minutes east crossing Lot 

Thirty-one (31), one hundred nine and twentyfive 

tenths (109.25) feet to the north line of 

Michael Lane; thence south 62 degrees 38 

minutes west along Michael Lane, one hundred 

(100) feet to the point of beginning. 

ALSO KNOWN AS: 1209 Michael Lane, 













Early T. McCullum; Linda McCullum 












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of a Deed of Trust Note dated July 18, 


securing the same, recorded August 28, 2007, 



Tennessee, executed by Meredith Godwin 

a/k/a Meredith Smith, conveying certain 

property therein described to Arnold M. Weiss 


Registration Systems, Inc, a separate corporation 

that is acting solely as a nominee for 

Homecomings Financial, LLC (f/k/a 

Homecomings Financial Network, Inc.) and 

Homecomings Financial, LLC (f/k/a 

Homecomings Financial Network, Inc.’s) successors 

and assigns; and the undersigned, 

Shellie Wallace of Wilson & Associates, 

P.L.L.C., having been appointed Successor 

Trustee. 




















Lot Thirty-five (35) Davis Mill Estates, as 

shown on plat of record in Plat Book 26, Page 

28, and revised in Plat Book 26, Page 57, in 

the Register’s Office, Hamilton County, 

Tennessee. 

Subject to all easements and restrictions of 

record. 

ALSO KNOWN AS: 7421 Davis Mill Circle, 

Harrison, Tennessee 37341 












Meredith Godwin a/k/a Meredith Smith 












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of a Deed of Trust Note dated October 


securing the same, recorded October 23, 2006, 



Tennessee, executed by David Judd and 

Jaime Judd, conveying certain property 

therein described to Brandon G. Polito as 

Trustee for Wells Fargo Financial Tennessee 1, 

L.L.C.; and the undersigned, Shellie Wallace 




















All that certain property situated in the County 

of Hamilton, and State of Tennessee, being 


In the Third Civil District of Hamilton 


Beginning at a point on the Southwest line of 

Barker Road, 322 feet along Barker Road in a 

Southeasterly direction from where the same 

is intersected by the Southeast line of Levi 

Road, if extended and being Slater’s Northeast 

corner; thence Southwestwardly with the 

Slater line, 518 feet, more or less, to a point in 

the Ray line; thence East along the Ray line, 

232 feet to the Northwest line of Levi Road; 

thence Northeastwardly along the Northwest 

line of Levi Road, 500 feet to a point in the 

Northeast line of Barker Road; thence 

Northwestwardly with and along Barker Road, 

100.5 feet to the point of beginning. 

ALSO KNOWN AS: 6721 Levi Road, 

Hixson, Tennessee 37343-2630 












David Judd; Jaime Judd; Chattanooga 

TVA Empl Federal Credit Union; Bank of 

America, N.A.; Capital One Bank (USA), 

N.A.; Hilco Receivables, LLC 












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of a Deed of Trust Note dated August 



at Book GI8063, Page 384 in Office of the 


Tennessee, executed by Jamika Mobley, conveying 


Warranty Title Insurance Company as Trustee 

for Mortgage Electronic Registration Systems, 


solely as a nominee for Wilmington Finance 

Inc. and Wilmington Finance Inc.’s successors 

and assigns; and the undersigned, Shellie 




















In the City of Chattanooga, Hamilton County, 

Tennessee: 

Lot 2, Sumter Subdivision as shown by plat of 

record in Plat Book 71, page 179, and revised 

in Plat Book 72, page 78, in the Register’s 

Office for said County. 

ALSO KNOWN AS: 3612 Sumter Avenue, 













Jamika Mobley; Ransom R. Evans, Jr. 

and Tammy L. Evans 












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SUBSTITUTE TRUSTEE’S SALE 

Sale at public auction will be on June 1, 2010 

at 10:00AM local time, at the west door, 

Hamilton County Courthouse, Chattanooga, 

Tennessee pursuant to Deed of Trust executed 

by Brian L. Tipton, A Married Man, to 

Northgate Title Escrow, Inc., Trustee, on May 

11, 2007 at Book GI 8342, Page 193; conducted 

by Shapiro & Kirsch, LLP Substitute 

Trustee, all of record in the Hamilton County 

Register’s Office. 

Owner of Debt: CitiMortgage, Inc. 

The following real estate located in Hamilton 

County, Tennessee, will be sold to the highest 

call bidder subject to all unpaid taxes, prior 

liens and encumbrances of record: 

Described property located in the Second 

(2nd) Civil District of Hamilton County, 

Tennessee, to wit: 

Lot Six (6), Block 11, Revised Map of Lots 

One (1), through Twelve (12), Block 11, 

Shady Grove Addition, as shown by plat or 



Tennessee, to which plat reference is hereby 

made for a more particular description of said 

property. 

Street Address: 723 Shady Drive, 

Chattanooga, TN 37412 

Current Owner(s) of Property: Brian Tipton, 

married 

The street address of the above described 

property is believed to be 723 Shady Drive, 

Chattanooga, TN 37412, but such address is 

not part of the legal description of the property 

sold herein and in the event of any discrepancy, 

the legal description herein shall control. 

SALE IS SUBJECT TO TENANT(S) 

RIGHTS IN POSSESSION. 

All right of equity of redemption, statutory 

and otherwise, and homestead are expressly 

waived in said Deed of Trust, and the title is 

believed to be good, but the undersigned will 

sell and convey only as Substitute Trustee. 

The right is reserved to adjourn the day of the 

sale to another day, time, and place certain 

without further publication, upon announcement 

at the time and place for the sale set 

forth above. 

If the highest bidder cannot pay the bid within 

twenty-four (24) hours of the sale, the next 

highest bidder, at their highest bid, will be 

deemed the successful bidder. 

This property is being sold with the express 

reservation that the sale is subject to confirmation 

by the lender or trustee. This sale may be 

rescinded at any time. 

This office is a debt collector. This is an 

attempt to collect a debt and any information 

obtained will be used for that purpose. 

Shapiro & Kirsch, LLP Substitute Trustee 

www.kirschattorneys.com 

Law Office of Shapiro & Kirsch, LLP 

6055 Primacy Parkway, Suite 410 

Memphis, TN 38119 

Phone 901-767-5566 

Fax 901-767-8890 

S&K10-003879 

HCH3T-5/7,5/14,5/21/10 

NOTICE 

The Annual Return (Form 990-PF) for the 

Daelansa Foundation, Inc. for the year ended 

December 31, 2009 is available for public 

inspection at the office of the principal manager 

at 428 McCallie Avenue, Chattanooga, 

Tennessee, 37402 during regular business 

hours by any citizen on request made within 

180 days of the date of publication of this 

notice. The Foundation’s principal manager is 

Carl J. Arnold and the telephone number is 

(423) 756-5880 

HCH1T-5/7/10 

NON-RESIDENT NOTICE 

STATE OF TENNESSEE, 

COUNTY OF HAMILTON 

KIMBERLY JANEEN EVANS 

VS DOCKET NO. 10D850 

CHARLES WESLEY HEMBREE 

It appearing from allegations in Plaintiff’s 

Bill, which is sworn to, that the defendant is a 

non-resident of the State of Tennessee, so that 

the ordinary process of law cannot be served 

upon CHARLES HEMBREE. 

IT IS ORDERED that publication be made for 

four successive weeks in the Hamilton County 

Herald, a newspaper published in Hamilton 

County, Tennessee, notifying said non-resident 

that unless CHARLES HEMBREE answers 

and makes defense to said complaint in the 

offices of the Circuit Court Clerk of Hamilton 

County, Tennessee, within thirty (30) days 

after the fourth weekly publication of this 

order, the same will be taken as admitted by 

CHARLES HEMBREE and the case will be 

set for hearing ex parte or without CHARLES 

HEMBREE presence. 

This 3rd day of May, 2010. 

PAULA T. THOMPSON, 

CIRCUIT COURT CLERK 

RICHARD BRENT TEETER 

ATTORNEY FOR PLAINTIFF 

615 LINDSAY ST 

CHATTANOOGA, TN 37403 

HCH4T-5/7,5/14,5/21,5/28/10 






by Peggy C. Steele, to Equititle, Inc., Trustee, 

on July 22, 2004 at Book GI 7218, Page 229; 

conducted by Shapiro & Kirsch, LLP 




Substitute Trustee, all of record in the 

Hamilton County Register’s Office. 

Owner of Debt: The Bank of New York 

Mellon, successor in interest to JPMORGAN 

CHASE BANK, as trustee for the registered 

holders of NovaStar Mortgage Funding Trust, 

Series 2004-3 NovaStar Home Equity Loan 

Asset-Backed Certificates, Series 2004-3 








Lot Thirteen (13), Parker Heights, as shown of 





property. 

Street Address: 107 Douglas Drive, 


Current Owner(s) of Property: Peggy C. 

Steele 


property is believed to be 107 Douglas Drive, 







Terms of Sale will be public auction, for cash, 

free and clear of rights of homestead, redemption 

and dower, and the rights of Peggy C. 

Steele, and those claiming through them, and 

subject to the right of redemption by the 

DEPARTMENT OF TREASURY, INTER- 

NAL REVENUE SERVICE by reason of tax 

lien of record in Book GI 8895, Page 76, 


Tennessee, subject to any accrued taxes and 

restrictions. 










forth above. 

















Phone 901-767-5566 

Fax 901-767-8890 

HCH3T-4/30,5/7,5/14/10 

S&K10-003498 


Sale at public auction will be on May 24, 

2010 at 10:00AM local time, at the west door, 



by Jesse B. Steele, Jr. and Geraldine L. 

Steele, to Frontier Title and Escrow, Inc., 

Trustee, on October 5, 2004 at Book GI 7301, 

Page 271; conducted by Shapiro & Kirsch, 

LLP Substitute Trustee, all of record in the 


Owner of Debt: U.S. Bank National 

Association, as Indenture Trustee for the registered 

holders of Aegis Asset Backed 

Securities Trust 2004-6, Mortgage Backed 

Notes 





Described property located in the City of 

Chattanooga, Hamilton County, Tennessee, to 

wit: 

Lot 3, Block “C”, Charles Jenkins 

Subdivision, as shown by plat of record in 


Office of Hamilton County, Tennessee, to 

which plat reference is hereby made for a 

more particular description of said property. 

Street Address: 7635 Mallette Road, 


Current Owner(s) of Property: Jesse B. Steele, 

Jr. and Geraldine L. Steele 


property is believed to be 7635 Mallette Road, 
















forth above. 






reservation that the sale is subject to confirma- 

tion by the lender or trustee. This sale may be 










Phone 901-767-5566 

Fax 901-767-8890 

HCH3T-4/30,5/7,5/14/10 

S&K07-10778 



2010 at 10:00 AM local time, at the west 

door, Hamilton County Courthouse, 

Chattanooga, Tennessee pursuant to Deed of 

Trust executed by Susan Diane Beaty unmarried, 

to James S. Webb, Trustee, on October 





Owner of Debt: JPMorgan Chase Bank, 

National Association, as purchaser of the 

loans and other assets of Washington Mutual 

Bank, formerly known as Washington Mutual 

Bank, FA (the “Savings Bank”) from the 

Federal Deposit Insurance Corporation, acting 

as receiver for the Savings Bank and pursuant 

to its authority under the Federal Deposit 

Insurance Act, 12 U.S.C. § 1821(d) 







Tennessee, more particularly described as follows: 

To find the true point of beginning, begin at a 

point on the Northern line of East Brainerd 

Road and the center line of a 50 foot private 

road easement, such point being 25 feet 

Westwardly of the Southwest corner of Lot 4, 

Irwin Estates, as shown on plat recorded in 

Plat Book 25, Page 104, Register’s Office of 

Hamilton County, Tennessee, and along the 

North line of East Brainerd Road; thence 

North 23 degrees East and along the center 

line of the 50 foot private road easement a distance 

of 336.5 feet to a point; thence North 24 

degrees 15 minutes East and along the center 

line of the 50 foot private road easement, a 

distance of 363.2 feet to a point; thence North 

72 degrees 40 minutes West, a distance of 15 

feet to a point in the West line of a 30 foot private 

road easement, this being the true point 

of beginning; thence North 72 degrees 40 

minutes West, a distance of 53 feet to an iron 

pin; thence North 59 degrees 40 minutes West, 

a distance of 110.67 feet to an iron pin; thence 

North 33 degrees 23 minutes West, a distance 

of 57.09 feet to an iron pin; thence North 05 

degrees 51 minutes West, a distance of 292.46 

feet to an iron pin; thence North 23 degrees 10 

minutes East, a distance of 692.85 feet to an 

iron pin in a fence line; thence South 52 

degrees 30 minutes East and along said fence 

line, a distance of 366.15 feet to a metal fence 

post; thence South 21 degrees 49 minutes 

West and along a fence line, a distance of 

710.5 feet to an iron pin; thence South 66 

degrees 47 minutes East, a distance of 80 feet 

to a point in the West line of a 20 foot private 

road easement; thence South 23 degrees West 

and along the West line of said 20 foot private 

road easement a distance of 100 feet, more or 

less, to a point where said private road easement 

widens to 30 feet; thence Westwardly 

along the North line of the new 30 foot private 

road easement, a distance of 10 feet to a point; 

thence following the West line of said 30 foot 

private road easement, 30 feet to where said 

easement turns Westwardly; thence continuing 

along the Western line of said 30 foot private 

road easement and following its curve 

Southwardly, a distance of 100 feet, more or 

less, to the point of beginning. 

Subject to and together with all rights appurtenant 

to said tract of land, in and to the use of 

a private road easement for the purpose of 

ingress and egress; said easement begins with 

a width of 50 feet and then narrows to a point 

to 30 feet in width and further narrows to 20 

feet in width, all with its center line running 

from the Northern line of East Brainerd Road 

and more particularly described as follows: 

Beginning at a point in the Northern line of 

East Brainerd Road at the center of the herein 

described easement having a width of 50 feet, 

with point being 25 feet Westwardly of the 

Southwest corner of Lot 4, Irwin Estates, as 

shown on said plat; thence with the center line 

of said 50 foot easement, North 23 degrees 

East, a distance of 336.5 feet; thence continuing 

along said center line, North 24 degrees 

15 minutes East, a distance of 363.2 feet to a 

point; said easement having narrowed to a 

width of 30 feet at a point South 24 degrees 

15 minutes West, approximately 25 feet from 

said point; thence continuing with the center 

line of the now 30 foot easement, North 87 

degrees 31 minutes East, a distance of 85.3 

feet, more or less, to a point where said easement 

curves to the left, in a Northwardly 

direction, said point being 15 feet from the 

West line of the Charlotte C. Bell tract 

described in Book 3075, Page 1, said 

Register’s Office; said easement thence continues 

with its East line running in a 

Northwardly direction along the West line of 

said Charlotte C. Bell tract and the James B. 

Summers tract described in Book 2720, Page 

804, said Register’s Office, a distance of 

141.19 feet, more or less, to a point in the 

South line of the L. F. Henry tract described in 

Book 1757, Page 663, said Register’s Office; 

said easement being 30 feet in width as it runs 

along the West line of said Charlotte C. Bell 

tract and narrowing to 20 feet along the West 

line of said Summers tract. 

Less and Except: 

Lot I, Corrective Plat of Ballard Family 

Subdivision, as recorded in Plat Book 55, 

Page 15, Register’s Office of Hamilton 


Street Address: 1145 Shady Rest Road, 


Current Owner(s) of Property: Susan Diane 

Beaty 


property is believed to be 1145 Shady Rest 

Road, Chattanooga, TN 37421, but such 

address is not part of the legal description of 

the property sold herein and in the event of 

any discrepancy, the legal description herein 

shall control. 












forth above. 

















Phone 901-767-5566 

Fax 901-767-8890 

HCH3T-4/30,5/7,5/14/10 

S&K08-009845 



2010 at 10:00AM local time, at the west door, 



by Napoleon Akridge and Cheryl Akridge, 

Husband and Wife as joint tenants, to Emmett 

James House and Bill R. McLaughlin, 

Trustee, on August 16, 2002 at Book GI 6345, 

Page 760; conducted by Shapiro & Kirsch, 

LLP Substitute Trustee, all of record in the 


Owner of Debt: Regions Bank d/b/a Regions 

Mortgage, successor by merger to Union 

Planters Bank, National Association 






Chattanooga, Hamilton County, Tennessee, to 

wit: 

Lots Three (3) and Four (4), Block “F” 

Brainerd Park Subdivision, as shown on plat 

recorded in Plat Book 10, Page 11, of the 




property. 

Street Address: 5529 Old Mission Road, 


Current Owner(s) of Property: Napoleon 

Akridge 


property is believed to be 5529 Old Mission 

















forth above. 

















Phone 901-767-5566 

Fax 901-767-8890 

HCH3T-4/30,5/7,5/14/10 

S&K03-3846 



2010 at 10:00 AM local time, at the west 

door, Hamilton County Courthouse, 


Trust executed by George Ionashku and 

Yelena Ionashku, husband and wife, to 

Emmett James House or Bill R. McLaughlin, 

Trustee, on January 12, 2005 at Book GI 

7397, Page 426; conducted by Shapiro & 

Kirsch, LLP Substitute Trustee, all of record 

in the Hamilton County Register’s Office. 

Owner of Debt: EverBank 








Lot One Hundred Twelve (112), Yorktown 

Woods Subdivision, Unit Four (4), as shown 

by plat of record in Plat Book 27, Page 192, in 




property. 

Street Address: 2724 Rio Grande Road, 


Current Owner(s) of Property: George 

Ionashku and wife, Yelena Ionashku 

Other interested parties: Department of 

Housing and Urban Development c/o C&L 

Service Corp./Morris-Griffin Corp. 


property is believed to be 2724 Rio Grande 








SALE IS SUBJECT TO ONE YEAR RIGHT 

OF REDEMPTION IN THE SECRETARY 

OF HOUSING AND URBAN DEVELOP- 

MENT 










forth above. 

















Phone 901-767-5566 

Fax 901-767-8890 

HCH3T-4/30,5/7,5/14/10 

S&K 08-010354 

NOTICE OF SUBSTITUTE TRUSTEE`S 

SALE WHEREAS, default has occurred in 

the performance of the covenants, terms and 

conditions of a Deed of Trust dated February 

1, 2005, executed by Roger D. Tanksley and 

Frances H. Tanksley, conveying certain real 

property therein described to Prlap, Inc., as 

Trustee, as same appears of record in the 


Tennessee recorded February 8, 2005, in Deed 

Book GI-7421, Page 981, ; and WHEREAS, 

the beneficial interest of said Deed of Trust 

was last transferred and assigned to Bank of 

America, N.A. who is now the owner of said 

debt; and WHEREAS, the undersigned, Rubin 

Lublin Suarez Serrano TN LLC, having been 

appointed by as Substitute Trustee by instrument 

to be filed for record in the Register’s 

Office of Hamilton County, Tennessee. NOW, 

THEREFORE, n otice is hereby given that the 

entire indebtedness has been declared due and 

payable, and that the undersigned, Rubin 

Lublin Suarez Serrano TN LLC, as Substitute 

Trustee or his duly appointed agent, by virtue 

of the power, duty and authority vested and 

imposed upon said Substitute Trustee will, on 

May 27, 2010 at 11:00 AM at the HAMIL- 

TON County courthouse door where the foreclosure 

sales are customarily held at the 

HAMILTON Courthouse, located in 

Chattanooga, Tennessee, proceed to sell at 

public outcry to the highest and best bidder 

for cash, the following described property situated 

in Hamilton County, Tennessee, to wit: 

TRACT 1: ALL THAT TRACT OR PARCEL 

OF LAND LYING AND BEING IN THE 

CITY OF CHATTANOOGA, HAMILTON 

COUNTY, TENNESSEE, BEING LOT SEV- 

ENTEEN (17), O.Z. WISE RESUBDIVISION 

OF LOTS ONE (1), TWO (2), THIRTEEN 

(13) AND FOURTEEN (14) OF THE J.H. 

STREET PROPERTY, HAMILTON COUN- 

TY, TENNESSEE. THE LOT HEREIN CON- 

VEYED FRONTING 50 FEET ON THE 

SOUTH SIDE OF HUNT DRI VE, FOR- 

MERLY OTIS STREET AND EXTENDING 

SOUTHWARDLY OF UNIFORM WIDTH 

150 FEET TO THE NORTH SIDE OF LOT 

FIFTEEN (15) OF SAID SUBDIVISION 

WHICH IS OF RECORD IN BOOK 918, 

PAGE 652, IN THE REGISTER`S OFFICE 

OF HAMILTON COUNTY, TENNESSEE. 

BEING THE SAME PROPERTY CON- 

VEYED TO ROGER D. TANKSLEY AND 

FRANCES H. TANKSLEY BY WARRANTY 

DEED RECORDED IN 7421, PAGE 974, IN 

THE REGISTER`S OFFICE OF HAMILTON 

COUNTY, TENNESSEE. PROPERTY 

ADDRESS: The street address of the property 

is believed to be 6534 Hunt Drive, 

Chattanooga, TN 37421. In the event of any 

discrepancy between this street address and 

the legal description of the property, the legal 

description shall control. CURRENT 

OWNER(S): Roger D. Tanksley, Frances H. 

Tanksley and George M. Hembree OTHER 

INTERESTED PARTIES: The sale of the 

above-described property shall be subject to 

all matters shown on any recorded plat; any 

unpaid taxes; any restrictive covenants, easements 

or set-back lines that may be applicable; 

any prior liens or encumbrances as well 

as any priority created by a fixture filing; and 

to any matter that an accurate survey of the 

premises might disclose. This property is 

being sold with the express reservation that it 

is subject to confirmation by the lender or 

Substitute Trustee. This sale may be rescinded 

at any time. The right is reserved to adjourn 

the day of the sale to another day, time, and 

place certain without further publication, upon 


sale set forth above. All right and equity of 

redemption, statutory or otherwise, homestead, 

and dower are expressly waived in said 

Deed of Trust, and the title is believed to be 

good, but the undersigned will sell and convey 

only as Substitute Trustee. The Property is 

sold as is, where is, without representations or 

warranties of any kind, including fitness for a 

particular us or purpose. THIS LAW FIRM IS 

ATTEMPTING TO COLLECT A DEBT. 

ANY INFORMATION OBTAINED WILL BE 

USED FOR THAT PURPOSE. Rubin Lublin 

Suarez Serrano TN LLC, Substitute Trustee 

119 S. Main Street, Suite 500 Memphis, TN 

38103 www.rubinlublin.com/property-listings.php 

Tel: (888) 890-5309 Fax: (404) 601- 

5846 

Ad #3363: 2010-04-30 2010-05-07, 2010- 

05-14 





12, 2007, executed by Thomas Clay Masters 

and Amber L. Masters, conveying certain 

real property therein described to RELS, as 

Trustee, as same appears of record in the 


Tennessee recorded February 14, 2007, in 

Deed Book GI-8241, Page 600, ; and 

WHEREAS, the beneficial interest of said 

Deed of Trust was last transferred and 

assigned to BAC Home Loans Servicing, LP 

f/k/a Countrywide Home Loans Servicing, LP 

who is now the owner of said debt; and 

WHEREAS, the undersigned, Rubin Lublin 

Suarez Serrano TN LLC, having been appointed 

by as Substitute Trustee by instrument to 

be filed for record in the Register’s Office of 

H amilton County, Tennessee. NOW, THERE- 

FORE, notice is hereby given that the entire 

indebtedness has been declared due and 














A CERTAIN TRACT OR PARCEL OF 

LAND IN HAMILTON COUNTY, STATE 

OF TENNESSEE, DESCRIBED AS FOL- 

LOWS, TO-WIT: BEGINNING AT A POINT 

ON THE WEST LINE OF LOVELL ROAD 

AT THE NORTH LINE OF THE PROPERTY 

OF CECIL DOWNS, 23.0 FEET SOUTH OF 

THE CENTER OF AN ASPHALT DRIVE- 

WAY, THENCE ALONG THE WEST LINE 

OF SAID ROAD SOUT H 13 DEGREES 04 

MINUTES WEST, 201.14 FEET TO A 

POINT; THENCE FOLLOWING A FENCE 

ON THE FOLLOWING COURSES AND 

DISTANCES: NORTH 77 DEGREES 56 

MINUTES WEST, 41.94 FEET TO A POINT; 

THENCE NORTH 66 DEGREES 25 MIN- 

UTES WEST, 124.27 FEET TO POINT; 

THENCE, NORTH 15 DEGREES 21 MIN- 

UTES WEST, 30.50 FEET TO A POINT; 

THENCE, NORTH 16 DEGREES 49 MIN- 

UTES EAST, 18.04 FEET TO A POINT; 

THENCE NORTH 25 DEGREES 26 MIN- 

UTES EAST, 59.80 FEET TO A POINT IN 

THE NORTH LINE OF DOWNS, THENCE 

WITH THE NORTH LINE OF DOWNS 

SOUTH 61 DEGREES 09 MINUTES 30 

SECONDS EAST, 181.3 FEET TO THE 

POINT OF BEGINNING. BEING THE 

SAME PROPERTY CONVEYED TO 

THOMAS CLAY MASTERS BY WARRAN- 

TY DEED FROM MICHAEL C. SEDMAN 

AND WIFE. GERRI L. SEDMAM, BOOK 

8241, PAGE 598, DATED FEBRUARY 

12,2007, RECORDED FEBRUARY___, 

2007, IN THE REGISTER`S OFFICE OF 

HAMILTON COUNTY, TENNESSEE PROP- 

ERTY ADDRESS: The street address of the 

property is believed to be 10683 Lovell Road, 

Soddy Daisy, TN 37379. In the event of any 

discrepancy betw een this street address and 



OWNER(S): Thomas Clay Masters OTHER 

INTERESTED PARTIES: Amber L. Masters 

The sale of the above-described property shall 

be subject to all matters shown on any recorded 

plat; any unpaid taxes; any restrictive 

covenants, easements or set-back lines that 

may be applicable; any prior liens or encumbrances 

as well as any priority created by a 

fixture filing; and to any matter that an accurate 

survey of the premises might disclose. 





reservation that it is subject to confirmation by 

the lender or Substitute Trustee. This sale may 

be rescinded at any time. The right is reserved 

to adjourn the day of the sale to another day, 

time, and place certain without further publication, 

upon announcement at the time and 

place for the sale set forth above. All right and 

equity of redemption, statutory or otherwise, 

homestead, and dower are expressly waived 

in said Deed of Trust, and the title is believed 

to be good, but the undersigned will sell and 

convey only as Substitute Trustee. The 

Property is sold as is, where is, without representations 

or warranties of any kind, including 

fitness for a particular us or purpose. THIS 

LAW FIRM IS ATTEMPTING TO COL- 

LECT A DEBT. ANY INFORMATION 

OBTAINED WILL BE USED FOR THAT 

PURPOSE. Rubin Lublin Suarez Serrano TN 

LLC, Substitute Trustee 119 S. Main Street, 

Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php 

Tel: (888) 

890-5309 Fax: (404) 601-5846 

Ad #3383: 2010-04-30 2010-05-07, 2010- 

05-14 





4, 2004, executed by Pamela J. McBryar 

and Paul M. McBryar, conveying certain 

real property therein described to Century 

Title & Escrow, as Trustee, as same appears of 

record in the Register’s Office of Hamilton 

County, Tennessee recorded February 10, 

2004, in Deed Book GI-7017, Page 798, ; 

and WHEREAS, the beneficial interest of said 


assigned to The Bank Of New York Mellon 

fka The Bank Of New York, As Trustee For 

The Certificateholders CWABS, Inc., Asset- 

Backed Certificates, Series 2004-3 who is 

now the owner of said debt; and WHEREAS, 

the undersigned, Rubin Lublin Suarez Serrano 

TN LLC, having been appointed by as Su 

bstitute Trustee by instrument to be filed for 


County, Tennessee. NOW, THEREFORE, 

notice is hereby given that the entire indebtedness 

has been declared due and payable, and 

that the undersigned, Rubin Lublin Suarez 

Serrano TN LLC, as Substitute Trustee or his 

duly appointed agent, by virtue of the power, 

duty and authority vested and imposed upon 

said Substitute Trustee will, on May 27, 2010 

at 11:00 AM at the HAMILTON County 

courthouse door where the foreclosure sales 

are customarily held at the HAMILTON 

Courthouse, located in Chattanooga, 

Tennessee, proceed to sell at public outcry to 

the highest and best bidder for cash or certified 

funds ONLY, the following described 

property situated in Hamilton County, 

Tennessee, to wit: LOT 4, FINAL PLAT OF 

BUSH ROAD SUBDIVISION, OF RECORD 

IN PLAT BOOK 59, PAGE 245, IN THE 

REGISTER`S OFFICE OF HAMILTON 

COUNTY, TENNESSEE. FOR PRIOR TITLE 

SEE DEED RECORDED IN BOOK 5012, 

PAGE 427 , IN THE REGISTER`S OFFICE 

OF HAMILTON COUNTY, TENNESSEE. 

THIS CONVEYANCE MADE SUBJECT TO 

THE FOLLOWING: SUBJECT TO ALL 

NOTES, STIPULATIONS, RESTRICTIONS, 

EASEMENTS, CONDITIONS, AND REGU- 

LATIONS AS SET OUT ON RECORDED 

PLAT. ANY GOVERNMENTAL ZONING 

AND SUBDIVISION ORDINANCES IN 

EFFECT THEREON. PROPERTY 


is believed to be 1609 Bush Road, 





OWNER(S): Pamela J. McBryar, Paul M. 

McBryar OTHER INTERESTED PARTIES: 












be rescinded at any time. The right is reserved 

to adjourn the day of the sale to another day, 

time, and place certain without further publication, 

upon announcement at the time and 

place for the sale set forth above. All right and 

equity of redemption, statutory or otherwise, 

homestead, and dower are expressly waived in 

said Deed of Trust, and the title is believed to 

be good, but the undersigned will sell and 

convey only as Substitute Trustee. The 

Property is sold as is, where is, without representations 

or warranties of any kind, including 

fitness for a particular us or purpose. THIS 

LAW FIRM IS ATTEMPTING TO COL- 

LECT A DEBT. ANY INFORMATION 





Tel: (888) 

890 -5309 Fax: (404) 601-5846 

Ad #3390: 2010-04-30 2010-05-07, 2010- 

05-14 




conditions of a Deed of Trust dated September 

7, 2007, executed by Jennifer Morman, conveying 

certain real property therein described 

to Mark A. Rosser, as Trustee, as same 

appears of record in the Register’s Office of 

Hamilton County, Tennessee recorded 

September 18, 2007, in Deed Book GI 8471, 

Page 674, ; and WHEREAS, the beneficial 

interest of said Deed of Trust was last transferred 

and assigned to BAC Home Loans 

Servicing, LP, Fka Countrywide Home Loans 

Servicing, LP who is now the owner of said 

debt; and WHEREAS, the undersigned, Rubin 

Lublin Suarez Serrano TN LLC, having been 

appointed by as Substitute Trustee by instrument 

to be filed for record in the Register’s 

Office of Hamilton County, Tennessee. NOW, 

THEREFORE, notice is hereby given that the 

entire indebtedness has been declared due and 














IN THE CITY OF CHATTANOOGA, 

HAMILTON COUNTY, TENNESSEE: 

BEING A PART OF THE UNPLATTED 

PORTION, SOMETIMES CALLED LOT A, 

LERCH PLACE, AS SHOWN BY PLAT OF 

RECORD IN PLAT BOOK 9, PAGE 5, IN 


COUNTY, TENNESSEE, BEING MORE 

PARTICULARLY DESCRIBED AS FOL- 

LOWS: BEGINNING AT A POINT IN THE 

WESTERN LINE OF SAID LOT A, AND IN 

THE EASTERN LINE OF LOT NO. 34, OF 

SAID SUBDIVISION, SAID POINT BEING 

LOCATED 175 FEET SOUTHWARDLY 

ALONG SAID LINE FROM THE SOUTH 

LINE OF NAVAJO DRIVE; THENCE 

ALONG THE, WESTERN LINE OF SAID 

LOT A, SOUTH 23 DEGREES WEST A DIS- 

TANCE OF 208.1 FEET TO A STAKE COR- 

NER; THENCE SOUTH 67 DEGREES 

EAST ,148 FEET PLAT RECORDED IN 

PLAT BOOK 22, PAGE 32, SAID REGIS- 

TER`S OFFICE SHOWS THIS DISTANCE 

TO BE 151 FEET) TO A STAKE CORNER 

IN THE WESTERN LINE OF WESTVIEW 

AVENUE; THENCE NORTHWARDLY AND 

NORTHEASTWARDLY A DISTANCE 

WHICH SCALES 262 FEET, MORE OR 

LESS, ALONG THE WESTERN AND 

NORTHWESTERN LINE OF WESTVIEW 

AVENUE TO A STAKE CORNER LOCAT- 

ED 175 FEET AT RIGHT ANGLES, SOUTH- 

WARDLY OF THE SOUTH LINE OF NAVA- 

JO DRIVE; THENCE PARALLEL TO AND 

175 FEET SOUTHWARDLY OF SAID 

SOUTH.LINE OF NAVAJO DRIVE, NORTH 

67 DEGREES WEST 296 FEET, MORE OR 

LESS, TO THE POINT OF BEGINNING. 

BEING THE SAME PREMISES AS CON- 

VEYED TO JENNIFER MORMAN FROM 

GARY K. LYNN AND WIFE, RHODA A. 

LYNN BY DEE D RECORDED 11/11/2003 

IN BOOK 6927 PAGE 549. PROPERTY 


is believed to be 405 Westview Avenue, 





OWNER(S): Jennifer Morman OTHER 

INTERESTED PARTIES: The sale of the 

above-described property shall be subject to 

all matters shown on any recorded plat; any 












place certain witho ut further publication, 

upon announcement at the time and place for 

the sale set forth above. All right and equity of 















Tel: (888) 890-5309 Fax: (404) 601- 

5846 

Ad #3164: 2010-04-30 2010-05-07, 2010- 

05-14 





23, 2007, executed by Bouchanh Pham aka 

Bounchanh Pham and Latsamy 

Komkhosavang, conveying certain real property 

therein described to Secure Title & 

Escrow, LLC, as Trustee, as same appears of 


County, Tennessee recorded March 14, 2007, 

in Deed Book GI 8270, Page 874, ; and 




f/k/a Countrywide Home Loans Servicing LP 





be filed for r ecord in the Register’s Office of 

Hamilton County, Tennessee. NOW, THERE- 
















IN THE CITY OF CHATTANOOGA, 

HAMILTON COUNTY, TENNESSEE: LOT 

ONE HUNDRED ELEVEN (111) , BAG- 

WELL CITY AS SHOWN BY PLAT OF 



COUNTY, TENNESSEE. SUBJECT TO 

GOVERNMENTAL ZONING AND SUBDI- 

VISION ORDINANCES OR REGULA- 

TIONS IN EFFECT THEREON. FOR PRIOR 

TITLE SEE QUIT CLAIM DEED FROM KY 

SIMOUKDALAY AND WIFE SANH 

SIMOUKDALAY DATED 12/12/97 AND 

FILED FOR RECORD 12/16/97 IN BOOK 

4995, PAGE 53, IN THE REGISTER`S 

OFFICE OF HAMILTON COUNTY, TEN- 

NESSEE. PROPERTY ADDRESS: The street 

address of the property is believed to be 3971 

Birmingham Drive, Chattanooga, TN 

37415. In the event of any discrepancy 

between this street address and the legal 

description of the property, the legal description 

shall control. CURRENT OWNER(S): 

Latsamy Komkhosavang, Bouchanh Pham aka 

Bounchanh Pham OTHER INTERESTED 

PARTIES: The sale of the above-described 

property shall be subject to all matters shown 

on any recorded plat; any unpaid taxes; any 

restrictive covenants, easements or set-back 

lines that may be applicable; any prior liens or 

encumbrances as well as any priority created 

by a fixture filing; and to any matter that an 

accurate survey of the premises might disclose. 

This property is being sold with the 

express reservation that it is subject to confirmation 

by the lender or Substitute Trustee. 

This sale may be rescinded at any time. The 

right is reserved to adjourn the day of the sale 

to another day, time, and place certain without 

further publication, upon announcement at the 

time and place for the sale set forth above. All 

right and equity of redemption, statutory or 

otherwise, homestead, and dower are expressly 

waived in said Deed of Trust, and the title 

is believed to be good, but the undersigned 

will sell and convey only as Substitute 

Trustee. The Property is sold as is, where is, 

without representations or warranties of any 

kind, including fitness for a particular us or 

purpose. THIS LAW FIRM IS ATTEMPTING 

TO COLLECT A DEBT. ANY INFORMA- 

TION OBTAINED WILL BE USED FOR 

THAT PURPOSE. Rubin Lublin Suarez 

Serrano TN LLC, Substitute Trustee 119 S. 

Main Street, Suite 500 Memphis, TN 38103 

www.rubinlublin.com/property-listings.php 

Tel: (888) 890-5309 Fax: (404) 601-5846 ar 

Ad #3178: 2010-04-30 2010-05-07, 2010-05- 

14 




of a Deed of Trust Note dated February 





Tennessee, executed by John P. Boyd and 

Misty Boyd, conveying certain property 

therein described to Greg A. Ziskind as 

Trustee for Mortgage Electronic Registration 

Systems, Inc., as a separate corporation that is 

acting solely as a nominee for Residential 

Loan Centers of America, Inc., and 

Residential Loan Centers of America, Inc.’s 

successors and assigns; and the undersigned, 



Trustee. 



















County, Tennessee: Part of Lots Fifty-Nine 

(59) and Sixty (60), Ward, Bates and Bradford 

Subdivision, as shown on plat of record in 

Plat Book 8, Page 51, in the Register’s Office 

of Hamilton County, Tennessee. According to 

said plat said parts of said lots are contiguous 

and more particularly described as follows: 

Beginning at the intersection of the West line 

of Alabama Avenue and the North line of 

Fifty-Sixth (56th) Street, as now widened, 

thence Northwardly along the West line of 

Alabama Avenue One hundred fifty (150) feet; 

thence Westwardly and parallel with the dividing 

line of Lots Fifty-Nine (59) and Sixty 

(60), Two Hundred (200) feet; thence 

Southwardly One Hundred fifty (150) feet to 

the North line of Fifty-Sixth (56th) Street; 

thence Eastwardly along the North line of 

Fifty-Sixth (56th) Street Two Hundred (200) 

feet to the point of beginning. 




All applicable conditions, restrictions, reservations, 

easements, etc., as shown on recorded 

plat. 

ALSO KNOWN AS: 1709 West 56th 













John P. Boyd; Misty Boyd; Midland 

Credit Management, Inc. 








DATED April 26, 2010. 




FHA No. 481-2678999-703 

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Tennessee, executed by Brian A. Harbison 

and Jennifer W. Harbison, conveying certain 

property therein described to Arnold M. 

Weiss, Esq., 208 Adams Avenue, Memphis, 

TN 38103 as Trustee for Wells Fargo Home 

Mortgage, Inc.; and the undersigned, Shellie 









upon said Successor Trustee will, on May 24, 











Lot 21, Lakeshore Heights, First Unit, as 


6, in the Register’s Office, Hamilton County, 



property. Being the same property conveyed 

by deed recorded in Book 5327, Page 779, in 


Tennessee. 

ALSO KNOWN AS: 4820 Lone Hill Road, 













Brian A. Harbison; Jennifer W. Harbison 












HCH3T-4/30,5/7,5/14/10 


WWW.MYFIR.COM 



WHEREAS, default has occurred in the per- 

formance of the covenants, terms, and conditions 

of a Deed of Trust Note dated July 31, 



at Book GI8032, Page 399 in Office of the 


Tennessee, executed by Christopher M. 

Daughtery and Carrie Ann Daughtery, conveying 


Century Title as Trustee for Mortgage 

Electronic Registration Systems, Inc., as a 

separate corporation that is acting solely as a 

nominee for United Capital, Inc. and United 

Capital, Inc.’s successors and assigns; and the 





















LOCATED IN THE THIRD CIVIL DIS- 

TRICT OF HAMILTON COUNTY, TEN- 

NESSEE: 

Being a part of the S. R. and T. B. Shoemate 

Tract lying West of Masterson Road and more 

particularly described as follows: BEGIN- 

NING at a point on the west line of Masterson 

Road, 60 feet Southerly as measured along the 

west line of Masterson Road from the south 

line of the Sam Keese property, said line also 

being the north line of the property conveyed 

to Land Mark, Inc. by deed of record in Book 


Hamilton County, Tennessee; thence Southerly 

along the west line of Masterson Road, a distance 

of 80 feet; thence North 85 degrees 12 

minutes West, a distance of 183.3 feet; thence 

North 30 degrees 29 minutes 30 seconds East, 

a distance of 90 feet; thence South 84 degrees 

44 minutes East, a distance of 142.04 feet to 

the POINT OF BEGINNING 

For prior title see Deed recorded in Book 



THIS CONVEYANCE MADE SUBJECT TO 

THE FOLLOWING: 


ordinances in effect thereon. 

ALSO KNOWN AS: 913 Masterson 

Avenue, Hixson, Tennessee 37343 












Christopher M. Daughtery; Carrie Ann 

Daughtery 












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2005, at Book GI7682, Page 103 in Office of 


Tennessee, executed by Callieven L. Stewart 

a/k/a Callieven Lysera Curry and Derrick 

L. Stewart, conveying certain property therein 

described to Kenneth Hayes as Trustee for 

Wells Fargo Financial Tennessee 1, L.L.C.; 
























A certain tract or parcel of land in Hamilton 

County State of Tennessee, described as follows, 

to wit: 

Lot Fifty-Five (55), Vance Road Subdivision, 

Unit 2, as shown by plat recorded in Plat 

Book 19, Page 90, Register’s Office of 

Hamilton County,Tennessee. 

Parcel # 148JC013 

ALSO KNOWN AS: 6126 Vance Circle, 













Callieven L. Stewart a/k/a Callieven 

Lysera Curry; Derrick L. Stewart 












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securing the same, recorded November 2, 



Tennessee, executed by Buffy L. Frazier, 


to Arnold M. Weiss, Esq., 208 Adams Avenue, 

Memphis, TN 38103 as Trustee for Wells 

Fargo Bank N.A.; and the undersigned, Shellie 




















Lot 66, Fair Oaks, Unit Two (2), as shown on 

plat of record in Plat Book 31, page 47, in the 




property. 

ALSO KNOWN AS: 4102 Shady Oak 

Drive, Ooltewah, Tennessee 37363 












Buffy L. Frazier; ; Wells Fargo Bank, 

N.A. 












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of a Deed of Trust Note dated August 



at Book gi 8455, Page 164 in Office of the 


Tennessee, executed by Debra A. Hardeman, 


to First American Title Company as Trustee 


Inc. as a separate corporation acting solely as 

nominee for CitiMortgage, Inc. and 

CitiMortgage, Inc.’s successors and assigns; 





















Being Lot No. Two Hundred Ten (210), 

Corrective Plat of Valleybrook Park, Lots Two 

Hundred Seven (207) through Two Hundred 

Eleven (211), as shown by Plat of Record in 

Plat Book 41, page 17 in the Register’s Office 


Subject to easements, conditions and stipulations 

as shown and/or noted on subdivision 

plat. 

Subject to restrictive covenants, conditions, 

easements, and other provisions set out in 

Book 3020, page 922, in the aforesaid 


Tennessee, but omitting any covenant or 

restriction based on race, color, religion, sex, 

handicap, familial status or national origin 

unless and only to the extent that said 

covenant (a) is exempt under Chapter 42, 

Section 3607, of the United States Code or (b) 

relates to handicap but does not discriminate 

against handicapped personal. 

Subject to Ten (10) foot Electrical Power 

Board and Telephone Company Easement as 

shown or specified by recorded plat. 

Subject to Fifteen (15) foot Sanitary Sewer 

Easement as shown or specified by recorded 

plat. 



thereon. 

Subject to any covenants, conditions, restrictions, 

reservations, or easements of record. 

ALSO KNOWN AS: 1296 Leaside Lane, 

Hixson, Tennessee 37343 












Debra A. Hardeman 












FHA No. 4812635804 

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of a Deed of Trust Note dated April 30, 





Tennessee, executed by Christopher P. 

McMillan and Andrea D. McMillan, conveying 


Craig E. Newby as Trustee for JPMorgan 

Chase Bank, N.A.; and the undersigned, 



Trustee. 


















Lot 16, Stonemill Subdivision, of record in 



This conveyance made subject to the following: 

Restrictions as set out in instrument recorded 

in Book 4027, Page 547, in the Register’s 

office of Hamilton County, Tennessee, but 

omitting any covenant or restriction base on 

race, color, religions, sex, handicap, familial 

status or national origin unless and only to the 

extent that said covenant (a) is exempt under 

Chapter 42, Section 3607 of the United States 

Code or (b) related to handicap but does not 

discriminate against handicapped person. 

Subject to 10 foot drainage easement, as 

shown or specified in said recorded plat. 

Subject to 15 drainage easement, as shown or 

as specified in said recorded plat. 

Subject to all notes, stipulations, restrictions, 

easements, conditions, and regulations as set 

out on recorded plat. 


ordinances in effect thereon. 

ALSO KNOWN AS: 6100 Pebblebrook 

Lane, McDonald, Tennessee 37353 












Christopher P. McMillan; Andrea D. 

McMillan; JPMorgan Chase Bank 












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Tennessee, executed by Mitchell H. Pharr, 


to Heritage Title Services as Trustee for 



solely as a nominee for US Equity Mortgage 

and US Equity Mortgage’s successors and 

assigns; and the undersigned, Shellie Wallace 




















The following described real estate located in 

the City of Chattanooga, Hamilton County, 

Tennessee, to-wit: 

Lot Five (5), Block Five (5), Riverview 

Terrace, being Resubdivision of Gaines and 

Wight Subdivision of Block Six (6), Map No. 

Two (2), Chattanooga Land, Coal, Iron and 

Railway Company Subdivision, as shown by 

plat recorded in Plat Book 7, Page 29, in the 


Tennessee. According to said plat, said lot 

fronts fifty (50) feet on the south line of 

Barton Avenue and extends southwardly 

between parallel lines a distance of One 

Hundred (150) feet to the north line of an 

alley. 

Subject to requirements of Zoning Ordinance 

No. 2962, of the City of Chattanooga, 

Tennessee and any amendments thereof. 

Subject to reservations as set out in deed from 

Chattanooga Estates Company to A.W. 

Gaines, Trustee, dated February 27, 1915, and 

recorded in Book C, Volume 13, Page 617, to 

the Register’s Office of the Hamilton County, 

Tennessee. 

Subject to restrictions applicable to lots in 

Riverview Terrace. 

ALSO KNOWN AS: 908 Barton Avenue, 













Mitchell H. Pharr 












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Book 5345, Page 76 in Office of the Register 

of Deeds for Hamilton County, Tennessee, 

executed by Stephen R. Newport and 

Katrina F. Newport, conveying certain property 

therein described to R. Barry Watson as 

Trustee for Volunteer Bank and Trust 

Company; and the undersigned, Shellie 






















Lot Number Twenty-Three (23), Town and 

County Estates, as shown by plat of record in 



For prior title and last instrument of record 

affecting title to the above described property 

see Deed recorded in Book 4265, Page 943, in 

the said Register’s Office. 



thereon. 

Subject to restrictive covenants and conditions 

as set out in that instrument recorded in Book 

1086, Page 211, and in Book 1091, Page 253, 


Tennessee. 

Subject to easement recorded in that instrument 

in Book 1092, Page 142, in the 


Tennessee. 

Subject to easement recorded in that instrument 

in Book 1084, Page 686, in the said 


Subject to Power Line Easement along East 

line of lot as specified on plat recorded in Plat 

Book 17, Page 26, in the Register’s Office of 


Subject to Ditch and Power Line Easement 

along the North line of lot as shown on plat. 

ALSO KNOWN AS: 840 Hardin Drive, 













Stephen R. Newport; Katrina F. 

Newport; National Bank of Commerce 












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Tennessee, executed by Mary E. Williams, 


to Cheryl A.Turner as Trustee for Fremont 

Investment & Loan; and the undersigned, 



Trustee. 


















The following desciribed Real Estate: 

In the Second Civil District ol Hamilton 

County, Tennessee; Lot One Hundred (100), 

Unit Six (6) Lakeshore Heights as shown by 

plat recorded in Plat Book 29, paqe 249, in the 

Registers Office of Hamilton County, 

Tennessee. 

SUBJECT to Restrictive Covenants recorded 

in Book 2211, page 674, in the Register’s 

Office of Hamilton County Tennessee. 

SUBJECT to Drainage Easements as shown 

by dotted lines on said plat. 

Subject to a 10 foot Drainage East straddling 

all sides and rear lines as provided for in 

Book 2126, page 186, in the Registers Office 


SUBJECT to all stipulations on said plat. 

SUBJECT to Governmental zoning and subdivision 


thereon. 

Parcel number 111E-A-2-21 

ALSO KNOWN AS: 5908 Hickory Hills 

Drive, Chattanooga, Tennessee 37416 












Mary E. Williams; Freemont 

Investments & Loans; Deutsche Bank 

National Trust Company; HSBC Bank 

Nevada, N.A. 












HCH3T-4/30,5/7,5/14/10 


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Don and I recently returned 

from a trip to Cabo San Lucas, 

Mexico, which is quickly becoming 

one of our favorite vacation 

destinations. 

Don and I are settlers. By 

that, I mean we find somewhere 

we are happy and keep returning 

to the same spot over and over. 

We have found a resort in Cabo 

that is well within our budget, has 

all the amenities we like, and 

enough variety of food and 

scenery to keep our attention for 

the few days that we are there. 

While some people prefer to try 

the new and exotic with each 

vacation, we are more “settlers”. 

Most every time I feel the 

need to speed up the excitement 

level with our vacations, I am disappointed. 

And just such an 

occurrence happened with this 

last one. 

I’m supposed to hate the new 

“Nightmare on Elm Street” 

movie, which is little more than a 

cash grab by Platinum Dunes, a 

studio that has already issued 

reboots of “The Texas Chainsaw 

Massacre” and “Friday the 13th.” 

But the film was entertaining 

enough for a Saturday matinee. 

I think my reaction had more 

to do with my affection for the 

original “Nightmare” movies than 

anything special the creators of 

the remake brought to the table. 

The best installments of the classic 

series, in which a child murderer 

named Freddy Kruger 

stalked and killed his victims in 

their sleep, were visually inventive 

and creepy. Anything was 

possible as the movies danced 

along the thin line between the 

real world and the dreams of its 

her mother’s holiday. In 1914, 

President Woodrow Wilson 

declared the second Sunday in 

May as a national observance of 

Mother’s Day. 

Dale Victoria Wilson, owner 

of Blue Ivy Flowers and master 

florist, says that Mother’s Day is 

the second biggest holiday for floral 

sales right behind Valentine’s 

Day. She says Mother’s Day sales 

usually include lots of fresh flowers 

as well as blooming plants like 

hydrangeas and lilies, and plants 

that can be repotted in the mother’s 

yard. She says anything that is 

living and growing is popular during 

the Mother’s Day week. 

Although all her mother’s 

day flower stock arrived Monday, 

Wilson says there will be plenty 

of flowers available, and it is still 

not too late to call in an order 

for Mother’s Day flowers as they 

will be making deliveries 

through Saturday. 

Wilson says flowers, are 

Kay’s Cooking 

Corner 

By Kay Bona 

I decided to try a different 

resort – one a little out of our 

usual price range (first mistake!), 

and with a little more posh and 

pizzazz! From this experience, I 

learned the true meaning of 

“holistic” – and it wasn’t something 

we needed. 

Oh the resort, placed on a 

secluded end of the coast, was 

indeed, extremely nice. There 

was sensory-soothing aromatherapy 

in every room, hallway and 

commons area; relaxing Zen-type 

music floating through the air; 

entrancing and soothing water 

features bubbling throughout the 

property; labyrinths to mosey 

through – you name it - this place 

had it going on. If you wanted 

subdued, undisturbed time to do 

absolutely nothing at all, this was 

the place. And sushi. They had 

lots of sushi. 

The Critic’s 

Corner 

By David Laprad 

doomed teenagers, which made 

sitting down to watch a new one 

fun. 

As the new “Nightmare” 

began, however, a sense of “been 

there, done that” oozed off the 

screen. This time through, the 

audience knows who Kruger is, 

and must wait for the characters 

in the film to catch up. This 

makes the first hour or so rather 

dull. Director Samuel Bayer uses 

old tricks to try to stir up scares – 

innocuous surprises make loud 

noises and people pop out of 

places they shouldn’t be to startle 

viewers – but none of them work. 

The movie gets interesting at 

about the halfway point, when it 

chronicles the events that turned 

Kruger into a monster. In a bold 

move, the filmmakers define the 

motivations of the new Freddy 

always a special kind of gift that 

all mothers, herself included, 

enjoy. She says the most memorable 

gift she received from her 

now adult son was when he would 

pick her flowers from the yard. 

“You can be in the dead of 

winter and have someone send 

you lilies, which you don’t have 

in your yard at that time, and it’s 

always nice,” she says. “We are 

right in the throes of spring, so 

every one of mother’s favorite 

flowers are available now.” 

The slogan of Blue Ivy 

Flowers is, “Celebrate life with 

flowers,” because, Wilson says, 

flowers are always around to mark 

important times in our lives 

including births, proms, weddings, 

anniversaries and funerals. 

Although today’s Mother’s 

Day sales remain high in flowers, 

cards, perfume and candies, new 

alternatives are available for nontraditionalists. 

Mother’s Day 

cards are available from organiza- 

Diversions 

So, what was the problem? It 

was missing the stuff we like. 

Families bustling around trying to 

keep their overly excited children 

in tow, young people sauntering 

by with their Coppertone tans, 

elderly people enjoying themselves 

by the pool, hamburgers, 

pizzas and nachos served from the 

poolside brick oven grill – this is 

the stuff we enjoy. Lots of tourists 

just like us. Oh, and did I mention 

that we don’t eat sushi? 

I’m not knocking the other 

side, just saying – we were out of 

our zone, which was the whole 

purpose of the resort – to get 

“zoned”. 

Well, the only kink in our 

reservations was that I made 

them through a second party 

booking company, and had paid 

for them a month in advance; so 

getting a refund from this holistic, 

over-our-budget resort was 

not possible. However, to be as 

accommodating as they could 

(after I started crying at the 

thought of spending five days 

there), the resort did move us to 

one of their other properties, 

more in the center of town, and 

with a family-type atmosphere. 

They also had hamburger and 

pizza out by the pool. Nachos and 

tacos, all that good stuff. 

more clearly by making something 

at which the first 

“Nightmare” only hinted more 

explicit. It makes Kruger even 

more hideous than before. 

And therein lies the only real 

strength of the new movie. Over 

the course of five sequels, Kruger 

went from child murderer to wisecracking 

villain; he wasn’t scary 

anymore by the time the sixth 

film rolled around. But 

“Nightmare 2010” replaces Roger 

Englund with a new actor who 

not only resurrects the evil in 

Kruger but also makes the iconic 

role his own. 

Along the way, Bayer inserts 

some nice tips of the fedora to the 

original, which I’ll leave you to 

discover. 

The original “Nightmare” 

remains a classic that’s just as 

watchable today as it was 26 years 

ago, making a redo unnecessary. 

However, if you think of the 

remake as more of a homage than 

a shameless attempt to milk someone 

else’s ideas for money, you 

might enjoy more of it than you 

hate. 

••• 

When scientists figured out 

how to smash atoms into one 

another, they created the most 

destructive force known to man. 

tions that donate the funds from 

the purchase of their cards to 

charitable causes. When you buy 

Mother’s Day cards from the 

United Nation’s Children’s Fund 

(UNICEF), the proceeds go to 

supporting the needs of children 

worldwide. Buying a card from 

the Foot and Mouth Painting 

Artist Organization supports disabled 

artists who are unable to 

paint with their hands. 

For mothers far away, e-cards 

go straight to their e-mail inbox 

and are offered by Blue Mountain 

Cards, American Greetings and 

Hallmark on their Web sites. 

This reporter’s mother, Laura 

Tuggle, agrees that the simple 

things Bruner, Dumas and Wilson 

enjoy from their children is something 

she can identify with. 

“You seriously can’t beat 

handmade cards and words from 

the heart or something that you 

know mom likes,” she says. 

Here’s looking at you, mom. ❖ 

It ended up being one of our 

best vacations in a while, pricier 

than usual, but fun. And even 

though we don’t like to jump out 

of our box and stay out of it for 

any length of time, we still managed 

to experiment – we ordered 

Octopus one night for dinner! 

And ate it – all of it. Even Don. It 

was sautéed in garlic, olive oil 

and a few herbs, and tasted like – 

um-m-m, what can I say – chicken! 

Rubbery chicken. Not something 

we will ever try again, but 

hey, stepped out of our box, 

didn’t we? 

Today’s recipe isn’t about an 

appetizing dish of sautéed 

If they’d really wanted to rip a 

hole in the fabric of the universe, 

though, they would’ve tapped 

into the energy that’s produced 

when two human lives collide. 

Take one person who’s heading 

full speed in one direction and 

another who’s charting a different 

course, ram them together, and 

the resulting explosion can be cataclysmic. 

But the lure of attraction 

is so strong, and its effects on 

our mental faculties so numbing, 

most of us steer into, rather than 

away from, the impact. 

When all of that energy is 

released, it almost always knocks 

both people off course. Case in 

point: Zoe (Jennifer Lopez) and 

Stan (Alex O’Loughin), who 

bump into each other in the back 

of a taxicab and are soon hopelessly 

entangled in love. 

To say Zoe complicates Stan’s 

life would be an understatement. 

As she was waving down her ride, 

she was on her way home from 

being artificially inseminated. 

The baby takes, and so does the 

guy in the cab, leaving her in a 

bind: does she tell the freewheeling 

goat cheese farmer about her 

pregnancy or wait and see where 

things go? 

Zoe decides to hold her cards 

close to her chest. By the time she 

Octopus. Sorry. You will have to 

find that on your own! We love 

this hummus with baked pita 

chips. 

Roasted Red Pepper 

Hummus 

2 cloves garlic, minced 

1 15-ounce can Garbanzo 

Beans, drained 

1/3 cup tahini 

1/3 cup lemon juice 

1/2 cup roasted red peppers 

1/4 teaspoon dried basil 

Add all ingredients in food 

processor, process until smooth. 

Season with salt and pepper. 

Transfer to small bowl, cover, and 

chill until ready to serve. ❖ 

reveals her hand, Stan is already 

in deep and does the honorable 

thing. Unfortunately, neither of 

them realize they’re at the mercy 

of the second most destructive 

force known to man: a terrible 

screenplay. 

The creators of “The Back- 

Up Plan” take what could be a 

funny, heartwarming and intelligent 

movie and, in a stupefying fit 

of unoriginality, throw every 

known romcom cliché at their 

hapless couple. 

There’s actually a scene in 

which Stan leans over a candlelit 

dinner to kiss Zoe and knocks 

over a bottle of wine. This tips 

over the candles and ignites the 

tablecloth, sending Zoe scampering 

to a nearby hose, which she 

uses to put out the fire and soak 

Stan to the bone. Of course, he 

laughs hugely, grabs the hose and 

sprays her down in gleeful 

revenge. 

The rest of the movie is just 

as bad or worse, but I only have 

enough space left to issuing a simple 

warning: if you’re feeling a 

strong lure to see “The Back-Up 

Plan,” steer away from, rather 

than into, the impact. 

Email David Laprad at 

dlaprad@hamiltoncountyherald 

.com. ❖ 

Mom’s day Continued from page 13 

Mother’s Day is the second largest holiday for flower sales, right 

behind Valentine’s Day. Popular choices of flowers for mom include 

carnations, orchids, potted plants and the centipede vase selections 

(pictured) offered at Blue Ivy Florist on Hixson Pike, says owner 

and master florist Dale Victoria Wilson. (Erica Tuggle)





Tennessee, executed by Joseph N Allee and 

Cynthia J Allee, conveying certain property 

therein described to Denise Haraseviate as 

Trustee for Washington Mutual Bank, F.A.; 





















Located in the First Civil District, Inside of 

City of Chattanooga: 

Lot Twelve (12), Lake Terrace, Unit Four (4), 


Page 62, in the Register’s Office for Hamilton 


Subject to restrictions as set out in Book 1425, 

page 625, in the Register’s Office. 

Subject to sixteen (16), foot utility easement 

located along the rear of said lot as shown by 

the dotted line of the recorded plat. 

ALSO KNOWN AS: 4726 Mink Place 

Drive, Chattanooga, Tennessee 37416 












Joseph N Allee; Cynthia J Allee 












HCH3T-4/30,5/7,5/14/10 


WWW.MYFIR.COM 










Tennessee, executed by Delma L. McClure, 


to First Title Insurance Company as Trustee 

for Crossland Mortgage Corp.; and the undersigned, 





















Lot One (1), Block No. Thirty-One (31), 

Shipp’s Hamilton Subdivision in Orchard 

Knox, as shown by plat of record in Plat Book 

6, page 27, in the Register’s Office of 


ALSO KNOWN AS: 213 North Hawthorne 

Street, Chattanooga, Tennessee 37404-3740 












Delma L. McClure; CitiFinancial Inc 












FHA No. 481-2154266 

HCH3T-4/30,5/7,5/14/10 


WWW.MYFIR.COM 








2006, at Book 8094, Page 150 in Office of the 


Tennessee, executed by Richard J. Ebersole 

and Anita H Ebersole, conveying certain 

property therein described to Grant, 

Konvalinka & Harrison, P.C. as Trustee for 



solely as a nominee for American Acceptance 

Mortgage, Inc. and American Acceptance 

Mortgage, Inc.’s successors and assigns; and 





















In the First Civil District, City of 

Chattanooga, Hamilton County, Tennessee: 

Lot 39, Final Plat of Heritage Green 

Subdivision, as shown on Plat recorded in Plat 

Book 58, page 109, Register’s Office of 


ALSO KNOWN AS: 940 Norfolk Green 

Circle, Chattanooga, Tennessee 37421-8216 












Richard J. Ebersole; Anita H Ebersole; 

Regions Bank 












HCH3T-4/30,5/7,5/14/10 


WWW.MYFIR.COM 










Tennessee, executed by Melba D. Loftis, conveying 


Lookout Title Services, LLC as Trustee for 



solely as a nominee for Wilmington Finance, 

Inc. and Wilmington Finance, Inc.’s successors 





















LOCATED IN THE THIRD CIVIL DIS- 

TRICT OF HAMILTON COUNTY, TEN- 

NESSEE: Lot One (1), Floyd Brallier’s 

Subdivision and the North 25 feet of Lot Two 

(2), Floyd Brallier’s Sudvision, as shown by 

plat recorded in Plat Book 9, Page 29, in the 


Tennessee and the South 5 feet of the West 

150 feet of Lot Thirteen (13), Flora Farm 

Subdivision, as shown by plat recorded in Plat 

Book 8, Page 3, in the Register’s Office, 

Hamilton County, Tennessee. Said lot and 

parts of lots form one tract of ground more 

particularly described as follows: BEGIN- 

NING at the Northwestern corner of Lot One 

(1), Floyd Brallier’s Subdivision in the 

Southeastern line of Lyndon Avenue; thence in 

a Northeastwardly direction along the 

Southeastern line of Lyndon Avenue 5 feet to 

a point; thence in a Southeastwardly direction 

5 feet, Northwardly of the Northern line of 

Lot One (1), 100 feet to a point in the 

Northwestern line of a 10 foot alley; thence in 

a Southwestwardly direction along the 

Northwestern line of said alley 80 feet to a 

point; thence in a Northwestwardly direction 

150 feet to a point in the southeastern line of 

Lyndon Avenue; thence in a Northeastwardly 

direction along the Southeastern line of 

Lyndon Avenue 75 feet to the point of beginning. 

ALSO KNOWN AS: 2408 Lyndon Avenue, 













Melba D. Loftis 












HCH3T-4/30,5/7,5/14/10 


WWW.MYFIR.COM 










Tennessee, executed by John W. Richey, II 

and Angela M. Richey, conveying certain 

property therein described to Jeff Farris as 


Systems, Inc. as Nominee for Pine State 

Mortgage Corporation and Pine State 

Mortgage Corporation Successors and 





















Being Lot No. One Hundred Eighty-Three 

(183), Final Plat, Meadow Stream 

Subdivision, Phase IV, as shown by plat of 

record in Plat Book 75, page 198, of the 



made for a more complete and accurate 

description of said lot. 

ALSO KNOWN AS: 8596 Kelsey Chel 

Court, Ooltewah, Tennessee 37363 









an accurate survey of the premises might dis- 

close. In addition, the following parties may 


John W. Richey , II; Angela M. Richey; 

Branch Banking and Trust Company 












HCH3T-4/30,5/7,5/14/10 


WWW.MYFIR.COM 










Tennessee, executed by Georges Charles 

Patricia Charles and P.D. Freeman, conveying 


Ensign Title & Escrow, Inc. as Trustee for 



solely as a nominee for First Franklin A 

Division of National City Bank and First 

Franklin A Division of National City Bank’s 

successors and assigns; and the undersigned, 



Trustee. 


















Lot 228, Flagstone Subdivision, Unit 8, as 


195, in the Register’s Office, Hamilton 

County, Tennessee, to which plat reference is 

hereby made for a more particular description 

of said property. 

This conveyance is made subject to: 



Covenants, Conditions, and Restrictions as set 

forth in instrument recorded in Book 3500, 

Page 97, as refilled in Book 3501, Page 156, 

and as imposed by instrument recorded in 

Book 4097, Page 327. 

Matters appearing on the plat recorded in Plat 

Book 46, Page 95, including, but not limited 

to, any building setback lines and/or easements 

lying within the lot(s) described herein. 

ALSO KNOWN AS: 6809 Flagstone Drive, 













Georges Charles; Patricia Charles; P. D. 

Freeman; First Franklin Financial, A Division 

of National City Bank of Indiana; P. D. 

Freeman; P.D. Freeman 












HCH3T-4/30,5/7,5/14/10 


WWW.MYFIR.COM 





of a Deed of Trust Note dated January 





Tennessee, executed by Jonathan A. 

Robinson and Dava Robinson, conveying 

certain property therein described to Hamilton 

Title Insurance Agency, LLC as Trustee for 



solely as a nominee for Freedom Mortgage 

Corporation and Freedom Mortgage 

Corporation’s successors and assigns; and the 























Lot Number Nineteen (19) and the South 

Twenty-five (25) feet of Lot Number 

Seventeen (17), Block Nineteen (19), Tiftonia 

Section Number One (1), as shown by plat of 



Tennessee. According to said plat, said lot and 

part of lot are more particularly described as 

follows: Beginning at a point in the Western 

line of Rose (formerly Hemlock) Circle, said 

point being Three Hundred Eighty Nine and 

9/10 (389.9) feet Southwardly from the beginning 

of said Rose Circle and being also 

Twenty Five (25) feet North of the South line 

of Lot Seventeen (17), if measured at right 

angles thereto; thence Westwardly, Twenty 

Five (25) feet North of and parallel to the 

South line of Lot Seventeen (17), One 

Hundred Eighty (180) feet, more or less, to 

the Eastern line of Lot Sixteen (16); thence 

Southwardly along the Eastern line of Lots 

Sixteen (16) and Eighteen (18), Seventy Five 

(75) feet to a point, corner to Lot Number 

Twenty One (21); thence Eastwardly, along 

the line dividing Lots Nineteen (19) and 

Twenty-One (21), One Hundred Sixty Four 

and 2/10 (164.2) feet to the Western line of 

Rose Circle; thence Northeastwardly, along 

the Western line of Rose Circle, Seventy Six 

and 4/10 (76.4) feet to the point of beginning. 



thereon. 

Subject to Covenants, Conditions and restrictions 

as set out in instrument recorded in Book 


Hamilton County, Tennessee, but omitting any 

covenant or restriction based on race, color, 

religion, sex, handicap, familial status or 

national origin unless and only to the extent 

that said covenant (a) is exempt under Chapter 

42, Section 3607 of the United States Code or 

(b) relates to handicap but does not discriminate 

against handicapped persons. 

Subject to Covenants, Conditions and restrictions 

as set out in instrument recorded in Book 


Hamilton County, Tennessee, but omitting any 

covenant or restriction based on race, color, 

religion, sex, handicap, familial status or 

national origin unless and only to the extent 

that said covenant (a) is exempt under Chapter 

42, Section 3607 of the United States Code or 

(b) relates to handicap but does not discriminate 


Subject to Easement for Public Service Lines 

as shown by dotted lines on recorded plat. 

Subject to building setback line as shown on 

said plat. 

ALSO KNOWN AS: 37 Hemlock Circle, 













Jonathan A. Robinson; Dava Robinson; 

Freedom Mortgage Corporation; Mortgage 

Electronic Registration Systems, Inc., as nominee 

for Freedom Mortgage Corporation; 

LoanCare Servicing Center, Inc. 















HCH3T-4/30,5/7,5/14/10 


WWW.MYFIR.COM 




2010 at 10:00 AM local time, at the west door, 



by Cynthia S. Bryant, to Transcontinental 

Title, Trustee, on August 5, 1999 at Book 

GI5420, Page 953; conducted by Shapiro & 

Kirsch, LLP Substitute Trustee, all of record 

in the Hamilton County Register’s Office. 

Owner of Debt: Household Financial Center 

Inc 






County, Tennessee, to wit: 

Lot Seventeen (17), revised plat of Lake 

Forest Subdivision, Unit Number One (1) as 

shown by plat recorded in Plat Book 22, Page 

77, in the Register’s Office, Hamilton County, 


given for a more particular description of said 

property. 

Street Address: 5706 Lyle Circle, Hixson, TN 

37343 

Current Owner(s) of Property: Heirs of 

Cynthia S. Bryant 

Other interested parties: Household Financial 

Center Inc. and Household Financial Center, 

Inc. 


property is believed to be 5706 Lyle Circle, 

Hixson, TN 37343, but such address is not 

part of the legal description of the property 





SALE IS SUBJECT TO ANY INTEREST 

THAT MAY EXIST IN UNRELEASED 

DEED OF TRUST OF RECORD IN BOOK 

4789 PAGE 327 IN THE REGISTERS 


NESSEE. 










forth above. 

















Phone 901-767-5566 

Fax 901-767-8890 

HCH3T-4/30,5/7,5/14/10 

S&K09-023735 



2010 at 10:00AM Eastern Standard Time, 

at the west door, Hamilton County 

Courthouse, Chattanooga, Tennessee pursuant 

to Deed of Trust executed by Kaytrenia L. 

Lee, Formerly Known As Kaytrenia L. 

Carter and husband, Felix Lee, to Century 

Title and Escrow Inc., Trustee, on August 3, 

2004 at Book GI 7227, Page 164; conducted 

by Shapiro & Kirsch, LLP Substitute Trustee, 

all of record in the Hamilton County 


Owner of Debt: Deutsche Bank National Trust 

Company as Trustee for the MLMI Trust 

Series 2005-NC1 






Chattanooga, Hamilton County, Tennessee: 

Being a part of Lot 11, Lake Terrace Addition, 

Unit 2, as shown by plat of record in Plat 

Book 22, Page 23, Register’s Office of 

Hamilton County, Tennessee, and being a part 

of Lots 1 and 2, Ledford Heights, as shown by 

plat of record in Plat Book 22, Page 54, said 

Register’s Office, to which plat reference is 



The part of Lot 11 Lake Terrace Addition, 

Unit 2, being the remaining portion of Lot 11 

after excluding the portion previously conveyed 

in Book 1491, Page 267, said Register’s 

Office. 

The part of Lots 1 and 2 of Ledford Heights 

being the remaining portion of Lots 1 and 2 

after excluding the portion previously conveyed 

in Book 1562, Page 455, said Register’s 

Office. 

Street Address: 6218 Hansley Drive, 


Current Owner(s) of Property: Neeld J. 

Messler, as Trustee and not personally under 

the Lee 6218 Hansley Trust 

Other interested parties: Neeld Messler 


property is believed to be 6218 Hansley 

Drive, Chattanooga, TN 37416, but such 
















forth above. 

















Phone 901-767-5566 

Fax 901-767-8890 

HCH3T-4/23,4/30,5/7/10 

S&K09-022699 

NOTICE OF FORECLOSURE SALE 

WHEREAS, default having been made in payment 

of the debts and obligation secured to be 

paid by that certain Real Estate Deed of Trust 

(With Future Advance Clause) dated 

November 10, 2006 of record in Book 8147, 

Page 491, in the Register’s Office of 

Hamilton County, Tennessee (the “Deed of 

Trust”), Henry Tipton Construction, LLC 

(“Grantor”), conveyed to C. Bruce Batten, 

Trustee, certain real property, described below, 

(the “Property”) to secure the payment of a 

certain obligation described in the Deed of 

Trust including, without limitation, that evidenced 

by a certain Promissory Note dated 

November 10, 2006, executed by Henry 

Tipton Construction, LLC payable to 

Community Trust & Banking Co.; and 

WHEREAS, on March 5, 2009, Henry Tipton 

Construction, LLC conveyed all rights, title 

and interest in said Property to Henry F. 

Tipton, Jr. by that certain Quitclaim Deed of 

record in Book 8871, Page 771, in the recorded 

in the Register’s Office of Hamilton 

County, Tennessee; and 

Whereas, on July 21, 2009 Henry Field 

Tipton, Jr. and Scarlette Janette Tipton filed 

for Chapter 7 Bankruptcy, Case No. 09-14503, 

in the United States Bankruptcy Court for the 

Eastern District of Tennessee; and 

Whereas, by order of the above-referenced 

Bankruptcy entered October 1, 2009, the automatic 

stay was terminated and the Chapter 7 

Trustee abandoned his interest in and with 

respect to the Property secured by the abovereferenced 

Deed of Trust commonly known as 

7036 Arbor Leaf Lane, Ooltewah, Tennessee, 

permitting Community Trust & Banking Co. 

to foreclose upon said Property and pursue it 

available state law remedies with regard to 

said Property; and 

WHEREAS, Brian P. Mickles has been 

appointed as Substitute Trustee pursuant to 

that certain Appointment of Substitute Trustee 

recorded in the Register’s Office of Hamilton 

County, Tennessee, with all the rights, powers 

and privileges of the original trustee named in 

said Deed of Trust; and 



due and payable and that Brian P. Mickles, 

Trustee, and any substitute trustee who may 

succeed him, pursuant to the power, duty and 

authority vested in and imposed upon it in the 

Deed of Trust will on May 21, 2010, at 10:00 

o’clock a.m., at the West door of the 

Hamilton County Courthouse in Chattanooga, 

Tennessee, offer for sale to the highest and 

best bidder for cash, certain real property 

located in Hamilton County, Tennessee, 


Lot 15, The Arbors, P.U.D., of record in Plat 



For prior title see Deed recorded in Book 

7336, Page 502 and in Book 7336, Page 504, 


Tennessee. 

SUBJECT TO Restrictions as set out in instrument 

recorded in Book 8082. Page 98, in the 


Tennessee, but omitting any covenant or 

restriction based on race, color, religion, sex, 

handicap, familial status or national origin 

unless and only to the extent that said 

covenant (a) is exempt under Chapter 42. 

Section 3607 of the United States Code or (b) 

relates to handicap but does not discriminate 


SUBJECT TO Lien of Assessments provided 

for in “Declaration of Covenants and 

Restrictions for The Arbors Homeowners 

Association,” document of record in Book 

8082, Page 98, and any amendments thereof, 


Tennessee. 

SUBJECT TO 10 foot Power and 

Communications Easement as shown or speci- 

fied on the recorded plat. 

SUBJECT TO Building setback requirements 

as shown or specified on the recorded plat. 

SUBJECT TO all notes, stipulations, restrictions, 

easements, conditions, and regulations 

as set out on recorded plat. 


subdivision ordinances in effect thereon. 

The street address of the Property is believed 

to be 7036 Arbor Leaf Lane, Ooltewah, TN 

37363. 

Said sale will be subject to any and all unpaid 

ad valorem taxes (plus penalty and interest, if 

any) that may be a lien upon the Property; any 

and all liens, defects, encumbrances, adverse 

claims, and other matters which take priority 

over the Deed of Trust upon which this foreclosure 

sale is had; any statutory rights of 

redemption not otherwise waived in the Deed 

of Trust, including rights of redemption of any 

governmental agency, state or federal, which 

might not have been waived by such governmental 

agency; all notes, stipulations, restrictions, 

easements, conditions and regulations as 

set out on recorded plat; any governmental 

zoning and subdivision ordinances or regulations 

in effect thereon; the accuracy of the 

Index Book of the said Register’s Office; and 

any other matters which an accurate survey of 

the Property might disclose; all other matters 

which are prior in right to the lien of the Deed 

of Trust and all matters shown on any applicable 

plat. The Deed of Trust recites title to the 

property as unencumbered except as provided 

above, but Substitute Trustee will make no 

covenant of seisin or warranty of title, express 

or implied, and will sell and convey as 

Substitute Trustee only subject to the above. 

Further, the transfer shall be “As Is” and without 

warranty of any kind, express or implied, 

as to the condition of such property and the 

improvements located thereon, including merchantability 

or fitness for particular purpose. 

A lien of the State of Tennessee with respect 

to which provisions of T.C.A. §67-1- 

1433(b)(1) require notice to be given is 

recorded in Book 6141, Page 315, in the 


Tennessee. The notice required by T.C.A. 

§67-1-1433(b)(1) to be given to the State of 

Tennessee has been timely given. The sale 

herein advertised will be subject to the right of 

the State of Tennessee to redeem the land as 

provided in T.C.A. §67-1-1433(c)(1). 

The Substitute Trustee, in order to accomplish 

the most advantageous sale and consequent 

discharge of his obligation under the Deed of 

Trust, reserves the right to do any or all of the 

following, without further publication and 

upon announcement at the time and place for 

the sale set forth herein: 

1. The right is reserved to adjourn the day of 

sale to another date and time without further 

publication upon announcement at the time set 

above; 

2. The right is reserved to take or accept the 

next highest or best bid at such sale should the 

last and highest bidder fail or refuse to comply 

with the terms of sale for any reason. In such 

event, the Substitute Trustee shall also reserve 

the right to reopen and sell said Property at his 

option; and 

3. The right is reserved to conduct the sale by 

or through his or attorneys acting in his place 

or stead, including the use of an auctioneer. 

PARTIES INTERESTED: 

Tennessee Department of Revenue, Special 

Procedures Unit 

Aluma Window Co., Inc. 

S & M Building Supply 

The Roofing & Supply Company 

Henry F. Tipton, Jr. 

THIS IS AN ATTEMPT TO COLLECT A 

DEBT, AND ANY INFORMATION 


PURPOSE. 

Dated this 20th day of April, 2010. 

Brian P. Mickles, Substitute Trustee 

701 Market Street, Suite 1610 


(423) 266-1237 

HCH3T-4/23,4/30,5/7/10 

NOTICE OF SUBSTITUTE TRUSTEE’S 

SALE 

WHEREAS, default having occurred in the 

performance of the covenants, terms and conditions 

of a Commercial Note dated December 

29, 2006, and a Residential Deed of Trust 

securing the same dated December 29, 2006, 

recorded in Book 8210, Page 917, Register’s 

Office of Hamilton County, Tennessee (the 

“Deed of Trust”), conveying certain property 

described in the Deed of Trust from DON- 

ALD FLANIGAN, a/k/a DONALD E. 

FLANIGAN, to Steve Lancaster, as Trustee 

for SunTrust Bank, a Georgia banking corporation 

(“Beneficiary”); and, 

WHEREAS, the undersigned Dustin J. 

Manning of Husch Blackwell Sanders LLP, 

having been appointed Substitute Trustee in 

the place and stead of Steve Lancaster by 

Appointment of Substitute Trustee filed of 

record on April 15, 2010 in Book 9147, Page 

614, in said Register’s Office; and 

Beneficiary, as present owner of the debt 

secured, having requested the undersigned to 

advertise and sell the property conveyed by 

the Deed of Trust; 

NOW THEREFORE, notice is hereby given 


due and payable and that Dustin J. Manning 

of Husch Blackwell Sanders LLP, as 

Substitute Trustee, by virtue of the power, 

duty and authority vested in and imposed 

upon said Substitute Trustee will, on 

Friday, May 14, 2010 

Commencing at 10:00 a.m. at the west door of 

the Hamilton County Courthouse, 625 Georgia 

Avenue, Chattanooga, Tennessee 37402, proceed 

to sell the following property at public 

auction to the highest bidder for cash at the 

time and under the terms described in this 

Notice of Sale: 

Lot 6, Jomont Subdivision, of record in Plat 


Hamilton County, Tennessee, to which plat 

reference is hereby made for a more particular 

description of said property. 

Being the same property conveyed to Donald 

E. Flanigan and wife, Elizabeth E. Flanigan 

by Special Warranty Deed from U.S. Bank, 

N.A., as Trustee for the registered holders of 

Asset Backed Certificates, Series 2005-HE4, 

by Ocwen Federal Bank FSB n/k/a/ Ocwen 

Loan Servicing LLC, as its attorney in fact, 

dated December 8, 2006 and recorded in Book 

8210, Page 914, Register’s Office for 


And further being the same property conveyed 

to Donald E. Flanigan by Quitclaim Deed 

from Elizabeth Flanigan dated June 1, 2007 

and recorded in Book 8383, Page 230, 

Register’s Office for Hamilton County, 

Tennessee. 

Property address: 917 Ely Road, 

Chattanooga, Tennessee. 

Map and Parcel No.: 109K-B-017. 

TOGETHER WITH (i) all buildings, structures 

and improvements now or hereafter 

erected on the above-described property, (ii) 

all fixtures attached to the above-described 

property or any buildings or improvements situated 

thereon, and (iii) all estates, rights, tenements, 

hereditaments, privileges, rents, issues, 

profits, easements and appurtenances of any 

kind benefiting the above-described property, 

all means of access to and from the abovedescribed 

property, whether public or private, 

and all water and mineral rights. 

This sale is subject to any and all unpaid 

Hamilton County and City of Chattanooga 

real estate taxes and assessments; any restrictive 

covenants, easements, or setback lines 

that may be applicable; any statutory right of 

redemption of any governmental agency, state 

or federal; any prior liens or encumbrances as 

well as any priority created by a fixture filing; 

and to any matter that an accurate survey of 

the premises might disclose. 

To the best of the Substitute Trustee’s knowledge, 

information and belief, there are no 

Federal or State tax lien claimants upon the 

subject property which would require notice 

pursuant to the terms and provisions of T.C.A. 

§ 35-5-104 or T.C.A. § 67-1-1433 or 26 

U.S.C. § 7425. 

The Deed of Trust recites that all right of 

homestead, equity of redemption, statutory 

right of redemption and all other rights and 

exemptions of every kind, including, but not 

limited to, a statutory right to an elective share 

in the property are relinquished and waived. 

Title is believed to be good, but the undersigned 


Trustee. 



highest bidder will be deemed the successful 

bidder. 


sale to another date, time and place certain 


at the time and place of the sale set forth 

above. 

CURRENT PROPERTY OWNER: 

Donald E. Flanigan 

Dated: April 20, 2010 

Dustin J. Manning, Substitute Trustee 

Husch Blackwell Sanders LLP 

736 Georgia Avenue, Suite 300 


HCH3T-4/23,4/30,5/7/10 



2010 at 10:00AM Eastern Standard Time, at 

the west door, Hamilton County Courthouse, 


Trust executed by Anthony Wayne Wilson 

Single and Unmarried, to Maria Bingham, 

Trustee, on January 6, 2006 at Book GI 7807, 

Page 36; conducted by Shapiro & Kirsch, LLP 

Substitute Trustee, all of record in the 


Owner of Debt: Citifinancial, Inc., a 

Tennessee Corporation 






County, Tennessee, to wit: 

Lot Number 40, Resubdivision Synders, filed 

in Plat Book 11 at Page 25, in the Register’s 

Office of Hamilton County, Tennessee, to 

which plat reference is hereby made for a 

more particular description of said property. 

Street Address: 5425 Marion Avenue, 


Current Owner(s) of Property: Anthony 

Wayne Wilson 

Other interested parties: Citifinancial, 

CitiFinancial, Inc. and CitiFinancial, Inc. 


property is believed to be 5425 Marion 

Avenue, Chattanooga, TN 37412, but such 
















forth above. 

















Phone 901-767-5566 

Fax 901-767-8890 

HCH3T-4/23,4/30,5/7/10 

S&K10-002823 

NOTICE OF SUBSTITUTE TRUSTEE’S 



conditions of a Deed of Trust dated March 17, 

2008, executed by Richard Powers, conveying 

certain real property therein described to 

Bruce C. Bailey, as Trustee, as same appears 

of record in the Register’s Office of Hamilton 

County, Tennessee recorded March 19, 2008, 

in Deed Book GI8618, Page 303, ; and 



assigned to BAC Home Loans Servicing, LP, 

Fka Countrywide Home Loans Servicing, LP 





be filed for record in the Register’s Office of 

Hamilton County, Tennessee. NOW, TH ERE- 
















LAND IN HAMILTON COUNTY, TEN- 

NESSEE, BEING LOT NO. FOUR (4) ON 

THE PLAN OF MCNEESE SUBDIVISION, 

OF RECORD IN PLAT BOOK 42, PAGE 18, 

REGISTER`S OFFICE FOR SAID COUNTY, 

TO WHICH PLAN REFERENCE IS HERE- 

BY MADE FOR A MORE COMPLETE 

DESCRIPTION. BEING THE SAME PROP- 

ERTY CONVEYED TO RICHARD POW- 

ERS FROM JOSHUA ROBINSON AND 

WIFE, ANGELA ROBINSON BY DEED OF 

RECORD IN BOOK 8618 PAGE 301 REGIS- 

TER`S OFFICE FOR HAMILTON COUNTY. 

TENNESSEE. SUBJECT TO ALL EASE- 

MENTS, RESTRICTIVE COVENANTS 

AND CONDITIONS, AND OTHER MAT- 

TERS OF RECORD, INCLUDING ALL 

ITEMS SET OUT ON ANY APPLICABLE 

PLAT OF RECORD. PROPERTY ADDRESS: 

The street address of the property is believed 

to be 3191 Plaza Circle, Chattanooga, TN 

37419. In the event of any discrepancy 




Richard Powers OTHER INTERESTED PAR- 

TIES: Secretary of Housing and Urban 

Development, LVNV Funding LLC The sale 

of the above-described property shall be subject 

to all matters shown on any recorded plat; 

any unpaid taxes; any restrictive covenants, 

easements or set-back lines that may be applicable; 



























Tel: (888) 890-5309 Fax: ( 404) 601- 

5846 Ad #3032: 2010-04-23 2010-04-30, 

2010-05-07 







of a Deed of Trust Note dated January 


securing the same, recorded February 4, 2004, 



Tennessee, executed by Edwin E. Moore, Sr., 


to M. Witherspoon as Trustee for Wells Fargo 

Financial Tennessee, Inc; and the undersigned, 



Trustee. 


















All that tract or parcel of land lying and being 

in the County of Hamilton, Tennessee and 

being a Part of Lots One (1) and Two (2), 

Riley Subdivision, as shown by Plat recorded 

in Plat Book 32, Page 101, in the Registers 


Less and Except that property conveyed by 

deed recorded in Book 4582, Page 299 (Lot 1) 

and Book 5577, Page 316, aforesaid records. 

ALSO KNOWN AS: 7322 Hixson Pike, 













Edwin E. Moore , Sr.; Clayborn O. 

Reeves and Blondena Reeves; Memorial 

Hospital; Discover Bank; MRC Receivables 

Corp.; Internal Revenue Service 

On or about November 24, 2009, the United 

States of America, Internal Revenue Service, 

filed a federal tax lien against the Defendant, 

Edwin E & Carol A Moore, recorded in the 


Tennessee, at Book GI 9062, Page 752. Any 

interest in the property held by the United 


by virtue of the aforementioned federal tax 

lien is both junior and inferior to the interests 

held by Wells Fargo Financial Tennesse Inc.. 

Provided, however, that the United States of 

America, Internal Revenue Service, pursuant 

to 26 U.S.C. §7425 and 28 U.S.C. §2410(c), 

shall have one hundred and twenty (120) days 

from the date of the sale within which to 

redeem the property by virtue of its tax lien(s) 

herein by payment of the actual amount paid 

by the purchaser at the foreclosure sale, plus 

any amount in excess of the expenses necessarily 

incurred in connection with such property, 

less the income from such property, plus 

a reasonable rental value of such property. As 

required by 26 U.S.C. §7425(b), the United 

States of America, Internal Revenue Service 

has been given timely notice of this action. 

On or about November 24, 2009, the United 


filed a federal tax lien against the Defendant, 

Edwin E & Carol A Moore, recorded in the 


Tennessee, at Book GI 9062, Page 753. Any 

interest in the property held by the United 


by virtue of the aforementioned federal tax 

lien is both junior and inferior to the interests 

held by Wells Fargo Financial Tennesse Inc.. 

Provided, however, that the United States of 

America, Internal Revenue Service, pursuant 

to 26 U.S.C. §7425 and 28 U.S.C. §2410(c), 

shall have one hundred and twenty (120) days 

from the date of the sale within which to 

redeem the property by virtue of its tax lien(s) 

herein by payment of the actual amount paid 

by the purchaser at the foreclosure sale, plus 

any amount in excess of the expenses necessarily 

incurred in connection with such property, 

less the income from such property, plus 

a reasonable rental value of such property. As 

required by 26 U.S.C. §7425(b), the United 

States of America, Internal Revenue Service 

has been given timely notice of this action. 












HCH3T-4/23,4/30,5/7/10 


WWW.MYFIR.COM 










Tennessee, executed by Irene Norris and 

Austin Thompson, conveying certain property 

therein described to Legal Title as Trustee 


Inc., a separate corporation acting solely as 

nominee for Freedom Mortgage Corporation 

and Freedom Mortgage Corporation’s successors 





















Lot Three (3), W. H. McKaig property as 

shown by plat of record in Plat Book 20, Page 

31, in the Register’s Office of Hamilton 

County, Tennessee. According to said lot 

fronts 100 feet on the western line of Frawley 

Road and extends westwardly, between parallel 

lines, 195 feet, more or less, to the western 

line of said subdivision 

ALSO KNOWN AS: 601 Frawley Road, 













Irene Norris; Austin Thompson 












FHA No. 481-2721132-703 

HCH3T-4/23,4/30,5/7/10 


WWW.MYFIR.COM 








Book 4358, Page 251 in Office of the 


Tennessee, executed by Philip M. Tait, conveying 

certain property therein described to L. 

Patrick Sandlin, of Shelby County, TN as 

Trustee for Community Mortgage 






















Hamilton County, Tennessee: Lot Seven (7), 

Garfield Acres, as shown by plat recorded in 

Plat Book 42, page 435, in the Register’s 





Gas Line Easement as set out on recorded 

plat. 

Being more commonly known as 6214 

Harrison-Ooltewah Road Harrison, Tennessee. 

For prior title see Warranty Deed from 

National Title Insurance Agency, Trustee by 

Glen R. Fox, President to Karen Lightfoot 

Carlton dated 7/15/88 and filed 8/8/88 in book 

3517, page 623 in the Register’s Office of 


ALSO KNOWN AS: 6214 Harrison 

Ooltewah Road, Harrison, Tennessee 37341 












Philip M. Tait 







sale set forth above. W&A No. 700- 

9060/700-26496 





VA No. 202060425178 

HCH3T-4/23,4/30,5/7/10 


WWW.MYFIR.COM 










Tennessee, executed by Belinda J. Sexton 

and Leslie D Sexton, conveying certain property 

therein described to Arnold M. Weiss, 

Esq., Shelby County a resident of 208 Adams 

Avenue Memphis Shelby 38103 as Trustee for 

Wells Fargo Bank N.A.; and the undersigned, 



Trustee. 


















A certain parcel of land located in Hamilton 

County, State of Tennessee, described as follows, 

to wit: 

Being Lot No. 3 and the south one-half (1/2) 

of Lot 4, Block C, McDonald Subdivision, as 

shown by plat of record in Book 741, page 68, 

Register’s Office for Hamilton County, 

Tennessee. 

ALSO KNOWN AS: 1704 Small Street, 

Chattanooga, Tennessee 37412-4234 












Belinda J. Sexton; Leslie D Sexton 












HCH3T-4/23,4/30,5/7/10 


WWW.MYFIR.COM 



WHEREAS, default has occurred in the per- 

formance of the covenants, terms, and conditions 






Tennessee, executed by Debra K. Gaddis 

and James Nathan Gaddis, conveying certain 

property therein described to All-Star 

Title as Trustee for Yale Mortgage 






















Hamilton County, TN: Lot Number Thirtyeight 

(38), Unit Two (2), Hiawatha Estates, as 

shown by plat of record in Plat Book 26, page 

173-2 in the Register’s Office of Hamilton 

County, TN. 

ALSO KNOWN AS: 9338 Hopi Trail, 













Debra K. Gaddis; James Nathan Gaddis 












HCH3T-4/23,4/30,5/7/10 


WWW.MYFIR.COM 










Tennessee, executed by Jeffrey A. Sherwood 

a/k/a Jeffrey Arthur Sherwood, conveying 

certain property therein described to Emmett 

James House or Bill R. McLaughlin as 


Systems, Inc., as a seperate corporation acting 

solely as nominee for Regions Bank DBA 

AmSouth Bank and Regions Bank DBA 

AmSouth Bank successor and assigns; and the 





















Land In Hamilton County, Tennessee, being 

Lot No. One Hundred Thirty-four (134) on the 

plan of Highridge 

Subdivision, Unit 4, of record in Plat Book 

50, Page 86, Register’s Office for said County 

to which plan 

reference is hereby made for a more complete 

description. 

Subject to all easements, restrictive covenants 

and conditions, and other matters of record, 

including all items set out on any applicable 

plat of record. 

ALSO KNOWN AS: 1518 Ribbonwood 

Drive, Soddy Daisy, Tennessee 37379 












Jeffrey A. Sherwood a/k/a Jeffrey Arthur 

Sherwood 












VA No. 202060539532 

HCH3T-4/23,4/30,5/7/10 


WWW.MYFIR.COM 







securing the same, recorded February 28, 



Tennessee, executed by John Robert Dill and 

Terri Dill, conveying certain property therein 

described to Arnold M. Weiss, Esq., Shelby 

County a resident of 208 Adams Avenue 

Memphis Shelby 38103 as Trustee for Wells 

Fargo Bank, N.A.; and the undersigned, 



Trustee. 


















Land in Hamilton County, Tennessee, lying 

and being Land Lot 14, Block One (1), 

Revised Plat of Hamilton Place Subdivision, 

as shown on plat of record in Plat Book 8, 

Page 35, in the Register’s Office, Hamilton 




ALSO KNOWN AS: 4913 Sunbeam 













John Robert Dill; Terri Dill 












HCH3T-4/23,4/30,5/7/10 


WWW.MYFIR.COM 







securing the same, recorded March 5, 2008, at 



Tennessee, executed by James L. Chadwick 

Jr. and Belinda J. Chadwick, conveying certain 

property therein described to Arnold M. 

Weiss, Attorney of Shelby County, Tennessee 


Registration Systems Inc. a seperate corporation 

acting soley as a nominee for Cardinal 

Financial Company, Limited Partnership and 

Cardinal Financial Company, Limited 

Partnership’s Successors and Assigns; and the 
























Lot No. 68, Franklin Estates, as shown by plat 

of record in Plat Book 26, Page 62, Register’s 

Office for Hamilton County, Tennessee, to 

which plat reference is made for a more complete 

description thereof. 

Belinda J. Chadwick joins in this Deed of 

Trust solely to relinquish any marital rights 

she may have in the property by virtue of her 

marriage to James L. Chadwick, but he/she is 

no way obligated for the repayment of this 

indebtedness secured by the Deed of Trust. 

James L. Chadwick being one and the same 

person as James L. Chadwick Jr. 

Belinda A. Chadwick being one and the same 

person as Belinda J. Chadwick. 

ALSO KNOWN AS: 1073 Carol Jean Trail, 













James L. Chadwick Jr.; Belinda J. 

Chadwick 












FHA No. 481-2689638 

HCH3T-4/23,4/30,5/7/10 


WWW.MYFIR.COM 










Tennessee, executed by Christine K. Broyles, 


to Preferred Title Insurance Agency, Inc. as 


Systems, Inc., as a separate corporation that is 

acting solely as a nominee for Aegis 

Wholesale Corporation and Aegis Wholesale 

Corporation’s successors and assigns; and the 





















In the Third Civil District of Hamilton 


Lot One (1), Hodge Family Subdivision, as 

shown by Plat of Record in Plat Book 68, 

Page 92, in the Register’s Office of Hamilton 


ALSO KNOWN AS: 942 Hickory Avenue, 













Christine K. Broyles 












FHA No. 481-2585142 

HCH3T-4/23,4/30,5/7/10 


WWW.MYFIR.COM 










Tennessee, executed by David Murray, conveying 


Ernest B. Williams, IV, 401 Church Street, 

Suite 2600, Nashville, TN 37219 as Trustee 



solely as a nominee for The CIT 

Group/Consumer Finance, Inc. and The CIT 

Group/Consumer Finance, Inc.’s successors 





















Lot 8, Block 1, CARY BROTHERS SUBDI- 

VISION, as shown on plat of record in Plat 

Book 2, page 12, is the Register’s Office of 

Hamilton County, Tennessee, to which plat 

reference is hereby made for a more particular 

description of said. 


subdivision ordinances or regulations in effect 

thereon. 

ALSO KNOWN AS: 1908 Robbins Street, 

Chattanooga, Tennessee 37404-1111 












David Murray 












HCH3T-4/23,4/30,5/7/10 


WWW.MYFIR.COM 







securing the same, recorded July 2, 2007, at 

Book GI 8392, Page 278 and re-recorded on 

July 9, 2007, at Book GI 8399, Page 546 in 

Office of the Register of Deeds for Hamilton 

County, Tennessee, executed by Gail L. 

Stovall-Walker, conveying certain property 

therein described to Randy M. Kennedy as 

Trustee for Navy Federal Credit Union; and 






















Hamilton, Tennessee: 

Lot One Hundred Forty (140), Stillwater 

Subdivision, Phase Eight (8), as shown by plat 

of record in plat book 81, page 50, in the 


Tennessee. 

Subject to any governmental zoning and/or 


thereon. 

Subject to restrictions, conditions, reservations, 

easements, stipulations and any lien of 

assessments as may be levied as set forth in 

instrument of record in Book 5226, Page 897, 

amended in Book 5269, Page 847 and in Book 



Subject to sanitary sewer easement recorded 

in Book 6405, Page 878 in the Register’s 


Subject to provisions regarding subdivision 

plats of record in instrument recorded in Book 

2116, Page 186 in the Register’s Office of 


Subject to five (5) foot and ten (10) foot utility 

easement reserved as set out on recorded 

plat. 

ALSO KNOWN AS: 8035 Squirrel Wood 

Court, Ooltewah, Tennessee 37363 












Gail L. Stovall-Walker; Estate of Gail L. 

Stovall-Walker; Heirs of Gail L. Stovall- 

Walker 











By:Shellie Wallace 

HCH3T-4/23,4/30,5/7/10 


WWW.MYFIR.COM 








1996, at Book 4797, Page 654 in Office of the 


Tennessee, executed by Carl Petty and 

Darlene Petty, conveying certain property 

therein described to Preferred Title Insurance 

Agency, Inc., of Hamilton County, Tennessee 

as Trustee for Equiprime, Inc.; and the undersigned, 





















Lots thirty nine (39) and forty (40), block A, 

Washington Park, Unit two (2), as shown by 

plat recorded in plat book 14, page 144, in the 


Tennessee. 

Last recorded Deed and prior title in Book 

3119, page 375, said Register’s Office. 

ALSO KNOWN AS: 6330 Fisk Avenue, 










an accurate survey of the premises might dis- 

close. In addition, the following parties may 


Carl Petty; Darlene Petty; Gold Key 

Lease, Inc.; Mid-State Homes, Inc. 












HCH3T-4/23,4/30,5/7/10 


WWW.MYFIR.COM 





conditions of a Deed of Trust dated July 23, 

2008, executed by Louis S. Schulte, conveying 


PRLAP, Inc., as Trustee, as same appears of 


County, Tennessee recorded July 24, 2008, in 

Deed Book GI 8722, Page 527, ; and 



assigned to Bank of America, N.A. who is 



TN LLC, having been appointed by as 

Substitute Trustee by instrument to be filed for 


County, Tennessee. NOW, THEREFORE, 

notice is hereby given that the entire indebtedness 

has been declared due and payable, 

and that the undersigned, Rubin Lublin Suarez 










the highest and best bidder for cash, the following 

described property situated in 

Hamilton County, Tennessee, to wit: IN THE 

CITY OF CHATTANOOGA, HAMILTON 

COUNTY, TENNESSEE: LOT TWELVE (12) 

FINAL PLAT, REMINGTON COURT SUB- 

DIVISION, AS SHOWN BY PLAT OF 



COUNTY, TENNESSEE. REFERENCE IS 

MADE FOR PRIOR TITLE TO DEED OF 

RECORD IN BOOK 7751, PAGE 840, IN 


COUNTY, TENNESSEE. COMMONLY 

KNOWN AS: 7509 RE MINGTON COURT, 

CHATTANOOGA, TN 37421. SUBJECT TO 

ALL EASEMENTS AND STIPULATIONS 

SHOWN ON SAID PLAT. SUBJECT TO 

DECLARATION OF COVENANTS AND 

RESTRICTIONS OF RECORD IN BOOK 

6021, PAGE 903, AS AMENDED IN BOOK 

6225, PAGE 883, IN THE REGISTER`S 


NESSEE, BUT OMITTING ANY 

COVENANT OR RESTRICTION BASED 

ON RACE, COLOR, RELIGION,.SEX, 

HANDICAP, FAMILIAL STATUS OR 

NATIONAL ORIGIN UNLESS AND ONLY 

TO THE EXTENT THAT SAID COVENANT 

(A) IS EXEMPT UNDER CHAPTER 42, 

SECTION 3607 OF THE UNITED STATES 

CODE OR (B) RELATES TO HANDICAP 

BUT DOES NOT DISCRIMINATE 

AGAINST HANDICAPPED PERSONS. 

PROPERTY ADDRESS: The street address of 

the property is believed to be 7509 

Remington Court, Chattanooga, TN 37421. 

In the event of any discrepancy between this 

street address and the legal description of the 

property, the legal description shall control. 

CURRENT OWNER(S): Louis S. Schulte 

OTHER INTERESTED PARTIES: The sale of 

the above-described property shall be subject 

to all matters shown on any recorded plat; 

any unpaid taxes; any restrictive covenants, 

easements or set-back lines that may be applicable; 



















warranties of any kind, including fitn ess for a 








Tel: (888) 890-5309 Fax: (404) 601- 

5846 

Ad #3150: 2010-04-23 2010-04-30, 2010-05- 

07 

NOTICE OF SUBSTITUTE TRUSTEE'S 



conditions of a Deed of Trust dated August 6, 

2002, executed by David Anthony 

Stanislawski, Janet D. Stanislawski, John 

David Stanislawski and Nancy 

Stanislawski, conveying certain real property 

therein described to PRLAP, Inc., as Trustee, 

as same appears of record in the Register's 

Office of Hamilton County, Tennessee recorded 

August 22, 2002, in Deed Book GI 6341, 

Page 323, ; and WHEREAS, the beneficial 

interest of said Deed of Trust was last transferred 

and assigned to Bank of America, N.A. 





be filed for record in the Register's Of fice of 















for cash or certified funds ONLY, the following 

described property situated in Hamilton 

County, Tennessee, to wit: THE FOLLOW- 

ING DESCRIBED REAL ESTATE: IN THE 

THIRD CIVIL DISTRICT OF HAMILTON 

COUNTY, TENNESSEE; LOT TWENTY 

(20), FLORA FARM, AS SHOWN BY PLAT 

OF RECORD IN PLAT BOOK 8, PAGE 3, IN 


COUNTY, TENNESSEE. BEING THAT 

PARCEL OF LAND CONVEYED TO DA 

VID ANTHONY STANISLAWSKI AND 

JANET D. STANISLAWSKI AND JOHN 

DAVID STANISLAWSKI FROM PHYLLIS 

L. LOCKRIDGE BY THAT DEED DATED 

11/17/2000 AND RECORDED 11/20/2000 IN 

DEED BOOK 5723, AT PAGE 251 OF THE 

HAMILTON COUNTY, TN PUBLIC REG- 

ISTRY. TAX MAP REFERENCE: 117M 

G005 PROPERTY ADDRESS: The street 


Ashmore Avenue, Apartment A, Red Bank, 

TN 37415. In the event of any discrepancy 




David Anthony Stanislawski, Janet D. 

Stanislawski, John David Stanislawski and 

Nancy Stanislawski OTHER INTERESTED 

PARTIES: Bank of America, N.A The sale of 


to all matters shown on any recorded plat; any 





t o any matter that an accurate survey of the 
























Tel: (888) 890-5309 Fax: (404) 601- 

5846 

Ad #3336: 2010-05-07 2010-05-14, 2010- 

05-21 






by Katherine Cummins and spouse, Russell 

Cummins and Pat Brockman, a single person, 

to Michael T. Bates, Trustee, on July 30, 

2001 at Book GI 5945, Page 1; conducted by 

Shapiro & Kirsch, LLP Substitute Trustee, all 

of record in the Hamilton County Register’s 

Office. 

Owner of Debt: LNV Corporation 





Described property located in the First Civil 

District of Hamilton County, Tennessee, to 

wit: 

Lot Seven (7), Jackson’s Corner Subdivision 


Page 5 in the Register’s Office of Hamilton 


hereby given for a more particular description 


Street Address: 5001 North Eldridge Road, 

Hixson, TN 37343 

Current Owner(s) of Property: Katherine 

Cummins, married and Pat Brockman, unmarried 

Other interested parties: Great Plains Capital 

Corporation, First Resolution Management 




Corp LLC, Assignee of Providian National 

Bank c/o Finkelstein, Kern, Steinberg and 

Cunningham, First Resolution Investment 

Acquisition I, LLC Assignee of Providian 

National Bank c/o Finkelstein, Kern, 

Steinberg and Cunningham and Palisades 

Collection, LLC c/o Shon Leverett, Attorney 


property is believed to be 5001 North Eldridge 

Road, Hixson, TN 37343, but such address is 















forth above. 

















Phone 901-767-5566 

Fax 901-767-8890 

HCH3T-5/7,5/14,5/21/10 

S&K09-020080 






by William C. Hudlow. Jr. and Jo Ann 

Hudlow, husband and wife, to First Title 

Insurance Company, Trustee, on September 





Owner of Debt: Financial Freedom 

Acquisition LLC 






(2nd) Civil District, Hamilton County, 


Lot One Hundred Three (103), Bella Vista 

Acres, as shown by plat recorded in Plat Book 

22, Page 82 in the Register’s Office of 


Street Address: 7012 Palermo Drive, 


Current Owner(s) of Property: Heirs of 

William C. Hudlow, Jr., and wife, Jo Ann 

Hudlow 

Mary Kosik and Secretary of Housing and 

Urban Development 


property is believed to be 7012 Palermo 

Drive, Chattanooga, TN 37421, but such 







SALE IS SUBJECT TO ONE YEAR RIGHT 

OF REDEMPTION IN THE SECRETARY 

OF HOUSING AND URBAN DEVELOP- 

MENT 










forth above. 

















Phone 901-767-5566 

Fax 901-767-8890 

HCH3T-5/7,5/14,5/21/10 

S&K10-003791 




conditions of a Deed of Trust dated October 

23, 2007, executed by Daryl R. Spaulding 

and Linda A. Spaulding, conveying certain 

real property therein described to PRLAP, 

INC., as Trustee, as same appears of record in 

the Register's Office of Hamilton County, 

Tennessee recorded December 7, 2007, in 

Deed Book GI-8539, Page 672, ; and 



assigned to Bank of America, N.A. who is 



TN LLC, having been appointed by as 

Substitute Trustee by instrument to be filed for 

record in the Register's Office of Hamilton 

County, Tennessee. NOW, THEREFORE, n 

otice is hereby given that the entire indebtedness 

has been declared due and payable, and 

that the undersigned, Rubin Lublin Suarez 










the highest and best bidder for cash, the following 

described property situated in 

Hamilton County, Tennessee, to wit: THE 

FOLLOWING DESCRIBED REAL ESTATE, 

TO WIT: LOCATED IN THE CITY OF 

CHATTANOOGA, HAMILTON COUNTY, 

TENNESSEE: LOT 56, TUNNEL PLACE, 

EAST SIDE LAND COMPANY`S AMEND- 

ED ADDITION, AS SHOWN BY PLAT OF 



COUNTY, TENNESSEE. BEING THAT 

PERCEL OF LAND CONVEYED TO 

DARYL R. SPAULDING AND WIFE, 

LINDA A. SPAULDING FROM JOHN J. 

KING AND WIFE, SANDRA B. KING BY 

THAT DEED DATED 05/27/1994 AND 

RECORDED 05/31/1994 IN DEED BOOK; 

4355, AT PAGE 855 OF THE HAMILTON 

COUNTY, TN, PUBLIC REGISTRY. TAX 

MAP REFERENCE: 146M-M-006 PROPER- 

TY ADDRESS: The street address of the 

property is believed to be 3302 Montview 

Paul Bianchina - Inman News 

HANDY AT HOME 

Seven home maintenance 

tips for spring 

It’s starting to warm up a bit 

and your home is coming out of 

its winter hibernation. Winter 

plays havoc on houses, and 

spring should be a time to toss on 

some shorts and take a walk 

around your house to get that 

spring chore list in order. Here 

are few additional areas to pay 

attention to: 

Decks 

Wood decks can take a real 

beating during the winter. Make 

a slow and thorough examination 

of deck boards, railings, 

posts, stairs and other structural 

members. Look for loose fasteners, 

cracks, dry rot, or other damage. 

Tighten or replace the bolts 

that hold the railings in place to 

ensure a sturdy railing system. 

Remove loose nails from decking 

boards – hammering them back 

in won’t do any good – and 

replace them with weather- 

resistant decking screws that are 

made for that purpose. Use a 

screw that’s longer than the original 

nail. 

Sprinklers 

Permanent, in-ground 

sprinklers are great, as long as 

they’re properly adjusted. Run 

each set of sprinklers through a 

cycle, and watch how and where 

the water is hitting. Adjust or 

replace any sprinklers that are 

hitting your siding, washing out 

loose soil areas, spraying over 

foundation vents, or in any other 

way wetting areas on and around 

your house that shouldn’t be getting 

wet. 

Fans and air conditioners 

Spring is a great time to 

check all of your exhaust fans, 

cooling fans and air conditioners. 

Check dampers for smooth 

operation. Remove interior fan 

covers, and wash in mild soapy 

water. Clean dust and debris 

from inside the fan unit using a 

Drive, Chattanooga, TN 37411. In the event of 

any discrepancy between this street address 

and the legal description of the property, the 

legal description shall control. CURRENT 

OWNER(S): Daryl R. Spaulding, Linda A. 

Spaulding OTHER INTERESTED PARTIES: 

Tennessee Department of Revenue The sale of 


to all matters shown on any recorded plat; any 







being sold with t he express reservation that it 















particular us or purpose. In addition this sale 

shall be subject to the right of redemption by 

the TENNESSEE DEPARTMENT OF REV- 

ENUE, TAX ENFORCEMENT DIVISION, 

pursuant to T.C.A.. 67-1-1433C(1) by reason 

of the following tax lien(s) of record in: 

Instrument # 2009082800005 Notice of the 

sale has been given to the Stat e of Tennessee 

in accordance with T.C.A.67-1-1433b(1). 

THIS LAW FIRM IS ATTEMPTING TO 

COLLECT A DEBT. ANY INFORMATION 





Tel: (888) 

890-5309 Fax: (404) 601-5846 

Ad #3255: 2010-05-07 2010-05-14, 2010- 

05-21 




conditions of a Deed of Trust dated January 9, 

2007, executed by D. C. Wyatt and Wanda 

Fay Wyatt, conveying certain real property 

therein described to Mattingly-Ford Title 

Services, LLC, as Trustee, as same appears of 

record in the Register's Office of Hamilton 

County, Tennessee recorded January 22, 2007, 

in Deed Book GI 8217, Page 211, ; and 




f/k/a Countrywide Home Loans Servicing LP 





be filed for record in the Regis ter's Office of 

















BEGINNING AT A POINT NORTH 

EIGHTY-FOUR (84) DEGREES FORTY (40) 

MINUTES WEST TWO HUNDRED 

EIGHTY (280) FEET FROM THE HOLLI- 

shop vacuum – do not operate 

the fan with the cover removed. 

Check the roof or wall caps 

where the fan ducts terminate to 

make sure they are undamaged 

and well sealed. Check the dryer 

vent hose and cap for damage or 

loose connections and clean out 

lint buildup. Check outdoor central-air-conditioning 

units for 

damage or debris buildup. Clean 

and check window or wall air 

conditioners, especially the filters. 

Vent blocks 

and outdoor faucets 

As soon as you’re comfortable 

that the danger of winter 

freezing is over, remove foundation 

vent blocks or open vent 

covers to allow air circulation in 

the crawlspace. While removing 

the vent covers, check the grade 

level around the foundation 

vents. Winter weather can move 

soil and create buildups or grade 

problems that will allow ground 

WAY PROPERTY AND FROM THE EAST 

LINE OF JOHNSON ROAD; THENCE 

NORTH EIGHTY-FOUR (84) DEGREES 

FORTY (40) MINUTES WEST (ACCORD- 

ING TO DEED NORTH EIGHTY-SEVEN 

(87) DEGREES TH IRTY (30) MINUTES 

WEST) THREE HUNDRED EIGHTY (380) 

FEET; THENCE NORTH TWO (02) 

DEGREES SIX(06) MINUTES WEST ONE 

HUNDRED THIRTY-NINE AND SEVENTY- 

FIVE HUNDREDTHS (139.75) FEET; 

THENCE SOUTH EIGHTY-ONE (81) 

DEGREES FORTY (40) MINUTES EAST 

(ACCORDING TO DEED SOUTH EIGHTY- 

SIX (86) DEGREES EAST), THREE HUN- 

DRED EIGHTY-THREE AND FOURTEEN 

HUNDREDTHS (383.14) FEET; THENCE 

SOUTH TWO (02) DEGREES SIX (06) 

MINUTES EAST ONE HUNDRED NINE- 

TEEN AND FIFTY-THREE HUNDREDTHS 

(119.53) FEET TO THE POINT OF BEGIN- 

NING. SUBJECT TO AND TOGETHER 

WITH A THIRTY (30) FOOT ROADWAY 

EASEMENT ALONG THE ENTIRE SOUTH 

LINE FOR PURPOSES OF EGRESS AND 

INGRESS TO PROPERTY LYING TO THE 

WEST OF THE ABOVE DESCRIBED 

PROPERTY. BEING THE SAME PROPER- 

TY CONVEYED TO WANDA FAY WYATT 

AND D. C. WYATT BY DEED OF RECORD 

IN BOOK 1189, PAGE 56, AND BY DEED 

DATED JUNE 17,1974 AND RECORDED 

JUNE 20,1974, OF RECORD IN BOOK 

2180, PAGE 469, AND BY QUIT CLAIM 

DEED DATED JANUARY 9,2007, OF 

RECORD IN BOOK 8217 PAGE 209, ALL 

IN THE OFFI CE OF THE REGISTER OF 

HAMILTON COUNTY, TENNESSEE, PUR- 

PORTED ADDRESS: 234 JOHNSON 

AVENUE, HIXSON, TN 37343 PROPERTY 


is believed to be 234 Johnson Road, Hixson, 

TN 37343. In the event of any discrepancy 



shall control. CURRENT OWNER(S): D. 

C. Wyatt, Wanda Fay Wyatt OTHER INTER- 

ESTED PARTIES: Citizens Tri-County Bank 












be rescinded at any time. The rig ht is 

reserved to adjourn the day of the sale to 

another day, time, and place certain without 


















Tel: (888) 890-5309 Fax: (404) 601-5846 

Ad #3333: 2010-05-07 2010-05-14, 2010- 

05-21 




conditions of a Deed of Trust dated July 13, 

2007, executed by Erica A. Huston, conveying 


William Rosenberg, as Trustee, as same 

water to drain through the vents 

into the crawlspace, so re-grade 

as necessary. Remove outdoor 

faucet covers. Turn on the water 

supply to outdoor faucets if it’s 

been shut off. 

Fences and gates 

Fence posts are especially 

susceptible to ground water saturation, 

and will loosen up and 

tilt if the soil around them gets 

soaked too deeply. Check fence 

posts in various areas by wiggling 

them to see how solidly 

embedded they are. If any are 

loose, wait until the surrounding 

soil has dried out from winter’s 

rains, then excavate around the 

bottom of the posts and pour 

additional concrete to stabilize 

them. 

House numbers 

Can someone find your 

house easily, especially in the 

dark? Spring is a great time to 

check that your house numbers 

are clearly visible from the 

appears of record in the Register's Office of 

Hamilton County, Tennessee recorded July 19, 

2007, in Deed Book GI 8410, Page 299, ; and 




f/k/a Countrywide Home Loans Servicing, LP 





be filed for record in the Register's Office of 

Hamilton County, Tenn essee. NOW, THERE- 
















LOCATED IN THE CITY OF CHAT- 

TANOOGA, HAMILTON COUNTY, TEN- 

NESSEE: LOT FORTY-EIGHT (48), 

REVISED PLAT, J.T. THOMAS ADDITION, 

AS SHOWN BY PLAT OF RECORD IN 

PLAT BOOK 77, PAGE 18, IN THE REGIS- 

TER`S OFFICE OF HAMILTON COUNTY, 

TENNESSEE. FOR PRIOR TITLE SEE 

DEED RECORDED IN BOOK 7594, PAGE 

248, IN REGISTER`S OFFICE OF HAMIL- 

TON COU NTY, TENNESSEE. SUBJECT 

TO ANY GOVERNMENTAL ZONING AND 

SUBDIVISION ORDINANCES AND REGU- 

LATIONS IN EFFECT THEREON. SUB- 

JECT TO FIFTEEN (15) FOOT POWER 

AND COMMUNICATION EASEMENT AS 

SHOWN ON RECORDED PLAT. SUBJECT 

TO ALL MATTERS AS PER PLAT. SUB- 

JECT TO ALL MATTERS AS PER NOTES 

OF PLAT. PROPERTY ADDRESS: The street 


Westwood Avenue, Chattanooga, TN 37405. 

In the event of any discrepancy between this 

street address and the legal description of the 

property, the legal description shall control. 

CURRENT OWNER(S): Erica A. Huston, 

Russell H. Huston OTHER INTERESTED 

PARTIES: The sale of the above-described 

property shall be subject to all matters shown 

on any recorded plat; any unpaid taxes; any 

restrictive covenants, easements or set-back 

lines that may be applicable; any prior liens or 

encumbrances as well as any priority created 

by a fixture filing; and to any matter that an 

accurate survey of the premises might disclose. 

This prop erty is being sold with the 

express reservation that it is subject to confirmation 

by the lender or Substitute Trustee. 

This sale may be rescinded at any time. The 

right is reserved to adjourn the day of the sale 

to another day, time, and place certain without 


















Tel: (888) 890-530 9 Fax: (404) 601-5846 

Ad #3397: 2010-05-07 2010-05-14, 2010- 

05-21 ❖ 

street, that they are painted a 

contrasting color from whatever 

surface they are mounted on, 

that they are somehow hit by 

exterior lighting at night, and 

that they are not obscured by 

overgrown foliage. 

Smoke detectors 

As always when it’s time to 

change the clocks, you want to 

check your smoke detectors. 

Replace the batteries, clean the 

covers and test the detector’s 

operation before it’s too late. If 

you have gas-fired appliances in 

the house, including a water 

heater, now is also a great time to 

consider adding a carbon 

monoxide detector. Carbon 

monoxide detectors are inexpensive 

and easy to install, and are 

available at most home centers 

and other retailers of electrical 

parts and supplies. 

Remodeling and repair questions? 

E-mail Paul at paulbianchina@inman.com. 

❖


Happy Home Realty is looking 

for experienced agents 

Email your confidential inquiries to info@happyhomerealty.com 

TRUSTEE/MORTGAGEE’S SALES SCHEDULED IN THE NEXT 3 WEEKS 

“Happy” Huddleston 

596-8999 ~ 877-7576 

Property City Instr # Owner Trustee 

SALES TO TAKE PLACE ON 5/10/10 

6306 Bearden Lane 37308 • L3, William Bearden Property Birchwood GI 8502/694 Lana R. Murphy, Steven Wayne Murphy Wilson & Associates, PLLC 

7431 Short Tail Springs Road 37341 • As described in Book GI 8665, Page 878 Harrison GI 8665/878 Ryan M. Whited Wilson & Associates, PLLC 

9154 Harrison Bay Road 37341 • Prt S9, T4N, R3W Harrison GI 6246/652 Chrystal Graves aka Chrystal Rhea Graves Wilson & Associates, PLLC 

340 Celestial Lane 37343 • L6, Northern Lights Subd Hixson GI 7741/761 Tana L Nifong, Lance P Nifong Wilson & Associates, PLLC 

5904 Northwoods Drive 37343 • L22, North Woods Subd Hixson GI 7514/508 James L. Moore, Wendy Ruffin Moore Wilson & Associates, PLLC 

443 Blarney Lane 37343 • L188, Shannon Hills Hixson GI 7012/538 James Luther Buffington Jr. Wilson & Associates, PLLC 

4961 N Eldridge Road 37343 • L3, Jackson’s Corner Subd Hixson GI 8135/310 Donna J. Evans Wilson & Associates, PLLC 

7173 Meredith Court 37363 • L35, Final Plat, Meadow Stream Subd Ooltewah GI 8522/141 Jennifer M. Denham, Christopher D. Denham Wilson & Associates, PLLC 

9209 Hunters Bend Circle 37363 • AS recorded in Book GI 6806, Page 612 Ooltewah GI 6806/612 Bekita M. Heath, David C. Heath Wilson & Associates, PLLC 

7416 Country Hill Lane 37363 • L72, Chad’s Addn to Runyan Hills Ooltewah GI 8219/519 Sharon Baliles Wilson & Associates, PLLC 

6235 Ooltewah-georgetown 37363 • Prt S8, T4N, R2W Ooltewah GI 7678/842 Belinda E. Owens Wilson & Associates, PLLC 

4608 Green Shanty Road 37363 • L3, Moreland Subd Ooltewah GI 5889/294 Leslie McDowell, Mitchell McDowell Wilson & Associates, PLLC 

4900 Maywater Road 37363 • L7, of the Corrective Plat of Maywater Subd Ooltewah GI 8215/308 Monica E. Vela, Paolo R. Pozzuoli Wilson & Associates, PLLC 

2806 Fairmount Pike 37377 • L2, B-D, Loomiston Subd Signal Mountain GI7267/844 Kimberly M. Bell, Mark Bell Wilson & Associates, PLLC 

224 Cox Lane 37379 • L23, Cornerstone Estates Subd Soddy Daisy GI 7472/438 Robert N. Saunders III, Michelle J. Saunders Wilson & Associates, PLLC 

108 Igou Ferry Road 37379 • As recorded in Book GI 8171, Page 517 Soddy Daisy GI 8171/517 Melissa L. Clift, William M. Clift Wilson & Associates, PLLC 

9675 Old Dallas Hollow Road 37379 • L2, Stormy Ridge Subd Soddy Daisy GI 8637/561 Jaime L Lemay, James D Lemay Wilson & Associates, PLLC 

1902 Anderson Avenue 37404 • L11, B41, Berry’s Amended Addn to Chattanooga Chattanooga GI 8112/395 Robert John Bowman Wilson & Associates, PLLC 

2108 Raulston Street 37404 • As recorded in Book GI 7148, Page 333 Chattanooga GI 7148/333 David L Murray Wilson & Associates, PLLC 

1701 South Hawthorne Street 37404 • L1, B10, Olmstead’s Subd of Mindel Park Chattanooga GI 8110/796 Ronnie Davis, Jr., Ronnie Davis, Sr. Wilson & Associates, PLLC 

2301 Wilder Street 37406 • Prt Ls1&2, B6 Searles Subd Chattanooga GI 8436/379 Lasonya G. Boswell Wilson & Associates, PLLC 

311 Hemphill Avenue 37411 • L1, B6, Amended Plat of Orchard Crest Chattanooga GI 7102/470 Laura L. Heck, Andrew J. Heck Wilson & Associates, PLLC 

1106 South Saint Marks Avenue 37412 • L9, Shady Grove Addn East Ridge GI 9031/652 Linda Whaley Wilson & Associates, PLLC 

702 Moore Road South 37412 • L4, B2, Amended Shady Grove Addn Chattanooga GI 7760/126 Jason Ryan Robertson, Susan Kaye Crisp Wilson & Associates, PLLC 

116 Signal View Street 37415 • Prt L10, Oakwood Addn Chattanooga GI 8475/187 Anna R Scott, Joe B. Scott, III Wilson & Associates, PLLC 

21 Bohr Drive 37415 • L6, Herman F. Bohr Place Chattanooga GI 8056/588 John S. Born Wilson & Associates, PLLC 

3595 Knollwood Hill Drive 37415 • L24, B5, Knollwood Addn Chattanooga S&K10-002418 Todd E. Kelly Shapiro & Kirsch LLP 

358 David Street 37419 • L2, Renehan Subd Chattanooga S&K10-002899 Robert C. Gifford, Sr., Mary Mills and Melissa 

Wilkey 

Shapiro & Kirsch LLP 

5701 Mountain Grove Drive 37421 • L592, Mountain Shadow Estates Chattanooga GI 6932/753 Tammera L. Hodson, Kent A. Hodson Wilson & Associates, PLLC 


3191 Plaza Circle 37419 • AS recorded in deed book GI8618, Page 303 Chattanooga 8618/303 Richard Powers Better Choice Notice Solutions 


917 Ely Road 37343 • L6, Jomont Subd Chattanooga 8210/917 SunTrust Bank Husch Blackwell Sanders, LLP 


7127 Cane Hollow Road 37343 • L8, Forest Wood Subd Hixson GI7052/482 Anne Marie Wengler, Thomas J. Wengler Wilson & Associates, PLLC 

7193 Houser Ridge Lane 37343 • L20, Stoneewall Farm Subd Hixson GI 8806/385 Donna Jean Hale Wilson & Associates, PLLC 

6050 Gibbs Lane 37363 • L908, Hamilton on Hunter, Phase 13 Ooltewah GI 8683/155 Ronald G. Lane, Cleda L Lane, Regina Dean Wilson & Associates, PLLC 

6127 Flag Point Drive 37363 • L364, Flagstone Subd Ooltewah GI 8425/950 Susan C. Dorsa, Jeffrey C. Dorsa Wilson & Associates, PLLC 

9338 Hopi Trail 37363 • L38, Unit 2, Hiawatha Estates Ooltewah GI 8287/21 James Nathan Gaddis, Debra K. Gaddis Wilson & Associates, PLLC 

8035 Squirrel Wood Court 37363 • L140, Stillwater Subd, Phase 8 Ooltewah GI 8392/278 Gail L. Stovall-Walker Wilson & Associates, PLLC 

1159 Stormy Ridge Drive 37379 • L58, Stormy Ridge Subd Soddy Daisy GI 5320/865 Janet Lynn Ross, Earl W. Ross, Jr. Wilson & Associates, PLLC 

2810 Faxon Street 37404 • L72, B6, Central Park Land Company’s Subd Chattanooga GI 8652/566 Louise M. Heard, Janet Heard Wilson & Associates, PLLC 

1908 Robbins Street 37404 • L8, B1, Cary Brothers Subd Chattanooga GI 7148/301 David Murray Wilson & Associates, PLLC 

3802 Wauchula Street 37406 • L62, Gaylen Height, First Unit Chattanooga GI 6807/251 Latrice Kirby, Ted Kirby, Jr. Wilson & Associates, PLLC 

265 West 37th Street 37410 • As recorded in Book GI 8181, Page 488 Chattanooga GI 8181/488 Carmella D. Taylor, David P. Taylor Wilson & Associates, PLLC 

4913 Sunbeam Avenue 37411 • L14, B1, Revised Plat of Hamilton Place Subd Chattanooga GI 7855/117 Terri Dill, John Robert Dill Wilson & Associates, PLLC 

1704 Small Street 37412 • L3,prt L4, B-C, McDonald Subd Chattanooga GI 8490/304 Belinda J. Sexton Wilson & Associates, PLLC 

3712 Lamar Avenue 37415 • L4, J.H. Haeger’s Subd Chattanooga GI 8672/209 Cathy D. McCraw, Jimmy W. McCraw Wilson & Associates, PLLC 

4819 Montcrest Drive 37416 • L6, B-A, Lake Shore Estates Chattanooga GI 7897/699 Misty R. Haynes Wilson & Associates, PLLC 

6218 Hansley Drive 37416 • Prt L11, Lake Terrace Addn Chattanooga S&K09-022699 Kaytrenia L. Lee, Lee 6218 Hansley Trust Shapiro & Kirsch LLP 

8412 Stormy Hollow Road 37421 • L6, Final Plat, Stormy Hollow Estates Chattanooga GI 8660/803 Deanna McCloud Kinslow aka Deanna M. 

Kinslow, Garland Davis Kinslow aka Garland 

D. Kinslow 

Wilson & Associates, PLLC 

2600 Reid Drive 37421 • L26, Holly Hills Addn Chattanooga GI 8733/161 Diane M. Grover, William E. Grover Wilson & Associates, PLLC 

1632 Mary Dupre Drive 37421 • L8, Dupre Estates Chattanooga GI 8223/674 Dolores L. Calhoun Wilson & Associates, PLLC 

Look to our Web site for editorial content, public notices and 

valuable real estate information! 

www.hamiltoncountyherald.com


(423) 698-8001 

Fax: (423) 698-8004 

FOUNDED IN 1912 

As the home buyer tax credits 

have come to an end, some 

analysts are concluding that the 

program was both expensive and 

successful. 

The Treasury Department 

estimates that the credits helped 

1.8 million people buy homes, 

but there are critics who reply 

that two-thirds of the $12.6 billion 

in credits spent through the 

end of February went to people 

who would have purchased a 

home anyway. 

Georgia Sen. Johnny 

Isakson a Realtor for 30 years, 

and one of the public officials 

who pushed through the 2010 

extension and expansion of the 

program, says: “It’s true that a lot 

of people who got the credit 

might have bought without it, 

but they might have bought in 

2012 or 2013. This got them to 

buy in 2009 and 2010, when we 

needed to shore things up.” 

Economist Mark Zandi at 

Moody’s Economy.com agrees. 

“The tax credit helped to stanch 

the price declines, which had 

substantial benefit for the entire 

economy,” he says. “The home is 

still the largest asset on most 

people’s balance sheet, so when 

prices are falling, nothing works 

for most families. But now people 

can take a deep breath and 

think clearly again.” 

Mortgage Volume 

Rises to Six-Month High 

Mortgage applications to 

purchase homes increased 7.4 

percent last week on a seasonally 

adjusted basis compared to the 

previous week. This was the 

highest level since October 

www.ChattRealtors.com 

2009, according to the Mortgage 

Bankers Association’s weekly 

report. 

On an unadjusted basis, 

purchase applications rose 8.5 

percent compared with the previous 

week and were up 2.4 percent 

from the same week a year 

ago. The increase was driven by 

applications to purchase homes 

using government-guaranteed 

loans. About half of all sales 

were backed by the government, 

particularly the Federal Housing 

Administration, the MBA said. 

“Purchase activity continues 

to increase as we approach 

the end of the home buyer tax 

credit program,” said Michael 

Fratantoni, MBA’s vice president 

of research and economics. 

The increase came despite 

rising interest rates. 

30-year fixed-rate mortgages 

increased to 5.08 percent from 

5.04 percent. 

15-year fixed-rate mortgages 

2963 AMNICOLA 

HIGHWAY 

CHATTANOOGA, 

TENNESSEE 37406 

Verdict on the home buyer’s tax credit: pricey, but winning strategy 

Right now rates are low and home choices are plentiful. But no matter which way the market is leaning, it’s essential to work 

® 

with a professional. REALTORS have an objective eye and are experienced in seeing things from both a buyer’s and a seller’s 

® 

perspective. Now more than ever, you need a REALTOR to help you achieve your goals and realize your dreams. 

©2007 National Association of REALTORS ® 

. 

Ask if your agent is a REALTOR, ® 

a member of the National Association of REALTORS ® 

Every market’s different, call a REALTOR ® 

today. 

How a Better Understanding 

of Financing Will Help 

You Better Serve 

Your Clients & Customers 

Friday, May 14 

9:00 a.m. – 1:00 p.m. 

Instructor: Jeff Elias 

4 TN Credits Only 

Enhancing Customer 

Service by Utilizing 

Public Records 

Thursday, May 20 

1:30 p.m. – 4:30 p.m. 

Instructor: Courthouse 

Retrieval 

3 TN & GA Credits 

TransactionDesk Basic 


9:00 a.m. – 12:00 p.m. 

Instructor: Susan Barnette 


Quadrennial 

Code of Ethics 


1:00 p.m. – 4:00 p.m. 



New Member 

Orientation 

Thursday, May 27 

8:30 a.m. – 4:30 p.m. 


(For Quadrennial Code of 

Ethics) 


Friday, June 11 

9:00 a.m. – 12:00 p.m. 



TREC Core Course 09/10 

Friday, June 11 

1:00 p.m. – 5:00 p.m. 



increased to 4.38 percent from 

4.34 percent. 

1-year ARMs increased to 

7.03 percent from 6.95 percent. ❖ 

Upcoming educational opportunities for Realtors 

Now is a great time to enhance your Realtor knowledge and skills 

through the many professional development courses. 

HOW TO REGISTER FOR A CLASS 

You may register online for a class by going to our Web Site 

at ChattRealtors.com and finding the education calendar button 

and clicking it. Select the course of your choice, and then 

click on the blue Register link. 

Complete the registration form and then click the submit 

button. You will receive an automatic confirmation that your 

information has been received. However, you will also need to 

check the class registration confirmation page to confirm that 

you are registered. 

The registration confirmation is updated daily. 

Please allow 24 hours for your name to appear on the confirmation 

page. 

You may also contact the association office for a printed 

form that can be filled out and faxed at your convenience. 

If you are having trouble registering for a class, please contact 

the association office at 423-698-8001. 

Unless otherwise noted, all of the following classes will take 

place at the CAR office. 

Discovering the 

Finance Difference 

Wednesday, June 23 

9:00 a.m. – 4:00 p.m. 

Instructor: Pat Zaby 


CRS206 “Technologies to 

Advance Your Business” 

Thursday, June 24 

8:30 a.m. – 5:00 p.m. 

Instructor: Pat Zaby 


New Member Orientation 

Thursday, July 22 

8:30 a.m. – 4:30 p.m. 


(For Quadrennial Code of 

Ethics) 



Thursday, July 22 

9:00 a.m. – 12:00 p.m. 




Friday, August 13 

9:00 a.m. – 12:00 p.m. 



TREC Core Course 09/10 

Friday, August 13 

1:00 p.m. – 5:00 p.m. 



New Member Orientation 

Thursday, September 23 

8:30 a.m. – 4:30 p.m. 


(for Quadrennial Code of 

Ethics) 

Quadrennial Code of Ethics 

Thursday, October 14 

1:00 p.m. – 4:00 p.m. 

Instructor: Susan Barnett 


Learn more at www.ChattRealtors.com 

Association Officers 

Randy Durham, President; Jennifer Grayson, President-Elect; Mark Hite, Secretary/Treasurer; Nickie Schwartzkoph, Immediate Past President 

Association Directors 

Becky Cope, Ben Pitts, Bobby Teems, Bonnie Hamilton, Dan Griess, Jennifer Grayson, Julie Chamberlain, Mark Blazek, Mark Hite, Myra Cochran, Nathan Walldorf, Nickie Schwartzkopf, 

Randy Durham, Robert Yarbrough, Russ Elliot, Susan Barnette, Vicki Trapp. 

MLS Officers 

Bobby Teems, President; Dan Griess, President-Elect; Pam Duffy, Secretary/Treasurer 

MLS Directors 

Becky Cope, Bobby Teems, Byron Kelly, Dan Griess, Jennifer Grayson, Kathy Tucker, Mark Blazek, Mark Hite, Pam Duffy, Randy Durham, Russ Elliot, Steve Champion

PUBLIC NOTICES - Chattanooga Bar Association

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