Briefly... Inside... - Chattanooga Bar Association

HAMILTON COUNTY HERALD www.hamiltoncountyherald.com
Friday, May 13, 2011 13
REAL ESTATE
HAMILTON COUNTY HERALD
Briefly...
New-home sales
rise 11.1 percent
in March
Sales of newly built, single-family
homes rose 11.1 percent
to a seasonally adjusted
annual rate of 300,000 units
in March, the U.S. Commerce
Department reported. The
gain partially offsets a large
decline that occurred in newhome
sales this February, when
activity hit a record low due
partly to poor weather conditions.
“The fact that new-home
sales have regained some of the
ground they lost earlier this
year is a promising sign at the
start of the spring home buying
season,” said Bob Nielsen,
chairman of the National
Association of Home Builders.
“While potential buyers continue
to be extremely cautious,
they are starting to take
a look around and evaluate
their very good options with
regard to attractively priced
new homes.”
“The March pace of
new-home sales more accurately
reflects current market
conditions than the extremely
low pace we saw in the
first two months of this year,
when unusually poor weather
likely kept buyers away,”
said NAHB Chief Economist
David Crowe. New-home sales
regained ground in three out of
four regions this March. The
Northeast posted a 66.7 percent
gain from a very low sales
pace in the previous month,
while the Midwest posted a
12.9 percent increase and the
West posted a 25.9 percent
gain. Meanwhile, sales activity
remained virtually unchanged
in the South, with a 0.6 percent
decline.
The inventory of new
homes for sale fell to 183,000
units in March, which is the
second-lowest level on record.
This represents a 7.3-month
supply at the current sales
pace.
Source: NAHB
Inside...
business info
Real estate facts ....14
building Permits.......14
Deeds ......................15
legal notices
Public notices ..........15
By Erica Tuggle
There was lots of talk about
the tornado touchdown during
the networking portion of the
May meeting of the Chattanooga
Women’s Council of Realtors,
and some Realtors at the meeting
were still without power.
At this joint meeting of
the WCR and the Women’s
Homebuilder’s Association, Past-
President Cheree Dumas noted
during her inspirational message
that the past week had been
interesting to say the least.
“The news of Osama Bin
Laden’s death has had a strong
impact on Americans. Many of
us breathe a sigh of relief and
many wonder what comes next,”
she said.
“This victory over cruel
terrorists reminds me of a saying
by Eleanor Roosevelt, ‘No
one can make you feel inferior
without your permission.’ We
have a strong country with a
strong sense of courage. Even
with evil men threatening us for
all these years, our country has
stood strong and endured. Just
as our military men and women
have stood and done what they
needed to do to keep us safe,
working hard to rid the world of
evil and wrongdoing, I believe
each individual has that power
within themselves to stand with
firm convictions when others try
to tear them down.”
After Dumas’s inspiring message
and the first course was well
underway, the Homebuilder’s
Association explained their second
quarter project involved visiting
Room at the Inn and doing
a spaghetti dinner for the women
and children there. Those in
attendance were encouraged to
volunteer at this location with
the promise that they would
come away “with a wonderful
experience, ... thankful for what
you have.”
Kaye Ivey, president of
WCR and vice president of
the Women’s Homebuilder’s
Association, then spoke about
the “Girls Day Out” fundraiser
for the WCR planned for
October 4 from 11 a.m. to 2
p.m. There will be vendors with
purses, skin care products, make
up and even a personal massages.
The $20 tickets will go on sale
at the next WCR meeting in
August.
Super sponsor SunTrust was
present with handheld mortgage
Newsletter,
Page 28
For Hamilton, Sequatchie, Dade,
Walker and Catoosa Counties
Contractor builds business, home on solid foundation
By David Laprad
A business is like a house.
It begins with a well-designed
plan, should be built on a solid
foundation, and must include all
of the components that enable it
to serve its purpose. If the walls
and windows are not air tight, or
if there’s a crack in the foundation,
trouble will ensue.
Rob Cuthbertson, general
contractor and owner of Cuthbertson
Construction, appears
to have built his business on a
rock.
A Scottsboro, Ala., native,
Cuthbertson did construction
work in high school, but didn’t
immediately pursue a career as
a builder. He laughs as his wife,
Wendy, who’s seated next to him
on the couch in the living room
of their Apison, Tenn., home
reveals his original career plan:
“He was going to be a dentist.”
“My grandmother was a
dental assistant, and it looked
to me like dentists didn’t work a
lot and made good money, but I
quickly realized I wasn’t going to
like being one,” he says.
So, Cuthbertson changed
gears and studied construction
management at Brigham Young
University. While in school, he
worked as a project manager and
an estimator.
Rob Cuthbertson is a general contractor licensed to work in Tennessee, Georgia and Alabama. He’s pictured with
his wife, Wendy, in the home he built for his family in Apison, Tenn. (David Laprad)
His zeal for construction was
evident to Wendy, whom he met
at BYU.
“On one of our first dates,
I asked him to tell me what he
was studying, and he pulled out
a couple of two-by-fours, a sheet
of paper and a pencil, and taught
me how to calculate roof pitch.
Even though it wasn’t the most
exciting thing to do on a date,
I thought it was cool. I could
see he was passionate about it,”
Wendy says.
Cuthbertson laughs again,
this time at the memory of his
unconventional, yet effective,
strategy for wooing Wendy. The
two of them married and moved
to the Chattanooga area, where
he’d done an internship for a
local homebuilder between his
junior and senior years at BYU.
He spent the next year working
for the same company, and then
WCR meeting connects over disaster, planning initiatives
Continued on page 14
Continued on page 14
During the May meeting of the Chattanooga Women’s Council of
Realtors, a drawing for the downtown prize basket from the membership
drive was held, and Brenda Pargeon was chosen as the recipient.
John Bridger of the Hamilton County Planning Commission and Kelly
Huguenin of super sponsor Suntrust Bank were also guest speakers at this
last meeting before the summer break. (Erica Tuggle)

14 Friday, May 13, 2011 www.hamiltoncountyherald.com
HAMILTON COUNTY HERALD
Chattanooga
building permits
chattanooga
Additions
2112 Sargent Daly Dr, 37421;
burnette Robert D & Rebecca c,
same address; addition of two
story, two car garage With ground
floor bath and shop, bonus Room
above garage, attached to existing
house With breezeway; $65,000; no
contractor listed, • 033159c-c-00300
2609 E 41St St, 37407; Wilson
george a & glenda f, 4111 Dodds
ave 37407; addition of 30’x16’
storage shed; $19,200; owner •
033168g-c-03000
3955 Hearthstone Cir, 37415;
chattanooga Development group ii,
179 hamm Rd 37405; 16’ X 16’
Deck addition; $3,400; bill sewell,
struck out on his own.
“I wanted to get to know the
area first, get some experience
under my belt, and save a little
money,” Cuthbertson says.
When Cuthbertson began
building homes in 2005, the
market was strong, so he built
spec houses, all of which sold.
Over time, he also began to
build custom homes. Then he
began renovating homes with
water and fire damage. The latter
saved his business when the
economy went south.
“Right now, insurance work
makes up about 80 percent of
what we do. That’s the direction
of the market at the moment.
And we stay busy,” Cuthbertson
says.
Cuthbertson does not actually
swing a hammer, but instead
oversees the subcontractors that
do the actual work. He also meets
with clients, sets schedules, and
tends to the monetary aspects of
his projects.
His wife says he’s a good
fit for the job, as he’s proactive,
179 hamm Rd 37405 • 033118f-f-
00400
4508 Oakwood Dr, 37416; Davis
sammie, same address; cover and
screen in existing Patio area; $6,600;
owner • 033129g-c-00700
1012 Albany St, 37405; stuermer
Paul, same address; Remove
existing Deck and Replace With
larger Deck; $14,800; terry tittle,
7613 bebe branch ln, ooletwah
37363 • 033136a-b-00800
910 S Kelley St, 37404; lara efrain,
346 n lakeshore Rd, tunnel hill
30755; Replace Windows and
Plumbing, elec and Drywall; Paint;
construct covered Walkway to Join
two structures into one Duplex;
$12,800; owner • 033146n-V-03300
a good communicator, and an
effective manager.
“He’s not timid when it
comes to asking people to do
what needs to be done, especially
when he’s doing reconstruction
work. He’ll talk with his client,
get the insurance company
involved, and bring in the subcontractors.”
Cuthbertson says his experience
working with insurance
companies makes him a good
choice for renovation work.
“I know how insurance companies
work, so I know how to
get a project through the system
faster than someone who doesn’t
have experience in this area.”
Cuthbertson says the confidence
he projects and his ability
to remain calm are also key to
his renovation work.
“Renovations can be deeply
emotional for some people
because it disrupts their lives.
They have to leave their homes,
which have been damaged, and
live in a hotel. I understand that,
and I sympathize with my cli-
1618 Gray Rd, 37421; Kemper
edward f & nancy M, same address;
20’ X 16’ Deck addition; $3,000;
owner • 033159i-b-00300
1113 Rockway Dr, 37411; north
Robert f & Deborah W, 37 agnes
ave 37406; addition to existing
structure 24’x25’; $24,000; owner •
033147h-g-01100
New Construction
2766 Waterhaven Dr, 37406;
colony land and investments, 1796
Mack smith Rd, Rossville 30741;
new construction of single family
Residence; $166,200; bill sewell,
179 hamm Rd 37405 • 033128g-e-
09800
2500 Waterhaven Dr, 37406; colony
land and investments, 1796 Mack
ents, but the best thing I can do
is put things back together again
as quickly as possible.”
Cuthbertson also makes a
point of keeping his clients up to
speed on the status of his work
on their homes.
“If I say I’m going to do
something, I make every effort
to do it. But sometimes, things
change. When they do, I let my
clients know immediately.”
His wife admires his boldness.
“I like that he doesn’t shy
away from uncomfortable situations,
but takes care of them
right away,” she says.
Although Cuthbertson brings
a lot to the table, he’s only
as good as his subcontractors.
Through them, he says he’s been
able to maintain a high level of
quality.
“The advantage of using
subs over employees is they’re
motivated to do a good job
because you don’t have to use
them again. My subs want to
maintain their connection with
me because I give them homes to
smith Rd, Rossville 30741; new
single family Residence; $159,400;
bill sewell, 179 hamm Rd 37405 •
033128g-e-06600
2101 E 3Rd St, 37404; ed cagle,;
new family Dollar store; $400,000;
ed cagle, 1425 s Moore st. 37412 •
033146f-n-02600
8528 Flower Branch, 37421; gt issa
construction llc, 8117 gatehouse
Xing 37421; new single family
Residence; $165,000; guss issa,
8117 gatehouse crossing 37421 •
033171b-b-00324
1219 Dreamcatcher WayHixson,
37343; g t issa construction llc,
8117 gatehouse crossing 37421; new
single family Residence; $180,000;
guss issa, 8117 gatehouse crossing
build and insurance work. That
gives me leverage.”
One of the things Cuthbertson
enjoys the most about
construction work is the satisfaction
he feels upon completing
a project. While getting to
that point can involve working
evenings and weekends, he
doesn’t let his job consume his
life. Rather, he spends most of
his time with family, is active in
his church, and enjoys kicking
back and relaxing.
He and Wendy have two
daughters, the youngest of which
has claimed a spot on his lap.
Her name is Ivy, and she’s everything
an 18-month-old should
be. Their 4-year-old daughter,
Kate, is making herself scarce.
Soon, these two girls will have
a brother, as Wendy is pregnant
with her and Cuthbertson’s third
child.
Faith is an important part
of Cuthbertson’s life as well. As
a young man, he served two
years on a church mission in
Paraguay, where he learned to
speak Spanish. And today, he
and his family attend the Church
of Jesus Christ of Latter Day
Saints in Ooltewah, Tenn.
When it comes to leisure
As if the language of
real estate weren’t confusing
enough, the wave of bad
lending practices and loan
defaults of recent years have
added more terms that have
subtle but important shades
of difference. When you prepare
to speak with an agent
about buying or selling,
make sure you understand
the lingo.
First, realize that the
word “foreclosure” does not
describe a property, but the
legal process by which a
homeowner loses their interest
and the bank or lender
assumes ownership. It’s a
legal term, not a property
description.
If you’re buying, you go
to tour “foreclosures,” per
se. You’re probably going to
look at “Real Estate Owned”
listings, or REOs. These are
properties that the lender has
taken back after the fore-
Real Estate
Facts
By Elwynn Schwartz
Listing lingo
37421 • 033100b-c-00400
1213 Dreamcatcher WayHixson,
37343; g t issa construction llc,
8117 gatehouse crossing 37421;
new construction of single family
Residence; $170,000; guss issa,
8117 gatehouse crossing 37421 •
033100b-c-00300
8188 Burgundy Cir, 37421; ba
Development inc, 7161 lee hwy ste
300/400 37421; new single family
house; $168,000; anthony Williams,
7161 lee hwy 37421 • 033139M-c-
09600
883 Spindle Ct, 37421; Waters
brandon, Po box 28052 37424; new
single family Residence; $155,000;
Contractor Continued from page 13
WCR Continued from page 13
calculators for everyone. Kelly
Hugenin of SunTrust said, “Last
year was a hard year, and this
year we have a few more challenges,
but things are looking
great and moving in the right
direction.” She also thanked
everyone for allowing them to
be a super sponsor of WCR.
Patti Martin, super sponsor
with Warranty Title, brought
“survival bags” filled with a bottle
of water for “when running
down the road to make a closing
or last showing,” a pack of
crackers, a pen and pad “to write
down that last figure to get the
contract signed,” and Snickers
bars for a Realtor’s drive home.
Martin also reminded Realtors
of the close bond between competitive
Realtors in being there
when needed.
John Bridger, director of
regional planning agency, was
the guest speaker for the meeting.
He grew up in Maryland,
and moved to Chattanooga in
1991 to work with the regional
planning agency after receiving
a master’s degree in city and
regional planning.
Bridger said his motto in
planning is to expect the unexpected.
He said a lot of people
fall into the trap of planning for
the plan that doesn’t always get
them to where they want to go.
People also plan for the dream
or plan for everything, and these
are also often unsuccessful.
“The planning I’ve learned
to appreciate as a professional is
planning for change,” he said.
With an inspiring vision
in mind, planning engages the
changemakers that Realtors are
included within, he said. Influencing
the decisions of people
moving into and around
Chattanooga makes Realtors
changemakers, as much as builders,
elected officials and others
are. In this respect, Realtors
must involve Bridger’s agency
into their plans to make the
plans come to their full fruition.
Another important thing
for planners is to make strategic
choices, bearing in mind that
they can’t do it all. Using synergy
and leverage, they can get
better results by thinking toward
the future but also on what needs
to be done today, this month,
this year.
Planning is a means to an
end and not an end in itself, he
said, and you also have to be
clear about results to monitor
how the change implemented
results in progress.
At the regional planning
agency, they recognize that land
is a limited resource. While many
can agree that our city doesn’t
want to develop to the point of
becoming another Atlanta, we
still want some of the development
that Atlanta has, Bridger
says. Using the backgrounds of
those who work at the RPA in
everything from geology to environmental
science, their primary
responsibilities deal with developing
land use and transportation
plans as well as administering
zoning.
“We focus on transportation
and land use with the goal
to improve quality of life and
economic vitality and public
health,” he said.
The upcoming projects that
the RPA is involved with include
the regional growth plan, which
will encompass Chattanooga,
Cleveland and Dalton, and is
the first of its kind. This should
be coming out in early 2013,
Bridger said.
They are also working on a
review and educational process
to address the growing national
trend of suburban townhouses
and how these can be more fully
utilized in Chattanooga. Another
one of their key study areas is the
widening of Bonny Oaks from
its connection on Hwy 153 to
where it ties in on I-75.
“Plans don’t implement
themselves. It takes people and
resources. You bring that knowledge
and resources that make
these happen, and we want you
to come out and participate,”
Bridger said. “The key is to get in
front of it and get it to work for
us and not against us.”
The downtown prize basket
for the membership drive of the
WCR was then drawn for and
given away to Brenda Pargeon.
The Women’s Council of
the Homebuilder’s Association
meeting will be June 7 at the
Homebuilder’s Association. The
next WCR governing board
meeting is May 18, and members
are always welcome. v
Continued on page 27
time, Cuthbertson is cut from
the same cloth as a lot of men
who grew up in the South: he
likes to hunt, fish and watch
sports, and does so without apology.
Visiting his grandparents at
their farm in Scottsboro is also
high on his list of favorite things
to do, as is traveling. Last year,
he and Wendy toured Europe.
The fruit of Cuthbertson’s
hard work, skills as a general
contractor and strict business
ethics are evident all around
him. His company is doing well
in a challenging economy, and
the house he built for his family
is stunning.
But more significantly, his
success as a father and husband
are evident in the love his wife
and children clearly feel for him.
Cuthbertson has done more than
build his business on a solid
foundation; he’s built his home
on a rock as well.
Cuthbertson is licensed to do
residential general contractor work in
Tennessee, Georgia and Alabama.
He’s also licensed to do light commercial
work in Tennessee. For
more information about Cuthbertson
Construction and to view photos of
the company’ work, visit www.
cuthbertsonhomes.com. v
closure process is complete.
You may see these advertised
as “bank owned.”
Then there’s another
type of listing described as a
“short sale.” This may qualify
as a “distressed” property,
but it is not yet in the hands
of the bank or lender. The
homeowners and the lender
have reached an agreement
to sell the property for less
than the owners owe on their
mortgage.
The short sale is an
attempt at compromise
between the two parties,
keeping the sellers out of
foreclosure and credit history
ruin, and keeping the lender
out of the costly process of
foreclosure and expensive
business of property management.
Elwynn Schwartz is the
owner of Chattanooga Real
Estate Consultants and may be
reached at 423-894-3050.

HAMILTON COUNTY HERALD www.hamiltoncountyherald.com
Friday, May 13, 2011 15
SUBSTITUTE TRUSTEE’S SALE
Sale at public auction will be on June 10,
2011 at 10:00 AM local time, at the west door,
Hamilton County Courthouse, Chattanooga,
Tennessee pursuant to Deed of Trust executed
by William S. Burroughs and Zelma Burroughs,
married to each other, to PRLAP,
Inc., Trustee, on November 22, 2000 at Book
GI 5757, Page 423; conducted by Shapiro &
Kirsch, LLP Substitute Trustee, all of record in
the Hamilton County Register’s Office.
Owner of Debt: Bank of America, N.A.
The following real estate located in Hamilton
County, Tennessee, will be sold to the highest
call bidder subject to all unpaid taxes, prior
liens and encumbrances of record:
Described property located in the Third Civil
District of Hamilton County, Tennessee, to
wit: ?Part of Lot Number Twenty-Nine (29)
of the Chattanooga Estate Company’s private
unregistered plat of Smartt-Edmundson-Coker
Tracts, a plat of said Lot Twenty-Nine (29) being
of record in Book J, Volume 16, Page 515,
in the Register’s Office, Hamilton County,
Tennessee, more particularly described as
DEEDS WITH CONSIDERATION OF $150,000 OR MORE APRIL 18-22, 2011
Grantor Grantee Address Legal Description Parcel # Price
chattanooga Warren llc noogat Partnership 5691 hwy 153 l:2 099e b 010.01 $1,950,000
cornerstone community bank Mines, eras a; Mines, linda Moss 7351 commons blvd 149h e 009.02 $1,150,000
gay, shirley M; gay, stephen D crowder, Julie; crowder, Michael D 11 stonehaven Dr l:64, unit:2 carriage hill 116D c 033 $645,000
Romeo, Joseph D; Romeo, Julie M faulkner, Richard D Jr; faulkner, tracy n $636,000
brainerd Village shopping center llc hotcakes brainerd Venture llc 5740 brainerd Rd l:1 157M a 017 $600,000
first tennessee bank national assn collier, billie J; collier, John R 4588 sailmaker cir l:33 Windward Pointe sub 120J D 012 $576,000
Defoor, M susan summerour, Dalia $550,000
faulkner, Richard D Jr; faulkner, tracy n Johnson, catharine Kinsley; Johnson,
gerald eugene
follows: ?Beginning at a point in the North
line of the road known as California Avenue,
the southwest corner of said Lot 29; running
thence North 19 degrees 50 minutes East
along the West line of said Lot 29, 341 feet to
the northwest corner of said Lot 29; running
thence South 63 degrees 40 minutes East a
distance of 50 feet; thence South 19 degrees
50 minutes West and parallel with the first call
herein 341 feet to a point in said California
Avenue; running thence North 63 degrees 40
minutes West along the North line of California
Avenue 50 feet to the point of beginning.
Being the West 50 feet of said Lot 29, except
that part taken off the South and thereof for the
purpose of widening California Avenue, to a
total width of 40 feet as shown by Instrument
registered in Book F, Volume 23, Page 401,
said Register’s Office.
Street Address: 310 California Avenue, Chattanooga,
Tennessee 37415
Current Owner(s) of Property: William S. Burroughs,
unmarried
Other interested parties: Zelma L. Pell, and
State of Tennessee, Department of Human
Services, Maximus Child Support Services
The street address of the above described
property is believed to be 310 California
Avenue, Chattanooga, Tennessee 37415, but
such address is not part of the legal description
of the property sold herein and in the event of
any discrepancy, the legal description herein
shall control.
SALE IS SUBJECT TO TENANT(S)
RIGHTS IN POSSESSION.
If applicable, the notice requirements of T.C.A.
35-5-117 have been met.
All right of equity of redemption, statutory
and otherwise, and homestead are expressly
waived in said Deed of Trust, and the title is
believed to be good, but the undersigned will
sell and convey only as Substitute Trustee.
The right is reserved to adjourn the day of the
sale to another day, time, and place certain
without further publication, upon announcement
at the time and place for the sale set forth
above.
If the highest bidder cannot pay the bid within
twenty-four (24) hours of the sale, the next
highest bidder, at their highest bid, will be
6 chamblee ct l:329 hidden brook addn to
birnam Wd
deemed the successful bidder.
This property is being sold with the express
reservation that the sale is subject to confirmation
by the lender or trustee. This sale may be
rescinded at any time.
This office is a debt collector. This is an
attempt to collect a debt and any information
obtained will be used for that purpose.
Shapiro & Kirsch, LLP Substitute Trustee
www.kirschattorneys.com
Law Office of Shapiro & Kirsch, LLP
555 Perkins Road Extended, Second
Floor?Memphis, TN 38117
Phone (901)767-5566
Fax (901)761-5690
S&K10-000761
HCH3T-5/13,5/20,5/27/11
NOTICE OF SUCCESSOR
TRUSTEE’S SALE
WHEREAS, VIP PROPERTIES, INC., a
Tennessee corporation that is succeeded by
conversion by VIP Properties, LLC, a Tennessee
limited liability company (“Borrower”)
conveyed to Robert L. Dann, as Trustee, real
098h D 030 $540,000
e trade forgey, Janet Karen; forgey, Roger Dale 4481 Webb Rd l:19 Windward Pointe sub 120J a 056 $501,000
Patrick, Jeffrey t; Patrick, Kim l herdman, anne V; Royal, Jason W 610 texas ave l:Pt 8 signal Mountain $445,000
burbank tr, James c; burbank tr, Walter s; burbank, James c;
burbank, Walter s; Revocable trust agreement of
Walter W burbank & laura s burbank; smith tr, laura burbank;
smith, laura burbank
nielsen, claude b Jr; nielsen, grace 122 fairy trl l:603, unit:2 fairyland estate 166M J 009 $430,000
schubert, Daniel c; schubert, elizabeth c floyd, Daniel l; floyd, Daphne K 12996 emerald bay Dr l:89 emerald bay 033M D 005 $392,500
hudson, Joseph William; hudson, tondee Mathis champion, seth 2313 covington cove ln l:70, unit:2 Windtree sub 089h a 024 $375,000
3100 Wood avenue llc Plumbers & steamfitters
local 43 building corp
3100 Wood ave l:8 sherwood forest addn
amended
127l c 015 $310,000
brandt, David; cochran, Myra floyd, John l 7760 east brainerd Rd l:Pt 2 Maddox 159P a 003.07 $305,000
Pratt homebuilders llc hobbs, comer; hobbs, helen 3858 hearthstone cir l:75 118f g 017 $302,031
b & J enterprises Pratt homebuilders llc 7500 hampstead hall Dr l:1 103M g 001 $300,000
Museum bluffs condos llc cheryl Prince Revocable trust agreement;
Prince tr, cheryl
129 Walnut st chattanooga $294,250
fannie Mae; federal national Mortgage assn Richardson, Myron l; Richardson, Phala J $272,000
Kelly, Rebecca J Pollis, Joseph l; Pollis, sharon l $250,000
Mcbrayer, elizabeth s Williams, alicia s; Williams, John c 8015 Rosemere Way l:41 chattanooga $249,000
Down south homes llc Johnson, harry Michael 3526 Willow lake cir l:17 elder cove sub 144K a 003.24 $239,900
hanzelik, teresa; Padgett, John Randall; Padgett, teresa Delacy, Peter W l:1 chattanooga $235,000
Jooma Development llc harrison, connie D; harrison, Darrell g 8413 Maple Valley Dr l:70, unit:4 lakes of standifer 150P f 014 $229,900
goodwin southern Property llc Mcallister, Walter b 1918 Rossville ave l:10 Jefferson Place 145M P
038.10
true north Development inc lee, Jacqueline Maria; lee, Joshua carl 2830 fernleaf ln l:88 139h D 017 $227,000
brian orr construction; orr, brian D salenda, irene c; salenda, Marco a 8448 lexie ln l:66 104b a 012 $225,000
angland, brenda s; angland, Dennis alan thalos, adel; thalos, lynne 9411 bayview Rd l:63 lakesite 075K c 012 $223,000
evans, barry; evans, Diane Worley, cynthia J; Worley, Robert l 327 Dee ln l:19 the cottages
baum, eric Pompilio, anthony c; Pompilio, teresa 12208 Macon Way l:114 the Plantation 033P a 007 $207,000
K & M builder & Developer inc templeton, abbie l; templeton, Joshua c 8436 standifer gap Rd l:10, unit:2 lakes of standifer 150P f 010 $207,000
Petty, James n; Petty, Kathy R swanson, clyde; swanson, Mary D 2508 avalon cir l:61, unit:3 Dallas crest 127a c 013 $205,000
bratton, leroy h oettinger, Wesley M $185,000
Robinson, allison s; stem, William a; stem,
William c; Webb, allison s; Webb, h Ray Jr
$229,500
Douglas, John; long, lilly 99 Rainbow cir l:11 Rainbow 127i D 004 $183,000
grau, Janice Marie; grau, Richard Raymond sears, Dennis Ray Jr 4803 Woodland cir l:64, unit:2 northshore forest 111h b 016 $180,000
alexrules llc Wright, James c; Wright, M gale 671 Wilshire Way chattanooga $172,500
lyons, leslie P; lyons, Maston g iv stockford, emily l 8185 Richland Dr l:6 Richland crest 082D a 006 $172,500
alexrules llc street, edward D; street, Patricia M 861 carlisle ln chattanooga $167,000
gary, Robert o Jr; gary, Rona g brannen, Jason M 4705 n forest Rd l:47 northshore forest 111i c 009 $166,000
cornerstone community bank Millan, Robert; strand, amanda M 2006 hamilton brow
Path
l:104 hamilton Mill sub 159c b 026 $165,500
Knowles, gary allen Vicente, gustavo Peruch 1303 e 23Rd st l:Pt 1 Woodland Park addn 156a g 012 $165,000
gilliland, f W; gilliland, hunt h; gilliland, Mark Phillips, cordia; Phillips, Paul 6678 hickory Manor cir l:107 chattanooga $164,900
humble, David Miller Jr hardy, christopher 104 haney Dr l:14 conner estates 157J R 006 $164,000
Manning, Dewey; Manning, Paulette brown, brenda; brown, Patrick $163,000
sykes, Jennifer R; sykes, travis s helsley, Deborah 5628 sarah Dr l:673 hamilton on hunter
lots 74-147
122b e 036 $160,000
schlichting, Jennifer R; schlichting, John Richard nida, W blake 9231 broad leaf ln l:18 timber Ridge 075a a 018 $159,900
Deutsche bank national trust co tr hardesty, Rebecca lynn 5664 ginkgo Rd l:106 homewood Phase 4 141c g 023 $153,500
howington, arthur; howington, Judy crutcher, barbara a $145,000
niager, charles e; niager, Willene M brewer, april a; brewer, bruce a 4620 forest ln l:39 north glen estates 099M f 016 $145,000
Rose, James a; Rose, Kimberly g shearer, Paul g; shearer, sarah e 2273 n shore acres Rd l:19 lasley land
Development
Hamilton County
public notices
042c a 013 $138,900
property in Hamilton County, Tennessee by
a Tennessee Deed of Trust, Assignment of
Leases and Rents, Security Agreement and
Fixture Filing dated January 11, 2006 and
recorded in Book 7808, Page 715, as modified
by Amendment to Tennessee Deed of Trust,
Assignment of Leases and Rents, Security
Agreement and Fixture Filing dated May 30,
2007 and recorded in Book 8355, Page 432,
and as further amended by Loan Documents
Modification Agreement dated October 24,
2008, and recorded in Book 8787, Page 761,
all in the Register’s Office for Hamilton
County, Tennessee (collectively, the “Deed of
Trust”), to secure payment and performance of
the debt described in the Deed of Trust; and,
WHEREAS, SunTrust Bank (the “Bank”) is
the owner and holder of the debt secured by
and the beneficiary of the Deed of Trust; and,
WHEREAS, the Bank, as such owner, holder
and beneficiary, appointed Jeffrey S. Norwood
of Husch Blackwell LLP as Successor Trustee
by Appointment of Successor Trustee filed of
Continued on page 16

16 Friday, May 13, 2011 www.hamiltoncountyherald.com
HAMILTON COUNTY HERALD
Public Notices Continued from page 15
record on May 10, 2011 in Book 9398, Page
944, in said Register’s Office; and,
WHEREAS, default has been made in the payment
of the debt secured by the Deed of Trust
and the Bank has declared the entire balance
due and payable and has instructed the Successor
Trustee to foreclose the Deed of Trust in
accordance with its terms.
NOW THEREFORE, the Successor Trustee,
on Friday, June 3, 2011, commencing at
11:00 a.m., at the west door of the Hamilton
County Courthouse, 625 Georgia Avenue,
Chattanooga, Tennessee, will offer for sale and
sell at public auction to the highest and best
bidder for cash the property therein conveyed
and described as follows:
In the city of Chattanooga, Hamilton County,
Tennessee:
TRACT ONE (1): Tract 2, VIP Gifts Subdivision,
as shown by plat of record in Plat
Book 81, page 90, in the Register’s Office of
Hamilton County, Tennessee and being more
particularly described as follows: Beginning
at the point of intersection of the Southern line
of West Manning Street with the Southwest
line of Cherokee Boulevard; thence South 47
degrees 50 minutes East along the said Southwest
line of Cherokee Boulevard a distance
of 65.24 feet to its intersection with the West
line of Somerville Avenue thence South 3
degrees 45 minutes 57 seconds West along the
West line of Somerville Avenue a distance of
161.27 feet to the Northeastern corner of the
Somerville Iron Company’s Addition as shown
on plat of record in Plat Book 14, page 138, in
said Register’s Office; thence North 88 degrees
26 minutes 51 seconds West along the said
Northern line of Somerville Iron Company’s
Addition to a distance of 311.77 feet to a point
in the Eastern line of Stringer Street; thence
North 16 degrees 13 minutes 28 seconds West
along said Eastern line of Stringer Street a
distance of 213.63 feet to its intersection with
the south line of West Manning Street; thence
South 88 degrees 28 minutes 53 seconds
East along the South line of West Manning
Street a distance of 333.70 feet to the Point of
Beginning.
Excepting therefrom that portion used in
rounding the intersection of West Manning
Street and Stringer Street.
TRACT TWO (2): Lots 5, 6, 7, 8, 9 and
10, Block 1, Hamilton County Boulevard
Company’s Subdivision as shown by plat of record
in Plat Book 14, page 9, in the Register’s
Office of Hamilton County, Tennessee, and
being more particularly described as follows:
Beginning at the point of intersection of the
Northern line of West Manning Street with the
Northeast line of Cherokee Boulevard; thence
North 47 degrees 50 minutes West along
said Northeast line of Cherokee Boulevard a
distance of 109.30 feet to the Southernmost
corner of Lot 4 of said Block 1; thence North
42 degrees 20 minutes 51 seconds East along
the Southeast line of said Lot 4 a distance of
49.4 feet to the Easternmost corner thereof in
the Southwest line of Lot 10 of said Block 1;
thence North 47 degrees 23 minutes 20 seconds
West along the Southwest line of Lot 10,
being the Northeast line of Lot 4, a distance
of 8.05 feet to the Southwest corner of Lot 11
of said Block 1; thence South 87 degrees 25
minutes 23 seconds East along the Southern
line of said Lot 11 a distance of 83.42 feet to
the Southeast corner thereof in the West line
of Harper Street; thence South 01 degrees 43
minutes 46 seconds West along the West line
of Harper Street a distance of 113.30 feet to
its intersection with the North line of West
Manning Street; thence North 86 degrees 21
minutes 46 seconds West along the North line
of West Manning Street a distance of 26.31
feet to the Point of Beginning.
Being the same property conveyed to VIP
Properties, Inc. (now known as VIP Properties,
LLC) by Limited Warranty Deed from A. Hamid
Andalib and wife, Ladonna Andalib dated
January 11, 2006 and recorded on January
11, 2006 in Book 7808, Page 711, Register’s
Office of Hamilton County, Tennessee and by
Quitclaim Deed from VIP, LLC dated May 25,
2007 and recorded on May 25, 2007 in Book
8351, Page 296, Register’s Office of Hamilton
County, Tennessee.
TOGETHER WITH (i) all buildings and
improvements now or hereafter erected on
the above-described property, (ii) all fixtures
attached to the above-described property
or any buildings or improvements situated
thereon, and (iii) all estates, rights, tenements,
hereditaments, privileges, rents, issues, profits,
easements and appurtenances of any kind benefiting
the above-described property, all means
of access to and from the above-described
property, whether public or private, and all
water and mineral rights.
The sale shall be in bar of all equity of
redemption, the statutory right of redemption
provided by any applicable Tennessee statute,
including that afforded by T.C.A. §66-8-101,
et seq., and any amendment or recodification
of such statute, homestead, dower and all other
exemptions and marital rights, all of which are
expressly waived and conveyed in the Deed
of Trust, but excluding any statutory right of
redemption of a governmental agency, state
or federal, that survives this sale as a matter
of law. Title is believed to be good, but the
undersigned will sell and convey only as Successor
Trustee.
The Deed of Trust is subject to the following:
(a) unpaid taxes or assessments against the
property; (b) recorded easements, restrictions,
conditions, covenants, setback lines,
rights-of-way or subdivision plats affecting the
property; (c) dedication of roads affecting the
property and applicable governmental zoning
and subdivision ordinances and regulations;
(d) prior or superior liens, judgments, deeds
of trust or other interests of record; (e) matters
that an accurate survey of the property might
disclose; and (f) any tenants which may be in
possession of the property, to the extent they
have any rights to remain in possession of the
property that survive foreclosure.
To the best of the Successor Trustee’s knowledge,
information and belief, there are no
Federal or State tax lien claimants upon the
subject property which would require notice
pursuant to the terms and provisions of T.C.A.
§ 35-5-104, T.C.A. § 50-7-404(i)(2)(B) or
T.C.A. § 67-1-1433 or 26 U.S.C. § 7425.
THE PROPERTY IS TO BE SOLD WITH-
OUT COVENANTS OR WARRANTIES,
WHETHER EXPRESS OR IMPLIED,
INCLUDING WITHOUT LIMITATION,
WARRANTIES OF MERCHANTABILITY
OR FITNESS FOR A PARTICULAR USE OR
PURPOSE.
Successor Trustee, at his sole discretion, at the
time and place appointed above for the sale,
to accomplish the most advantageous sale and
consequent discharge of his trust obligation
under the circumstances, reserves the right to
do any or all of the following:
(1) Postpone the sale of all or any portion of
the property by public announcement at such
time and place of sale, and from time to time
thereafter postpone such sale by public announcement
at the time fixed by the preceding
postponement or subsequently noticed sale,
and, without further notice, make such sale at
the time and place fixed by the last postponement,
or in his discretion, give a new notice
of sale.
(2) Appoint an agent to sell the property in
accordance with the power of sale contained
in the Deed of Trust and to take other action
which the Successor Trustee may take
thereunder.
(3) Elect to delay the sale for a reasonable time
during regular business hours on the same day
to be continued at the same place at the announced
time in order to enable any bonafide
bidder to determine and submit a bid, so long
as no potential purchaser is thereby precluded
from placing a bid.
(4) Elect to sell the property in any other manner
as may accomplish the most advantageous
sale and consequent discharge of his trust
obligation under the circumstances.
The failure of the high bidder to close this sale
shall be cause for rejection of the bid, and if
the bid is rejected, the Successor Trustee shall
have the option of making the sale to the next
highest bidder who is capable and willing to
comply with the terms thereof. The proceeds
of the sale will be applied as provided in the
Deed of Trust.
CURRENT PROPERTY OWNER:
VIP PROPERTIES, INC, a Tennessee corporation
(now known as VIP Properties, LLC, a
Tennessee limited liability company)
OTHER LIEN HOLDERS OR HOLDERS OF
INTEREST:
None
Dated: May 11, 2011
Jeffrey S. Norwood, Successor Trustee
Husch Blackwell LLP
736 Georgia Avenue, Suite 300
Chattanooga, TN 37402
HCH3T-5/13,5/20,5/27/11
NOTICE OF SUCCESSOR TRUSTEE’S
SALE
WHEREAS, VIP, LLC, a Tennessee limited liability
company which changed its legal name
to INCENTIUM, LLC on or about September
22, 2009 (“Borrower”) conveyed to Milligan-Reynolds
Guaranty Title Agency, Inc.,
as Trustee, real property in Hamilton County,
Tennessee by a Tennessee Deed of Trust,
Assignment of Leases and Rents, Security
Agreement and Fixture Filing dated October
24, 2008, and recorded in Book 8787, Page
732, as amended by Loan Documents Modification
Agreement & Waiver dated October 23,
2009 and recorded in Book 9067, Page 951, all
in the Register’s Office of Hamilton County
Tennessee (collectively, the “Deed of Trust”),
to secure payment and performance of the debt
described in the Deed of Trust; and,
WHEREAS, SunTrust Bank (the “Bank”) is
the owner and holder of the debt secured by
and the beneficiary of the Deed of Trust; and,
WHEREAS, the Bank, as such owner, holder
and beneficiary, appointed Jeffrey S. Norwood
of Husch Blackwell LLP as Successor Trustee
by Appointment of Successor Trustee filed of
record on May 10, 2011 in Book 9398, Page
942, in said Register’s Office; and,
WHEREAS, default has been made in the payment
of the debt secured by the Deed of Trust
and the Bank has declared the entire balance
due and payable and has instructed the Successor
Trustee to foreclose the Deed of Trust in
accordance with its terms.
NOW THEREFORE, the Successor Trustee,
on Friday, June 3, 2011, commencing at
11:00 a.m., at the west door of the Hamilton
County Courthouse, 625 Georgia Avenue,
Chattanooga, Tennessee, will offer for sale and
sell at public auction to the highest and best
bidder for cash the property therein conveyed
and described as follows:
In the city of Chattanooga, Hamilton County,
Tennessee:
Lots Three (3) and Four (4), Block One (1),
Thompson and Carter’s Addition and the
Southern half of the alley in the rear of said
lots. Said alley was closed by resolution by the
city of Chattanooga, as shown by plat of record
in Plat Book 2, Page 17, in the Register’s
Office of Hamilton County, Tennessee, except
that part of Lot Four (4) and alley used in
creating Cherokee Boulevard, and Lots One
(1), Two (2), Three (3), Four (4), Five (5), Six
(6) and Seven (7), Block Nine (9), Hamilton
County Boulevard Company’s Subdivision
as shown by plat of record in Plat Book 14,
Page 9, in said Register’s Office. According
to said plats, said nine (9) lots and part of
alley make one tract fronting 252.5 feet on the
Southwestern line of Cherokee Boulevard and
extends Westwardly along the Northern line
of Manning Street, being 252.1 feet in length
and along the center line of the alley shown on
said plats of Thompson and Carter’s Addition
being 58.5 feet in length to the old fence line
within a hedge, being the Eastern line of Annie
F. Keef property, said Eastern line being 160.5
feet in length.
LESS AND EXCEPT right of way conveyed in
Book 3225, Page 186, in the Register’s Office
of Hamilton County, Tennessee.
Being the same property described according
to survey as follows: Beginning at a point said
point being the intersection of the Western
right of way of Cherokee Boulevard and the
Northern right of way of Manning Street,
thence following along the Northern right of
way line of Manning Street North 88 degrees
28 minutes 53 seconds West a distance of
255.68 feet to a point, thence North 02 degrees
10 minutes 51 seconds East a distance of 160.5
feet to a point, thence North 87 degrees 41
minutes 43 seconds East a distance of 62.20
feet to an iron pipe found, said point lying
on the Eastern right of way line of Cherokee
Boulevard, thence continuing along with said
right of way South 47 degrees 50 minutes
00 seconds East a distance of 252.74 feet to
the point of beginning all as shown on Betts
Engineering Associates Inc. drawing no.
10871-9-207.
EXCEPTING THEREFROM that portion used
in rounding the intersection of Manning Street
and Cherokee Boulevard.
The above property is commonly known as
424 Cherokee Boulevard, Chattanooga,
Tennessee.
Being the same property conveyed to VIP,
LLC, a Tennessee limited liability company
(now known as Incentium, LLC), by Quitclaim
Deed from A. Hamid Andalib dated August
1, 2001 and recorded on September 20, 2001
in Book 5992, Page 485, Register’s Office for
Hamilton County, Tennessee.
TOGETHER WITH (i) all buildings and
improvements now or hereafter erected on
the above-described property, (ii) all fixtures
attached to the above-described property
or any buildings or improvements situated
thereon, and (iii) all estates, rights, tenements,
hereditaments, privileges, rents, issues, profits,
easements and appurtenances of any kind benefiting
the above-described property, all means
of access to and from the above-described
property, whether public or private, and all
water and mineral rights.
The sale shall be in bar of all equity of
redemption, the statutory right of redemption
provided by any applicable Tennessee statute,
including that afforded by T.C.A. §66-8-101,
et seq., and any amendment or recodification
of such statute, homestead, dower and all other
exemptions and marital rights, all of which are
expressly waived and conveyed in the Deed
of Trust, but excluding any statutory right of
redemption of a governmental agency, state
or federal, that survives this sale as a matter
of law. Title is believed to be good, but the
undersigned will sell and convey only as Successor
Trustee.
The Deed of Trust is subject to the following:
(a) unpaid taxes or assessments against the
property; (b) recorded easements, restrictions,
conditions, covenants, setback lines,
rights-of-way or subdivision plats affecting the
property; (c) dedication of roads affecting the
property and applicable governmental zoning
and subdivision ordinances and regulations;
(d) prior or superior liens, judgments, deeds
of trust or other interests of record; (e) matters
that an accurate survey of the property might
disclose; and (f) any tenants which may be in
possession of the property, to the extent they
have any rights to remain in possession of the
property that survive foreclosure.
To the best of the Successor Trustee’s knowledge,
information and belief, there are no
Federal or State tax lien claimants upon the
subject property which would require notice
pursuant to the terms and provisions of T.C.A.
§ 35-5-104, T.C.A. § 50-7-404(i)(2)(B) or
T.C.A. § 67-1-1433 or 26 U.S.C. § 7425.
THE PROPERTY IS TO BE SOLD WITH-
OUT COVENANTS OR WARRANTIES,
WHETHER EXPRESS OR IMPLIED,
INCLUDING WITHOUT LIMITATION,
WARRANTIES OF MERCHANTABILITY
OR FITNESS FOR A PARTICULAR USE OR
PURPOSE.
Successor Trustee, at his sole discretion, at the
time and place appointed above for the sale,
to accomplish the most advantageous sale and
consequent discharge of his trust obligation
under the circumstances, reserves the right to
do any or all of the following:
(1) Postpone the sale of all or any portion of
the property by public announcement at such
time and place of sale, and from time to time
thereafter postpone such sale by public announcement
at the time fixed by the preceding
postponement or subsequently noticed sale,
and, without further notice, make such sale at
the time and place fixed by the last postponement,
or in his discretion, give a new notice
of sale.
(2) Appoint an agent to sell the property in
accordance with the power of sale contained
in the Deed of Trust and to take other action
which the Successor Trustee may take
thereunder.
(3) Elect to delay the sale for a reasonable time
during regular business hours on the same day
to be continued at the same place at the announced
time in order to enable any bonafide
bidder to determine and submit a bid, so long
as no potential purchaser is thereby precluded
from placing a bid.
(4) Elect to sell the property in any other manner
as may accomplish the most advantageous
sale and consequent discharge of his trust
obligation under the circumstances.
The failure of the high bidder to close this sale
shall be cause for rejection of the bid, and if
the bid is rejected, the Successor Trustee shall
have the option of making the sale to the next
highest bidder who is capable and willing to
comply with the terms thereof. The proceeds
of the sale will be applied as provided in the
Deed of Trust.
CURRENT PROPERTY OWNER:
VIP, LLC, a Tennessee limited liability company
(now known as Incentium, LLC)
OTHER LIEN HOLDERS OR HOLDERS OF
INTEREST:
None
Dated: May 11, 2011
Jeffrey S. Norwood, Successor Trustee
Husch Blackwell LLP
736 Georgia Avenue, Suite 300
Chattanooga, TN 37402
HCH3T-5/13,5/20,5/27/11
Legal Ad
Notice is hereby given that the County Board
of Commissioners will hold a public hearing in
the Hamilton County Courthouse, Room 402,
at 9:30 am, Wednesday, June 15, 2011, when
consideration will be given to the following
rezonings, special permits and alley abandonment
requests:
2011-063 Venitia Johnson/RSD Enterprises,
LLC requests a Special Permit for a Home
for Aged and/or Mentally Ill operated on a
commercial basis on property located at 8714
McMahon Road. An unplatted tract of land
located at 8714 McMahon Road being the
property described as Tract 2 in Deed Book
8712, Page 706, ROHC. Tax Map 131K-A-
022.01.
2011-064 Julian Bell/Gene Wolfe & Glenna
Wolfe Rogers requests rezoning from A-1
Agricultural District to R-1 Single Family
Residential District properties located at 7512,
7540 and 7552 Ooltewah Georgetown Road.
All that part of Part of Lots 1 thru 3, J. L. Varnell
Subdivision as shown in Book D, Volume
25, Page 288 located above the south line of
the 8300 block of Varnell Road if it were to
continue across the 7400 block of Ooltewah
Georgetown Road and two unplatted tracts
of land located at 7540 and 7552 Ooltewah
Georgetown Road being the properties described
as Tracts 1 and 2 in Deed Book 8308,
Page 902, and part of the property described in
Deed Book 9043, Page 363, ROHC. Tax Map
114-017 (part), 017.01 and 017.03.
2011-065 Julian Bell/Fatherson Partnership
requests rezoning from A-1 Agricultural District
to RT-1 Residential Townhouse District on
the northern 50.09 feet of 7187 Hixson Pike.
The northern 50.09 feet of an unplatted tract
of land located at 7187 Hixson Pike being part
of the property described in Deed Book 9087,
Page 190, ROHC. Tax Map 092-063.03 (part).
2011-066 Mitchell Shelton requests rezoning
from A-1 Agricultural District to R-1 Single
Family Residential District part of a property
located at 1911 Thrasher Pike. All that part
of an unplatted tract of land located at 1911
Thrasher Pike which is zoned A-1 excepting
some 70 feet along the northeastern property
line being part of the property described in
Deed Book 7565, Page 989, ROHC. Tax Map
092-082 (part). Planning Commission Recommendation:
An unplatted tract of land located
at 1911 Thrasher Pike being the property described
in Deed Book 7565, Page 989, ROHC.
Tax Map 092-082.
2011-067 Brandon Waters requests rezoning
from A-1 Agricultural District to R-1 Single
Family Residential District property located at
9755 East Brainerd Road. An unplatted tract
of land located at 9755 East Brainerd Road being
the property described in Deed Book 9141,
Page 674, ROHC. Tax Map 172-071.
2011-068 Brandon Waters requests a Special
Exceptions Permit for a Preliminary Residential
Planned Unit Development on property
located at 9755 East Brainerd Road.
An unplatted tract of land located at 9755 East
Brainerd Road being the property described in
Deed Book 9141, Page 674, ROHC. Tax Map
172-071.
MR-2011-069 Martin Hale requests abandonment
of a portion of the 7200 block of McDade
Road. Abandonment of a portion of the 7200
block of McDade Road beginning at the south
most corner of Tax Map 114-018.01 thence
northwest some 980 feet to the end of the
paved portion of the road. Said road separates
Tax Map 114-018 and 018.01 from Tax Map
114-019 and 019.03.
2011-070 Phil Whitfield/Mark McClain
requests rezoning from R-2A Rural Residential
District to C-3 General Business Commercial
District properties located at 102, 108, 112 and
114 Reavley Road. Lots 1 thru 4, Final Plat of
the Mark McClain Subdivision, Plat Book 91,
Page 161, ROHC, Deed Book 8442, Page 312,
ROHC. Tax Map 020-061, 061.01, 061.02,
and 061.03.
The cases can be viewed at the Regional Planning
Agency Office, Development Resource
Center, Suite 2000, 1250 Market Street,
Monday-Friday, 8:00 a.m. - 4:30 p.m.
John Bridger, Executive Director
Chattanooga-Hamilton County
Regional Planning Agency
HCH1T-5/13/11
NOTICE OF SUBSTITUTE TRUSTEE’S
SALE WHEREAS, default has occurred in
the performance of the covenants, terms and
conditions of a Deed of Trust dated November
15, 2007, executed by AMY O`NEAL AN-
DERSON F/K/A AMY O`NEAL MILLER
AND JAMES N. ANDERSON, JAMES N.
ANDERSON, conveying certain real property
therein described to THE TITLE GUARANTY
AND TRUST COMPANY, as Trustee, as same
appears of record in the Register’s Office of
Hamilton County, Tennessee recorded November
21, 2007, in Deed Book GI 8528, Page
20; and WHEREAS, the beneficial interest of
said Deed of Trust was last transferred and assigned
to BAC HOME LOANS SERVICING,
LP FKA COUNTRYWIDE HOME LOANS
SERVICING LP who is now the owner of said
debt; and WHEREAS, Notice of the Right to
Foreclose, if required pursuant to T.C.A. §
35-5-117, was given in accordance with Tennessee
law; and WHEREAS, the undersigned,
Rubin Lublin Suarez Serrano TN LLC, having
been appointed as Substitute Trustee by instrument
to be filed for record in the Register’s
Office of Hamilton County, Tennessee. NOW,
THEREFORE, notice is hereby given that
the entire indebtedness has been declared due
and payable, and that the undersigned, Rubin
Lublin Suarez Serrano TN LLC, as Substitute
Trustee or his duly appointed agent, by virtue
of the power, duty and authority vested and
imposed upon said Substitute Trustee will, on
June 2, 2011 at 11:00 AM at the HAMILTON
County courthouse door where the foreclosure
sales are customarily held at the HAMILTON
Courthouse, located in Chattanooga, Tennessee,
proceed to sell at public outcry to the
highest and best bidder for cash or certified
funds ONLY, the following described property
situated in Hamilton County, Tennessee,
to wit: IN THE THIRD CIVIL DISTRICT
OF HAMILTON COUNTY, TENNESSEE:
LOT 10, BLOCK 25, MOUNTAIN LAND
COMPANY`S SUBDIVISION SIGNAL
MOUNTAIN PROPERTY, AS SHOWN BY
PLAT OF RECORD IN PLAT BOOK 6, PAGE
44, IN THE REGISTER`S OFFICE OF HAM-
ILTON COUNTY, TENNESSEE. FOR PRIOR
TITLE, SEE DEED RECORDED IN BOOK
7151, PAGE 125, IN THE REGISTER`S
OFFICE OF HAMILTON COUNTY, TEN-
NESSEE. THIS CONVEYANCE MADE
SUBJECT TO THE FOLLOWING: JOINT
DRIVEWAY EASEMENT AS SET OUT IN
INSTRUMENT RECORDED IN BOOK 3563,
PAGE 99, IN THE REGISTER`S OFFICE
OF HAMILTON COUNTY, TENNESSEE.
ANY GOVERNMENTAL ZONING AND
SUBDIVISION ORDINANCES IN EFFECT
THEREON. ALL NOTES, STIPULATIONS,
RESTRICTIONS, EASEMENTS, CONDI-
TIONS, AND REGULATIONS AS SET
OUT ON RECORDED PLAT. RESTRIC-
TIONS AS SET OUT IN INSTRUMENT
RECORDED IN BOOK Y, VOLUME 12,
PAGE 713, IN THE REGISTER`S OFFICE
OF HAMILTON COUNTY, TENNESSEE,
BUT OMITTING ANY COVENANT OR
RESTRICTION BASED ON RACE, COLOR,
RELIGION, SEX, HANDICAP, FAMIL-
IAL STATUS OR NATIONAL ORIGIN
UNLESS AND ONLY TO THE EXTENT
THAT SAID COVENANT (A) IS EXEMPT
UNDER CHAPTER 42, SECTION 3607,
OF THE UNITED STATES CODE OR (B)
RELATES TO HANDICAP BUT DOES NOT
DISCRIMINATE AGAINST HANDICAPPED
PERSONS. CONDITIONS AND EASE-
MENTS CONTAINED IN DOCUMENT OF
RECORD IN BOOK 2116, PAGE 186, IN
THE REGISTER`S OFFICE OF HAMILTON
COUNTY, TENNESSEE. PROPERTY AD-
DRESS: The street address of the property is
believed to be 309 JAMES BOULEVARD,
SIGNAL MOUNTAIN, TN 37377. In the
event of any discrepancy between this street
address and the legal description of the
property, the legal description shall control.
CURRENT OWNER(S): AMY O`NEAL
ANDERSON F/K/A AMY O`NEAL MILLER
OTHER INTERESTED PARTIES: JAMES N.
ANDERSON The sale of the above-described
property shall be subject to all matters shown
on any recorded plat; any unpaid taxes; any
restrictive covenants, easements or set-back
lines that may be applicable; any prior liens or
encumbrances as well as any priority created
by a fixture filing; and to any matter that an
accurate survey of the premises might disclose.
This property is being sold with the express
reservation that it is subject to confirmation by
the lender or Substitute Trustee. This sale may
be rescinded at any time. The right is reserved
to adjourn the day of the sale to another day,
time, and place certain without further publication,
upon announcement at the time and place
for the sale set forth above. All right and equity
of redemption, statutory or otherwise, homestead,
and dower are expressly waived in said
Deed of Trust, and the title is believed to be
good, but the undersigned will sell and convey
only as Substitute Trustee. The Property is
sold as is, where is, without representations or
warranties of any kind, including fitness for a
particular use or purpose. THIS LAW FIRM
IS ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE. Rubin Lublin
Suarez Serrano TN LLC, Substitute Trustee
119 S. Main Street, Suite 500 Memphis, TN
38103 www.rubinlublin.com/property-listings.
php Tel: (877) 813-0992 Fax: (404) 601-5846
Ad #12219: 2011-05-13 2011-05-20, 2011-
05-27
SUBSTITUTE TRUSTEE’S SALE
Sale at public auction will be on June 10,
2011 at 10:00 AM local time, at the west door,
Hamilton County Courthouse, Chattanooga,
Tennessee pursuant to Deed of Trust executed
by Ruth Mockbee, to First Title Insurance
Company, Trustee, on May 17, 2004 at Book
GI 7152, Page 53; conducted by Shapiro &
Kirsch, LLP Substitute Trustee, all of record in
the Hamilton County Register’s Office.
Owner of Debt: Financial Freedom Acquisition
LLC
The following real estate located in Hamilton
County, Tennessee, will be sold to the highest
call bidder subject to all unpaid taxes, prior
liens and encumbrances of record:
Described property located in the City of Chattanooga,
Hamilton County, Tennessee, to wit:
Unit Two (2), Building Twelve (12), Revised
Final Plan of Quail Hollow, a Condominium,
a Horizontal Property Regime, of record in
Plat Book 26, Pages 139-1 and 139-2, in the
Register’s Office of Hamilton County, Tennessee.
TOGETHER WITH all benefits, rights, privileges,
easements as set forth in Master Deed
and the By-Laws appended thereto, recorded
in Book 2133, Page 458; Book 2133, Page
447; and amended in Book 2195, Page 63;
Book 2326, Page 704; Book 2346, Page 665,
Book 2691, Page 190, and Book 2724, Page
187, said Register’s Office.
Street Address: 3976 North Quail Lane,
Chattanooga, Tennessee 37415
Current Owner(s) of Property: Heirs of Ruth
Mockbee
Continued on page 17

HAMILTON COUNTY HERALD www.hamiltoncountyherald.com
Friday, May 13, 2011 17
Public Notices Continued from page 16
Other interested parties: Secretary of Housing
and Urban Development and Quail Hollow
Condominium Association
The street address of the above described
property is believed to be 3976 North Quail
Lane, Chattanooga, Tennessee 37415, but such
address is not part of the legal description of
the property sold herein and in the event of
any discrepancy, the legal description herein
shall control.
SALE IS SUBJECT TO TENANT(S) RIGHTS
IN POSSESSION.
If applicable, the notice requirements of T.C.A.
35-5-117 have been met.
SALE IS SUBJECT TO ONE YEAR RIGHT
OF REDEMPTION HELD BY THE SECRE-
TARY OF HOUSING AND URBAN DEVEL-
OPMENT BY REASON OF THE DEED OF
TRUST OF RECORD IN BOOK GI 7152,
PAGE 66, IN THE REGISTER’S OFFICE OF
HAMILTON COUNTY, TENNESSEE.
All right of equity of redemption, statutory
and otherwise, and homestead are expressly
waived in said Deed of Trust, and the title is
believed to be good, but the undersigned will
sell and convey only as Substitute Trustee.
The right is reserved to adjourn the day of the
sale to another day, time, and place certain
without further publication, upon announcement
at the time and place for the sale set forth
above.
If the highest bidder cannot pay the bid within
twenty-four (24) hours of the sale, the next
highest bidder, at their highest bid, will be
deemed the successful bidder.
This property is being sold with the express
reservation that the sale is subject to confirmation
by the lender or trustee. This sale may be
rescinded at any time.
This office is a debt collector. This is an
attempt to collect a debt and any information
obtained will be used for that purpose.
Shapiro & Kirsch, LLP Substitute Trustee
www.kirschattorneys.com
Law Office of Shapiro & Kirsch, LLP
555 Perkins Road Extended, Second Floor
Memphis, TN 38117
Phone (901)767-5566
Fax (901)761-5690
S&K11-015335
HCH3T-5/13,5/20,5/27/11
SUBSTITUTE TRUSTEE’S SALE
Sale at public auction will be on June 17,
2011 at 10:00 AM local time, at the west door,
Hamilton County Courthouse, Chattanooga,
Tennessee pursuant to Deed of Trust executed
by Clayton S. Brown and Billie I. Brown,
husband and wife, to Emmett James House or
Bill R. McLaughlin, Trustee, on October 14,
2004 at Book GI 7306, Page 449; conducted
by Shapiro & Kirsch, LLP Substitute Trustee,
all of record in the Hamilton County Register’s
Office.
Owner of Debt: Regions Bank DBA Regions
Mortgage, successor by merger to Union Planters
Bank, NA
The following real estate located in Hamilton
County, Tennessee, will be sold to the highest
call bidder subject to all unpaid taxes, prior
liens and encumbrances of record:
Described property located in the City of Chattanooga,
Hamilton County, Tennessee, more
particularly described as follows: Beginning
at an old iron pin in the northwest line of a
gravel driveway Four Hundred Thirty-one
(431) feet northeast of the North line of Read’s
Lake Road; thence North Thirty-nine (39)
degrees Ten (10) minutes West One Hundred
Nine (109) feet to a point; thence northeast
One Hundred Seventy (170) feet to a point;
thence East Eighty-five (85) feet, more or
less, to a point; thence South Thirty-two (32)
degrees Ten (10) minutes West Two Hundred
Forty-eight (248) feet along the northwest line
of said gravel driveway to the point of beginning.
Together with right appurtenant to said
property by a virtue of Declaration of Joint
Driveway Agreement recorded in Book 4081,
Page 983, in the Register’s Office of Hamilton
County.
Street Address: 561 Reads Lake Road, Chattanooga,
Tennessee 37415
Current Owner(s) of Property: Clayton S.
Brown and wife, Billie I. Brown
Other interested parties: SunTrust Bank
The street address of the above described
property is believed to be 561 Reads Lake
Road, Chattanooga, Tennessee 37415, but such
address is not part of the legal description of
the property sold herein and in the event of
any discrepancy, the legal description herein
shall control.
SALE IS SUBJECT TO TENANT(S) RIGHTS
IN POSSESSION.
If applicable, the notice requirements of T.C.A.
35-5-117 have been met.
Notice of this Substitute Trustee’s Sale has
been timely given to the United States as
required by 26 U.S.C. § 7425(b).
Terms of Sale will be public auction, for cash,
free and clear of rights of homestead, redemption
and dower, and the rights of Clayton S.
Brown and Billie I. Brown, husband and wife,
and those claiming through them, and subject
to the right of redemption by the DEPART-
MENT OF TREASURY, INTERNAL REVE-
NUE SERVICE by reason of tax lien of record
in Book GI 8794, Page 925 at the Register’s
Office of Hamilton County, Tennessee, subject
to any accrued taxes and restrictions.
Notice of this Substitute Trustee’s Sale has
been timely given to the State of Tennessee as
required by T.C.A. § 67-1-1433(b)(1).
Terms of Sale will be public auction, for cash,
free and clear of rights of homestead, redemption
and dower, and the rights of Clayton S.
Brown and Billie I. Brown, husband and wife,
and those claiming through them, and subject
to the right of redemption by the DEPART-
MENT OF REVENUE, STATE OF TENNES-
SEE by reason of tax lien of record in Book
GI 9223, Page 619 at the Register’s Office of
Hamilton County, Tennessee, subject to any
accrued taxes and restrictions.
All right of equity of redemption, statutory
and otherwise, and homestead are expressly
waived in said Deed of Trust, and the title is
believed to be good, but the undersigned will
sell and convey only as Substitute Trustee.
The right is reserved to adjourn the day of the
sale to another day, time, and place certain
without further publication, upon announcement
at the time and place for the sale set forth
above.
If the highest bidder cannot pay the bid within
twenty-four (24) hours of the sale, the next
highest bidder, at their highest bid, will be
deemed the successful bidder.
This property is being sold with the express
reservation that the sale is subject to confirmation
by the lender or trustee. This sale may be
rescinded at any time.
This office is a debt collector. This is an
attempt to collect a debt and any information
obtained will be used for that purpose.
Shapiro & Kirsch, LLP Substitute Trustee
www.kirschattorneys.com
Law Office of Shapiro & Kirsch, LLP
555 Perkins Road Extended, Second Floor
Memphis, TN 38117
Phone (901)767-5566
Fax (901)761-5690
S&K06-2019
HCH3T-5/13,5/20,5/27/11
SUBSTITUTE TRUSTEE’S SALE
Sale at public auction will be on June 9, 2011
at 10:00 AM local time, at the west door,
Hamilton County Courthouse, Chattanooga,
Tennessee pursuant to Deed of Trust executed
by Willie R. Thomas, III, a Single Man, to
Gateway Title Company, LLC, Trustee, on
June 30, 2005 at Book GI 7594, Page 269;
conducted by Shapiro & Kirsch, LLP Substitute
Trustee, all of record in the Hamilton
County Register’s Office.
Owner of Debt: U.S. Bank National Association,
as trustee, on behalf of the holders of the
Home Equity Asset Trust 2005-6 Home Equity
Pass-Through Certificates, Series 2005-6
The following real estate located in Hamilton
County, Tennessee, will be sold to the highest
call bidder subject to all unpaid taxes, prior
liens and encumbrances of record:
Described property located in the City of
Chattanooga, Hamilton County, Tennessee,
more particularly described as follows: Being
a part of Block Twenty-four (24), Lattner’s
Subdivision of the Burgess Plan, being more
particularly described as follows: Beginning at
a point in the western line of Roanoke Avenue,
One Hundred Fifty (150) feet northwardly
from the original intersection of Roanoke
Avenue and Camden Street; running thence
westwardly One Hundred Forty-five (145)
feet to a point on the eastern line of an alley;
thence northwardly along said alley, Fifty (50)
feet, more or less; thence eastwardly along the
southern line of said tract to the western line of
Roanoke Avenue, being the common boundary
between Lots 46 and 47; thence southwardly
along Roanoke Avenue Fifty (50) feet to the
point of beginning, being sometimes known as
Lot Forty-seven (47), Block Twenty-four (24),
Lattner’s Subdivision.
Street Address: 1607 Roanoke Road (per
deed of trust), 1607 Roanoke Avenue (per
tax assessor), Chattanooga, Tennessee 37406
Current Owner(s) of Property: Willie
R.Thomas, III
The street address of the above described property
is believed to be 1607 Roanoke Road (per
deed of trust), 1607 Roanoke Avenue (per tax
assessor), Chattanooga, Tennessee 37406, but
such address is not part of the legal description
of the property sold herein and in the event of
any discrepancy, the legal description herein
shall control.
SALE IS SUBJECT TO TENANT(S) RIGHTS
IN POSSESSION.
If applicable, the notice requirements of T.C.A.
35-5-117 have been met.
All right of equity of redemption, statutory
and otherwise, and homestead are expressly
waived in said Deed of Trust, and the title is
believed to be good, but the undersigned will
sell and convey only as Substitute Trustee.
The right is reserved to adjourn the day of the
sale to another day, time, and place certain
without further publication, upon announcement
at the time and place for the sale set forth
above.
If the highest bidder cannot pay the bid within
twenty-four (24) hours of the sale, the next
highest bidder, at their highest bid, will be
deemed the successful bidder.
This property is being sold with the express
reservation that the sale is subject to confirmation
by the lender or trustee. This sale may be
rescinded at any time.
This office is a debt collector. This is an
attempt to collect a debt and any information
obtained will be used for that purpose.
Shapiro & Kirsch, LLP Substitute Trustee
www.kirschattorneys.com
Law Office of Shapiro & Kirsch, LLP
555 Perkins Road Extended, Second Floo
Memphis, TN 38117
Phone (901)767-5566
Fax (901)761-5690
S&K11-016572
HCH3T-5/13,5/20,5/27/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance
of the covenants, terms, and conditions
of a Deed of Trust Note dated May 25, 2007,
and the Deed of Trust of even date securing
the same, recorded May 29, 2007, at Book
GI 8352, Page 43 in Office of the Register
of Deeds for Hamilton County, Tennessee,
executed by Peggy Obrien, conveying certain
property therein described to Gregg Murphy as
Trustee for Mortgage Electronic Registration
Systems, Inc., as a separate corporation that is
acting solely as a nominee for American Home
Mortgage and American Home Mortgage’s
successors and assigns; and the undersigned,
Shellie Wallace of Wilson & Associates,
P.L.L.C., having been appointed Successor
Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 6,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
Located in the City of Chattanooga, Hamilton
County, Tennessee:
Lot Four (4), River Chase Subdivision, Unit
One (1), as shown by plat of record in Plat
Book 31, Page 259, Register’s Office of Hamilton
County, Tennessee.
Taxes for the year 2007 are to be prorated
between the grantor(s) and the grantee(s) of
even date herewith.
Subject to any governmental zoning and
subdivision ordinances and regulations in
effect thereon.
Subject to restrictions as set out in instrument
recorded in Book 2668, Page 683 in said
Register’s Office.
Subject to Fifteen (15) foot Sanitary Sewer
Easement as shown on plat.
Subject to Anchor Easement as shown on
recorded plat.
Subject to Twenty-Five foot temporary construction
easement as shown on recorded plat.
Subject to Twenty (20) foot Drainage Easement
as shown on recorded plat.
Subject to Minimum Twenty-Five (25) foot
field line setback from all Drainage Easements
shown on recorded Plat.
Subject to building setback lines as shown on
recorded plat.
Subject to minimum Twenty-five foot field line
and building setback lines from all sink holes
as shown per plat.
Subject to provisions as set out in that instrument
regarding subdivision plats record in
Book 2116, page 186 in said Register’s Office.
Subject to Easement to City of Chattanooga in
Book 4628, Page 763 in said Register’s Office.
ALSO KNOWN AS: 6407 Fox Den Lane,
Hixson, Tennessee 37343
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Peggy Obrien; American
Home Mortgage; Mortgage Electronic Registration
Systems, Inc. as nominee for American
Home Mortgage; CitiMortgage, Inc
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 717-166612
DATED May 9, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/13,5/20,5/27/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance
of the covenants, terms, and conditions
of a Deed of Trust Note dated March 15, 2007,
and the Deed of Trust of even date securing
the same, recorded March 22, 2007, at Book
GI 8280, Page 459 in Office of the Register
of Deeds for Hamilton County, Tennessee,
executed by Kathleen Barkley a/k/a Kathleen
D. Barkley and William G. Barkley,
conveying certain property therein described to
Milligan Reynolds Guaranty Title Agency, Inc.
as Trustee for ABN AMRO Mortgage Group,
Inc.; and the undersigned, Shellie Wallace of
Wilson & Associates, P.L.L.C., having been
appointed Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 6,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
In the Second Civil District of Hamilton
County, Tennessee:
Lot Five (5), D & S Enterprise Property, as
shown by plat of record in Plat Book 38, page
394, in the Register’s Office of Hamilton
County, Tennessee,
Subject to all easements and stipulations
shown on plats of record in Plat Book 38,
page 394 and Plat Book 44, page 113, in the
Register’s Office of Hamilton County, Tennessee.
ALSO KNOWN AS: 9036 Leamon Road,
Harrison, Tennessee 37341
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code An-
notated 35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Kathleen Barkley a/k/a
Kathleen D. Barkley; William G. Barkley;
Countrywide Bank, N.A.
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 817-190953
DATED May 9, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/13,5/20,5/27/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and conditions
of a Deed of Trust Note dated October
30, 2002, and the Deed of Trust of even date
securing the same, recorded November 8,
2002, at Book GI 6435, Page 771 in Office of
the Register of Deeds for Hamilton County,
Tennessee, executed by Alton M Chapman,
conveying certain property therein described to
PRLAP, Inc. as Trustee for Bank of America,
N.A.; and the undersigned, Shellie Wallace of
Wilson & Associates, P.L.L.C., having been
appointed Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 6,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
Lot 45, J. Lee Allen’s Subdivision of
LeClercq’s Addition, of record in Plat Book 5,
Page 46. in the Register’s Office of Hamilton
County, Tennessee.
For prior title see Deed recorded in Book 0389,
Page 310, in the Register’s Office of Hamilton
County, Tennessee.
The above described property is not the homestead
property of the Grantors herein.
This Conveyance Made Subject to the Following:
Restrictions as set out in instrument recorded
in Book R, Volume 18, Page 326, as modified
in Book 770, Page 329, in the Register’s Office
of Hamilton County, Tennessee.
Any governmental zoning and subdivision
ordinances in effect thereon.
Subject to all notes, stipulations, restrictions,
easements, conditions, and regulation; as set
out on recorded plat.
ALSO KNOWN AS: 3223 Seventh Avenue,
Chattanooga, Tennessee 37407-1540
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Alton M Chapman; REIC
of Chattanooga; REIC of Chattanooga, LLC;
CWS Managment, LLC; City of Chattanooga
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 726-206545
DATED May 9, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/13,5/20,5/27/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance
of the covenants, terms, and conditions
of a Deed of Trust Note dated July 31, 2006,
and the Deed of Trust of even date securing
the same, recorded August 2, 2006, at Book
GI 8033, Page 605 in Office of the Register
of Deeds for Hamilton County, Tennessee,
executed by Shannon L Schreane and Carmen
Fletcher-Schreane, conveying certain
property therein described to Realty Title and
Escrow Services, Inc. as Trustee for Mortgage
Electronic Registration Systems, Inc., as a
separate corporation that is acting solely as
a nominee for First Franklin A Division of
National City Bank and First Franklin A Division
of National City Bank’s successors and
assigns; and the undersigned, Shellie Wallace
of Wilson & Associates, P.L.L.C., having been
appointed Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 6,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
Land in Hamilton County, Tennessee, being
Lot number Fifty Eight on the plan of Shannon
Hills, of record in Plat Book 26, Page 92,
Register’s Office for said County, to which
plan reference is hereby made for a more
complete description. Subject to all easements,
restrictive covenants and conditions, and other
matters of record, including all items set out on
any applicable plat of record.
ALSO KNOWN AS: 304 Hannah Lane, Hixson,
Tennessee 37343
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following parties
may claim an interest in the above-referenced
property: Shannon L Schreane; First
Franklin A Division of National City Bank;
Mortgage Electronic Registration Systems, Inc
as nominee for First Franklin A Division of
National City Bank; Carmen Fletcher-Schreane;
Chrystler Financial Services Americas
LLC
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 870-202305
DATED May 9, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/13,5/20,5/27/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance
of the covenants, terms, and conditions
of a Deed of Trust Note dated June 20, 2002,
and the Deed of Trust of even date securing
the same, recorded June 25, 2002, at Book
GI 6283, Page 848 in Office of the Register
of Deeds for Hamilton County, Tennessee,
executed by Robert A Derryberry, conveying
certain property therein described to PRLAP,
Inc. as Trustee for Bank of America, N.A.; and
the undersigned, Shellie Wallace of Wilson &
Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 6,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
Located in the Second Civil District of Hamilton
County, Tennessee:
Beginning at a stake on the West line of
Ooltewah-Ringgold Road, 360 feet from the
Southwest corner of Colburn property and
extending along said Ooltewah-Ringgold
Road, a distance of 316 feet, more or less,
Southwardly, to a stake; thence Westwardly,
a distance of 1,375 feet, more or less, to a
stake; thence Northwardly, a distance of 311
feet, more or less, to a stake; thence 1,425
feet, more or less, Eastwardly to the point of
beginning. This makes a tract of ten (10) acres,
more or less, out of a 40-acre tract which was
deeded by John R. Poe to Edith Alene Boyd in
Deed dated November 13, 1948, and recorded
in Book 984, Page 590, of the Register’s
Office of Hamilton County, Tennessee, on
November 15, 1948.
The source of Grantor’s interest is found in
Deed recorded simultaneously herewith, in
the Register’s Office of Hamilton County,
Tennessee.
Subject to restrictions as set out in instrument
recorded in Book 1309, Page 313, in
the Register’s Office of Hamilton County,
Tennessee.
Subject to provisions for right-of-way as set
out in instrument recorded in Book 1309,
Page 313, in the Register’s Office of Hamilton
County, Tennessee.
Subject to overhead power lines as shown on
survey by Chattanooga Surveying Co., dated
May 14, 1997, Drawing Number 0597-333.
ALSO KNOWN AS: 3015 Ooltewah-ringgold
Road, Ooltewah, Tennessee 37363
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
Continued on page 18

18 Friday, May 13, 2011 www.hamiltoncountyherald.com
HAMILTON COUNTY HERALD
Public Notices Continued from page 17
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following parties
may claim an interest in the above-referenced
property: Robert A Derryberry; Bank of
America; AmSouth Bank
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 726-207466
DATED May 9, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/13,5/20,5/27/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance
of the covenants, terms, and conditions
of a Deed of Trust Note dated October 21,
2005, and the Deed of Trust of even date securing
the same, recorded October 24, 2005, at
Book GI 7721, Page 361 in Office of the Register
of Deeds for Hamilton County, Tennessee,
executed by Jerry S. Harrison and Eleni C.
Harrison, conveying certain property therein
described to PRLAP, Inc. as Trustee for Bank
of America, N.A.; and the undersigned, Shellie
Wallace of Wilson & Associates, P.L.L.C.,
having been appointed Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 13,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
Located in the City of Chattanooga, Hamilton
County, Tennessee:
Being a part of Lots Eighty Two (82), Eighty
four (84) and Eighty six (86), Payne’s Subdivision
of Highland Park as shown by plat of record
in Plat Book 1, Page 16, in the Register’s
Office of Hamilton County, Tennessee, and
being further described as follows: Beginning
at the Southeastern corner of Lot Eighty six
(86) above mentioned Subdivision, said corner
being the Northwestern intersection of Willow
Street, and Anderson Avenue, thence Westwardly,
along the Northern line of Anderson
Avenue, being the Southern line of Lots Eighty
six (86), Eighty four (84), and the East six
(6) feet of Lot Eighty two (82), one hundred
six (106) feet to a point; thence Northwardly
along a line parallel to the Eastern line of
Lot Eighty two (82) of said Subdivision; one
hundred forty (140) feet to a point, said point
being in the Northern line of Lot Eighty two
(82); thence Eastwardly, along the Northern
line of Lot Eighty two (82) and the Northern
line of Lot Eighty four (84), forty (40) feet to a
point in the North line of Lot Eighty four (84);
thence Southwardly, along a line parallel to
the Eastern line of Lot Eighty four (84), ninety
seven (97) feet to a point; thence Eastwardly,
along a line parallel to the Southern line of
said Lots Eighty four (84) and Eighty six (86),
sixty six (66) feet to a point in the Eastern line
of said Lot Eighty six (86); thence Southwardly,
along the Eastern line of said Lot Eighty
six (86), forty three (43) feet to the point of
beginning. Excepting therefrom the Northern
part of the Western most forty (40) feet of said
tract presently used for alley purposes. Subject
to Any governmental zoning and subdivision
ordinances or regulations in effect thereon.
ALSO KNOWN AS: 911 South Willow
Street, Chattanooga, Tennessee 37404
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Jerry S. Harrison; Eleni
C. Harrison; Jerry S. Harrison, Trustee of the
Jerry S. Harrison Revocable Trust and Eleni
C. Harrison, Trustee of the Eleni C. Harrison
Revocable Trust; Tennessee Department of
Labor & Workforce Development
On or about May 17, 2010, the State of Tennessee,
filed a tax lien against the Defendant,
Jerry S. Harrison dba Harrison Company,
recorded in the Register’s Office of Hamilton
County, Tennessee, at Book GI 9168, Page
676. Any interest in the property held by the
State of Tennessee, by virtue of the aforementioned
tax lien is both junior and inferior to
the interests held by BAC HOME LOANS
SERVICING, LP. Provided, however, that
the State of Tennessee, pursuant to Tennessee
Code Annotated §67-1-133, shall have one
hundred and twenty (120) days from the date
of the sale within which to redeem the property
by virtue of its tax lien(s) herein by payment of
the actual amount paid by the purchaser at the
foreclosure sale, plus any amount in excess of
the expenses necessarily incurred in connection
with such property, less the income from
such property, plus a reasonable rental value
of such property. As required by law, the State
of Tennessee has been given timely notice of
this action.
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 726-207464
DATED May 9, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/13,5/20,5/27/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance
of the covenants, terms, and conditions
of a Deed of Trust Note dated December 30,
2008, and the Deed of Trust of even date securing
the same, recorded January 9, 2009, at
Book GI 8830, Page 423 in Office of the Register
of Deeds for Hamilton County, Tennessee,
executed by Chris Powell and Stacey Powell,
conveying certain property therein described
to Bruce C. Bailey as Trustee for Northwest
Georgia Bank; and the undersigned, Shellie
Wallace of Wilson & Associates, P.L.L.C.,
having been appointed Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 6,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
All that tract or parcel of land lying and being
in The City of Chattanooga, Hamilton County
Tennessee and being known and designated
as Lot No. 1 Layne Subdivision as shown on
a plat of said subdivision of record in Plat
Book 37, Page 215 in the Register’s Office of
Hamilton County, Tennessee.
Subject to all easements and stipulations as
shown on recorded plat.
Subject to a Sewer Line Easement as recorded
in Deed Book 3225, Page 918 in the Register’s
Office of Hamilton County, Tennessee.
Subject to any govermental zoning and
subdivision ordinances or regulations in effect
thereon.
ALSO KNOWN AS: 241 Glendale Drive,
Chattanooga, Tennessee 37405
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following parties
may claim an interest in the above-referenced
property: Chris Powell; Stacey Powell
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 817-163269
DATED May 9, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FHA No. 481-2864197-703
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/13,5/20,5/27/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance
of the covenants, terms, and conditions
of a Deed of Trust Note dated March 5, 2007,
and the Deed of Trust of even date securing
the same, recorded March 8, 2007, at Book
GI 8265, Page 670 in Office of the Register
of Deeds for Hamilton County, Tennessee,
executed by Brian R Floyd and Kristina
Summer Floyd, conveying certain property
therein described to Bruce C. Bailey as Trustee
for Mortgage Electronic Registration System,
Inc as nominee for Northwest Georgia Bank;
and the undersigned, Shellie Wallace of Wilson
& Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 6,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
Lot 1, D. D. Bostain Subdivision, of record in
Plat Book 17, Page 66, in the Register’s Office
of Hamilton County, Tennessee. For prior title
see Deed recorded in Book 8204, Page 800, in
the Register’s Office of Hamilton County, Tennessee.
This conveyance made subject to the
following: Restrictions as set out in instrument
recorded in Book 1144, Page 59, in the Register’s
Office of Hamilton County, Tennessee,
but omitting any covenant or restriction based
on race, color, religion, sex, handicap, familial
status or national origin unless and only to the
extent that said covenant a. is exempt under
Chapter 42, section 3607 of the United States
Code or b. relates to handicap but does not
discriminate against handicapped persons.
Subject to all notes, stipulations, restrictions,
easements, conditions, and regulations as set
out on recorded plat. Any governmental zoning
and subdivision ordinances in effect thereon.
ALSO KNOWN AS: 1903 Schmidt Road,
Chattanooga, Tennessee 37412
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Brian R Floyd; Kristina
Summer Floyd; Bank of America
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 726-154054
DATED May 9, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/13,5/20,5/27/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance
of the covenants, terms, and conditions
of a Deed of Trust Note dated August 17, 2005,
and the Deed of Trust of even date securing the
same, recorded November 15, 2005, at Book
GI 7746, Page 626 in Office of the Register
of Deeds for Hamilton County, Tennessee,
executed by Mark Scott, Sr and Eva L Scott,
conveying certain property therein described to
PRLAP, Inc. as Trustee for Bank of America,
N.A.; and the undersigned, Shellie Wallace of
Wilson & Associates, P.L.L.C., having been
appointed Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 6,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
Lots Numbers 5 and 6, Block 37, Anderson’s
Addition to East Chattanooga, as shown by
plat of record in Plat Book 3, Page 12, in the
Register’s Office of Hamilton County, Tennessee.
Said Lots front 47 Feet each on Roanoke
Street, making a frontage of Ninety-Four (94)
Feet, and extend back Eastwardly of Uniform
width, a distance of 180 feet, more or less, to
the West line of Orton Street.
ALSO KNOWN AS: 2610 Roanoke Street,
Chattanooga, Tennessee 37406
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following parties
may claim an interest in the above-referenced
property: Mark Scott , Sr; Eva L Scott;
Bank of America, NA
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 726-204832
DATED May 9, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/13,5/20,5/27/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated
June 7, 2001, and the Deed of Trust of even
date securing the same, recorded June 14,
2001, at Book GI 5896, Page 882 in Office of
the Register of Deeds for Hamilton County,
Tennessee, executed by Zettie L. Dean,
conveying certain property therein described
to First American Title Insurance Company as
Trustee for EquiFirst Mortgage Corporation;
and the undersigned, Shellie Wallace of Wilson
& Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 6,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
Located in the City of Chattanooga, Hamilton
County, Tennessee:
Being Lot Number 20 Block 4 in Battery
Heights, Third Unit, as shown by plat of record
in Plat Book 12, Page 44, in the Register’s Office
of Hamilton County, Tennessee.
The Grantor’s source of interest in the property
is a Deed recorded in Book 4752, Page 609,
in the Register’s Office of Hamilton County,
Tennessee.
The legal description contained herein is the
same as that in the Deed of Prior Title.
Subject to the following:
Any governmental zoning and subdivision
ordinances or regulations in effect thereon.
ALSO KNOWN AS: 3426 Vinewood Drive,
Chattanooga, Tennessee 37406
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following parties
may claim an interest in the above-referenced
property: Zettie Lue Dean; Zettie L.
Dean; Household Financial Center Inc.
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 845-51868
DATED May 9, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/13,5/20,5/27/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance
of the covenants, terms, and conditions
of a Deed of Trust Note dated March 18, 2005,
and the Deed of Trust of even date securing
the same, recorded March 29, 2005, at Book
GI7476, Page 378 in Office of the Register
of Deeds for Hamilton County, Tennessee,
executed by Shearra Hardwick and Darrick
Hardwick, conveying certain property therein
described to E. Franklin Childress and Mary
K. Alissandratos as Trustee for CitiFinancial
Mortgage Company, Inc.; and the undersigned,
Shellie Wallace of Wilson & Associates,
P.L.L.C., having been appointed Successor
Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 6,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
All that certain parcel of land in the City of
Chattanooga, Hamilton County, State of Tennessee,
as more fully described in Deed Book
6251, page 315, ID number 1470 K 003, being
known and designated as Lot 3 Mooremont
Manor, filed in Plat Book 18 at page 29.
ALSO KNOWN AS: 610 Mooremont Terrace,
Chattanooga, Tennessee 37411
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following parties
may claim an interest in the above-referenced
property: Shearra Hardwick; Darrick
Hardwick
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 817-192189
DATED May 9, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/13,5/20,5/27/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance
of the covenants, terms, and conditions
of a Deed of Trust Note dated September
14, 2007, and the Deed of Trust of even date
securing the same, recorded September 19,
2007, at Book GI 8473, Page 670 in Office of
the Register of Deeds for Hamilton County,
Tennessee, executed by Rudolph Skoretz and
Stella Skortez, conveying certain property
therein described to First American Title Insurance
Company as Trustee for Mers, acting
solely as nominee for MORTGAGEIT, INC.;
and the undersigned, Shellie Wallace of Wilson
& Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 6,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
Situate in the Second Civil District of Hamilton
County, Tennessee:
Being Lot Number 67, Crystal Brook Subdivision,
Phase 2, as shown by plat of record in
Plat Book 74, Page 29, in the Register’s Office
of Hamilton County, Tennessee.
Subject to covenants, conditions, easements,
restrictions, etc., including Lien of
Assessments as set forth in the Declaration of
Covenants and Restrictions for Crystal Brook
Subdivision as set out. in that instrument
recorded in Book 7003, Page 546, as supplemented
in Book 7511, Page 1, and any and ail
amendments and/or supplements thereto, in the
Register’s Office of Hamilton County, Tennessee,
but omitting any covenant or restriction
based on race, color, religion, sex, handicap,
familial status or national origin unless and
only to the extent that said covenant A is
exempt under Chapter 42, Section 3607, of the
United States Code or B relates to handicap
but does not discriminate against handicapped
persons. Subject to Ten foot power and
communications easement as shown on the
recorded plat.
Subject to conditions, restrictions, reservations,
limitations, easements, etc., as set out on
recorded plat.
Subject to any governmental zoning and
subdivision ordinances or regulations in effect
thereon.
Subject to any covenants, conditions, restrictions,
reservations, or easements of record.
ALSO KNOWN AS: 3011 Skipping Stone
Drive, Apison, Tennessee 37302
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Rudolph Skoretz; Stella
Skortez; Branch Banking and Trust Company;
Estella Helen Skortez Trustee, and Rudolph
Skoretz Trustee
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 717-207307
DATED May 9, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/13,5/20,5/27/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance
of the covenants, terms, and conditions
of a Deed of Trust Note dated August 21, 2007,
and the Deed of Trust of even date securing
the same, recorded August 24, 2007, at Book
GI 8449, Page 169 in Office of the Register
of Deeds for Hamilton County, Tennessee,
executed by Grady M. Hulsey and Rachel
L. Hulsey, conveying certain property therein
described to First American Title Company as
Trustee for Mortgage Electronic Registration
Systems as nominee for CitiMortgage, Inc. and
CitiMortgage, Inc., successors and assigns; and
the undersigned, Shellie Wallace of Wilson &
Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 29,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
Continued on page 19

HAMILTON COUNTY HERALD www.hamiltoncountyherald.com
Friday, May 13, 2011 19
Public Notices Continued from page 18
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
In the Second Civil District of Hamilton
County, Tennessee:
Lot Six-A (6-A), Resubdivision of Lot Six
(6), LeClercq’s Wynwood Hills, as shown
by plat of record in Plat Book 41, Page 112,
in the Register’s Office of Hamilton County,
Tennessee.
This Conveyance Made Subject to the Following:
Restrictions as set out in instrument recorded
in Book 924, Page 145, in the Register’s Office
of Hamilton County, Tennessee, but omitting
any covenant or restriction based on race,
color, religion, sex, handicap, familial status
or national origin unless and only to the extent
that said covenant A is exempt under Chapter
42, Section 3607, of the United States Code or
B relates to handicap but does not discriminate
against handicapped persons.
Easement as set out in instrument recorded in
Book 1389, Page 260, in the Register’s Office
of Hamilton County, Tennessee.
Conditions and easements contained in document
of record in Book 2116, Page 186, in
the Register’s Office of Hamilton County,
Tennessee.
Any governmental zoning and subdivision
ordinances in effect thereon.
All notes, stipulations, restrictions, easements,
conditions, and regulations as set out on
recorded plat.
ALSO KNOWN AS: 1044 S Seminole Drive,
Chattanooga, Tennessee 37412
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Grady M. Hulsey; Rachel
L. Hulsey
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 817-209882
DATED May 9, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FHA No. 4812634742
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/13,5/20,5/27/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated
October 25, 2004, and the Deed of Trust of
even date securing the same, recorded October
27, 2004, at Book GI7319, Page 518 in Office
of the Register of Deeds for Hamilton County,
Tennessee, executed by Andrew Beattie and
Kimberly Beattie, conveying certain property
therein described to Legal Title & Escrow, Inc.
as Trustee for Mortgage Electronic Registration
Systems, Inc. acting solely as nominee for
Allied Home Mortgage Capital Corporation;
and the undersigned, Shellie Wallace of Wilson
& Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 13,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
All that tract or parcel of land lying and
being in the Third Civil District of Hamilton
County, Tennessee, Being Lot Twenty-three
23 of Ridge Bay Subdivision, as shown by
plat recorded in Plat Book 26, Page 166, in
the Register’s Office of Hamilton County,
Tennessee.
This conveyance is made subject to the Following:
Easements and other matters on play recorded
in Plat Book 26, Page 166, in the Register’s
Office of Hamilton County, Tennessee.
Restrictions Recorded in Book 2203, Page
776, and any amendments thereto, in the
Register’s Office of Hamilton County, Tennessee.
Applicable conditions and easements in subdivision
regulations recorded in Book 2116,
Page 186, in the Register’s Office of Hamilton
County, Tennessee.
ALSO KNOWN AS: 7717 Cove Ridge
Drive, Hixson, Tennessee 37343
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as
any priority created by a fixture filing; and
to any matter that an accurate survey of the
premises might disclose. In addition, the
following parties may claim an interest in the
above-referenced property: Andrew Beattie;
Kimberly Beattie; Allied Home Mortgage
Capital Corporation; Mortgage Electronic
Registration Systems, Inc as nominee for
Allied Home Mortgage Capital Corporation;
Tennessee Department of Revenue
On or about March 15, 2010, the State of Tennessee,
filed a tax lien against the Defendant,
Andrew Beattie, recorded in the Register’s
Office of Hamilton County, Tennessee, at Book
GI9127, Page 548. Any interest in the property
held by the State of Tennessee, by virtue of
the aforementioned tax lien is both junior
and inferior to the interests held by Bank of
America National Association as Successor by
Merger to LaSalle Bank National Association,
as Trustee for the Structured Asset Investment
Loan Trust 2005-2. Provided, however, that
the State of Tennessee, pursuant to Tennessee
Code Annotated §67-1-133, shall have one
hundred and twenty (120) days from the date
of the sale within which to redeem the property
by virtue of its tax lien(s) herein by payment of
the actual amount paid by the purchaser at the
foreclosure sale, plus any amount in excess of
the expenses necessarily incurred in connection
with such property, less the income from
such property, plus a reasonable rental value
of such property. As required by law, the State
of Tennessee has been given timely notice of
this action.
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 870-209898
DATED May 9, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/13,5/20,5/27/11
NOTICE OF SUBSTITUTE TRUSTEE`S
SALE WHEREAS, default has occurred in
the performance of the covenants, terms and
conditions of a Deed of Trust dated August 14,
2007, executed by John Stewart Prestwood
a/k/a/ J. Stewart Prestwood, conveying
certain real property therein described to Title
Guarantee, as Trustee, as same appears of
record in the Register’s Office of Hamilton
County, Tennessee recorded August 21,
2007, in Deed Book GI 8444, Page 944; and
WHEREAS, the beneficial interest of said
Deed of Trust was last transferred and assigned
to BAC HOME LOANS SERVICING, LP
FKA COUNTRYWIDE HOME LOANS
SERVICING LP who is now the owner of said
debt; and WHEREAS, Notice of the Right to
Foreclose, if required pursuant to T.C.A. §
35-5-117, was given in accordance with Tennessee
law; and WHEREAS, the undersigned,
Rubin Lublin Suarez Serrano TN LLC, having
been appointed as Substitute Trustee by instrument
to be filed for record in the Register’s
Office of Hamilton County, Tennessee. NOW,
THEREFORE, notice is hereby given that
the entire indebtedness has been declared due
and payable, and that the undersigned, Rubin
Lublin Suarez Serrano TN LLC, as Substitute
Trustee or his duly appointed agent, by virtue
of the power, duty and authority vested and
imposed upon said Substitute Trustee will, on
June 9, 2011 at 11:00 AM at the HAMILTON
County courthouse door where the foreclosure
sales are customarily held at the HAMILTON
Courthouse, located in Chattanooga, Tennessee,
proceed to sell at public outcry to the
highest and best bidder for cash or certified
funds ONLY, the following described property
situated in Hamilton County, Tennessee, to
wit: IN THE CITY OF CHATTANOOGA,
HAMILTON COUNTY, TENNESSEE: LOT
2, BLOCK A, KELLY GARDENS, WEST
SECTION, AS SHOWN BY PLAT OF
RECORD IN PLAT BOOK 9, PAGE 39, IN
THE REGISTER`S OFFICE OF HAMIL-
TON COUNTY, TENNESSEE. FOR PRIOR
TITLE, SEE DEED RECORDED IN BOOK
8011, PAGE 559, AND IN QUITCLAIM
DEED RECORDED IN 8444 PAGE 942 IN
THE REGISTER`S OFFICE OF HAMILTON
COUNTY, TENNESSEE. THIS CONVEY-
ANCE MADE SUBJECT TO THE FOLLOW-
ING: ANY GOVERNMENTAL ZONING
AND SUBDIVISION ORDINANCES IN
EFFECT THEREON. BUILDING SETBACK
LINE AS SHOWN BY DOTTED LINES,
OR AS SPECIFIED ON RECORDED PLAT.
RESTRICTIONS AS SET OUT IN INSTRU-
MENT RECORDED IN BOOK D, VOLUME
20, PAGE 229, AS AMENDED IN BOOK
954, PAGE 683, IN THE REGISTER`S OF-
FICE OF HAMILTON COUNTY, TENNES-
SEE, BUT OMITTING ANY COVENANT
OR RESTRICTION BASED ON RACE,
COLOR, RELIGION, SEX, HANDICAP, FA-
MILIAL STATUS OR NATIONAL ORIGIN
UNLESS AND ONLY TO THE EXTENT
THAT SAID COVENANT (A) IS EXEMPT
UNDER CHAPTER 42, SECTION 3607,
OF THE UNITED STATES CODE OR (B)
RELATES TO HANDICAP BUT DOES NOT
DISCRIMINATE AGAINST HANDICAPPED
PERSONS. ALL NOTES, STIPULATIONS,
RESTRICTIONS, EASEMENTS, CONDI-
TIONS, AND REGULATIONS AS SET OUT
ON RECORDED PLAT. CONDITIONS AND
EASEMENTS CONTAINED IN DOCU-
MENT OF RECORD IN BOOK 2116, PAGE
186, IN THE REGISTER`S OFFICE OF
HAMILTON COUNTY, TENNESSEE. PROP-
ERTY ADDRESS: The street address of the
property is believed to be 301 S Germantown
Road, Chattanooga, TN 37411. In the event
of any discrepancy between this street address
and the legal description of the property,
the legal description shall control. CUR-
RENT OWNER(S): John Stewart Prestwood
OTHER INTERESTED PARTIES: City of
Chattanooga The sale of the above-described
property shall be subject to all matters shown
on any recorded plat; any unpaid taxes; any
restrictive covenants, easements or set-back
lines that may be applicable; any prior liens or
encumbrances as well as any priority created
by a fixture filing; and to any matter that an
accurate survey of the premises might disclose.
This property is being sold with the express
reservation that it is subject to confirmation by
the lender or Substitute Trustee. This sale may
be rescinded at any time. The right is reserved
to adjourn the day of the sale to another day,
time, and place certain without further publication,
upon announcement at the time and place
for the sale set forth above. All right and equity
of redemption, statutory or otherwise, homestead,
and dower are expressly waived in said
Deed of Trust, and the title is believed to be
good, but the undersigned will sell and convey
only as Substitute Trustee. The Property is
sold as is, where is, without representations or
warranties of any kind, including fitness for a
particular use or purpose. THIS LAW FIRM
IS ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE. Rubin Lublin
Suarez Serrano TN LLC, Substitute Trustee
119 S. Main Street, Suite 500 Memphis, TN
38103 www.rubinlublin.com/property-listings.
php Tel: (877) 813-0992 Fax: (404) 601-5846
Ad #12347 2011-05-13 2011-05-20 2011-
05-27
SUBSTITUTE TRUSTEE’S SALE
Sale at public auction will be on June 10,
2011 at 10:00 AM local time, at the west door,
Hamilton County Courthouse, Chattanooga,
Tennessee pursuant to Deed of Trust executed
by Rickey Grissom, an unmarried man, to
TRSTE II, Inc., Trustee, on October 14, 2005
at Book GI 7717, Page 977; conducted by
Shapiro & Kirsch, LLP Substitute Trustee, all
of record in the Hamilton County Register’s
Office.
Owner of Debt: Wells Fargo Bank, NA
The following real estate located in Hamilton
County, Tennessee, will be sold to the highest
call bidder subject to all unpaid taxes, prior
liens and encumbrances of record:
Lot 40, Block 8, Resubdivision of East Highlands,
of record in Plat Book 59, Page 265,
in the Register’s Office of Hamilton County,
Tennessee, to which plat reference is hereby
made for a more particular description of said
property. THIS CONVEYANCE MADE
SUBJECT TO THE FOLLOWINg: Restrictions
as set out in instrument recorded in Book
356, Page330 as modified in Book 795, Page
682, in the Register’s Office of Hamilton
County. Tennessee, but omitting any covenant
or restriction based on race, color, religion,
sex, handicap, familial status or national origin
unless and only to the extent that said covenant
(a) is exempt under Chapter 42, Section 3607
of the United States Code or (b) relates to
handicap but does not discriminate against
handicapped persons.
Street Address: 733 Sylvan Drive, Chattanooga,
Tennessee 37411
Current Owner(s) of Property: Rickey Grissom
The street address of the above described
property is believed to be 733 Sylvan Drive,
Chattanooga, Tennessee 37411, but such address
is not part of the legal description of the
property sold herein and in the event of any
discrepancy, the legal description herein shall
control.
SALE IS SUBJECT TO TENANT(S) RIGHTS
IN POSSESSION.
If applicable, the notice requirements of T.C.A.
35-5-117 have been met.
All right of equity of redemption, statutory
and otherwise, and homestead are expressly
waived in said Deed of Trust, and the title is
believed to be good, but the undersigned will
sell and convey only as Substitute Trustee.
The right is reserved to adjourn the day of the
sale to another day, time, and place certain
without further publication, upon announcement
at the time and place for the sale set forth
above.
If the highest bidder cannot pay the bid within
twenty-four (24) hours of the sale, the next
highest bidder, at their highest bid, will be
deemed the successful bidder.
This property is being sold with the express
reservation that the sale is subject to confirmation
by the lender or trustee. This sale may be
rescinded at any time.
This office is a debt collector. This is an
attempt to collect a debt and any information
obtained will be used for that purpose.
Shapiro & Kirsch, LLP Substitute Trustee
www.kirschattorneys.com
Law Office of Shapiro & Kirsch, LLP
555 Perkins Road Extended, Second Floor
Memphis, TN 38117
Phone (901)767-5566
Fax (901)761-5690
S&K08-001922
HCH3T-5/13,5/20,5/27/11
NOTICE OF SUBSTITUTE TRUSTEE’S
SALE WHEREAS, default has occurred in
the performance of the covenants, terms and
conditions of a Deed of Trust dated December
12, 2005, executed by BETTY BRADFORD
AND LAMAR BRADFORD, HUSBAND
AND WIFE, conveying certain real property
therein described to JACKIE MILLER as
same appears of record in the Register’s Office
of Hamilton County, on December 16, 2005,
as Instrument No. 2005121600178, in Book
GI 7782, at Page 393; and WHEREAS, the
beneficial interest of said Deed of Trust was
last transferred and assigned to BAC HOME
LOANS SERVICNG, LP FKA COUNTRY-
WIDE HOME LOANS SERVICING LP, who
is now the owner of said debt; and WHERE-
AS, Notice of the Right to Foreclose(“Notice”)
was given in compliance with Tennessee law
by the mailing a copy of the Notice to the
parties at least sixty (60) days prior to the first
publication of the Substitute Trustee’s Sale.
WHEREAS, the undersigned, RECONTRUST
COMPANY, N.A., having been appointed by
as Substitute Trustee by instrument filed for
record in the Register’s Office of Hamilton
County, Tennessee . NOW, THEREFORE, notice
is hereby given that the entire indebtedness
has been declared due and payable, and that
the undersigned, RECONTRUST COMPANY,
N.A., as Substitute Trustee or its duly appointed
agent, by virtue of the power, duty and
authority vested and imposed upon said Substitute
Trustee will, on June 06, 2011, 2:00 PM
at the Hamilton County courthouse door where
the foreclosure sales are customarily held On
the front steps of the West Side Entrance of
the Hamilton County Courthouse, 615 Walnut
St., Chattanooga, TN, proceed to sell at public
outcry to the highest and best bidder for cash,
the following described property situated in
Hamilton County, Tennessee, to wit: IN THE
SECOND CIVIL DISTRICT OF HAMILTON
COUNTY, TENNESSEE: Lot Thirty-seven
(37), Highland Manor Subdivision, Unit No.
Two (2), as shown by plat of record in Plat
Book 26, Page 133, in the Register’s Office
of Hamilton County, Tennessee. According
to said plat, said lot fronts 85 feet on the
north line of Fairest Drive, and extends back
northwardly 135 fed to the north line of said
Lot in which it has footage of 83.7 feet. For
prior title, see Special Warranty Deed recorded
in Book 7646, Page 710, in the Register’s
Office of Hamilton County, Tennessee. THIS
CONVEYANCE MADE SUBJECT TO THE
FOLLOWING: Restrictions as set out in
instrument recorded in Book 2140, Page 87, in
the Register’s Office of Error! Bookmark not
defined, County, Tennessee, but omitting any
covenant or restriction based on race, color,
religion, sex, handicap, familial status or national
origin unless and only to the extent that
said covenant (a) is exempt under Chapter 42,
Section 3607, of the United States Code or (b)
relates to handicap but does not discriminate
against handicapped persons. Five (5) foot
drainage easement on side and rear lot lines
unless otherwise shown as set out in Notes
on recorded plat. Twenty-five (25) foot front,
Twenty (20) foot side street, Ten (10) foot
sideline and Twenty-five (25) foot rear setback
requirements as set out in Notes on recorded
plat. Any governmental zoning and subdivision
ordinances in effect thereon. All notes,
stipulations, restrictions, easements, conditions,
and regulations as set out on recorded
plat. PROPERTY ADDRESS: The street
address of the property is believed to be 6340
FAIREST DRIVE, HARRISON, TN 37341.
In the event of any discrepancy between this
street address and the legal description of the
property, the legal description shall control.
CURRENT OWNER(S): BETTY BRAD-
FORD AKA BETTY JO BRADFORD and
LAMAR BRADFORD AKA CONNIE LA-
MAR BRADFORD OTHER INTERESTED
PARTIES: OTHER INTERESTED PARTIES:
BAC HOME LOANS SERVICING, L.P. FKA
COUNTRYWIDE HOME LOANS SERVIC-
ING, L.P. The sale of the above-described
property shall be subject to all matters shown
on any recorded plat; any unpaid taxes; any
restrictive covenants, easements or set-back
lines that may be applicable; any prior liens or
encumbrances as well as any priority created
by a fixture filing; and to any matter that an
accurate survey of the premises might disclose.
This property is being sold with the express
reservation that it is subject to confirmation by
the lender or Substitute Trustee. This sale may
be rescinded at any time. The right is reserved
to adjourn the day of the sale to another day,
time, and place certain without further publication,
upon announcement at the time and place
for the sale set forth above. All right and equity
of redemption, statutory or otherwise, homestead,
and dower are expressly waived in said
Deed of Trust, and the title is believed to be
good, but the undersigned will sell and convey
only as Substitute Trustee. The Property is
sold as is, where is, without representations or
warranties of any kind, including fitness for
a particular use or purpose. RECONTRUST
COMPANY, N.A. IS ATTEMPTING TO
COLLECT A DEBT. ANY INFORMATION
OBTAINED WILL BE USED FOR THAT
PURPOSE. RECONTRUST COMPANY,
N.A., Substitute Trustee 2380 Performance
Dr, TX2-984-0407 Richardson, TX 75082
Tel: (800) 281-8219 Fax: (805) 553-6392
Registered Agent: CT Corporation System 800
South Gay Street, Suite 2021 Knoxville, TN
37929 Tel: (865) 342-3522, TS# 10-0041850,
FEI# 1006.132227, 05/13/2011, 05/20/2011,
05/27/2011
NOTICE OF SUBSTITUTE TRUSTEE’S
SALE WHEREAS, default has occurred in
the performance of the covenants, terms and
conditions of a Deed of Trust dated June 10,
2008, executed by Earline Smith, conveying
certain real property therein described to Robert
M. Wilson, Jr., as Trustee, as same appears
of record in the Register’s Office of Hamilton
County, Tennessee recorded June 26, 2008, in
Deed Book GI 8700, Page 794; and WHERE-
AS, the beneficial interest of said Deed of
Trust was last transferred and assigned to Bank
of America, N.A., Successor By Merger to
Countrywide Bank, N.A, f/k/a Countrywide
Bank, FSB, f/k/a Countrywide Bank N.A.,
f/k/a Treasury Bank who is now the owner of
said debt; and WHEREAS, Notice of the Right
to Foreclose, if required pursuant to T.C.A. §
35-5-117, was given in accordance with Tennessee
law; and WHEREAS, the undersigned,
Rubin Lublin Suarez Serrano TN LLC, having
been appointed as Substitute Trustee by instrument
to be filed for record in the Register’s
Office of Hamilton County, Tennessee. NOW,
THEREFORE, notice is hereby given that
the entire indebtedness has been declared due
and payable, and that the undersigned, Rubin
Lublin Suarez Serrano TN LLC, as Substitute
Trustee or his duly appointed agent, by virtue
of the power, duty and authority vested and
imposed upon said Substitute Trustee will, on
June 2, 2011 at 11:00 AM at the HAMILTON
County courthouse door where the foreclosure
sales are customarily held at the HAMILTON
Courthouse, located in Chattanooga, Tennessee,
proceed to sell at public outcry to the
highest and best bidder for cash or certified
funds ONLY, the following described property
situated in Hamilton County, Tennessee, to wit:
TRACT TWO: LOT 81, STANLEY`S SUB-
DIVISION, OF THE DELONG TRACT, AS
SHOWN BY PLAT OF RECORD IN PLAT
BOOK 2, PAGE 14, IN THE REGISTER`S
OFFICE OF HAMILTON COUNTY, TEN-
NESSEE. ACCORDING TO SAID PLAT,
SAID LOT FRONTS 40 FEET ON THE
NORTHERN LINE OF RAULSTON, FOR-
MERLY FOURTH STREET AND EXTENDS
NORTHWARDLY, BETWEEN PARALLEL
LINES, A DISTANCE OF 88.5 TO THE
SOUTHERN LINE OF AN ALLEY. BEING
ALL OF THE SAME PROPERTY CON-
VEYED TO EARLINE SMITH, CHARLES
RAY JUNIOR AND MELVIN SMITH BY
QUITCLAIM DEED FROM BRIAN F.
KOPET, TRUSTEE OF RECORD IN BOOK
5086, PAGE 993, REGISTER`S OFFICE FOR
HAMILTON COUNTY, TENNESSEE. EAR-
LINE SMITH CONVEYED ALL RIGHT,
TITLE AND INTEREST IN SAID PROP-
ERTY TO MILLIGAN-REYNOLDS GUAR-
ANTY TITLE AGENCY, INC., AS TRUSTEE
IN QUITCLAIM DEED OF RECORD IN
BOOK 6674, PAGE 980, SAID REGISTER`S
OFFICE. MILLIGAN-REYNOLDS GUAR-
ANTY TITLE AGENCY, INC., AS TRUSTEE
CONVEYED ALL RIGHT, TITLE AND
INTEREST IN SAID PROPERTY TO EAR-
LINE SMITH AND EUGENIA SANDERFER
IN QUITCLAIM DEED OF RECORD IN
BOOK 6674, PAGE 982, SAID REGISTER`S
OFFICE. PROPERTY ADDRESS: The street
address of the property is believed to be 2117
Raulston Street, Chattanooga, TN 37404.
In the event of any discrepancy between this
street address and the legal description of the
property, the legal description shall control.
CURRENT OWNER(S): Estate of Earline
Smith OTHER INTERESTED PARTIES: Secretary
of Housing and Urban Development and
Earline Smith The sale of the above-described
property shall be subject to all matters shown
on any recorded plat; any unpaid taxes; any
restrictive covenants, easements or set-back
lines that may be applicable; any prior liens or
encumbrances as well as any priority created
by a fixture filing; and to any matter that an
accurate survey of the premises might disclose.
This property is being sold with the express
reservation that it is subject to confirmation by
the lender or Substitute Trustee. This sale may
be rescinded at any time. The right is reserved
to adjourn the day of the sale to another day,
time, and place certain without further publication,
upon announcement at the time and place
for the sale set forth above. All right and equity
of redemption, statutory or otherwise, homestead,
and dower are expressly waived in said
Deed of Trust, and the title is believed to be
good, but the undersigned will sell and convey
only as Substitute Trustee. The Property is
sold as is, where is, without representations or
warranties of any kind, including fitness for a
particular use or purpose. THIS LAW FIRM
IS ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE. Rubin Lublin
Suarez Serrano TN LLC, Substitute Trustee
119 S. Main Street, Suite 500 Memphis, TN
38103 www.rubinlublin.com/property-listings.
php Tel: (877) 813-0992 Fax: (404) 601-5846
Ad #12159: 2011-05-13 2011-05-20, 2011-
05-27
NOTICE OF SUBSTITUTE TRUSTEE`S
SALE WHEREAS, default has occurred in
the performance of the covenants, terms and
conditions of a Deed of Trust dated August
5, 2005, executed by Susan J. Olson and
Clifford W. Olson, conveying certain real
property therein described to Robert M. Wilson,
Jr., as Trustee, as same appears of record
in the Register’s Office of Hamilton County,
Tennessee recorded August 10, 2005, in Deed
Book GI 7641, Page 719; and WHEREAS, the
beneficial interest of said Deed of Trust was
last transferred and assigned to BAC Home
Loans Servicing, LP FKA Countrywide Home
Loans Servicing, LP who is now the owner of
said debt; and WHEREAS, Notice of the Right
to Foreclose, if required pursuant to T.C.A. §
35-5-117, was given in accordance with Tennessee
law; and WHEREAS, the undersigned,
Rubin Lublin Suarez Serrano TN LLC, having
been appointed as Substitute Trustee by instrument
to be filed for record in the Register’s
Office of Hamilton County, Tennessee. NOW,
THEREFORE, notice is hereby given that
the entire indebtedness has been declared due
and payable, and that the undersigned, Rubin
Lublin Suarez Serrano TN LLC, as Substitute
Trustee or his duly appointed agent, by virtue
of the power, duty and authority vested and
imposed upon said Substitute Trustee will, on
June 2, 2011 at 11:00 AM at the HAMILTON
County courthouse door where the foreclosure
sales are customarily held at the HAMILTON
Courthouse, located in Chattanooga, Tennessee,
proceed to sell at public outcry to the
highest and best bidder for cash or certified
funds ONLY, the following described property
situated in Hamilton County, Tennessee, to wit:
LOT 25, COBBLESTONE SUBDIVISION,
UNIT TWO (2), AS SHOWN ON PLAT OF
RECORD IN PLAT BOOK 42, PAGE 392,
IN THE REGISTER`S OFFICE, HAMILTON
COUNTY, TENNESSEE, TO WHICH PLAT
REFERENCE IS HEREBY MADE FOR
A MORE PARTICULAR DESCRIPTION
OF SAID PROPERTY. BEING THE SAME
PROPERTY CONVEYED TO CLIFFORD
W. OLSON AND WIFE, SUSAN J. OLSON
Continued on page 20

20 Friday, May 13, 2011 www.hamiltoncountyherald.com
HAMILTON COUNTY HERALD
Public Notices Continued from page 19
BY WARRANTY DEED FROM DEGRAVE
CONSTRUCTION, INC., A TENNESSEE
CORPORATION, RECORDED ON THE
23RD DAY OF AUGUST, 1989 IN BOOK
3645, PAGE 920, IN THE REGISTER`S OF-
FICE OF HAMILTON COUNTY, TENNES-
SEE. THIS CONVEYANCE IS SUBJECT TO
ANY AND ALL EXISTING EASEMENTS
AND RESTRICTIONS AS SHOWN OF
RECORD. PROPERTY ADDRESS: The
street address of the property is believed to be
9220 Carriage Lane, Ooltewah, TN 37363.
In the event of any discrepancy between this
street address and the legal description of the
property, the legal description shall control.
CURRENT OWNER(S): Clifford W. Olson
and Susan J. Olson OTHER INTERESTED
PARTIES: Fifth Third Bank, NA The sale of
the above-described property shall be subject
to all matters shown on any recorded plat; any
unpaid taxes; any restrictive covenants, easements
or set-back lines that may be applicable;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. This property is being sold
with the express reservation that it is subject to
confirmation by the lender or Substitute Trustee.
This sale may be rescinded at any time. The
right is reserved to adjourn the day of the sale
to another day, time, and place certain without
further publication, upon announcement at the
time and place for the sale set forth above. All
right and equity of redemption, statutory or
otherwise, homestead, and dower are expressly
waived in said Deed of Trust, and the title is
believed to be good, but the undersigned will
sell and convey only as Substitute Trustee. The
Property is sold as is, where is, without representations
or warranties of any kind, including
fitness for a particular use or purpose. THIS
LAW FIRM IS ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
Rubin Lublin Suarez Serrano TN LLC,
Substitute Trustee 119 S. Main Street, Suite
500 Memphis, TN 38103 www.rubinlublin.
com/property-listings.php Tel: (877) 813-0992
Fax: (404) 601-5846 Ad #12169: 2011-05-13
2011-05-20, 2011-05-27
NOTICE OF SUBSTITUTE TRUSTEE’S
SALE WHEREAS, default has occurred in
the performance of the covenants, terms and
conditions of a Deed of Trust dated November
22, 2006, executed by William J. Camden III
and Anita A. Camden, conveying certain real
property therein described to Title Escrow of
Chattanooga, Inc., as Trustee, as same appears
of record in the Register’s Office of Hamilton
County, Tennessee recorded November 29,
2006, in Deed Book GI 8164, Page 418;
and WHEREAS, the beneficial interest of
said Deed of Trust was last transferred and
assigned to BAC Home Loans Servicing, LP
f/k/a Countrywide Home Loans Servicing
LP who is now the owner of said debt; and
WHEREAS, Notice of the Right to Foreclose,
if required pursuant to T.C.A. § 35-5-117,
was given in accordance with Tennessee law;
and WHEREAS, the undersigned, Rubin
Lublin Suarez Serrano TN LLC, having been
appointed as Substitute Trustee by instrument
to be filed for record in the Register’s Office of
Hamilton County, Tennessee. NOW, THERE-
FORE, notice is hereby given that the entire
indebtedness has been declared due and payable,
and that the undersigned, Rubin Lublin
Suarez Serrano TN LLC, as Substitute Trustee
or his duly appointed agent, by virtue of the
power, duty and authority vested and imposed
upon said Substitute Trustee will, on June 2,
2011 at 11:00 AM at the HAMILTON County
courthouse door where the foreclosure sales
are customarily held at the HAMILTON Courthouse,
located in Chattanooga, Tennessee, proceed
to sell at public outcry to the highest and
best bidder for cash or certified funds ONLY,
the following described property situated in
Hamilton County, Tennessee, to wit: IN THE
CITY OF CHATTANOOGA, HAMILTON
COUNTY, TENNESSEE: BEING LOT SEV-
ENTEEN (17), BLOCK F., DRAKE FOREST
SUBDIVISION, AS SHOWN BY PLAT OF
RECORD IN PLAT BOOK 25, PAGE 126, IN
THE REGISTER`S OFFICE OF HAMILTON
COUNTY, TENNESSEE. SUBJECT TO
ANY GOVERNMENTAL ZONING AND
SUBDIVISION ORDINANCES OR REGU-
LATIONS IN EFFECT THEREON SUBJECT
TO UTILITY EASEMENT AS SHOWN OR
SPECIFIED ON SAID RECORDED PLAT.
SUBJECT TO FIVE (5) FOOT DRAINAGE
EASEMENT RESERVED ALONG ALL SIDE
AND REAR LOT LINES AS SPECIFIED
IN THE LEGEND OF RECORDED PLAT.
SUBJECT TO RESTRICTIONS OF RECORD
IN BOOK 1638, PAGE 438, AND IN BOOK
4069, PAGE 261, IN SAID REGISTER`S
OFFICE. SUBJECT TO ANY OTHER EASE-
MENTS, CONDITIONS, RESTRICTIONS,
PROVISIONS, ETC. AS SHOWN, NOTED
OR DESCRIBED ON SAID RECORDED
PLAT. DEED REFERENCE IS A WAR-
RANTY DEED OF RECORD IN BOOK
6160, PAGE 698, IN SAID REGISTER`S
OFFICE. PROPERTY ADDRESS: The street
address of the property is believed to be 2032
Merlin Drive, Chattanooga, TN 37421. In
the event of any discrepancy between this
street address and the legal description of the
property, the legal description shall control.
CURRENT OWNER(S): William J. Camden
III a/k/a William J. Camden, Anita A. Camden
OTHER INTERESTED PARTIES: The sale of
the above-described property shall be subject
to all matters shown on any recorded plat; any
unpaid taxes; any restrictive covenants, easements
or set-back lines that may be applicable;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. This property is being sold
with the express reservation that it is subject to
confirmation by the lender or Substitute Trustee.
This sale may be rescinded at any time. The
right is reserved to adjourn the day of the sale
to another day, time, and place certain without
further publication, upon announcement at the
time and place for the sale set forth above. All
right and equity of redemption, statutory or
otherwise, homestead, and dower are expressly
waived in said Deed of Trust, and the title is
believed to be good, but the undersigned will
sell and convey only as Substitute Trustee. The
Property is sold as is, where is, without representations
or warranties of any kind, including
fitness for a particular use or purpose. THIS
LAW FIRM IS ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
Rubin Lublin Suarez Serrano TN LLC,
Substitute Trustee 119 S. Main Street, Suite
500 Memphis, TN 38103 www.rubinlublin.
com/property-listings.php Tel: (877) 813-0992
Fax: (404) 601-5846 Ad #12176: 2011-05-13
2011-05-20, 2011-05-27
SUBSTITUTE TRUSTEE’S SALE
Sale at public auction will be on June 2, 2011
at 10:00 AM local time, at the west door,
Hamilton County Courthouse, Chattanooga,
Tennessee pursuant to Deed of Trust executed
by Jackie W. McCrary and wife, Kellie D.
McCrary, to C. Thomas Cates, Trustee, on
June 20, 2001 at Book GI 5908, Page 516;
conducted by Shapiro & Kirsch, LLP Substitute
Trustee, all of record in the Hamilton
County Register’s Office.
Owner of Debt: Deutsche Bank Trust Company
Americas fka Banker’s Trust Company,
as Trustee for Saxon Asset Securities Trust
2001-2
The following real estate located in Hamilton
County, Tennessee, will be sold to the highest
call bidder subject to all unpaid taxes, prior
liens and encumbrances of record:
Described property located in the Third (3rd)
Civil District of Hamilton County, Tennessee,
to wit: Being a part of the Chattanooga Estates
Company’s Coker Tract, more particularly
described as follows: BEGINNING at a point
in the northeast corner of the tract of land
conveyed by’ G.C. Hunter, widower to Robert
A. Bell and wife, by deed recorded in Book B,
Volume 29, Page 209, in the Register’s Office
of Hamilton County, Tennessee, said point
being also in the southern line of the tract of
land conveyed by the Chattanooga Estates
Company to G.C. Hunter by deed dated June
22, 1935; thence eastwardly, along the G.C.
Hunter tract Seventy-Three (73) feet, more or
less, to a stone in the western line of an alley
way; thence southwardly, along the western
line of said alley way, Seventy (70) feet,
more or less, to a point in the northern line of
the tract conveyed by Gwendolyn Tribble to
Walter Silvey on November 18, 1947; thence
westwardly, along the northern line of said
Silvey tract, Seventy-Three (73) feet, more or
less, to a point, the southeast corner of the tract
conveyed by G.C. Hunter, widower, to Robert
A. Bell and wife, above set out; thence northwardly,
along the eastern line of said tract,
Seventy (70) feet, more or less, to the point
of beginning. There is reserved, however, a
strip Seven (7) feet in width, running along the
eastern line of the above described property.
Street Address: 4 Mason Drive, Chattanooga,
Tennessee 37415
Current Owner(s) of Property: Jackie W. Mc-
Crary and wife, Kellie D. McCrary
Other interested parties: Jaw PLLC d/b/a
Tennessee Valley Orthodontics, c/o Grisham,
Knight and Hooper
The street address of the above described
property is believed to be 4 Mason Drive,
Chattanooga, Tennessee 37415, but such address
is not part of the legal description of the
property sold herein and in the event of any
discrepancy, the legal description herein shall
control.
SALE IS SUBJECT TO TENANT(S) RIGHTS
IN POSSESSION.
If applicable, the notice requirements of T.C.A.
35-5-117 have been met.
All right of equity of redemption, statutory
and otherwise, and homestead are expressly
waived in said Deed of Trust, and the title is
believed to be good, but the undersigned will
sell and convey only as Substitute Trustee.
The right is reserved to adjourn the day of the
sale to another day, time, and place certain
without further publication, upon announcement
at the time and place for the sale set forth
above.
If the highest bidder cannot pay the bid within
twenty-four (24) hours of the sale, the next
highest bidder, at their highest bid, will be
deemed the successful bidder.
This property is being sold with the express
reservation that the sale is subject to confirmation
by the lender or trustee. This sale may be
rescinded at any time.
This office is a debt collector. This is an
attempt to collect a debt and any information
obtained will be used for that purpose.
Shapiro & Kirsch, LLP Substitute Trustee
www.kirschattorneys.com
Law Office of Shapiro & Kirsch, LLP
555 Perkins Road Extended, Second Floor
Memphis, TN 38117
Phone (901)767-5566
Fax (901)761-5690
S&K10-012088
HCH3T-5/6,5/13,5/20/11
NOTICE OF SUBSTITUTE TRUSTEE’S
SALE WHEREAS, default has occurred
in the performance of the covenants, terms
and conditions of a Deed of Trust dated
June 17, 2005, executed by GEZZETTA
CAMPBELL, conveying certain real property
therein described to ReconTrust Company,
N.A., as Trustee, as same appears of record
in the Register’s Office of Hamilton County,
Tennessee recorded July 12, 2005, in Deed
Book GI 7598, Page 196; and WHEREAS, the
beneficial interest of said Deed of Trust was
last transferred and assigned to THE BANK
OF NEW YORK MELLON FKA THE BANK
OF NEW YORK AS TRUSTEE FOR THE
CERTIFICATEHOLDERS OF THE CWABS,
INC., ASSET-BACKED CERTIFICATES,
SERIES 2005-7 who is now the owner of said
debt; and WHEREAS, Notice of the Right to
Foreclose, if required pursuant to T.C.A. § 35-
5-117, was given in accordance with Tennessee
law; and WHEREAS, the undersigned, Rubin
Lublin Suarez Serrano TN LLC, having been
appointed as Substitute Trustee by instrument
to be filed for record in the Register’s Office of
Hamilton County, Tennessee. NOW, THERE-
FORE, notice is hereby given that the entire
indebtedness has been declared due and payable,
and that the undersigned, Rubin Lublin
Suarez Serrano TN LLC, as Substitute Trustee
or his duly appointed agent, by virtue of the
power, duty and authority vested and imposed
upon said Substitute Trustee will, on May
26, 2011 at 11:00 AM at the HAMILTON
County courthouse door where the foreclosure
sales are customarily held at the HAMILTON
Courthouse, located in Chattanooga, Tennessee,
proceed to sell at public outcry to the
highest and best bidder for cash or certified
funds ONLY, the following described property
situated in Hamilton County, Tennessee, to
wit: THE FOLLOWING DESCRIBED REAL
ESTATE, TO WIT: LOCATED IN THE
CITY OF CHATTANOOGA, HAMILTON
COUNTY, TENNESSEE; LOT FORTY-FIVE
(45), J.J. ROGER`S ADDITION TO FOX-
WOOD HEIGHTS AS SHOWN BY PLAT
OF RECORD IN BOOK 830, PAGE 196, IN
THE REGISTER`S OFFICE OF HAMILTON
COUNTY, TENNESSEE. ACCORDING
TO SAID PLAT SAID LOT IS MORE PAR-
TICULARLY DESCRIBED AS FOLLOWS:
BEGINNING AT A POINT IN THE NORTH-
ERN LINE OF POPE DRIVE (FORMERLY
ROGERS DRIVE) LOCATED A DISTANCE
OF 249.99 FEET WESTWARDLY AS
MEASURED ALONG SAID NORTHERN
LINE OF POPE DRIVE FROM ITS INTER-
SECTION WITH THE WESTERN LINE
OF LINE STREET, SAID POINT ALSO
BEING THE SOUTHWESTERN LINE OF
POPE DRIVE A DISTANCE OF 83.33 FEET
TO A POINT, SAID POINT BEING THE
SOUTHEASTERN CORNER OF LOT 46 OF
SAID SUBDIVISION; THENCE NORTH-
WARDLY ALONG THE EASTERN LINE
OF SAID LOT 46 A DISTANCE OF 125
FEET TO A POINT, BEING THE SOUTH-
WESTERN CORNER OF LOT 38 OF SAID
SUBDIVISION; THENCE EASTWARDLY
ALONG THE SOUTHERN LINE OF SAID
LOT 38 A DISTANCE OF 83.33 FEET TO
A POINT, BEING THE NORTHWESTERN
CORNER OF SAID LOT 44; THENCE
SOUTHWARDLY ALONG THE WESTERN
LINE OF SAID LOT 44 A DISTANCE OF
125 FEET TO THE POINT OF BEGINNING.
BEING THE SAME PROPERTY CON-
VEYED FROM GEZZETTA CAMPBELL,
BILLY WILLIAMS, THOMAS WILLIAMS,
ANTHONY WILLIAMS, AND JOHNNY
WILLIAMS, SOLE HEIRS OF BERTHA
MAE WILLIAMS,UNMARRIED, WHO
DIED ON 12/29/96 AND DAVID EARLE
WILLIAMS, UNMARRIED TO GEZZETTA
CAMPBELL, UNMARRIED, BY DEED
RECORDED 01/23/04, IN BOOK 7001,
PAGE 645 IN THE REGISTERS OFFICE OF
HAMILTON COUNTY, TENNESSEE. AD-
DRESS: 3005 POPE DR.; CHATTANOOGA,
TN 374046354 TAX MAP OR PARCEL ID
NO.: 147AF016 ,TAX MAP OR PARCEL ID
NO.: 147AF016 PROPERTY ADDRESS: The
street address of the property is believed to
be 3005 POPE DRIVE, CHATTANOOGA,
TN 37404. In the event of any discrepancy
between this street address and the legal
description of the property, the legal description
shall control. CURRENT OWNER(S):
GEZZETTA CAMPBELL OTHER INTER-
ESTED PARTIES: CITIFINANCIAL, INC.
MIDLAND FUNDING, LLC, ASSIGNEE OF
HOUSEHOLD CARD SERVICES The sale of
the above-described property shall be subject
to all matters shown on any recorded plat; any
unpaid taxes; any restrictive covenants, easements
or set-back lines that may be applicable;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. This property is being sold
with the express reservation that it is subject to
confirmation by the lender or Substitute Trustee.
This sale may be rescinded at any time. The
right is reserved to adjourn the day of the sale
to another day, time, and place certain without
further publication, upon announcement at the
time and place for the sale set forth above. All
right and equity of redemption, statutory or
otherwise, homestead, and dower are expressly
waived in said Deed of Trust, and the title is
believed to be good, but the undersigned will
sell and convey only as Substitute Trustee. The
Property is sold as is, where is, without representations
or warranties of any kind, including
fitness for a particular use or purpose. THIS
LAW FIRM IS ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
Rubin Lublin Suarez Serrano TN LLC,
Substitute Trustee 119 S. Main Street, Suite
500 Memphis, TN 38103 www.rubinlublin.
com/property-listings.php Tel: (888) 890-5309
Fax: (404) 601-5846 Ad #12000: 2011-05-06
2011-05-13, 2011-05-20
NOTICE OF SUBSTITUTE TRUSTEE`S
SALE WHEREAS, default has occurred in
the performance of the covenants, terms and
conditions of a Deed of Trust dated June 26,
2000, executed by Darlene Boone, Robert
Boone, conveying certain real property therein
described to Arnold M. Weiss, Attorney, as
Trustee, as same appears of record in the
Register’s Office of Hamilton County, Tennessee
recorded June 27, 2000, in Deed Book GI
5625, Page 629 and re-recorded July 8, 2003 in
Deed Book 6750, Page 482; and WHEREAS,
the beneficial interest of said Deed of Trust
was last transferred and assigned to BAC
Home Loans Servicing, LP f/k/a Countrywide
Home Loans Servicing, LP who is now the
owner of said debt; and WHEREAS, Notice
of the Right to Foreclose, if required pursuant
to T.C.A. § 35-5-117, was given in accordance
with Tennessee law; and WHEREAS, the
undersigned, Rubin Lublin Suarez Serrano
TN LLC, having been appointed as Substitute
Trustee by instrument to be filed for record in
the Register’s Office of Hamilton County, Tennessee.
NOW, THEREFORE, notice is hereby
given that the entire indebtedness has been
declared due and payable, and that the undersigned,
Rubin Lublin Suarez Serrano TN LLC,
as Substitute Trustee or his duly appointed
agent, by virtue of the power, duty and authority
vested and imposed upon said Substitute
Trustee will, on May 26, 2011 at 11:00 AM
at the HAMILTON County courthouse door
where the foreclosure sales are customarily
held at the HAMILTON Courthouse, located
in Chattanooga, Tennessee, proceed to sell at
public outcry to the highest and best bidder for
cash or certified funds ONLY, the following
described property situated in Hamilton
County, Tennessee, to wit: LOT NUMBER
THREE HUNDRED SEVEN (307), BLOCK
NUMBER TWENTY-NINE (29), MISSION
RIDGE LAND COMPANY`S SUBDIVI-
SION, KNOWN AS EAST LAKE, AS
SHOWN BY PLAT OF RECORD IN PLAT
BOOK 2, PAGE 25, IN THE REGISTER`S
OFFICE OF HAMILTON COUNTY, TEN-
NESSEE. BEING THE SAME PROPERTY
CONVEYED TO ROBERT BOONE , BY
WARRANTY DEED FROM ROBERT D.
DYE AND WIFE, SANDRA K. DYE DATED
JUNE 21, 2000 AND RECORDED IN BOOK
GI5625, PAGE 627, IN THE REGISTER`S
OFFICE FOR HAMILTON COUNTY, TEN-
NESSEE. PROPERTY ADDRESS: The street
address of the property is believed to be 3603
13th Avenue, Chattanooga, TN 37407. In
the event of any discrepancy between this
street address and the legal description of the
property, the legal description shall control.
CURRENT OWNER(S): Robert Boone
OTHER INTERESTED PARTIES: American
General Finance Inc for Action Fence Co. Darlene
Boone The sale of the above-described
property shall be subject to all matters shown
on any recorded plat; any unpaid taxes; any
restrictive covenants, easements or set-back
lines that may be applicable; any prior liens or
encumbrances as well as any priority created
by a fixture filing; and to any matter that an
accurate survey of the premises might disclose.
This property is being sold with the express
reservation that it is subject to confirmation by
the lender or Substitute Trustee. This sale may
be rescinded at any time. The right is reserved
to adjourn the day of the sale to another day,
time, and place certain without further publication,
upon announcement at the time and place
for the sale set forth above. All right and equity
of redemption, statutory or otherwise, homestead,
and dower are expressly waived in said
Deed of Trust, and the title is believed to be
good, but the undersigned will sell and convey
only as Substitute Trustee. The Property is
sold as is, where is, without representations or
warranties of any kind, including fitness for a
particular use or purpose. THIS LAW FIRM
IS ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE. Rubin Lublin
Suarez Serrano TN LLC, Substitute Trustee
119 S. Main Street, Suite 500 Memphis, TN
38103 www.rubinlublin.com/property-listings.
php Tel: (888) 890-5309 Fax: (404) 601-5846
Ad #12081: 2011-05-06 2011-05-13, 2011-
05-20
NOTICE OF SUBSTITUTE TRUSTEE`S
SALE WHEREAS, default has occurred in
the performance of the covenants, terms and
conditions of a Deed of Trust dated December
13, 2006, executed by Ronnie D. Davis,
Jr. and Jami A. Massey, conveying certain
real property therein described to Robert M.
Wilson, JR., as Trustee, as same appears of
record in the Register’s Office of Hamilton
County, Tennessee recorded December 13,
2006, in Deed Book GI 8180, Page 904; and
WHEREAS, the beneficial interest of said
Deed of Trust was last transferred and assigned
to The Bank Of New York Mellon Fka
The Bank Of New York As Trustee For The
Certificateholders Cwalt, Inc. Alternative Loan
Trust 2006-43cb, Mortgage Pass-Through
Certificates, Series 2006-43cb who is now the
owner of said debt; and WHEREAS, Notice
of the Right to Foreclose, if required pursuant
to T.C.A. § 35-5-117, was given in accordance
with Tennessee law; and WHEREAS, the
undersigned, Rubin Lublin Suarez Serrano
TN LLC, having been appointed as Substitute
Trustee by instrument to be filed for record in
the Register’s Office of Hamilton County, Tennessee.
NOW, THEREFORE, notice is hereby
given that the entire indebtedness has been
declared due and payable, and that the undersigned,
Rubin Lublin Suarez Serrano TN LLC,
as Substitute Trustee or his duly appointed
agent, by virtue of the power, duty and authority
vested and imposed upon said Substitute
Trustee will, on June 2, 2011 at 11:00 AM
at the HAMILTON County courthouse door
where the foreclosure sales are customarily
held at the HAMILTON Courthouse, located
in Chattanooga, Tennessee, proceed to sell at
public outcry to the highest and best bidder for
cash or certified funds ONLY, the following
described property situated in Hamilton
County, Tennessee, to wit: ALL THAT TRACT
OR PARCEL OF LAND LYING AND BEING
LOT NO. 7, BLOCK 5, OLMSTEAD`S SUB-
DIVISION OF MINDEL PARK, AS SHOWN
BY PLAT OF RECORD IN PLAT BOOK
6, PAGE 7, IN THE REGISTER`S OFFICE
OF HAMILTON COUNTY, TENNESSEE,
SAID PLAT IS HEREBY INCORPORATED
FOR A MORE PARTICULAR DESCRIP-
TION OF SAID LOT. FOR PRIOR TITLE
SEE DEED RECORDED ON AUGUST 7,
2006, IN BOOK 8039, PAGE 913, IN THE
REGISTER`S OFFICE OF HAMILTON
COUNTY, TENNESSEE. SUBJECT TO:
ANY GOVERNMENTAL ZONING AND
SUBDIVISION ORDINANCES AND REGU-
LATIONS IN EFFECT THEREON. ALL
APPLICABLE, CONDITIONS, RESTRIC-
TIONS, COVENANTS, EASEMENTS, ETC.,
AS SET OUT ON SAID RECORDED PLAT.
PROPERTY ADDRESS: The street address
of the property is believed to be 1509 Lynnbrook
Avenue, Chattanooga, TN 37404.
In the event of any discrepancy between this
street address and the legal description of the
property, the legal description shall control.
CURRENT OWNER(S): Ronnie D. Davis, Jr.
and Jami A. Massey OTHER INTERESTED
PARTIES: Mortgage Electronic Registration
Systems, Inc., acting for America`s Wholesale
Lender , Real Time Resolutions The sale of
the above-described property shall be subject
to all matters shown on any recorded plat; any
unpaid taxes; any restrictive covenants, easements
or set-back lines that may be applicable;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. This property is being sold
with the express reservation that it is subject to
confirmation by the lender or Substitute Trustee.
This sale may be rescinded at any time. The
right is reserved to adjourn the day of the sale
to another day, time, and place certain without
further publication, upon announcement at the
time and place for the sale set forth above. All
right and equity of redemption, statutory or
otherwise, homestead, and dower are expressly
waived in said Deed of Trust, and the title is
believed to be good, but the undersigned will
sell and convey only as Substitute Trustee. The
Property is sold as is, where is, without representations
or warranties of any kind, including
fitness for a particular use or purpose. THIS
LAW FIRM IS ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
Rubin Lublin Suarez Serrano TN LLC,
Substitute Trustee 119 S. Main Street, Suite
500 Memphis, TN 38103 www.rubinlublin.
com/property-listings.php Tel: (888) 890-5309
Fax: (404) 601-5846 Ad #12095: 2011-05-06
2011-05-13, 2011-05-20
SUBSTITUTE TRUSTEE’S SALE
Sale at public auction will be on June 2, 2011
at 10:00 AM local time, at the west door,
Hamilton County Courthouse, Chattanooga,
Tennessee pursuant to Deed of Trust executed
by Rhonda L. Atkins, unmarried, to Wesley
D. Turner, Trustee, on December 10, 2003
at Book GI 6964, Page 685; conducted by
Shapiro & Kirsch, LLP Substitute Trustee, all
of record in the Hamilton County Register’s
Office.
Owner of Debt: Deutsche Bank National Trust
Company, as Trustee for Argent Securities
Inc., Asset-Backed Pass-Through Certificates,
Series 2004-W2
The following real estate located in Hamilton
County, Tennessee, will be sold to the highest
call bidder subject to all unpaid taxes, prior
liens and encumbrances of record:
Described property located in the Second (2nd)
Civil District of Hamilton County, Tennessee,
to wit: Lot 24, Block C, Welwood Heights
as shown by plat recorded in Plat Book 15,
Page 26, in the Register’s Office of Hamilton
County, Tennessee, to which plat reference is
hereby made for a more particular description
of said property.
Street Address: 3711 Connelly Lane, Chattanooga,
Tennessee 37412
Current Owner(s) of Property: Rhonda L.
Atkins, unmarried
The street address of the above described
property is believed to be 3711 Connelly
Lane, Chattanooga, Tennessee 37412, but such
address is not part of the legal description of
the property sold herein and in the event of
any discrepancy, the legal description herein
shall control.
SALE IS SUBJECT TO TENANT(S) RIGHTS
IN POSSESSION.
If applicable, the notice requirements of T.C.A.
35-5-117 have been met.
All right of equity of redemption, statutory
and otherwise, and homestead are expressly
waived in said Deed of Trust, and the title is
believed to be good, but the undersigned will
sell and convey only as Substitute Trustee.
The right is reserved to adjourn the day of the
sale to another day, time, and place certain
without further publication, upon announcement
at the time and place for the sale set forth
above.
If the highest bidder cannot pay the bid within
twenty-four (24) hours of the sale, the next
highest bidder, at their highest bid, will be
deemed the successful bidder.
This property is being sold with the express
reservation that the sale is subject to confirmation
by the lender or trustee. This sale may be
rescinded at any time.
This office is a debt collector. This is an
attempt to collect a debt and any information
obtained will be used for that purpose.
Shapiro & Kirsch, LLP Substitute Trustee
www.kirschattorneys.com
Law Office of Shapiro & Kirsch, LLP
555 Perkins Road Extended, Second Floor
Memphis, TN 38117
Phone (901)767-5566
Fax (901)761-5690
S&K10-013141
HCH3T-5/6,5/13,5/20/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance
of the covenants, terms, and conditions
of a Deed of Trust Note dated October 3, 2006,
and the Deed of Trust of even date securing
the same, recorded October 12, 2006, at Book
8112, Page 911 in Office of the Register
of Deeds for Hamilton County, Tennessee,
executed by Deborah Moses, conveying
Continued on page 22

HAMILTON COUNTY HERALD www.hamiltoncountyherald.com
Friday, May 13, 2011 21
Some of you probably only
know figs as something gooey
in the middle of a cookie. On
the other hand, maybe you only
know them by the Christmas
song, “Oh bring me some figgy
pudding, oh bring me some figgy
pudding.” However, from having
a Grandmother who had a
few fig trees, I know them as a
wonderful and flavorful fruit. I
also remember that we would be
scolded for picking them. That
is, if we were caught.
However, she never minded
if we picked the leaves and pretended
to be Adam and Eve!
OK, well, maybe that’s not so
true, but we did love playing
around her fig trees.
I mentioned in my review
of “Fast Five” last week that
summer has arrived. While some
readers might have thought my
declaration was premature, since
summer doesn’t officially begin
until June 21, movie studios
go by a different calendar than
everyone else. Ever since summer
became the time of year
for blockbusters, studios have
tacked on more and more weeks
to the season in an effort to
maximize their earnings.
So, even though your calendar
might say we have five more
weeks of spring, in Hollywood,
summer has been in full swing
since the last weekend in April,
and it will continue through
Labor Day. I’ve learned to joyfully
embrace this brazen disregard
for the calendar because it
means a non-stop four-month
parade of big budget special
Boyfriend throws himself
onto family bombshell
DEAR AMY: I recently
took a brief vacation, and I
stayed at the home of my (livein)
girlfriend’s mother. My girlfriend
was not there; we are
both educators, and her spring
vacation is at a different time.
During my visit, the mother
told me that she had recently
developed a romantic relationship
with a man.
Her husband of more than
40 years passed away about a
year prior to our conversation.
Kay’s Cooking
Corner
B y K a y B o n a
Let me tell you a little about
the fruity fig other than what
you know about Fig Newton
Cookies.
The Bible abounds with
mentions of figs. The first mention
was in Genesis 3:7, which
says, “And they sewed fig leaves
together and made themselves
aprons. And they heard the voice
of the Lord God walking in the
garden in the cool of the day.”
Song of Solomon 2:13 says, “The
fig tree put forth her green figs,
and the vines with the tender
grape a good smell. Arise, my
love, my fair one, and come away.”
And Micah 4:4 says, “They shall
sit every man under his vine, and
under his fig tree.”
The Critic’s
Corner
B y D a v i d L a p r a d
effects extravaganzas, the kind
that are made for sitting in a
packed theater with a huge
bucket of popcorn and an oversized
soda.
“Fast Five” was a good start.
But with each new weekend
comes a new contender for box
office king. And on May 6, that
movie was “Thor,” the latest big
screen adaptation of a Marvel
comic.
Like “Iron Man” and “The
Incredible Hulk” before it, and
like “Captain America: The
First Avenger” later this year,
“Thor” is part of a series of movies
leading up to the release of
“The Avengers” in 2012. While
I have not read the comic books
on which these movies are
based, I enjoyed all three movies
tremendously.
Marvel founder Stan Lee
based the character of Thor on
Ask Amy
Advice for the Real World
By Amy Dickinson, Tribune Media
She asked me not to tell my
girlfriend, since she’d be seeing
her in person on a weeklong
vacation the following month
and didn’t want her to hear it
secondhand. I obliged.
I honestly believed my girlfriend
would feel happy that
her mother had found some
companionship.
When my girlfriend returned
from her vacation, she
was furious at me for not divulging
her mom’s secret to
her and for forcing her to be
surprised by this news that she
Diversions
The fig was a very common,
yet important, fruit in Bible
times, and Egyptians usually
even considered them to be
sacred to the point of including
a basket of figs in tombs.
In ancient Greece, Plato wrote,
“athletes were to be fed figs to
make them stronger.”
Fig culture spread between
shores until they finally made
their way to Italy and then on to
the rest of the European countries.
We can thank the Spaniards
and Franciscan Monks with baskets
full of figs for spreading the
popularity of them over to the
new Americas.
There are several varieties
of figs, as with most fruits:
• The Black Mission Fig,
which got its name from the
mission fathers who planted it
along the California coast, has a
black-purplish skin and a beautiful
pink flesh. It is often eaten
dried.
• The Kakota Fig, the American
version of the Dattato Fig
from Italy, has a green skin with
amber flesh when ripe. A simi-
the god of thunder from Norse
mythology. A deity from the
cosmic realm of Asgard, Thor is
arrogant and physically strong.
He also wields a powerful hammer
that can destroy worlds,
which might sound like the
wrong accessory for someone
with an ego as big as his, but he
also loves justice, and is a champion
of the human race.
The movie begins on Earth
in 965 A.D. with a battle between
Odin, the kind of Asgard, and
the Frost Giants, who are out
to conquer Earth. Odin and his
army defeat the Frost Giants and
steal their source of power: the
Casket of Ancient Winters.
The movie then jumps to
Asgard in the present as Thor
prepares to take his father’s place
on the throne. The ceremony is
interrupted when a small band of
Frost Giants attempts to retrieve
the casket, killing a number of
Asgardians in the process. Thor
swears to take revenge and,
against his father’s orders, travels
to the home planet of the
Frost Giants, where he triggers
a new war between Asgard and
the powerful beings.
To punish Thor for his disobedience,
Odin strips his son
of his abilities and banishes
doesn’t like.
She accused me of not
being on “her team.”
Though I appreciate what
she might think about her mom
jumping back into the dating
pool so soon, I was stunned at
her reaction to me.
Does she have a point?
– Keeping Secrets
DEAR SECRETS: You sign
your letter “Keeping Secrets,”
and yet this is exactly what intimate
partners should not do.
Let’s take it as a given that
your girlfriend is upset with
her mother on several fronts.
Despite your assumptions about
how happy she should be about
her mother’s new romance, I
think it is completely understandable
that she would be
quite conflicted and thrown off
– at least at first.
Also vexing is the idea that
her mother would confide in
you but not in her.
lar variety is the Peter’s Honey
fig. These varieties are practically
seedless, but birds usually
leave them alone because they
are green and so they think they
are not ripe.
• The Adriatic, which is
used mostly to make fig bars, has
a bright green skin and a pinktan
flesh.
Another plus: Figs contain
omega-3 fatty acids, which are
associated with healthy heart
and brain function, and lutein,
which aids vision. Nutritionists
recommend figs for helping to
lower blood cholesterol and
blood pressure.
There are a numerous
amount of other types – including
Brunswick, Brown Turkey,
Marseilles – so you really need to
check out the types your market
has before you purchase them if
you are wanting them for a specific
recipe.
For those of you that have
never tasted a fig, other than a
Fig Newton, let me say, those
are NOTHING like a fresh fig.
Eating a Fig Newton and think-
him to Earth along with his
hammer, which he will only be
able to wield once he’s become
worthy again.
Thor lands in New Mexico,
where scientist Jane Foster finds
him and takes him into her care.
Meanwhile, gears begin to turn
on a plot on Asgard that will
eventually give Thor the opportunity
to defend Earth and win
back his father’s approval.
The storyline is one of the
strong points of “Thor.” The
plot is lucid and tight, and
while it might not be the epic
“Lord of the Rings” story the
source material seems to call
for, it provides a good introduction
to the character of
Thor and strikes a nice balance
between classical fantasy and
modern day action.
Also, director Kenneth Bran-
agh was a good choice for director.
His long history of bringing
Shakespeare to the screen in
movies like “Henry V,” “Much
Ado About Nothing” and
“Hamlet” serves the movie well,
as Branagh brings credibility to
the movie’s many bombastic elements.
There are lines in “Thor”
that in the hands of director
less experienced with classical
drama would have drawn laughs,
Your partner’s mother put
you in a terrible spot.
The best response would
have been for you to say, “I’m
really not comfortable keeping
this sort of secret. Now that I
know your news, it would be
best if you gave her a call before
I get home. I’m sure she’d like
to talk to you about it.”
DEAR AMY: I was visiting
a friend for the holiday who had
relatives over.
The relatives brought salad,
fruit and dessert to supplement
the dinner.
As they were leaving, they
helped themselves to the balance
of the items they brought.
I always thought that when
you bring food to someone’s
house, you shouldn’t expect
to bring home your leftovers
unless the hostess offers.
Am I right? – Foodless
Friend
DEAR FRIEND: Every
ing you are tasting a fig is like
eating a Strawberry Pop Tart
and thinking you are tasting a
strawberry. You should give the
real thing a taste test, and fortunately,
in the South, fig season is
almost here. It usually peaks in
July, so keep you eye open at the
stores and outdoor markets, then
try this recipe. It is delicious!
Fresh Figs with
Mascarpone and Honey
4 large fresh, ripe figs, halved
lengthwise
1/2 cup mascarpone, softened
1/3 cup honey
1/4 teaspoon ground cinnamon
1/8 teaspoon ground cardamom
1/8 teaspoon ground allspice
Arrange the figs cut-side up
on four plates. Using the back of
a teaspoon gently press into the
center of the fig to make a small
indentation. Add a spoonful of
mascarpone to each center; set
plates aside.
Place honey and spices in a
small microwavable bowl and zap,
until the honey is liquefied and
warm. Blend well then drizzle over
each fig. Serve immediately. v
yet they carry the weight of the
Bard’s best work.
Branagh is also an excellent
director of actors, and pulled
solid performances from his cast.
His approach with the villain
was especially smart. Too many
movie bad guys ooze slime, but
the nasty piece of work at the
center of “Thor” is manipulative
and evil without being blatantly
snaky.
Also, while “Thor” is Branagh’s
first big special effects
picture, he handles the action
admirably, delivering a couple
of spectacular battle scenes and
some terrific visuals on Asgard.
“Thor” is well worth the extra
bucks if you can see it in 3D on
an IMAX screen.
“Thor” isn’t perfect. Foster
and Thor aren’t given enough
screen time together to develop
a believable romance, and
the chemistry between them
is weak. Also, the film doesn’t
end as strongly as it begins.
Still, despite these significant
shortcomings. “Thor” delivers
the goods.
Rated PG-13 for sequences of
intense sci-fi action and violence.
Three stars out of four. Email
David Laprad at dlaprad@hamiltoncountyherald.com.
v
family is different, but in mine,
when a person brings a dish to
share, the leftovers are often
returned as they leave (along
with the dish, washed and sparkling).
Some leftovers are simply
too dangerous to have around
the host’s house. Not everyone
dares to have my Aunt Lena’s
tasty molded Jell-O salad sitting
in the fridge, calling out for a
midnight snack.
Send questions via e-mail to
askamy@tribune.com or by mail
to Ask Amy, Chicago Tribune,
TT500, 435 N. Michigan
Ave., Chicago, IL 60611. Amy
Dickinson’s memoir, “The Mighty
Queens of Freeville: A Mother,
a Daughter and the Town that
Raised Them” (Hyperion), is
available in bookstores.
©2011 BY THE CHICAGO
TRIBUNE DISTRIBUTED BY
TRIBUNE MEDIA SERVICES,
INC. v

22 Friday, May 13, 2011 www.hamiltoncountyherald.com
HAMILTON COUNTY HERALD
Public Notices Continued from page 20
certain property therein described to Broadway
Title, Inc. as Trustee for Mortgage Electronic
Registration Systems, Inc., as a separate
corporation that is acting solely as nominee
for First Franklin, a division of National
City Bank, and First Franklin, a division of
National City Bank’s successors and assigns;
and the undersigned, Shellie Wallace of Wilson
& Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 6,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
SITUATED in Lot Twenty-Two (22), Block A,
Gillespie Park, as shown by plat of record in
Plat Book 11, Page 23, in the Register’s Office
for Hamilton County, Tennessee.
SUBJECT TO Restrictions shown in Deed
Book 542, Page 53, in the Register’s Office for
Hamilton County, Tennessee.
THIS CONVEYANCE is subject to any and all
restrictions, easements, setback lines, conditions,
plat of record, and encumbrances of
record in the Register’s Office for the aforesaid
county.
ALSO KNOWN AS: 1008 North Larchmont
Avenue, Chattanooga, Tennessee 37411
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following parties
may claim an interest in the above-referenced
property: Deborah Moses; First Union
Mortgage Corporation
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 726-157888
DATED May 2, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/6,5/13,5/20/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated
April 20, 2006, and the Deed of Trust of even
date securing the same, recorded April 21,
2006, at Book GI 7913, Page 214 in Office of
the Register of Deeds for Hamilton County,
Tennessee, executed by Roman J. Stalka and
Jennifer L Stalka, conveying certain property
therein described to Arnold M. Weiss, Esq.
as Trustee for Wells Fargo Bank, N.A.; and
the undersigned, Shellie Wallace of Wilson &
Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 6,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
In the Second Civil District of Hamilton County,
Tennessee: Being lot One Hundred Thirty,
River Run Subdivision, Unit Three, as shown
by plat recorded in Plat Book 43, Page 175, in
the Register’s Office of Hamilton County, Tennessee.
Subject to any Governmental zoning
and subdivision ordinances or regulations in
effect thereon. Subject to Conditions, Restrictions,
Limitations, Easements, etc. as set out in
instrument recorded in Book 3440, Page 488,
as amended in Book 3553, Page 687, and Book
3681, Page 484, and as set out or stipulated on
recorded plat. Subject to Sixteen, foot Electric
Power Board and South Central Bell Easement
as shown by dotted lines on said recorded plat.
Subject to Ten foot by Ten foot Electric Power
Board and South Central Bell Easement as
shown by dotted lines on said recorded plat.
ALSO KNOWN AS: 7224 River Run Drive,
Chattanooga, Tennessee 37416-1075
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following par-
ties may claim an interest in the above-referenced
property: Roman J. Stalka; Jennifer L
Stalka; Wells Fargo Bank N.A.
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 717-193332
DATED May 2, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/6,5/13,5/20/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance
of the covenants, terms, and conditions
of a Deed of Trust Note dated July 10, 2007,
and the Deed of Trust of even date securing
the same, recorded July 12, 2007, at Book
GI 8402, Page 846 in Office of the Register
of Deeds for Hamilton County, Tennessee,
executed by Patricia Ann Roddy, conveying
certain property therein described to Brandon
G. Polito as Trustee for Wells Fargo Financial
Tennessee 1, LLC.; and the undersigned, Shellie
Wallace of Wilson & Associates, P.L.L.C.,
having been appointed Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 6,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
All that certain property situated in the 2nd
Civil District County of Hamilton and State of
Tennessee, being described as follows:
Being a part of the NW ¼ of Section 30,
Township 3, Range 2 West of the Basis Line,
Ocoee District and being more particularly
described as follows:
Beginning at a point in the Southwestern line
of Providence Road, which point is at the
Southeastern corner of the tract conveyed to
Wayne D. Henry and wife, Judith L. Henry
in Book 2075, Page 466, in the Register’s
Office of Hamilton County, Tennessee: thence
South 18 degrees 7 minutes East along the
southwestern line of Providence Road 311.86
feet to a point; thence South 71 degrees 53
minutes West 1089.58 feet to a point; thence
North 66 degrees 44 minutes West 259.15
feet to a point; thence North 11 degrees 54
minutes East 161.1 feet to a point; which
point is the Southwestern corner of said Henry
tract; thence North 71 degrees 53 minutes East
along the southeastern line of said Henry tract,
1201.75 feet to the point of beginning.
ALSO KNOWN AS: 8300 Providence Road,
Ooltewah, Tennessee 37363-9616
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Patricia Ann Roddy; The
Title Guaranty and Trust Company; The Title
Guaranty and Trust Company
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 717-209305
DATED May 2, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/6,5/13,5/20/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance
of the covenants, terms, and conditions
of a Deed of Trust Note dated April 26, 2007,
and the Deed of Trust of even date securing
the same, recorded April 30, 2007, at Book
GI 8321, Page 365 in Office of the Register
of Deeds for Hamilton County, Tennessee,
executed by Mitchell Sloan and Mary Anne
Hixson, conveying certain property therein
described to Brandon G. Polito as Trustee for
Wells Fargo Financial Tennessee, Inc; and
the undersigned, Shellie Wallace of Wilson &
Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 6,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
A certain tract or parcel of land in Hamilton
County, State of Tennessee, described as
follows, to-wit: In the City of Chattanooga,
Hamilton County, Tennessee, being Lot 55,
Winfield Estates, a Resubdivision of a part of
Brainerd Bend Addition as shown by plat of
record in Plat Book 14, Page 79, in the Register’s
Office of Hamilton County, Tennessee.
ALSO KNOWN AS: 101 Viston Avenue,
Chattanooga, Tennessee 37411-4926
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Mitchell Sloan; Mary
Anne Hixson
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 717-184083
DATED May 2, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/6,5/13,5/20/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated May
26, 2005, and the Deed of Trust of even date
securing the same, recorded June 16, 2005,
at Book GI 7567, Page 846 in Office of the
Register of Deeds for Hamilton County, Tennessee,
executed by Jeffrey J. Hunneke and
Stephanie C Hunneke, conveying certain
property therein described to Credit-Facts of
America as Trustee for Mortgage Electronic
Registration Systems as nominee for Dream
House Mortgage Corporation , A Rhode Island
Corporation; and the undersigned, Shellie Wallace
of Wilson & Associates, P.L.L.C., having
been appointed Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 6,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
Located in the Third Civil District of Hamilton
County, Tennessee:
Lot One Hundred Thirty-Seven (137) Corrective
plat, Phase I, Boston Branch Subdivision,
as shown by plat recorded in Plat Book 62,
Page 300, in the Register’s Office of Hamilton
County, Tennessee.
Subject to and together with easements, rights,
ect., as set out in Book 3427 Page 777, in
the Register’s Office of Hamilton County,
Tennessee.
The source of Grantor’s interest is found in
Deed recorded in Book 5109, Page 850, in
the Register’s Office of Hamilton County,
Tennessee.
Subject to restrictions and lien of assessments
recorded in Book 2088, Page 25, in
Book 2227, Page 104, in Book 2386, Page
165 and as imposed in Book 3427, Page 777,
in the Register’s Office of Hamilton County,
Tennessee.
Subject to conditions and easements of record
in Book 2116, Page 186, in the Register’s Office
of Hamilton County, Tennessee.
Subject to building setback line as shown,
described or noted on legend of recorded plat.
Subject to Building setback line as shown,
described or notes on recorded plat.
Subject to anchor easement as shown, described
or noted on recorded plat.
Subject to twenty-five (25) Foot Field line
setback from all drainage easements as shown
described or notes on recorded plat.
Subject to drainage easement as shown described
or notes on recorded plat.
Subject to Electric Power Board Easement as
set out in instrument recorded in Book 5618,
Page 690, said Register’s Office.
ALSO KNOWN AS: 2258 Little Bend Road,
Signal Mountain, Tennessee 37377
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following parties
may claim an interest in the above-referenced
property: Jeffrey J. Hunneke; Stephanie
C Hunneke; Corinthian Mortgage Corporation;
Mortgage Electronic Registration System, Inc
as nominee for Dream House Mortgage Cor-
poration; Dream House Mortgage Corporation;
PNC Consumer Services; Capital One Bank;
Discover Bank; Chase Bank USA, N.A.
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 870-121059
DATED May 2, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/6,5/13,5/20/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance
of the covenants, terms, and conditions
of a Deed of Trust Note dated January 5, 2005,
and the Deed of Trust of even date securing
the same, recorded January 20, 2005, at Book
GI 7403, Page 173 in Office of the Register of
Deeds for Hamilton County, Tennessee, executed
by Mark Edward Asciolla Julie Beaty
Asciolla and Anna Feedman, conveying
certain property therein described to Millard S.
Rubenstein as Trustee for Mortgage Electronic
Registration Systems, Inc., as a separate corporation
that is acting solely as a nominee for 1st
Mariner Bank and 1st Mariner Bank’s successors
and assigns; and the undersigned, Shellie
Wallace of Wilson & Associates, P.L.L.C.,
having been appointed Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 6,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
The following described real estate, to wit:
Located in the City of Chattanooga Hamilton
County, Tennessee:
The South one half (1/2) of Lot Four (4) and
part of Lot Three (3), Block Two, Marimont,
as shown on plat recorded in Plat Book 14,
page 12, in the Register’s Office of Hamilton
County, Tennessee, and described as:
Beginning at a pipe in the Southeastern line
of Marijon Drive, 50 feet Southwest of the
extreme Northern corner of Lot Three (3);
thence Northeastwardly along the Southeastern
line of Marijon Drive, 100 feet to a pipe;
thence South 42 degrees 18 minutes East 210
feet to the Eastern line of Lot Four (4); thence
along the Eastern line of Lot Four (4), South
23 degrees 35 minutes West 83.90 feet to the
corner of Lots Three (3) and Four (4); thence
North 47 degrees 18 minutes West 266.50 feet
to the beginning.
ALSO KNOWN AS: 1214 Marijon Drive,
Chattanooga, Tennessee 37421
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Mark Edward Asciolla;
Capital One Bank (USA), N.A.; Julie Beaty
Asciolla; Anna Feedman
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 817-208889
DATED May 2, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
VA No. LH-0202060527457
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/6,5/13,5/20/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated February
5, 2008, and the Deed of Trust of even
date securing the same, recorded February 13,
2008, at Book GI 8588, Page 866 in Office of
the Register of Deeds for Hamilton County,
Tennessee, executed by Curtis L. Haman,
conveying certain property therein described to
A-1 Title & Escrow, Inc as Trustee for Mortgage
Electronic Registration Systems, Inc., as
a separate corporation that is acting solely as
a nominee for United Capital Mortgage and
United Capital Mortgage’s successors and
assigns; and the undersigned, Shellie Wallace
of Wilson & Associates, P.L.L.C., having been
appointed Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 6,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennes-
see, offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
Lot Seven (7), Gamills Revised Plat of Lots
Nine (9) to Nineteen (19), East View Terrace,
as shown by plat of record in Plat Book 8,
Page 39, in the Register’s Office of Hamilton
County, Tennessee.
Subject to restrictions in Book 517, Page 154,
said Register’s Office.
Subject to any Covenants, Conditions, Restrictions,
Reservations, or Easements of record,
including matters shown on recorded plats.
Subject to any Governmental Zoning and
Subdivision Ordinances or Regulations in
effect thereon.
ALSO KNOWN AS: 3810 Provence Street,
Chattanooga, Tennessee 37411
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following parties
may claim an interest in the above-referenced
property: Curtis L. Haman; Unknown
Spouse of Curtis L. Haman
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 817-208886
DATED May 2, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/6,5/13,5/20/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance
of the covenants, terms, and conditions
of a Deed of Trust Note dated December 7,
2007, and the Deed of Trust of even date
securing the same, recorded December 10,
2007, at Book GI 8541, Page 768 in Office of
the Register of Deeds for Hamilton County,
Tennessee, executed by Jeffrey Loren Olson
and Tina Ruth Olson, conveying certain
property therein described to Kathryn L. Harris
a resident of Rossville, TN 38066 as Trustee
for Mortgage Electronic Registration Systems,
Inc., as a separate corporation that is acting
solely as a nominee for Community Mortgage
Corporation and Community Mortgage
Corporation’s successors and assigns; and the
undersigned, Shellie Wallace of Wilson &
Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 6,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
In the Third Civil District of Hamilton County,
Tennessee:
Lot One Hundred Twenty-eight (128), Timber
Ridge Subdivision, Phase Three (3), as shown
by plat of record in Plat Book 80, Page 174,
in the Register’s Office of Hamilton County,
Tennessee.
Subject to governmental zoning and subdivision
ordinances or regulations in effect
thereon.
Subject to restrictions of record in Book 7779,
Page 211, in the Register’s Office of Hamilton
County, Tennessee.
Subject to Sixteen (16) foot EFB Easement
as shown on recorded plat, and as recorded in
Book 5259, Page 313, in the Register’s Office
of Hamilton County, Tennessee.
Subject to Ten (10) foot Wide Power and
Communication Easement on all lot fronts as
shown by dotted line on recorded plat.
Subject to conditions and Easements contained
in document of record in Book 2116, Page 186,
in the Register’s Office of Hamilton County,
Tennessee.
Subject to all notes as set out on recorded plat.
Subject to all notes, information, restrictions,
easements, and encumbrances as shown on
said subdivision plat.
ALSO KNOWN AS: 9646 Slippery Elm
Lane, Soddy-Daisy, Tennessee 37379
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following par-
Continued on page 23

HAMILTON COUNTY HERALD www.hamiltoncountyherald.com
Friday, May 13, 2011 23
Public Notices Continued from page 22
ties may claim an interest in the above-referenced
property: Jeffrey Loren Olson; Tina
Ruth Olson
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 717-179879
DATED May 2, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/6,5/13,5/20/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated
February 3, 2005, and the Deed of Trust of
even date securing the same, recorded February
8, 2005, at Book GI 7421, Page 244 in
Office of the Register of Deeds for Hamilton
County, Tennessee, executed by Eric S. Bannister
and Donya K. Bannister, conveying
certain property therein described to Kathryn
L. Harris as Trustee for Mortgage Electronic
Registration Systems, Inc. acting as a separate
corporation solely as nominee for Community
Mortgage Corporation and Community Mortgage
Corporation’s successors and assigns; and
the undersigned, Shellie Wallace of Wilson &
Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 6,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
The following described real estate in the
Third Civil District, Hamilton County, Tennessee:
Lot Five (5), Block B, Wilbanks Subdivision,
as shown by plat recorded in Plat Book 14,
Page 149, of the Register’s Office, Hamilton
County, Tennessee. According to said plat said
lot fronts 75 feet on the South line of Paulmar
Drive, and extends back southwardly, between
parallel lines, 140 feet to the north line of Lot
18, in said block.
Subject To any governmental zoning and
subdivision ordinances or regulations in effect
thereon.
Subject To restrictions recorded in Book 878,
Page 645, as modified in Book 987, Page 566
of the Register’s Office, Hamilton County,
Tennessee; but omitting any covenant or
restriction based on race, color, religion, sex,
handicap, familial status or national origin
unless and only to the extent that said covenant
is exempt under Chapter 42, Section 3607 of
the United States Code or relates to handicap
but does not discriminate against handicapped
persons.
Subject To right of way of Paulmar Drive.
Subject To all notes, matters, etc. as shown on
recorded plat.
ALSO KNOWN AS: 10 Paulmar Drive,
Chattanooga, Tennessee 37415
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Eric S. Bannister; Donya
K. Bannister
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 726-204056
DATED May 2, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/6,5/13,5/20/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance
of the covenants, terms, and conditions
of a Deed of Trust Note dated June 28, 2007,
and the Deed of Trust of even date securing
the same, recorded July 31, 2007, at Book GI
8421, Page 723 in Office of the Register of
Deeds for Hamilton County, Tennessee, executed
by Vinicio Jonathan Liriano and Raitel
Liriano, conveying certain property therein
described to PRLAP, Inc. as Trustee for Bank
of America, N.A.; and the undersigned, Shellie
Wallace of Wilson & Associates, P.L.L.C.,
having been appointed Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 6,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
The land referred to in this policy is situated
in the State of Tennessee, County of Hamilton,
City of Apison and described as follows: lot
2, final plat, McDonald terrace, lots 1,2,6, 7,
and 26, of record in plat Book 60, page 188,
in the Register’s office of Hamilton County.
Tennessee.
ALSO KNOWN AS: 4357 McDonald Road,
Apison, Tennessee 37302
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Vinicio Jonathan Liriano;
Raitel Liriano
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 726-203730
DATED May 2, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/6,5/13,5/20/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance
of the covenants, terms, and conditions
of a Deed of Trust Note dated July 19, 1996,
and the Deed of Trust of even date securing the
same, recorded July 26, 1996, at Book 4719,
Page 85 in Office of the Register of Deeds
for Hamilton County, Tennessee, executed by
Brenda M. Hollingsworth, conveying certain
property therein described to Thomas F. Baker,
IV as Trustee for FT Mortgage Companies
d/b/a First Tennessee Mortgage Company, Inc.;
and the undersigned, Shellie Wallace of Wilson
& Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 6,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
In the City of Chattanooga, Hamilton County,
Tennessee:
Lot Twenty-Six (26), Esquire Estate subdivision,
as shown by plat of record in Plat Book
27, page 82, in the Register’s Office of Hamilton
County, Tennessee. Reference is made
for prior title to Deeds of record in Book 2113,
page 226 and Book 3270, page 943, in the
Register’s Office of Hamilton County, Tennessee.
Description same as prior Deed.
Subject to Easements shown and/or stipulated
on Plat.
Subject to Restrictive Covenants recorded in
Book 1932, page 63, in the Register’s Office of
Hamilton County, Tennessee, but omitting any
covenant or restriction based on race, color,
religion, sex, handicap, familial status or national
origin unless and only to the extent that
said covenant (a) is exempt under Chapter 42,
Section 3607 of the United States Code or (b)
relates to handicap but does not discriminate
against handicapped persons.
ALSO KNOWN AS: 6573 Esquire Lane,
Hixson, Tennessee 37343
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following parties
may claim an interest in the above-referenced
property: Brenda M. Hollingsworth;
The City of Chattanooga
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 700-191781
DATED May 2, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/6,5/13,5/20/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated
November 20, 2007, and the Deed of Trust of
even date securing the same, recorded November
27, 2007, at Book GI 8530, Page 689 in
Office of the Register of Deeds for Hamilton
County, Tennessee, executed by Mark A.
Deakins, conveying certain property therein
described to First Title Insurance Company as
Trustee for Mortgage Electronic Registration
Systems, Inc., as a separate corporation that
is acting solely as a nominee for Taylor, Bean
& Whitaker Mortgage Corp. and Taylor, Bean
& Whitaker Mortgage Corp.’s successors and
assigns; and the undersigned, Shellie Wallace
of Wilson & Associates, P.L.L.C., having been
appointed Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 6,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
Located in the First Civil District, Hamilton
County, Tennessee: Being a part of lots twenty
two (22) and twenty three, (23) Subdivision
of H. Clay Evans, Trustee, Tract as shown
by plat of record in Plat Book 11, Page 11
in the Register’s Office of Hamilton County,
Tennessee, being more particularly described
as follows:
Beginning at a point in the Eastern line of
Meadow Lane at the Northwest corner of a
tract conveyed by Basil E. Ellis and wife, to
Walter E. Dean and wife, by deed recorded in
Book 1210, Page 516, Register’s Office, Hamilton
County, Tennessee; running thence Southwardly
along Meadow Lane, sixty five 65 feet,
more or less to a point; thence Eastwardly one
hundred fifty seven and 5/10 (157.5) feet to a
point; thence Northwardly sixty five 65 feet,
more or less, to a point in the North line of the
Dean tract, above referred to; thence Westwardly
one hundred fifty seven and five tenths
f(157.5) feet to the point of beginning.
Subject to any governmental zoning and subdivision
ordinances and regulations in effect
thereon. Subject to All applicable conditions,
restrictions, reservations, easements, etc., as
shown on said recorded plat.
ALSO KNOWN AS: 4004 Meadow Lane,
Chattanooga, Tennessee 37406
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following parties
may claim an interest in the above-referenced
property: Mark A. Deakins
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 717-209421
DATED May 2, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/6,5/13,5/20/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated February
10, 2003, and the Deed of Trust of even
date securing the same, recorded February 19,
2003, at Book GI 6550, Page 906 in Office of
the Register of Deeds for Hamilton County,
Tennessee, executed by Melanie Caslin,
conveying certain property therein described
to First American Title Insurance Company
of Chattanooga, TN as Trustee for Compass
Mortgage Inc; and the undersigned, Shellie
Wallace of Wilson & Associates, P.L.L.C.,
having been appointed Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 6,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
Lot 4, Brookhaven Heights, as shown by
Plat Recorded in Plat Book 24, Page 27, in
the Register’s Office Of Hamilton County,
Tennessee, to which plat references is hereby
made for a more particular description of said
property.
ALSO KNOWN AS: 2307 Brookhaven
Circle, Chattanooga, Tennessee 37421
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following parties
may claim an interest in the above-referenced
property: Melanie Caslin; Key Bank
USA, NA
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 717-208867
DATED May 2, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FHA No. 481-2369927
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/6,5/13,5/20/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated February
18, 2005, and the Deed of Trust of even
date securing the same, recorded February 28,
2005, at Book GI 7441, Page 718 in Office of
the Register of Deeds for Hamilton County,
Tennessee, executed by Valentine Davis
a/k/a Valentine S. Davis and James Davis
a/k/a James E. Davis, conveying certain
property therein described to Century Title and
Escrow as Trustee for American Acceptance
Mortgage, Inc., a Tennessee Corporation; and
the undersigned, Shellie Wallace of Wilson &
Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 6,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
Lots 40 & 41, River Bend Estates Subdivision,
Unit Four (4), of record in Plat Book 40,
Page 178, in the Register’s Office of Hamilton
County, Tennessee.
THIS CONVEYANCE MADE SUBJECT TO
THE FOLLOWING:
Subject to all notes, stipulations, restrictions,
easements, conditions, and regulations as set
out on recorded plat.
Any governmental zoning and subdivision
ordinances in effect thereon.
ALSO KNOWN AS: 10912 Harbor Road N,
Soddy Daisy, Tennessee 37379
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as
any priority created by a fixture filing; and
to any matter that an accurate survey of the
premises might disclose. In addition, the
following parties may claim an interest in the
above-referenced property: Valentine Davis
a/k/a Valentine S. Davis; James Davis a/k/a
James E. Davis
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 817-203294
DATED May 2, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/6,5/13,5/20/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and conditions
of a Deed of Trust Note dated October
17, 2005, and the Deed of Trust of even date
securing the same, recorded October 24, 2005,
at Book GI 7720, Page 743 in Office of the
Register of Deeds for Hamilton County, Tennessee,
executed by David Lee Howell and
Lori L. Howell, conveying certain property
therein described to Northgate Title Escrow,
Inc. as Trustee for Mortgage Electronic Registration
Systems, Inc., as a separate corporation
that is acting solely as a nominee for M&T
Mortgage Corporation and M&T Mortgage
Corporation’s successors and assigns; and the
undersigned, Shellie Wallace of Wilson &
Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 6,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
Lot Twenty-three (23), North Chester Subdivision,
Unit II, as shown by plat of record in Plat
Book 26, Page 105, in the Register’s Office of
Hamilton County, Tennessee.
Subject to Sixteen (16) foot Telephone Company
Easement as shown on recorded plat.
Subject to Ten (10) foot Drainage Easement as
shown on recorded plat.
Subject to Building setback lines as shown on
recorded plat.
Subject to Three (3) foot Water Line Easement
as shown on recorded plat.
Subject to any governmental zoning and
subdivision ordinances or regulations in effect
thereon.
Hamilton County, Tennessee.
ALSO KNOWN AS: 1536 North Chester
Road, Hixson, Tennessee 37343
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following parties
may claim an interest in the above-referenced
property: David Lee Howell; Lori L.
Howell; Fidelity Bank
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 700-194469
DATED May 2, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/6,5/13,5/20/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance
of the covenants, terms, and conditions
of a Deed of Trust Note dated November 16,
1999, and the Deed of Trust of even date securing
the same, recorded December 1, 1999,
at Book GI 5492, Page 659 in Office of the
Register of Deeds for Hamilton County, Tennessee,
executed by Herbert Shoulders, III,
conveying certain property therein described
to Pioneer Title Agency, Inc. as Trustee for
Associates Home Equity Loan Corporation;
and the undersigned, Shellie Wallace of Wilson
& Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 6,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
Located in the City of Chattanooga of Hamilton
County, Tennessee: Lots 12 and 13, Block
1, Arcadia Heights as per plat of record in Plat
Book 8, Page 44, in the Register’s Office of
Hamilton County, Tennessee. The source of
Grantor’s interest is found in Deed recorded in
Book 3263, Page 341, in the Register’s Office
of Hamilton County, Tennessee.
ALSO KNOWN AS: 1009 Overlook Drive,
Chattanooga, Tennessee 37411
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following parties
may claim an interest in the above-referenced
property: Herbert Shoulders , III; Sears;
Capital One Bank; Herbert Shoulders, III
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 817-187442
DATED May 2, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/6,5/13,5/20/11
Continued on page 24

24 Friday, May 13, 2011 www.hamiltoncountyherald.com
HAMILTON COUNTY HERALD
Public Notices Continued from page 23
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance
of the covenants, terms, and conditions
of a Deed of Trust Note dated May 15, 1998,
and the Deed of Trust of even date securing
the same, recorded May 29, 1998, at Book
GI 5103, Page 103 in Office of the Register
of Deeds for Hamilton County, Tennessee,
executed by Jerri L. Lankford and Michael
D. Lankford, conveying certain property
therein described to Roy Swedekum, a resident
of Williamson County Tennessee as Trustee for
One Nationsbank Plate, Nashville, Tennessee;
and the undersigned, Shellie Wallace of Wilson
& Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 6,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
Located in the City Chattanooga, Hamilton
County, Tennessee:
The East Eighty-Five 85 feet of the North One
Hundred Ten 110 feet of Lot B Block 8, Dodds
place to Ridgedale as shown by plat recorded
in Plat Book 2, Page 13, and as revised in Plat
Book 7, Page 44, in the Register’s Office of
Hamilton County, Tennessee.
ALSO KNOWN AS: 2614 East Main, Chattanooga,
Tennessee 37404
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following parties
may claim an interest in the above-referenced
property: Jerri L. Lankford; Michael D.
Lankford; Bank of America N.A.
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 726-205557
DATED May 2, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/6,5/13,5/20/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance
of the covenants, terms, and conditions
of a Deed of Trust Note dated March 4, 2004,
and the Deed of Trust of even date securing
the same, recorded March 8, 2004, at Book
GI 7046, Page 783 in Office of the Register
of Deeds for Hamilton County, Tennessee, executed
by Leslie M. Gothard and Rosa Berry,
conveying certain property therein described to
Marcy L. Pelfrey as Trustee for CitiFinancial,
Inc.; and the undersigned, Shellie Wallace of
Wilson & Associates, P.L.L.C., having been
appointed Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 6,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
Located in the City of Chattanooga, Hamilton
County, Tennessee: Lots number Three hundred
fifty six and three hundred fifty seven in
block number Thirty two in the Mission Ridge
Land Company’s Addition as shown by plat of
record in plat book 2, page 25. In the register’s
office of Hamilton County, Tennessee.
ALSO KNOWN AS: 3208 12th Avenue,
Chattanooga, Tennessee 37407
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Leslie M. Gothard; Rosa
Berry; City of Chattanooga
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 787-209147
DATED May 2, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/6,5/13,5/20/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and conditions
of a Deed of Trust Note dated August
15, 2006, and the Deed of Trust of even date
securing the same, recorded August 17, 2006,
at Book GI 8050, Page 964 in Office of the
Register of Deeds for Hamilton County, Tennessee,
executed by Michael R. Thompson,
conveying certain property therein described
to Larry A. Weissman as Trustee for Mortgage
Electronic Registration Systems, Inc., as a
separate corporation that is acting solely as a
nominee for Suntrust Mortgage, Inc. and Suntrust
Mortgage, Inc.’s successors and assigns;
and the undersigned, Shellie Wallace of Wilson
& Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 6,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
That certain tract or parcel of land in Hamilton
County, (erroneously referred to as Summer
County in deed of acquisition) State of Tennesse,
described as followw, to-wit:
Being a part of Lot Three (3), Block Forty-
Seven, Orchard Knob, as shown by Plat Book
1, page 41, in the Register’s Office of Hamilton
County, Tennessee. According to said plat
said part of Lot fronts 50 feet on the South line
of Ivy Street, and extends back Southwardly,
between parallel lines, 124 feet to a fence line.
ALSO KNOWN AS: 2106 Ivy Street, Chattanooga,
Tennessee 37404
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Michael R. Thompson;
Mortgage Electronic Registration Systems,
Inc as nominee for SunTrust Mortgage, Inc.;
SunTrust Mortgage, Inc.
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 1325-209781
DATED May 2, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-5/6,5/13,5/20/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated
September 16, 2005, and the Deed of Trust of
even date securing the same, recorded September
19, 2005, at Book GI 7680, Page 599 in
Office of the Register of Deeds for Hamilton
County, Tennessee, executed by Benjamin T.
Gooslin a/k/a Benjamin Gooslin and Teresa
A. Gooslin a/k/a Teresa Gooslin, conveying
certain property therein described to Milligan
Reynolds Guaranty Title Agency as Trustee
for Mortgage Electronic Registration System,
Inc as nominee for Home Loan Corporation
D/B/A Expanded Mortgage Credit; and the
undersigned, Shellie Wallace of Wilson &
Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on May 23,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
In the Second Civil District of Hamilton
County, Tennessee:
Lot Thirty-Five (35), County Village Subdivision,
Unit One (1), as shown by plat of record
in Plat Book 32, page 59, in the Register’s
Office of Hamilton County, Tennessee.
Subject to all easements and stipulations
shown on said plat.
Subject to 10 foot drainage easement strad-
dling all side and rear property lines as established
by instrument recorded in book 2116,
page 186, in the Register’s Office of Hamilton
County, Tennessee.
Subject to Restrictive Covenants of record in
Book 2470, page 260, in the Register’s Office
of Hamilton County, Tennessee, but omitting
any covenant or restriction based on race,
color, religion, sex, handicap, familial status
or national origin unless and only to the extent
that said covenant (a) is exempt under Chapter
42, Section 3607 of the United States Code or
(b) relates to handicap but does not discriminate
against handicapped persons. Subject to
Governmental zoning and subdivision ordinances
or regulations in effect thereon.
ALSO KNOWN AS: 5315 Country Village
Drive, Ooltewah, Tennessee 37363
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Benjamin T. Gooslin
a/k/a Benjamin Gooslin; Teresa A. Gooslin
a/k/a Teresa Gooslin; Deutsch Bank National
Trust Company; Home Loan Corporation DBA
Expanded Mortgage Credit
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 1325-182409
DATED April 25, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-4/29,5/6,5/13/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and conditions
of a Deed of Trust Note dated February
23, 2007, and the Deed of Trust of even date
securing the same, recorded September 11,
2007, at Book GI 8466, Page 248 in Office of
the Register of Deeds for Hamilton County,
Tennessee, executed by Wanda Benton,
conveying certain property therein described
to First Title Corporation as Trustee for Mortgage
Electronic Registration Systems, Inc, a
separate corporation that is acting solely as a
nominee for BNC Mortgage, Inc, A Delaware
Corporation and BNC Mortgage, Inc, A Delaware
Corporation’s successors and assigns;
and the undersigned, Shellie Wallace of Wilson
& Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on May 23,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
Lot Thirty-two Green Forest Subdivision,
as shown by plat of record in Plat Book 25,
page 58, in the Register’s Office of Hamilton
County, Tennessee.
ALSO KNOWN AS: 2308 Green Forest
Lane, Chattanooga, Tennessee 37406
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following parties
may claim an interest in the above-referenced
property: Wanda Benton
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 700-175462
DATED April 25, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-4/29,5/6,5/13/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance
of the covenants, terms, and conditions
of a Deed of Trust Note dated June 19, 2008,
and the Deed of Trust of even date securing
the same, recorded June 26, 2008, at Book
GI 8700, Page 642 in Office of the Register
of Deeds for Hamilton County, Tennessee,
executed by Phillip H. Lancaster, conveying
certain property therein described to Kathy
Winstead as Trustee for JPMorgan Chase
Bank, N.A.; and the undersigned, Shellie Wal-
lace of Wilson & Associates, P.L.L.C., having
been appointed Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on May 23,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
Lot Two Hundred (200), Block Six (6),
Oakview, as shown by plat recorded in Plat
Book 5, Page 69, in the Register’s Office of
Hamilton County, Tennessee.
This conveyance is made subject to the following:
Subject to any governmental zoning and
subdivision regulations or ordinances in effect
thereon.
Subject to any Easement over any existing
water lines which may be located on said lots.
ALSO KNOWN AS: 4127 Quinn Adams
Street, Chattanooga, Tennessee 37410
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following parties
may claim an interest in the above-referenced
property: Phillip H. Lancaster
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 700-189024
DATED April 25, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-4/29,5/6,5/13/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance
of the covenants, terms, and conditions
of a Deed of Trust Note dated December 5,
2006, and the Deed of Trust of even date securing
the same, recorded December 14, 2006,
at Book GI 8181, Page 488 in Office of the
Register of Deeds for Hamilton County, Tennessee,
executed by David P Taylor and Carmella
D. Taylor, conveying certain property
therein described to Fidelity National Loan
Portfolio Solutions, A California Corporation
as Trustee for Mortgage Electronic Registration
Systems, Inc as nominee for Metrocities
Mortgage, LLC; and the undersigned, Shellie
Wallace of Wilson & Associates, P.L.L.C.,
having been appointed Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on May 23,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
Lot 35 Being all of Lot 35, as recorded in
Plat Book 78, Page 130, Register’s Office
of Hamilton County, Tennessee. Being more
particularly described as follows: True point
of beginning being at the North west corner
of Lot 35, said Plat Book; thence South 66
degrees 39 minutes 50 seconds East 46.00 feet
to a point; thence South 23 degrees 20 minutes
10 seconds West 131.71 feet to a point; thence
North 66 degrees 39 minutes 50 seconds West
21.00 feet to a point; thence with a curve to the
right, said curve having a length of 39.27 feet,
a radius of 25.00 feet, a delta Angel of 90 degrees
00 minutes 00 seconds, a chord bearing
and distance of North 21 degrees 39 minutes
50 seconds West 35.36 feet; thence North 23
degrees 20 minutes 10 seconds East 106.71
feet to the True Point of beginning. Being and
containing .14 acres, more or less.
ALSO KNOWN AS: 265 West 37th Street,
Chattanooga, Tennessee 37410
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following parties
may claim an interest in the above-referenced
property: David P Taylor; Carmella D.
Taylor; Chattanooga Housing Authority; The
Villages at Alton Park Homeowner’s Association,
Inc.
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 717-130403
DATED April 25, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FHA No. 481-2592166
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-4/29,5/6,5/13/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated February
21, 2007, and the Deed of Trust of even
date securing the same, recorded February 27,
2007, at Book GI 8253, Page 692 in Office of
the Register of Deeds for Hamilton County,
Tennessee, executed by Kirsten Ridge-Parker
and Anthony D. Parker, conveying certain
property therein described to Arnold M. Weiss,
Esq., Shelby County as Trustee for Wells Fargo
Bank, N.A.; and the undersigned, Shellie Wallace
of Wilson & Associates, P.L.L.C., having
been appointed Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on May 23,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
LOCATED IN THE SECOND CIVIL
DISTRICT OF HAMILTON COUNTY,
TENNESSEE: LOT ONE HUNDRED NINE
(109), SHADOW RIDGE SUBDIVISION, AS
SHOWN ON PLAT RECORDED IN PLAT
BOOK 53, PAGE 151, IN THE REGISTER’S
OFFICE OF HAMILTON COUNTY, TEN-
NESSEE. BEING THE SAME PROPERTY
CONVEYED TO ANTHONY D. PARKER
AND WIFE, KIRSTEN RIDGE-PARKER
BY DEED TO CREATE TENANTS BY
THE ENTIRETY, DATED FEBRUARY 15,
2007, AND RECORDED IN BOOK 8242,
PAGE 89, IN THE REGISTER’S OFFICE
OF HAMILTON COUNTY, TENNESSEE.
SEE ALSO DEED DATED MARCH 27,
2003, AND OF RECORD IN BOOK 6604,
PAGE 523, IN THE REGISTER’S OFFICE
OF HAMILTON COUNTY, TENNESSEE.
SUBJECT TO EASEMENTS, CONDI-
TIONS AND STIPULATIONS AS SHOWN
AND/OR NOTED ON SUBDIVISION PLAT.
SUBJECT TO RESTRICTIVE COVENANTS
OF RECORD IN BOOK 4413, PAGE 212, IN
THE REGISTER’S OFFICE OF HAMILTON
COUNTY, TENNESSEE, BUT OMITTING
ANY COVENANT OR RESTRICTION
BASED ON RACE, COLOR, RELIGION,
SEX, HANDICAP, FAMILIAL STATUS, OR
NATIONAL ORIGIN UNLESS AND ONLY
TO THE EXTENT THAT SAID COVENANT
(A) IS EXEMPT UNDER CHAPTER 42,
SECTION 3607 OF THE UNITED STATES
CODE OR (B) RELATES TO HANDI-
CAP BUT DOES NOT DISCRIMINATE
AGAINST HANDICAPPED PERSONS.
SUBJECT TO GOVERNMENTAL ZONING
AND SUBDIVISION ORDINANCES OR
REGULATIONS IN EFFECT THEREON.
COMMONLY KNOWN AS: 9314 SHADOW
POINT CIRCLE, CHATTANOOGA, TN
37421.
ALSO KNOWN AS: 9314 Shadow Point
Circle, Chattanooga, Tennessee 37421
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as
any priority created by a fixture filing; and
to any matter that an accurate survey of the
premises might disclose. In addition, the
following parties may claim an interest in the
above-referenced property: Kirsten Ridge-
Parker; Anthony D. Parker; American General
Financial Services, Inc.
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 717-142331
DATED April 25, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-4/29,5/6,5/13/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated
April 12, 2004, and the Deed of Trust of even
date securing the same, recorded April 19,
2004, at Book GI 7094, Page 767 in Office of
the Register of Deeds for Hamilton County,
Tennessee, executed by Perry Lawrence and
Viola Lawrence, conveying certain property
Continued on page 25

HAMILTON COUNTY HERALD www.hamiltoncountyherald.com
Friday, May 13, 2011 25
Public Notices Continued from page 24
therein described to Arnold M. Weiss, Esq.,
208 Adams Avenue, Memphis, TN 38103 as
Trustee for Wells Fargo Home Mortgage, Inc.;
and the undersigned, Shellie Wallace of Wilson
& Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on May 23,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
In The City of Chattanooga, Hamilton County,
Tennessee: Lot 15, Legends Subdivision,
Planned Unit Development, as shown by
plat of record in Plat Book 54, page 29, in
the Registers Office of Hamilton County,
Tennessee. Reference is made for prior title to
Deed of record in Book 4511, page 519, in the
Registers Office of Hamilton County, Tennessee.
Commonly known as: 1902 Stoney Creek
Drive, Chattanooga, Tennessee, 37421. Subject
to all easements and stipulations shown
on said plat. Subject to Restrictive Covenants
contained in Declaration of Covenants And
Restrictions for Legends Subdivision, recorded
in Book 4507, page 473, as supplemented
in Book 4681, page 66, as amended in Book
4776, page 144, as amended in Book 4776,
page 147, as supplemented in Book 4805,
page 601, and as amended in Book 5140, page
181, as affected by document of record in
Book 6095, page 842 in the Registers Office
of Hamilton County, Tennessee, but omitting
any covenant or restriction based on race,
color, religion, sex, handicap, familial status
or national origin unless and only to the extent
that said covenant A is exempt under Chapter
42, Section 3607 of the United States Code or
B relates to handicap but does not discriminate
against handicapped persons. Subject to lien
of assessments provided for in Declaration
Of Covenants And Restrictions For Legends
Subdivision, recorded in Book 4507, page 473,
as supplemented in Book 4681, page 66, as
amended in Book 4776, page 144, as amended
in Book 4776, page 147, as supplemented in
Book 4805, page 601, and as amended in Book
5140, page 181, as affected by document of record
in Book 6095, page 842 in die Register’s
Office of Hamilton County, Tennessee. Subject
to all other terms and provisions of Declaration
of Covenants And Restrictions For Legends
Subdivision, recorded in Book 4507, page 473,
as supplemented in Book 4681, page 66, as
amended in Book 4776, page 144, as amended
in Book 4776, page 147, as supplemented in
Book 4805, page 601, and as amended in Book
5140, page 181, as affected by document of record
in Book 6095, page 842 in the Register’s
Office of Hamilton County, Tennessee.
ALSO KNOWN AS: 1902 Stoney Creek
Drive, Chattanooga, Tennessee 37421-8100
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Perry Lawrence; Viola
Lawrence; Wells Fargo Bank NA; AmSouth
Bank; Legends Homeowners’ Association,
Inc.; American Express Centurion Bank;
Capital One Bank (USA), NA
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 717-181823
DATED April 25, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-4/29,5/6,5/13/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance
of the covenants, terms, and conditions
of a Deed of Trust Note dated April 24, 2007,
and the Deed of Trust of even date securing the
same, recorded May 4, 2007, at Book GI8328,
Page 831 in Office of the Register of Deeds
for Hamilton County, Tennessee, executed by
Joseph D. Weeks and Amanda R. Weeks,
conveying certain property therein described
to Secure Escrow and Title as Trustee for
Mortgage Electronic Registration Systems as
nominee for Elite Service Co., LLC and Elite
Service Co., LLC’s successors and assigns.;
and the undersigned, Shellie Wallace of Wilson
& Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on May 23,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
A certain tract or parcel of land lying Hamilton
County, State of Tennessee, described as
follows, to-wit: All that tract or parcel of land
lying and being in the Third Civil District of
Hamilton Couty, Tennessee, being particularly
described as Lot Seventy Four The Plantation,
Phase 2 as shown by Plat of Record in Book
80, Page 82 and as revised in Book 80, Page
116, in the Register’s Office of Hamilton
County, Tennessee. Subject to easements and
building setback lines of record in Plat Book
80, Page 82 as revised in Plat Book 80, Page
116, Register’s Office of Hamilton County,
Tennessee. Subject to a 20 foot Sewer Easement
as shown on recorded plat. Subject to Ten
foot Drainage Easement as shown on recorded
plat. Subject to Fifteen foot Electric Power
Board power and communication easements
as designated on recorded plat. Subject to
all notes and stipulations set out on recorded
plat. Subject to any existing easements or
restrictions shown on said plat. Subject to any
governmental zoning and subdivision ordinances
or regulations in effect thereon.Subject
to restrictions of record in Book 6238, Page
274, amended in Book 7615, Page 297, and in
Book 2116, Page 186 in the Register’s Office
of Hamilton County, Tennessee. Subject to any
existing restrictions or right of ways.
ALSO KNOWN AS: 12232 Plow Lane,
Soddy Daisy, Tennessee 37379
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following parties
may claim an interest in the above-referenced
property: Joseph D. Weeks; Amanda
R. Weeks
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 717-200585
DATED April 25, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-4/29,5/6,5/13/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated February
2, 2004, and the Deed of Trust of even
date securing the same, recorded February 17,
2004, at Book GI 7023, Page 638 in Office of
the Register of Deeds for Hamilton County,
Tennessee, executed by Steve Westmoreland,
conveying certain property therein described
to Transcontinental Title Co. as Trustee for
”MERS” Mortgage Electronic Registration
Systems, Inc. acting solely as a nominee for
Mortgage Investors Corporation; and the
undersigned, Shellie Wallace of Wilson &
Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on May 23,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
Being located in the Second Civil District,
Hamilton County, Tennessee: Being Lot Eight,
Block G Second Unit of Frederick Homes
Subdivision, as shown by plat recorded in Plat
Book 19, Page 17, of the register’s office of
Hamilton County, Tennessee.
ALSO KNOWN AS: 3611 Helen Lane,
Chattanooga, Tennessee 37412
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following parties
may claim an interest in the above-referenced
property: Steve Westmoreland
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 726-80082
DATED April 25, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-4/29,5/6,5/13/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance
of the covenants, terms, and conditions
of a Deed of Trust Note dated November 6,
2003, and the Deed of Trust of even date securing
the same, recorded November 17, 2003,
at Book GI 6933, Page 222 in Office of the
Register of Deeds for Hamilton County, Tennessee,
executed by David Kile and Rachiel
M. Kile a/k/a Rachiel M. Watson, conveying
certain property therein described to Title
Insurance Company of Chattanooga as Trustee
for ABN AMRO Mortgage Group, Inc.; and
the undersigned, Shellie Wallace of Wilson &
Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on May 23,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
Lot Ninety-Three 93, Lake Terrace Subdivision,
as shown by a revised plat recorded in
Plat Book 20, Page 17, in the Register’s Office
of Hamilton County, Tennessee.
ALSO KNOWN AS: 4805 Hal Drive, Chattanooga,
Tennessee 37416
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following parties
may claim an interest in the above-referenced
property: David Kile; Rachiel M. Kile
a/k/a Rachiel M. Watson; Household Financial
Center Inc.; David Kile
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 817-179911
DATED April 25, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-4/29,5/6,5/13/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance
of the covenants, terms, and conditions
of a Deed of Trust Note dated May 19, 2003,
and the Deed of Trust of even date securing
the same, recorded June 13, 2003, at Book
GI 6712, Page 875 in Office of the Register
of Deeds for Hamilton County, Tennessee,
executed by Rachel Harvey, conveying
certain property therein described to Legacy
Title & Escrow as Trustee for Mortgage Electronic
Registration Systems, Inc., as a separate
corporation that is acting solely as a nominee
for Ivanhoe Financial, Inc., and Ivanhoe
Financial, Inc.’s successors and assigns; and
the undersigned, Shellie Wallace of Wilson &
Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on May 23,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
A certain tract or parcel of land in Hamilton
County, State of Tennessee, described as follows,
to-wit:
In the Second Civil District of Hamilton
County, Tennessee: Lot Seventy Nine (79),
Moon Shadows Subdivision, Unit Two (2),
as shown by plat of record in Plat Book 32,
Page 64, in the Register’s Office of Hamilton
County, Tennessee.
ALSO KNOWN AS: 7308 Carina Trail,
Harrison, Tennessee 37341
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Rachel Harvey; Rachel
Katherine Hixson
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 817-198476
DATED April 25, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-4/29,5/6,5/13/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated April
6, 1993, and the Deed of Trust of even date
securing the same, recorded April 8, 1993, at
Book 4130, Page 154 in Office of the Register
of Deeds for Hamilton County, Tennessee,
executed by Johnny B. Pruett, conveying
certain property therein described to I. Dyke
Tatum as Trustee for Great Financial Federal;
and the undersigned, Shellie Wallace of Wilson
& Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on May 23,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
In the Third Civil District of Hamilton County,
Tennessee: Lot One (1) J. B. Pruett Subdivision,
as shown by plat of record in Plat Book
47, page 320, in the Register’s Office of
Hamilton County, Tennessee.
ALSO KNOWN AS: 13633 Back Valley
Road, Bakewell, Tennessee 37373
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following parties
may claim an interest in the above-referenced
property: Johnny B. Pruett
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 817-209145
DATED April 25, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-4/29,5/6,5/13/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance
of the covenants, terms, and conditions
of a Deed of Trust Note dated August 27, 2008,
and the Deed of Trust of even date securing the
same, recorded September 5, 2008, at Book
GI 8755, Page 33 in Office of the Register
of Deeds for Hamilton County, Tennessee,
executed by James Michael Cloyd, conveying
certain property therein described to Warranty
Title Insurance Co as Trustee for Mortgage
Electronic Registration Systems, Inc., a
separate corporation acting solely as nominee
for Dover Mortgage Company and Dover
Mortgage Company’s successors and assigns;
and the undersigned, Shellie Wallace of Wilson
& Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 20,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
Certain real property situate in the 2th Civil
District of Hamilton County, Tennessee, and
described as follows, to wit:
Being Lot 20, Unit 3, Harbor Woods Subdivision,
as shown by plat of record in Plat
Book 29, page 27, in the Register’s Office of
Hamilton County, Tennessee, to which record
reference is hereby made for a more particular
description thereof.
ALSO KNOWN AS: 6308 Champion Road,
Chattanooga, Tennessee 37416
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be ap-
plicable; any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following parties
may claim an interest in the above-referenced
property: James Michael Cloyd
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 817-209256
DATED April 25, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FHA No. 4812778823
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-4/29,5/6,5/13/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance
of the covenants, terms, and conditions
of a Deed of Trust Note dated November
22, 2006, and the Deed of Trust of even date
securing the same, recorded December 4,
2006, at Book GI 8170, Page 1 in Office of
the Register of Deeds for Hamilton County,
Tennessee, executed by Calvin Flemming,
Sr. and Sharon Yvette Flemming, conveying
certain property therein described to First
American as Trustee for Mortage Electeronic
Registration Systems, Inc as nominee for
New Century Mortgage Corporation; and the
undersigned, Shellie Wallace of Wilson &
Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on May 23,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
The land referred to in this policy is situated
in the State of Tennessee, County of Hamilton
city of Chattanooga, and described as follows:
Lot Two (2), Block D, Gillespie Heights,
as shown by plat of record in plat book 11,
page 47, in the Register’s Office of Hamilton
County, Tennessee said lot fronts 71.5 feet on
the North line of Rogers Road and extends
back northwardly between parallel lines a
distance of 150 feet to the South line of lot
Thirteen (13) in said block.
ALSO KNOWN AS: 3805 Rogers Road,
Chattanooga, Tennessee 37411
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Calvin Flemming , Sr.;
Sharon Yvette Flemming; CitiFinancial, Inc;
Capital One Bank
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 870-173828
DATED April 25, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-4/29,5/6,5/13/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance
of the covenants, terms, and conditions
of a Deed of Trust Note dated May 6, 2005,
and the Deed of Trust of even date securing
the same, recorded May 10, 2005, at Book
GI 7526, Page 116 in Office of the Register
of Deeds for Hamilton County, Tennessee,
executed by Marie Peter, conveying certain
property therein described to The Title Guaranty
and Trust Company as Trustee for Mortgage
Electronic Registration Systems, Inc., as
a separate corporation that is acting solely as a
nominee for Ownit Mortgage Solutions, Inc.,
and Ownit Mortgage Solutions, Inc.’s successors
and assigns; and the undersigned, Shellie
Wallace of Wilson & Associates, P.L.L.C.,
having been appointed Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on May 23,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of

26 Friday, May 13, 2011 www.hamiltoncountyherald.com
HAMILTON COUNTY HERALD
Public Notices Continued from page 25
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
In the Second Civil District of Hamilton
County, Tennessee: Lot 14, Amended Plat of
Brookhaven, shown by plat of record in Plat
Book 10, Page 29, in the Registers Office of
Hamilton County, Tennessee. This conveyance
is made Subject to the following: Any governmental
zoning and subdivision ordinances
in effect thereon. Subject to all notes, stipulations,
restrictions, easements, conditions, and
regulations as set out on recorded plat.
ALSO KNOWN AS: 16 Brockhaven Road,
Chattanooga, Tennessee 37404
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following parties
may claim an interest in the above-referenced
property: Marie Peter; Ownit Mortgage
Solutions, Inc.; Mortgage Electronic Registration
Systems, Inc. as nominee for Ownit
Mortgage Solutions, Inc.; Citizens Savings &
Loan; BAC Home Loans Servicing, LP
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 870-175242
DATED April 25, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-4/29,5/6,5/13/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated January
15, 2004, and the Deed of Trust of even
date securing the same, recorded January 16,
2004, at Book GI 6995, Page 910 in Office of
the Register of Deeds for Hamilton County,
Tennessee, executed by Jonathan P. Bell and
Heather N. Bell, conveying certain property
therein described to Old Republic National
Title as Trustee for Mortgage Electronic Registration
Systems, Inc., as a separate corporation
that is acting solely as a nominee for Suntrust
Mortgage, Inc. and Suntrust Mortgage, Inc.’s
successors and assigns; and the undersigned,
Shellie Wallace of Wilson & Associates,
P.L.L.C., having been appointed Successor
Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on May 23,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
Located in the City of Chattanooga, Hamilton
County, Tennessee: Lot 9, Block 50,
Henderson’s Addition to Highland Park, as
subdivision by G.N. Henson, as shown plat
of record in Plat Book 1, page 41, in the
Register’s Office of Hamilton County, Tennessee.
Subject to any governmental zoning and
subdivision ordinances or regulations in effect
thereon. All notes, stipulations, restrictions,
easements, conditions, and regulations as set
out on recorded plat.
ALSO KNOWN AS: 1615 Kirby Avenue,
Chattanooga, Tennessee 37404-3507
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as
any priority created by a fixture filing; and
to any matter that an accurate survey of the
premises might disclose. In addition, the
following parties may claim an interest in the
above-referenced property: Jonathan P. Bell;
Heather N. Bell
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 870-205840
DATED April 25, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-4/29,5/6,5/13/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance
of the covenants, terms, and conditions
of a Deed of Trust Note dated November
22, 2005, and the Deed of Trust of even date
securing the same, recorded November 28,
2005, at Book GI7758, Page 702 in Office of
the Register of Deeds for Hamilton County,
Tennessee, executed by Leo Galindo and
Toukkata Galindo, conveying certain property
therein described to Milligan - Reynolds
Guaranty Title Agency, Inc. as Trustee for
New Century Mortgage Corporation; and the
undersigned, Shellie Wallace of Wilson &
Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on May 23,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
Lot Twelve, T.C. Sherrill’s Addition to Crestwood
Heights, as shown by plat recorded in
plat book 21, page 82, in the Register’s Office
of Hamilton County, Tennessee. Subject to all
easements and stipulations shown on said plat.
ALSO KNOWN AS: 3625 Cherokke Avenue,
Chattanooga, Tennessee 37412-1105
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Leo Galindo; Toukkata
Galindo; New Century Mortgage Corporation;
Unrecorded Assignee of New Century Mortgage
Corporation
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 870-206253
DATED April 25, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-4/29,5/6,5/13/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated
October 25, 2005, and the Deed of Trust of
even date securing the same, recorded October
26, 2005, at Book GI7724, Page 221 in Office
of the Register of Deeds for Hamilton
County, Tennessee, executed by Robert Aaron
Hoffman and Vanessa Hoffman, conveying
certain property therein described to Chicago
Title Company as Trustee for AMERICASH;
Do you need to publish a legal notice
in Hamilton County?
Fax the information to: 423-648-9844
or Email the ad to:
legals@hamiltoncountyherald.com
Hamilton County Herald
Phone: 423-648-9841
651 East Fourth Street, Suite 100
Chattanooga, Tenn. 37403
Service, accuracy and dependability
and the undersigned, Shellie Wallace of Wilson
& Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on May 23,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
In the City of Chattanooga. Hamilton County,
Tennessee: The South twenty one and eighty
seven one hundredths 21.87 feet of Lot Five 5
and all of Lot Six 6 and the North thirty five 35
feet of Lot Seven 7, Block One 1, Revised plat
of Ferger Place as shown by plat of record in
Plat Book 7, page 28, in the Register’s Office
of Hamilton County, Tennessee. Also included
is that portion of a 10 foot strip lying immediately
East of and adjoining the above described
real estate. According to said plat said lot and
part of lots make one lot fronting 106.87 feet
on the East line of Morningside Drive, formerly
Hickory Street, and running Eastwardly,
of uniform width, a distance of 135 feet. Reference
is made for prior title to Deed of record in
Book 5118, page 960, in the Register’s Office
of Hamilton County, Tennessee. Commonly
known as: 110 Morningside Drive, Chattanooga,
Tennessee 37404. Subject to easement over
a 10 foot strip for rights and privileges of the
gas, telephone and electric light companies for
installing and maintaining their service lines,
as reserved in deed from Central Improvement
Company to Wellington Barnes, dated
November 12, 1915, and recorded in Book N,
Volume 13, page 283, in the Register’s Office
of Hamilton County, Tennessee. Subject to
special covenants and restrictive conditions
imposed in deed from Central Improvements
Company to Wellington Barnes dated
November 12, 1915, and recorded in Book N,
Volume 13, page 283, in the Register’s Office
of Hamilton County, Tennessee, and modified
by instrument recorded in Book D, Volume 27,
page 263, in the Register’s Office of Hamilton
County, Tennessee, but omitting any covenant
or restriction based on race, color, religion,
sex, handicap, familial status or national origin
unless and only to the extent that said covenant
a is exempt under Chapter 42, Section 3607 of
the United States Code or b relates to handicap
but does not discriminate against handicapped
persons. Subject to Governmental zoning and
subdivision ordinances or regulations in effect
thereon.
ALSO KNOWN AS: 110 Morningside
Drive, Chattanooga, Tennessee 37404
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Robert Aaron Hoffman;
Vanessa Hoffman; Mortgage Electronic
Registration Systems, Inc as nominee for Citi
Bank; Citi Bank FSB
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 870-209036
DATED April 25, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-4/29,5/6,5/13/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated May
30, 2007, and the Deed of Trust of even date
securing the same, recorded May 31, 2007,
at Book GI 8356, Page 744 in Office of the
Register of Deeds for Hamilton County, Tennessee,
executed by Thomas Phillip Peck, Jr.
and Jennifer Peck a/k/a Jennifer Kay Peck,
conveying certain property therein described
to Michele L. Coffman for Chattanooga Title,
Inc. as Trustee for Fifth Third Mortgage Company;
and the undersigned, Shellie Wallace of
Wilson & Associates, P.L.L.C., having been
appointed Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on June 6,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
Lot Number 41, J.T. Thomas Addition to
Block 2, Highland Subdivision, as shown
by plat recorded in Plat Book 10, Page 28 in
the Register’s Office of Hamilton County,
Tennessee.
This conveyance is made subject to the following:
Any governmental zoning and subdivision
ordinances or regulations in effect thereon.
All applicable conditions, restrictions, reservations,
easements, etc., as shown on said
recorded plat,
Subject to any and all matters as set out on
plat of record in Plat Book 10, Page 28, in
the Register’s Office of Hamilton County,
Tennessee.
Restrictions as recorded in Book 497, Page
163, in the Register’s Office of Hamilton
County, Tennessee.
ALSO KNOWN AS: 1011 Dartmouth Street,
Chattanooga, Tennessee 37405
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Thomas Phillip Peck ,
Jr.; Jennifer Peck a/k/a Jennifer Kay Peck; The
Bank of East Ridge; Internal Revenue Service
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 949-198823
DATED April 25, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-4/29,5/6,5/13/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance
of the covenants, terms, and conditions
of a Deed of Trust Note dated June 16, 2005,
and the Deed of Trust of even date securing
the same, recorded June 21, 2005, at Book
GI 7571, Page 917 in Office of the Register
of Deeds for Hamilton County, Tennessee,
executed by Jeffrey D. Johnson and Lydia
Johnson, conveying certain property therein
described to Wilson & Associates, PLLC as
Trustee for Centex Home Equity Company,
LLC; and the undersigned, Shellie Wallace of
Wilson & Associates, P.L.L.C., having been
appointed Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on May 23,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
Being the Northern 101.8 feet of Lot 52 and
the Northern 101.8 feet of the Eastern 20
feet of Lot 53, Tunnel Place, East Side Land
Company’s Amended Addition to Missionary
Ridge, in Hamilton County, Tennessee,
as shown by plat of record in Plat Book 7,
Page 42, in the Register’s Office of Hamilton
County, Tennessee.
ALSO KNOWN AS: 3314 Montview Drive,
Chattanooga, Tennessee 37411
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following parties
may claim an interest in the above-referenced
property: Jeffrey D. Johnson; CHEC
Industrial Loan Company; Lydia Johnson
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 931-209125
DATED April 25, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-4/26,5/6,5/13/11
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated
February 6, 2004, and the Deed of Trust of
even date securing the same, recorded February
10, 2004, at Book GI 7017, Page 824 in
Office of the Register of Deeds for Hamilton
County, Tennessee, executed by Candace M.
Campbell and Christopher H. Campbell,
conveying certain property therein described
to Betsy Kennedy as Trustee for CitiFinancial,
Inc.; and the undersigned, Shellie Wallace of
Wilson & Associates, P.L.L.C., having been
appointed Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Shellie
Wallace of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on May 23,
2011 on or about 3:00 P.M., at the Hamilton
County Courthouse, Chattanooga, Tennessee,
offer for sale certain property hereinafter
described to the highest bidder FOR CASH,
free from the statutory right of redemption,
homestead, dower, and all other exemptions
which are expressly waived in the Deed of
Trust, said property being real estate situated in
Hamilton County, Tennessee, and being more
particularly described as follows:
All that certain parcel of land in City of Chattanooga,
Hamilton County, State of Tennessee,
as more fully described in Book GI 6201,
Page 670, ID number 091M-C-6.12, being
known and designated as lot 13, Unit one (1),
Pheasant Run subdivision, filed in plat book
39, Page 296.
ALSO KNOWN AS: 1506 Pheasant Run
Place, Hixson, Tennessee 37343
The HB 3588 letter was mailed to the
borrower(s) pursuant to Tennessee Code Annotated
35-5-117. This sale is subject to all
matters shown on any applicable recorded plat;
any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable;
any statutory rights of redemption
of any governmental agency, state or federal;
any prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Candace M. Campbell;
Christopher H. Campbell; CitiFinancial, Inc
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon announcement
at the time and place for the sale
set forth above. W&A No. 787-207494
DATED April 25, 2011
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Shellie Wallace
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
HCH3T-4/29,5/6,5/13/11
SUBSTITUTE TRUSTEE’S SALE
Sale at public auction will be on May 27,
2011 at 10:00 AM local time, at the west door,
Hamilton County Courthouse, Chattanooga,
Tennessee pursuant to Deed of Trust executed
by Warren T. Allen, unmarried, to First Title
Insurance Company, Trustee, on August 20,
2007 at Book 8452, Page 364; conducted by
Shapiro & Kirsch, LLP Substitute Trustee, all
of record in the Hamilton County Register’s
Office.
Owner of Debt: Financial Freedom Acquisition
LLC
The following real estate located in Hamilton
County, Tennessee, will be sold to the highest
call bidder subject to all unpaid taxes, prior
liens and encumbrances of record:
Described property located in Hamilton
County, Tennessee, to wit: Lot Eighty (80),
Unit Three (3), Murray Hills Estates, as shown
by plat of record in Plat Book 25, page 79,
of the Register’s Office of Hamilton County,
Tennessee.
Street Address: 3910 Merrywood Lane,
Chattanooga, Tennessee 37416
Current Owner(s) of Property: Heirs of Warren
T. Allen
The street address of the above described
property is believed to be 3910 Merrywood
Lane, Chattanooga, Tennessee 37416, but such
address is not part of the legal description of
the property sold herein and in the event of
any discrepancy, the legal description herein
shall control.
SALE IS SUBJECT TO TENANT(S) RIGHTS
IN POSSESSION.
If applicable, the notice requirements of T.C.A.
35-5-117 have been met.
SALE IS SUBJECT TO ONE YEAR RIGHT
OF REDEMPTION IN THE SECRETARY OF
HOUSING AND URBAN DEVELOPMENT
IN THE REGISTER’S OFFICE OF HAMIL-
TON COUNTY, TENNESSEE
All right of equity of redemption, statutory
and otherwise, and homestead are expressly
waived in said Deed of Trust, and the title is
believed to be good, but the undersigned will
sell and convey only as Substitute Trustee.
The right is reserved to adjourn the day of the
sale to another day, time, and place certain
without further publication, upon announcement
at the time and place for the sale set forth
above.
If the highest bidder cannot pay the bid within
twenty-four (24) hours of the sale, the next
highest bidder, at their highest bid, will be
deemed the successful bidder.
This property is being sold with the express
reservation that the sale is subject to confirmation
by the lender or trustee. This sale may be
rescinded at any time.
This office is a debt collector. This is an
attempt to collect a debt and any information
obtained will be used for that purpose.
Shapiro & Kirsch, LLP Substitute Trustee
www.kirschattorneys.com
Law Office of Shapiro & Kirsch, LLP
555 Perkins Road Extended, Second Floor
Memphis, TN 38117
Phone (901)767-5566
Fax (901)761-5690
S&K11-015306
HCH3T-4/29,5/6,5/13/11 v

HAMILTON COUNTY HERALD www.hamiltoncountyherald.com
Friday, May 13, 2011 27
TRUSTEE/MORTGAGEE’S SALES SCHEDULED IN THE NEXT 3 WEEKS
Property City Instr # Owner Trustee
SALES TO TAKE PLACE ON 05/16/11
6508 Basil Lane 37341 L81 corr plat Harvest Run Subd Unit 3 Harrison GI 7221/411 Michelle Clough, Sean A. Clough Wilson & Associates, PLLC
5913 Fort Sumter Drive 37341 L124 Unit 5 Heritage Hills Harrison GI 7955/216 Kelly D. Clodfelter Wilson & Associates, PLLC
934 Spurling Drive 37343 L54 Middle Valley Forest Hixson GI 8041/373 Bradley R. Graybiel Wilson & Associates, PLLC
1004 Woodfield Lane 37343 L40 Fairington Forest Subd Hixson GI 5813/858 Sheila R. Higgins Wilson & Associates, PLLC
304 Stonewood Drive 37343 L12 Grubb Village Stonewood Subd Hixson GI 5300/733 Douglas Richardson Wilson & Associates, PLLC
6821 Benwood Drive 37363 L95 Hamilton on Hunter Subd Ooltewah GI 6858/972 Melony E. Teems, Michael D. Teems Wilson & Associates, PLLC
3008 Edwards Point Road 37377 L3 William and Joni Martin Subd Signal Mountain GI 5260/878 Joni Martin aka Joni Sue Ott, William Martin Wilson & Associates, PLLC
3451 Plumwood Road 37411 L4 Gladys Heights Add Chattanooga GI 6393/891 Shirley Steele, Arthur Steele Wilson & Associates, PLLC
206 Hillcrest Avenue 37411 L15 Colby’s Hill Crest Subd Chattanooga 6745/71 Roy F. Dinsmore aka Roy F. Dinsmore, Jr., Jack
Bannister
Wilson & Associates, PLLC
205 Brookfield Avenue 37411 L54 Belvoir Place Add Chattanooga GI 7989/928 Benjamin S. Parham AKA Benjamin Parham Wilson & Associates, PLLC
1707 Small Street 37412 L9 Block D.G.R. McDonald’s Subd East Ridge GI 8628/668 Maria T. Rollan, John M. Rollan Wilson & Associates, PLLC
5302 Clemens Road 37412 S Line of 40ft Roadway SE Chattanooga GI 6816/508 Louise C. Taylor, Ronald E. Taylor Wilson & Associates, PLLC
3908 Weldon Drive 37412 L7 B D Plan of Blaney Forest Chattanooga GI 7381/115 James Kumbar Jr. Wilson & Associates, PLLC
4319 Greenbriar Road 37412 W1/2 105 all of 106-109 Belle Meade Subd Chattanooga GI 6933/200 Jeannie K. Mathely, Larry G. Mathely Wilson & Associates, PLLC
SALES TO TAKE PLACE ON 05/23/11
7308 Carina Trail 37341 L79 Moon Shadows Subd Unit 2 Harrison GI 6712/875 Rachel Harvey Wilson & Associates, PLLC
1506 Pheasant Run Place 37343 L13 Unit 1 Pheasant Run Subd Hixson GI 7017/824 Christopher H. Campbell, Candace M. Campbell Wilson & Associates, PLLC
340 Celestial Lane 37343 L6 Northern Lights Subd Hixson GI 7741/761 Tana L. Nifong, Lance P. Nifong Wilson & Associates, PLLC
5315 Country Village Drive 37363 L35 County Village Subd Unit 1 Ooltewah GI 7680/599 Teresa A. Gooslin AKA Teresa Gooslin, Benjamin
T. Gooslin AKA Benjamin Gooslin
Wilson & Associates, PLLC
13633 Back Valley Road 37373 L1 JB Pruett Subd Bakewell 4130/154 Johnny B. Pruett Wilson & Associates, PLLC
12232 Plow Lane 37379 L74 The Plantation Soddy Daisy GI8328/831 Amanda R. Meeks, Joseph D. Weeks Wilson & Associates, PLLC
16 Brockhaven Road 37404 L14 amended plat of Brookhaven Chattanooga GI 7526/116 Marie Peter Wilson & Associates, PLLC
1615 Kirby Avenue 37404 L9 B50 Henderson’s Add to Highland Park Chattanooga GI 6995/910 Heather N. Bell, Jonathan P. Bell Wilson & Associates, PLLC
110 Morningside Drive 37404 S21.87 ft L5, L6 N35 ft L7 B1 revised
plat Ferger Place
Chattanooga GI7724/221 Vanessa Hoffman, Robert Aaron Hoffman Wilson & Associates, PLLC
2308 Green Forest Lane 37406 L32 Green Forest Subd Chattanooga GI 8466/248 Wanda Benton Wilson & Associates, PLLC
4127 Quinn Adams Street 37410 L200 B6 Oakview Chattanooga GI 8700/642 Phillip H. Lancaster Wilson & Associates, PLLC
265 West 37th Street 37410 L35 Chattanooga GI 8181/488 Carmella D. Taylor, David P. Taylor Wilson & Associates, PLLC
3314 Montview Drive 37411 N101.8 ft L52 N101.8 ft of E20 ft L53 Tunnel Place Chattanooga GI 7571/917 Lydia Johnson, Jeffrey D. Johnson Wilson & Associates, PLLC
3805 Rogers Road 37411 L2 B D Gillespie Heights Chattanooga GI 8170/1 Sharon Yvette Flemming, Calvin Flemming, Sr. Wilson & Associates, PLLC
3625 Cherokke Avenue 37412 L12 TC Sherrill’s Add to Crestwood Heights Chattanooga GI7758/702 Toukkata Galindo, Leo Galindo Wilson & Associates, PLLC
3611 Helen Lane 37412 L8 B G Second Unit Frederick Home Subd Chattanooga GI 7023/638 Steve Westmoreland Wilson & Associates, PLLC
4805 Hal Drive 37416 L93 Lake Terrace Subd Chattanooga GI 6933/222 Rachiel M. Kile aka Rachiel M. Watson, David Kile Wilson & Associates, PLLC
9314 Shadow Point Circle 37421 L109 Shadow Ridge Subd Chattanooga GI 8253/692 Anthony D. Parker, Kirsten Ridge-Parker Wilson & Associates, PLLC
1902 Stoney Creek Drive 37421 L15 Legends Subd Chattanooga GI 7094/767 Viola Lawrence, Perry Lawrence Wilson & Associates, PLLC
SALES TO TAKE PLACE ON 05/26/11
3005 Pope Drive 37404 L45 JJ Roger;s Add to Foxwood Heights Chattanooga 7598/196 Gezzetta Campbell Better Choice Notice Solutions
3603 13th Avenue 37407 L307 B29 Mission Ridge Land Company’s
Subd known as East Lake
SALES TO TAKE PLACE ON 05/27/11
Chattanooga 6750/482 Darlene Boone And Robert Boone Better Choice Notice Solutions
3910 Merrywood Lane 37416 L80 Unit 3 Murray Hills Estates Chattanooga S&K11-015306 Heirs of Warren T. Allen Shapiro & Kirsch LLP
Building Permits Continued from page 14
brandon Waters, Po box 28052
37424 • 033171J-a-03301
7919 Chianti Way, 37421; ba
Development inc, 7161 lee hwy
ste 300/400 37421; sf Residence;
$135,000; anthony Williams, 7161
lee hwy, ste 300 37421 • 033139Mc-05700
132 Isbill Rd, 37419; smith Ray
alan & Vicki lynn, 173 christy’s ln,
trenton 30752; new single family
Residence; $150,000; owner •
033154b-c-01800
7954 Rhodes Farm Way, 37421;
heritage green Properties llc, Po
box 28072 37424; new single family
Residence; $251,000; bill sewell, 179
hamm Rd 37405 • 033171i-h-00300
Repairs & Alterations
2525 De Sales Ave, 37404; Memorial
hospital, 2525 Desales avenue
37404; alteration to X-Ray, ct scan
& Radiology check-n; $600,000;
Magnus gorrie, 3021 7th avenue
so, birmingham 35233 • 033146e-
K-00100
1211 Latta St, 37406; cuthbertson
Properties llc, Po box 630 37401;
int Phased buildout of two existing
Metal bldgs (int); $150,000; Rob
cuthbertson, Po box 21246 37424 •
033136c-f-00801
2525 De Sales Ave, 37404; Memorial
hospital, 2525 Desales avenue
37404; alteration to Memorial
hospital clinical Decision unit;
$5,100,000; Magnus gorrie, 3021
7th avenue so, birmingham 35233 •
033146e-K-00100
1710 Gunbarrel Rd, 37421; Plaza
Development company llc, same
address; Mri Relocation; $250,000;
eddie helton, 4109 Mountain View
Road 37415 • 033159h-b-02200
105 Sunnyside Dr, 37411; Dorris
april l, same address; Residential
Re-Roof; $5,925; Joe sprout, 1828
taft hwy, signal Mountain 37377 •
033157a-D-00800
3425 McNabb Way, 37419; betty
hollingsworth, 5806 northwoods Dr,
hixson 37343; Remodel; $15,000;
owner • 033144g-a-02200
7255 Lee Hwy, 37421; Villas at oak
crest g P, Po box 450233, atlanta
31145; Re-Roof buildings 700, 800,
900, 1000 & 1100; $98,000; Rob
West, 2143 Payne ave, alcoa 37701
• 033139P-a-01000
2308 Meadowbrook Trl, 37421;
hughes gaylon a & cynthia J,
same address; Replace gutters
and Downspouts; $2,873; stephanie
neher, 1239 Revere Drive, chalfont
18914 • 033138K-e-00400
3719 Skylark Trl, 37416; Pope
Joseph J & Jena Kay, same address;
instal Vinyl siding, soffit & facia;
$10,000; stephanie neher, 1239
Revere Drive, chalfont 18914 •
033128D-D-01200
1232 Mari Jon Dr, 37421; Mcclurg
Judy l, 205 Meadowdale Dr, Dalton
30721; Replacement Windows;
$9,339; stephanie neher, 1239
Revere Drive, chalfont 18914 •
033158g-e-00700
2314 Fairleigh St, 37406; Patterson
betty Rose, 2313 fairleigh st 37406;
enclose existing carport; $12,000;
owner • 033137a-l-01700
38 Frazier Ave, 37405; hill city
lodge no 603, Po box 4001 37405;
Repair / Restore brickwork; $6,500;
gary ball, Po box 3652 37404 •
033135e-D-00800
4401 Rossville Blvd, 37407; boehm
arthur f etal, 351 Pin oak Rd,
Ringgold 30736; Roof Repairs from
storm Damage; $25,000; gary ball,
Po box 3652 37404 • 033168i-b-
00100
2441 Broad St, 37408; William Wood;
Minor Remodel in suite 203-204-205;
$10,000; owner • 033145n-D-00900
7333 Shallowford Rd, 37421; Mc
omie Mark & ellen, 6450 solitude
Dr 37416; Replace three canopy’s
and frames; $9,000; James alsip,
6040 Dayton blvd 37415 • 033149hg-02000
500 Barton Ave, 37405; beene
lemuel thomas, 503 Young ave
37405; Repair Damage from storms
to include Roof, Walls, Windows,
ect.; $20,000; no contractor listed, •
033136h-e-00100
1515 E 46th St Pl, 37407; nelson
William l, Po box 71562 37407; Vinyl
siding and Replacement Windows,
eaves/facia/soffit - exterior Work
only; $5,100; owner • 033168i-D-
01900
1508 Ely RdHixson, 37343; cannon
trina g, same address; Repair
garage Due to tree / storm Damage;
$40,000; J. R. Rothwell, Po box 1675
37406 • 033110i-b-00400
100 Blackwell Farm Rd, 37421;
harry albert, 100 bridge creek Drive
37421; Replace Deck cover With
Metal Roof; $19,000; David a. ellis,
7428 emanon Rd, harrison 37341 •
033170l-D-00100
1115 Concord St, 37405; Welborn
James D, 900 Young ave 37405;
Wood Deck on Roof & stairs to
Roof; $7,500; owner • 033136g-b-
01400 v

28 Friday, May 13, 2011 www.hamiltoncountyherald.com
HAMILTON COUNTY HERALD
(423) 698-8001
Fax: (423) 698-8004
Founded in 1912
Realtors report mixed first quarter results
Sales down slightly for period,
but year-to-year values rise
The local real estate market
presented a varied set of quarterly
results, according to data released
by the Multiple Listing Service
(MLS) of the Greater Chattanooga
Association of Realtors.
In the first three-month
period of 2011, the Southeast
Tennessee and Northwest
Georgia area saw the sale of
1,195 residential units, an 8.7
percent decrease over the same
quarter’s sales in 2010, and a
drop of 5.5 percent over the
October through December sales
Monday – May 16
9 a.m. – noon
MLS Rules & Regs for Dummies
FREE NO CE
Instructor: Pam Duffy
All licensees who have joined the Association in
2010 and 2011 and have not taken this course
MUST attend this course!
Monday - May 16
3 p.m. – 4:30 p.m.
Basic Solid Earth Training
FREE, NO CE
Instructor: Bonnie Rogers
Tuesday – May 17
9 a.m. – noon
Understanding Finance
$30
3 hours TN & GA CE
Instructor: Jeff Elias
Wednesday – May 18
8:30 a.m. – 4:30 p.m.
New Member Orientation
FREE for new members –
CE for Quad Ethics portion only
Various Instructors
All licensees who have joined the Association
in 2011 and have not completed New Member
Orientation MUST attend this course!
of last year. However, Realtors
are not greatly troubled by that
aspect, since it has already been
established that adverse weather
during the earliest part of the
period skewed sales results that
might have been healthier in
more temperate conditions.
Median price figures for the
period witnessed a decrease to
$125,000 – a drop of 5.9 percent
from the fourth quarter of
2010 – but showed a respectable
gain of 4.2 percent over the first
quarter of last year. While a
positive sign, in terms of affordability,
the price drop is often
Upcoming knowledge opportunities for Realtors!
Now is a great time to enhance your Realtor knowledge and skills
through the many professional development courses offered at
Greater Chattanooga Association of Realtors.
w w w . g c A R . n e t
interpreted by some authorities
as a sign of a continuing sluggish
economic outlook. However, the
index indicating the number of
days on the market has increased
by only a single week during the
period – from 136 days three
months ago, to 143 days in the
first quarter of 2011.
“As always, there are many
significant forces that challenge
our industry,” said Jennifer
Grayson, president of GCAR.
“In the present case, unemployment
and tax policy on the
national level will dictate the
nature of the debate for the rest
HOW TO REGISTER FOR A CLASS
You may register online for a class (or just check out what is coming up) by going to our Web
site at www.GCAR.net. At the top of the new Web site, click on the Calendar. The classes will be
listed by date. Follow the onscreen direction to get more info, Register or Add to your calendar!
All regular CE costs are $10 per credit hour for Realtors. Designation courses are priced differently.
See online registration for the prices of designation courses.
You may also contact the association office for a printed form that can be filled out and faxed
or emailed at your convenience.
If you are having trouble registering for a class, please contact Susan at the association office,
423-698-8001.
For all LUNCH & LEARN seminars, please grab some lunch before you come!
Unless otherwise noted, all of the following classes will take place in the GCAR Knowledge
Services Department.
To cancel a class, you must submit an email or fax, written notice required. If no cancellation is
received, cost of class is forfeited. If class is FREE a $30 “No Show” fee will be assessed/charged.
Thursday – May 19
9 a.m. – noon
Quadrennial Code of Ethics
$30
3 hours TN & GA CE
Instructor: Susan Barnette
This course is required for all Realtors.
If you have not taken it between January 1, 2009
and this date – you must take it.
Thursday – May 19
1:30 p.m. – 4:30 p.m.
Enhancing Customer Service
Using Public Records
(Courthouse Retrieval Program)
$30
3 hours TN & GA CE
Instructor: Katy England
Friday – May 20
9 a.m. – 11:30 a.m.
TN Form Friday
FREE, NO CE
Instructor: Pam Duffy
Wednesday – May 25
8:30 a.m. – 10:30 a.m.
The GIG
Thursday – May 26
Noon – 4 p.m.
TAR Forms 101
$40
4 hours TN & GA CE
Instructor: Susan Barnette
of this year. The next few months
might give us stronger indicators
of where the market will have
taken us by year’s end.”
She added, “Like most in
our business, I prefer optimism,
but I plan to maintain a watchful
eye on all of the statistical indicators.”
Grayson further pointed
out: “With the homebuyers’ tax
credit, we artificially stimulated
sales in the first six months of
last year, which we are not doing
this year.”
Chattanooga MLS President
Dan Griess agreed saying,
“Without question, last year’s
homebuyer’s tax credit had its
benefits. But there remains a
level of uncertainty about the
pace of sales going forward.” He
added, “Looking back on historical
results is useful in benchmarking
performance, but how
2963 AmnicolA
HigHwAy
cHAttAnoogA,
tennessee 37406
the stats might help us to predict
where we’ll be in six to 12
months is problematic.”
Griess added, “To be sure,
our unemployment rate in the
Greater Chattanooga market is
now at 8.2 percent, considerably
below national numbers, but it
still indicates well over 21,000
people in our area who are out
of work. That simple fact places
added stress on all of our efforts”
Grayson concurred. “We are
closely monitoring the activities
of regional and national policymakers
who will ultimately
impact tax decisions. Our leadership
has made our voices heard
recently in our State capital, and
this week, we will also visit with
national leaders in Washington,
DC to speak on behalf of those
still believing in the American
Dream of home ownership.” v
Association Officers
Jennifer Grayson, President; Mark Hite, President-Elect; Becky Cope-English, Secretary/Treasurer; Randy Durham, Immediate Past President
Association Directors
Mark Blazek, Julie Chamberlain, Travis Close, Jay Craig, Chris Davis, Russ Elliot, Fidel Fonseca, Dan Griess, John Healy, Byron Kelly, Bobby Teems, Vicki Trapp, Nathan Walldorf
MLS Officers
Dan Griess, President; Russ Elliot, President-Elect; Bobby Teems, Past President
MLS Directors
Mark Blazek, Julie Chamberlain, Jennifer Grayson, Becky Cope-English, Randy Durham, Mark Hite, Myra Cochran, Ben Pitts, Tab Tollett, Kathy Tucker